The Complete Camachee Island Guide. (2026)

Executive Summary

Camachee Island is a waterfront condominium community at Camachee Cove in St. Augustine, just across the Vilano Beach bridge. Part of a marina enclave on the Intracoastal Waterway, it offers boaters and water lovers a rare combination of condominium living, a deepwater marina, and quick access to historic downtown and the beaches.

The community is made up of 34 condominium units built in 1983, in flats and townhouse styles, running roughly 1,098 to 2,034 square feet, with one, two, and three bedroom layouts. Residents enjoy a swimming pool, a boaters lounge, covered parking, and marina access, with the Camachee Cove marina able to host yachts to 120 feet.

For pricing context, units trade across a range according to listing data, with the figure set by the floor plan, the water view, the floor, and the updates. Those numbers are third-party market context and not NEFAR statistics, so a specific unit should be priced off recent comparable sales in the community.

Quick Facts

Community Overview & History

Waterfront condominium living in a St. Augustine marina cove

Camachee Cove is a peaceful waterfront enclave just across the Vilano Beach bridge from St. Augustine, known for its marina, its mix of condos and single-family homes, and its Intracoastal views. Camachee Island is its condominium community, offering boaters and water lovers a rare lock-and-leave option steps from the water.

How it feels on the ground today

Camachee Island reads as a quiet, boater-friendly community where the marina, the water views, and the proximity to downtown and the beaches are the headline draws. The condominium living and the marina access appeal to boaters, downsizers, and second-home owners who want the water without a large home to maintain.

The Community and What You Are Buying

Camachee Island is a waterfront condominium community, so the choice comes down to the floor plan, the water view, the floor, and the level of updating.

Floor plan and style

Flats and townhouse-style units from roughly 1,098 to 2,034 square feet cover one, two, and three bedroom layouts.

Water view and position

Units with direct marina and Intracoastal views carry a premium, so the position drives lifestyle and resale.

Updated versus original

Units trade as both renovated and largely original, so condition is a major factor in price.

Real Estate Market

Camachee Island appeals to boaters, downsizers, and second-home owners who want waterfront condominium living with marina access in the St. Augustine area.

Units trade across a range per listing data, with the figure set by the floor plan, the view, the floor, and the updates. Because the building has a range of plans and conditions, a specific unit should be priced from the closest comparable sales in the community.

The marina access, the water views, and the proximity to downtown and the beaches keep demand steady from boaters and water lovers who want a lock-and-leave home on the Intracoastal.

Who Lives Here

Camachee Island draws boaters, downsizers, and second-home owners who want waterfront condominium living with marina access at Camachee Cove, minutes from historic downtown St. Augustine, Vilano Beach, and the Intracoastal Waterway.

Schools

Camachee Island is served by the St. Johns County School District, consistently one of the highest-rated districts in Florida. Attendance zones are assigned by home address, so confirm the exact zoning for a particular Camachee Island address with the district before you buy.

Amenities & Lifestyle

Camachee Island pairs marina and waterfront amenities with its St. Augustine location.

Marina access

The Camachee Cove marina can host yachts to 120 feet, with fuel, slips, and skippers lounges.

Swimming pool and boaters lounge

A swimming pool and a boaters lounge serve residents.

Covered parking and Wi-Fi

Covered parking, Wi-Fi, and laundry facilities add convenience.

Waterfront St. Augustine location

Historic downtown, Vilano Beach, and the Intracoastal are minutes away.

HOA, CDD & Costs

Camachee Island is a condominium, so residents pay a monthly association fee that covers the building exterior, the grounds, the pool, and the shared marina-area amenities. Confirm the current fee and exactly what it includes for a specific unit.

Because it is a waterfront condominium, also confirm the reserve levels, any planned special assessments, the marina and slip arrangements, and the current rules on leasing and pets before you write an offer.

Pull the flood designation for the specific building and a current insurance picture, since a waterfront condominium has different considerations than an inland home.

Commute Analysis

Camachee Island pairs a waterfront marina setting with a central St. Augustine location, where Vilano Beach and historic downtown are minutes away and I-95 and the beaches are a short drive, which delivers a boater-friendly, lock-and-leave lifestyle on the Intracoastal.

Shopping & Dining

Everyday shopping and dining are minutes away, with the restaurants and shops of the Camachee Cove marina, Vilano Beach, and historic downtown St. Augustine close at hand. The location is one of the more unique waterfront settings in the area.

Pros and Cons

Camachee Island vs. Comparable Communities

Hidden Things Buyers Should Know

Marina access is the draw

Camachee Island offers a rare combination of condominium living and a deepwater marina, which is the main reason boaters shop here.

Confirm the association and slip arrangements

Confirm the monthly fee, the reserves, any special assessments, and how marina slips are arranged for the specific unit.

View and condition drive price

Water view, floor, and condition drive a wide price range, so compare like units in the community.

Momentum Expert Insight

Selling a Home in Camachee Island

Selling at Camachee Island is about presenting the water views, the marina access, and the updates to boaters and second-home buyers, and pricing correctly against the closest comparable sales in the community.

