Camachee Island in St. Augustine

Camachee Island Homes for Sale in St. Augustine, FL

Waterfront marina community · St. Augustine · ZIP 32084

A yacht-harbor waterfront enclave minutes from historic St. Augustine.

Marina and boat slipsIntracoastal accessMinutes to downtown
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
A waterfront condo and home enclave where the building, the floor, the view, and the boating access set value; price to comps and read the association.
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Unlock Off-Market Camachee Island

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$660K
Median Price
5.1mo
Supply
43days
Avg DOM
Soft
Seller Leverage
$352/sf
Median $/Sqft
-27%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Camachee Island is a waterfront enclave of condominiums and homes built around the Camachee Cove yacht harbor, minutes from historic St. Augustine with quick Intracoastal and Atlantic inlet access. For the condos, value turns on the building, the floor, the water view, and the line, and the association's reserves and SIRS milestone status matter as much as the unit. The marina's ongoing upgrade and the downtown seawall project are the tailwinds; coastal insurance is the carrying-cost variable."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Camachee Island market snapshot (as of June 14, 2026): the median sale price is about $660K ($352 per sq ft), with homes averaging 43 days on market and 5.1 months of supply, a buyer-leaning market (limited data). Values are down 27% over the past year and up 25% since 2017, based on 7 recent closings in live realMLS data.

Camachee Island is a waterfront enclave on the Tolomato River and Intracoastal in north St. Augustine, built around the Camachee Cove yacht harbor near Vilano. It pairs condominiums and single-family homes with a full-service marina and quick access to the St. Augustine inlet and the Atlantic.

The draw is boating and proximity: about two miles to the historic downtown, minutes to Vilano Beach, and direct Intracoastal access from the harbor, with the marina now under a multi-year upgrade.

Boating access and a downtown-close address, the building, the floor, and the view set the rest.

Because most of the inventory is condominium, the association's financial health, its reserves, insurance, and milestone status, matters as much as the unit, and coastal insurance is the carrying-cost variable.

Best for

  • Boaters who want marina access and inlet proximity
  • Buyers who want a waterfront condo minutes from downtown
  • Lock-and-leave and second-home owners
  • Buyers comfortable reading a condo association's books

Probably not for

  • Buyers who want a single-family home and yard inland
  • Anyone unwilling to carry coastal flood and wind insurance
  • Buyers who want a turnkey, uniform subdivision
  • Anyone who wants to avoid condo rules and assessments

How Camachee Island is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
5.1Months of supplytight
42Median days on marketdays
1 : 3Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
+25%Median price since 2017appreciation
-6%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Camachee Island listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Camachee Island buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Camachee Island

Live MLS inventory for Camachee Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Camachee Island listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Windward at Camachee Cove yacht harbor
  • Wet slips and lift slips, inlet access
  • Fuel, ship's store, charters, Freedom Boat Club
  • About 2 miles to historic downtown
  • Minutes to Vilano Beach

Camachee Island is a waterfront enclave of condominiums and single-family homes built around the Windward at Camachee Cove yacht harbor on the Tolomato River and Intracoastal in north St. Augustine. The harbor offers wet and lift slips, fuel, a ship's store, charters, and a Freedom Boat Club, with quick Intracoastal and Atlantic inlet access and historic downtown about two miles away.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Vilano BeachAbout 5 minutes
Historic downtown St. AugustineAbout 5 to 10 minutes by car; easy boat run south on the ICW
St. Augustine Inlet (by water)Less than a mile; minutes by boat
St. Augustine BeachAbout 15 minutes
St. Augustine Premium Outlets and US-1 retailAbout 15 to 20 minutes
Jacksonville International Airport (JAX)About 50 to 55 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Camachee Island Homes for Sale in St with Momentum Realty’s local guides.

Vilano Beach Homes for Sale in StVilano Beach Homes for Sale in StSt. Augustine, FL · 0.3 miBVBreakwater Villas in StSt. Augustine, FL · 0.5 miHildreth Back Bay Homes for Sale in North City, FLHildreth Back Bay Homes for Sale in North City, FLNorth City, FL · 0.6 miSVSeacrest of Vilano Homes for Sale in StSt. Augustine, FL · 0.8 miFullerwood Park Homes for Sale in North City, FLFullerwood Park Homes for Sale in North City, FLNorth City, FL · 0.8 miLas Palmas Homes for Sale in StLas Palmas Homes for Sale in StSt. Augustine, FL · 1.1 miCollier Heights Homes for Sale in St Augustine, FLCollier Heights Homes for Sale in St Augustine, FLSt Augustine, FL · 1.5 miOcean Grande Homes for Sale in South Ponte Vedra Beach, FLOcean Grande Homes for Sale in South Ponte Vedra Beach, FLSouth Ponte Vedra Beach, FL · 1.5 miVillages of Vilano Homes for Sale in Vilano Beach (StVillages of Vilano Homes for Sale in Vilano Beach (StVilano Beach (St. Augustine), FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Camachee Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Camachee Island is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public Elementary

Ketterlinus Elementary School

Public Middle

Sebastian Middle School

Public High

St. Augustine High School

Private 9-12

St. Joseph Academy

Private Montessori

Moultrie Montessori School

Buying with schools in mind? We can confirm the exact zoned schools for any Camachee Island address.

The takeaway

What is shaping value at Camachee Island: the marina's redevelopment, the downtown St. Augustine seawall project, and a statewide property-tax question. Each item below is sourced and linked.

Recent Developments in Camachee Island

Our read on what is being built around Camachee Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe drivers point up as the marina upgrades and flood mitigation advances; coastal insurance and condo-association costs are the watch items.

Camachee Cove marina upgrading under new ownership

2025
BullishNotable impact
SignificanceRadius: On-site

A marina upgrade with planned superyacht dockage and a new restaurant can lift waterfront-adjacent values.

St. Augustine to rebuild and raise the Matanzas River seawall

2025
BullishMajor impact
SignificanceRadius: Area

Downtown flood mitigation is a long-term positive for the broader St. Augustine waterfront market.

Condo association reserves and milestone status

Ongoing
NeutralNotable impact
SignificanceRadius: On-site

For a coastal condo, the SIRS reserve study and milestone inspection drive the true cost.

Quick Intracoastal and Atlantic inlet access

Ongoing
BullishNotable impact
SignificanceRadius: On-site

Direct deep-water and inlet access is the enclave's scarce, durable asset.

Florida property tax overhaul on the November 2026 ballot

2026
NeutralMajor impact
SignificanceRadius: Regional

A larger homestead exemption could cut owner bills, with a county service-funding tradeoff.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Camachee Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. May 2025
    Marina

    Camachee Cove marina redeveloping under new ownership

    Windward Marina Group, which bought the Camachee Island marina and renamed it Windward at Camachee Cove, is redeveloping the site, with the longtime Kingfish Grill building permitted for demolition to make way for a higher-end restaurant. Why it matters: A marina upgrade can lift waterfront-adjacent values, though it brought a near-term amenity loss. Source

  2. September 2025
    Resilience

    St. Augustine to rebuild and raise the Matanzas River seawall

    The National Park Service, FDOT, and the city will rebuild and raise the downtown Matanzas River seawall to mitigate flooding, with work slated to begin around 2026. Why it matters: Flood-mitigation investment supports the broader St. Augustine market, including nearby Camachee. Source

  3. June 2026
    Taxes

    Florida property tax overhaul sparks concern in St. Johns County

    County officials estimate up to a 113 million dollar revenue decrease by 2029 if voters raise the homestead exemption; the amendment needs 60 percent approval. Why it matters: Potential tax relief supports affordability, while county service funding is the offsetting risk. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Camachee Island, this is the order of operations we would run, and the one we run for our clients.

1

Read the condo association's SIRS reserve study and milestone status before the unit.

2

Confirm the master insurance and any special assessments.

3

Read the building, the floor, the view, and the line, they set the price.

4

Get coastal flood and wind insurance quotes early.

5

Cross-shop the waterfront, including Vilano Beach.