We price from the most recent comparable units, account for the view, the floor, and the condition, and market the marina access, the waterfront setting, and the proximity to downtown and the beaches to the boaters and water lovers who shop this market.

Flood Zones & Insurance

St. Johns County flooding concentrates near the Intracoastal, the coast, and the creeks and marshes, while many inland master-planned communities sit in lower-risk zones.

The reliable move is to pull the FEMA flood designation for the exact Camachee Island address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

Internet & Connectivity

St. Johns County is well served by AT&T (fiber in most newer communities) and Xfinity (Comcast), though fiber availability still varies by street. If working from home matters, confirm the options, and fiber in particular, at the specific Camachee Island address rather than assuming.

The Tax Reality

St. Johns County total millage varies by district, and CDD assessments are common in the master-planned communities, which adds to the all-in cost on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

What Your Budget Buys Here

The same budget buys very different homes across Camachee Island and the surrounding area, depending on age, size, lot, and condition. Rather than anchor on the asking price or the neighborhood average, price any specific home off the most recent comparable sales, and weigh what your money would buy in the nearby alternatives before you commit.

The Future of the Area

St. Johns County continues to grow, with new rooftops, retail, and road work reshaping parts of the area. That growth supports long-run demand, but it can also add competing inventory and construction traffic in the near term, so factor both the upside and the disruption into your timing and your pricing.

Resale Liquidity

How quickly a Camachee Island home resells comes down to presentation, condition, and pricing against the latest comparable sales rather than the neighborhood average. Homes that are priced correctly and shown well tend to move, while overpriced or dated homes sit. We track the active and sold comparable set so a Camachee Island home is priced to the real market.

The Camachee Island Playbook

If you are buying in Camachee Island, here is how we would approach it: pull the flood zone and a real insurance quote for the specific address, confirm the HOA dues and whether a CDD applies, compare what your budget would buy nearby, and price the home off the closest comparable sales rather than the asking price. If you are buying any new-construction home, bring your own agent before you register, since the on-site representative works for the builder, not for you.

Questions We Would Ask Before Buying Here

Mistakes to Avoid

The common ones around Camachee Island: trusting the seller current tax bill instead of the post-sale reset; skipping the address-specific flood check; assuming fiber is at every home; and pricing off the neighborhood average rather than the closest comparable sales. Each is avoidable with the right diligence, which is exactly where having your own agent pays off.

Frequently Asked Questions

Where is Camachee Island?

Camachee Island is at Camachee Cove in St. Augustine, just across the Vilano Beach bridge, on the Intracoastal Waterway, in the 32084 area.

What kind of community is Camachee Island?

Camachee Island is a waterfront condominium community of 34 units built in 1983, part of a marina enclave at Camachee Cove.

What do units in Camachee Island cost?

Units trade across a range per listing data, set by the floor plan, the water view, the floor, and the updates. Those are third-party figures, not NEFAR statistics, so price a specific unit off comparable sales.

What size are residences in Camachee Island?

Residences run roughly 1,098 to 2,034 square feet, in flats and townhouse styles with one, two, and three bedroom layouts.

What amenities does Camachee Island have?

Camachee Island has a swimming pool, a boaters lounge, covered parking, Wi-Fi, laundry facilities, and access to the Camachee Cove marina, which can host yachts to 120 feet.

What does the association fee cover?

The monthly fee covers the building exterior, the grounds, the pool, and shared amenities. Confirm the current fee, the reserves, and the marina arrangements for a specific unit.

Does Camachee Island have a marina?

Yes. Camachee Island is part of the Camachee Cove marina, which offers slips, fuel, and skippers lounges and can host yachts to 120 feet. Slips are typically arranged separately, so confirm the details.

What schools serve Camachee Island?

Camachee Island is served by the top-rated St. Johns County School District. Confirm the exact zoning for an address with the district.

Is Camachee Island a good value?

For boaters and water lovers who want condominium living with marina access, the waterfront setting makes it a strong option, though the view, floor, and condition drive a wide price range.

How far is Camachee Island from historic downtown St. Augustine?

Camachee Island is about five to ten minutes from historic downtown St. Augustine.

How far is Camachee Island from Vilano Beach?

Camachee Island is about five minutes from Vilano Beach.

Is Camachee Island in a flood zone?

As a waterfront community, the flood and insurance picture varies, so pull the designation and an insurance picture for the specific building before you buy.

Is Camachee Island good for boaters?

Yes. The deepwater marina access at Camachee Cove makes it one of the more boater-friendly communities in the St. Augustine area.

How far is Camachee Island from downtown Jacksonville?

Camachee Island is roughly fifty minutes from downtown Jacksonville.

Who should I call about buying in Camachee Island?

Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a St. Augustine waterfront specialist.

Do I need my own agent to buy in Camachee Island?

Yes. The listing agent works for the seller. Your own agent represents only you, confirms the association fee, reserves, and marina arrangements, pulls the true comparable sales, and structures an offer that protects you.

Related Reading

If you are weighing Camachee Island against other St. Augustine waterfront options, these guides are a good next step.