Best Buy
An updated water-view unit in a well-funded, milestone-clear building
Biggest Risk
Reserves, milestone costs, and coastal insurance
Best Lot
Direct water-view lines over interior-facing units
Smart Timing
Buy when the association's books and milestone check out
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Condominiums and single-family homes around a yacht harbor

Setting

Camachee Cove on the Tolomato River and Intracoastal

Water

Marina with wet slips and lift slips, inlet access

Pricing

Waterfront-adjacent value; price to comps by building and view

Costs & Fees

HOA

Condo and homeowner associations by building or section

CDD

None

Insurance

Coastal flood and wind coverage is the key monthly cost

Amenities

Marina

Windward at Camachee Cove yacht harbor, fuel, ship's store

Boating

Quick Intracoastal and Atlantic inlet access

Club

Freedom Boat Club and charters on site

Location

About 2 miles to historic downtown St. Augustine

Location

Setting

North St. Augustine near Vilano, on the Intracoastal

ZIP

32084, St. Augustine

Access

About 5 to 7 minutes to downtown; I-95 about 15 minutes

The Homes & Style

Camachee Island is a waterfront enclave of condominiums and single-family homes built around the Windward at Camachee Cove yacht harbor in north St. Augustine, on the Tolomato River and Intracoastal near Vilano. The condos range by building, floor, and view, and a number of homes pair with deep-water slips, so the inventory is varied and waterfront-oriented rather than a uniform subdivision.

Because most of the inventory is condominium, price a specific unit off the closest comparable sales for its building, floor, and view line, and read the association before the unit. Direct water-view lines and higher floors carry the premium.

Living Here

Daily life centers on the harbor: fuel, a ship's store, charters, and a Freedom Boat Club, with quick Intracoastal and Atlantic inlet access. Historic downtown St. Augustine is about two miles away, Vilano Beach is minutes north, and I-95 is roughly 15 minutes out.

The marina is under a multi-year upgrade with planned superyacht dockage and a new restaurant, and the broader downtown waterfront is getting a rebuilt, raised seawall for flood mitigation, both long-term positives, while coastal flood and wind insurance is the carrying-cost variable to price early.

Before You Offer

Before you sign here, run this list.

  • Read the condo association's SIRS reserve study and milestone status before the unit
  • Confirm the master insurance and any special assessments
  • Read the building, floor, view, and line, they set the price
  • Get coastal flood and wind insurance quotes early
  • If you want a slip, confirm availability and whether it is owned or leased
  • Confirm the zoned schools for the address with St. Johns County
How It Compares to Nearby Communities

The honest way to place Camachee Island is against the other north St. Augustine waterfront and coastal options.

CommunityHow it compares
Vilano BeachThe coastal area just north for buyers who want beach proximity and a mix of condos and homes.
Marsh CreekAn established gated golf community on Anastasia Island for buyers who want a course over a marina.

Camachee Island wins on marina access and a downtown-close waterfront address; the cases against are condo-association costs and coastal insurance.

Who It Fits

Camachee Island fits the boater and waterfront buyer who will underwrite a coastal condo, not the buyer who wants an inland single-family home.

Fits you if

  • You want marina access and inlet proximity
  • You want a waterfront condo minutes from downtown
  • You are a lock-and-leave or second-home owner
  • You will read the condo association's books

Look elsewhere if

  • You want an inland single-family home and yard
  • You will not carry coastal insurance
  • You want a turnkey, uniform subdivision
  • You want to avoid condo rules and assessments
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Unit
$487K to $562K

Interior-facing condos, the value entry into the marina enclave.

Lowest entry
The Water View
$562K to $1.10M

Condos with marina or water views, the core of demand here.

Most inventory
The Home or Slip
$1.10M to $1.52M

Single-family homes and units paired with a deep-water slip, the premium tier.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$487K to $562K
The Interior Unit
Interior-facing condos, the value entry into the marina enclave.
$562K to $1.10M
The Water View
Condos with marina or water views, the core of demand here.
$1.10M to $1.52M
The Home or Slip
Single-family homes and units paired with a deep-water slip, the premium tier.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Full-service marina and inlet accessStrong
Minutes to historic St. AugustineStrong
Scarce deep-water accessStrong
Marina upgrade underwayImproving
Condo reserves, milestone, coastal insuranceManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Camachee Island

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Boating access minutes from downtown, the view line and the association's books set the deal.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk6.2/10
Location Efficiency8.2/10
Long-Term Defensibility8.2/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Camachee Island is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Direct marina or Tolomato River view vs courtyard vs interior-facing exposure is the dominant value split: the view line you are in sets the price ceiling for the unit
  • Floor level compounds the view: higher floors clear rooflines and dockside structures to deliver full water orientation, while lower floors may look across marina roofs or adjacent structures
  • The stack and line within each building determine orientation to the harbor basin vs the interior of the island; marina-side stacks are the most desirable and command the clearest premium
  • End units and corner units on marina-facing lines gain the widest water corridors and are the first to transact when they come available
  • Florida condo law requires a Structural Integrity Reserve Study and milestone inspection for buildings of this age; the building's reserve funding level, milestone completion status, and any special assessments matter as much as the unit itself for a coastal condo of this vintage

Camachee Island is primarily a condominium market built around the Windward at Camachee Cove yacht harbor, so unit value is driven by the building, the floor, the view, and the line rather than a traditional lot. The dominant value driver is the view line: direct marina or Tolomato River orientation commands the clearest premium, with partial water views and courtyard-facing units stepping down from there, and interior-facing units representing the value entry. Floor level compounds this: higher floors clear the rooflines of adjacent dock structures and deliver unobstructed water orientation, while lower floors on even the best marina-facing lines may look across boat sheds or neighboring roofs. The stack and its orientation to the harbor basin determine which direction you wake up looking, and end and corner units on marina-facing lines pick up the widest view corridors. Under Florida condo law, the Structural Integrity Reserve Study, milestone inspection status, master insurance, and any history of special assessments are as important as the unit for a coastal condominium of this age; read the association's books before you price the unit.

Camachee Island in 15 seconds.

Best forBoaters and waterfront buyers who want marina access minutes from downtown.
Biggest advantageA full-service marina and inlet access near historic St. Augustine.
Biggest riskCondo reserves, milestone costs, and coastal insurance.
Sweet spotAn updated water-view unit in a well-funded building.
Avoid ifYou want an inland single-family home, no condo rules, or low coastal insurance.

Condo Dues & the Association

15-Second Take
  • Condo and homeowner associations, no CDD
  • Read the SIRS reserve study and milestone status
  • Coastal flood and wind insurance is the key cost
  • Marina slips are separate from the unit
  • Confirm assessments before you contract

Camachee Island is governed by condo and homeowner associations by building or section, with no CDD. For the condos, confirm the dues, the SIRS reserve study, the milestone inspection status, the master insurance, and any special assessments for the specific building, since the association's financial health is the most important number on a coastal condo.

Condo dues cover building exterior and roof, grounds, master insurance, and shared facilities; marina slips are a separate purchase or lease.

There is no country club; the marina, with fuel, a ship's store, charters, and Freedom Boat Club, is the on-site amenity.

Marina3070 Harbor Drive, St. Augustine, FL 32084Windward at Camachee Cove Yacht Harbor; confirm current address with marina operator
The takeaway

Price to the building, the floor, the view line, and recent comps, and lead with the marina access and the downtown-close waterfront location.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Camachee Island, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Vilano Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Camachee Island home worth?

Get a no-obligation home value based on real comparable sales in Camachee Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Camachee Island on the map →
Or get your Camachee Island home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Camachee Island year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

How much local inventory is already under contract

28% of homes for sale in ZIP 32084 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-23).

Camachee Island Market Scorecard

Strong seller's market

Camachee Island is currently a strong seller's market. About 1.7 months of supply, a median asking price of $649,000, and homes go under contract in about 55 days.

1.7
Months supply
$649,000
Median list
$660,000
Median sold
$414
Per sqft
55
Days on mkt
1/3/7
Active/Pend/Sold

Typical home value in the 32084 ZIP is $350,120, about 3.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

The boating pattern
From the slip: minutes to the inlet and offshore water, an easy Intracoastal idle south past the Castillo to downtown docks, or north toward Vilano and the Tolomato. Fuel, ice, and the yard are on-island, so the friction that kills boating frequency elsewhere simply is not here. Owners report using the boat more, which is the entire point.
The working-harbor reality
A full-service yacht yard means travel lifts, bottom jobs, and marine trades at work. Most residents consider the activity part of the charm and the property values; buyers expecting resort silence should tour on a busy Saturday before deciding.
The seasonal rhythm
St. Augustine's tourist tide runs heavy from Nights of Lights through summer, and the May Street and Vilano corridor feels it. Locals learn the timing; the gate means it stays outside, but plan your downtown runs around the calendar.
Coastal maintenance honesty
Salt air works on everything: HVAC, fixtures, paint, glass. Multi-era housing means inspection matters more than in a new-build community, and the sellers who maintained ahead of the curve are the listings worth paying up for.
Where is Camachee Island?
Camachee Island sits between mainland St. Augustine and Vilano Beach, just north of historic downtown in ZIP 32084, connected by bridge and built around Camachee Cove Yacht Harbor on the Intracoastal Waterway.
What kind of community is Camachee Island?
A small gated marina village that has developed since 1979: single-family homes, island villas, townhouses, and a 34-unit 1983 condominium building, all arranged around a working harbor with marina restaurants, a yacht yard, and marine businesses.
What is Camachee Cove Yacht Harbor?
The protected deep-water marina at the heart of the island, with roughly 230 wet slips, lift slips, dockage for large vessels reported to roughly 150 to 175 feet, high-speed fuel, and a full-service yacht yard. It operates today under the Windward and Suntex banner.
Do homes on Camachee Island come with boat slips?
Generally no, and this is the key structural difference from private-dock communities. Boats live at the marina under lease or separate arrangement rather than on deeded backyard docks. Confirm the slip situation, current rates, and availability for your vessel as part of any purchase.
What do Camachee Island homes cost?
The practical village range runs roughly $500K to $2M+ for villas, townhouses, and single-family homes, with condo units trading below that entry. It is a thin market, so price any specific home off true comparable sales inside the gate rather than broad 32084 averages.
Is there an HOA, and what does it cost?
Yes, the island is gated and association-governed, and the structure varies by product: the condominium, the villa and townhouse sections, and the single-family streets each carry their own documents. Third-party data has cited neighborhood averages near $167 per month while condo dues have been cited around $700 per month, so confirm the current amounts, reserves, and what each layer covers for the specific home.
Is there a CDD on Camachee Island?
No. This is an older enclave with no community development district, which keeps the tax bill simpler than the newer master-planned communities in St. Johns County.
How close is the St. Augustine Inlet?
Less than a mile by water. From a slip at Camachee Cove you can be in open Atlantic water in minutes, which is the access offshore anglers and cruisers pay large premiums for elsewhere. The inlet can shoal and demands local knowledge; check current conditions for your draft.
How far is historic downtown St. Augustine?
About two miles, roughly five to ten minutes by car, and an easy run by boat down the Intracoastal past the Castillo. Vilano Beach sand is about five minutes the other direction.
What schools serve Camachee Island?
The St. Johns County School District, in the in-town feeder pattern: Ketterlinus Elementary (K-5), Sebastian Middle School (6-8), and St. Augustine High School (9-12) in the current assignment. Confirm zoning for the specific address with the district.
Is Camachee Island in a flood zone?
It is a low coastal island between the mainland and Vilano Beach, so assume meaningful flood exposure and underwrite it honestly: pull the FEMA designation, the elevation certificate where available, and a real flood and wind insurance quote for the specific home inside your inspection window.
What does it cost to keep a boat at Camachee Cove?
Dockage is leased from the marina at posted or negotiated rates by vessel length, from transient to annual arrangements; budget it as a recurring line item on top of your housing costs and confirm current rates and availability directly with the marina before you buy.
Is Camachee Island good for offshore boaters?
It is arguably the premier address in the region for them: a protected harbor, fuel and a full-service yard on site, and the inlet minutes away. Communities with backyard docks deeper inside the Intracoastal trade hours of running time for that convenience.
What amenities are on the island?
The marina itself, the yacht yard and marine services, marina restaurants, a sailing school, the St. Augustine Yacht Club, and a small commercial village. This is a working-harbor lifestyle, not a resort-amenity community; there is no golf course or grand clubhouse, and buyers should want it that way.
Can I rent out a Camachee Island home?
Rental rules vary by association layer: the condominium, villa, townhouse, and single-family documents each set their own minimums and restrictions, and local short-term-rental regulation applies separately. Verify the current policy in the governing documents for the specific product before you underwrite any rental income.
Do I need my own agent to buy on Camachee Island?
Yes. The listing agent works for the seller. In a thin, boat-first market, your own representation verifies the association layers, prices the slip economics, reads the flood and insurance picture, and surfaces homes that never hit the portals. Momentum Realty will connect you with a St. Augustine waterfront specialist; call (904) 351-6461 or use the form on this page.
Boaters who want marina access and inlet proximityExcellent fit
Buyers who want a waterfront condo minutes from downtownExcellent fit
Lock-and-leave and second-home ownersExcellent fit
Buyers comfortable reading a condo association's booksExcellent fit
Buyers who will budget coastal insuranceExcellent fit
Buyers who want an inland single-family home and yardProbably not
Anyone unwilling to carry coastal insuranceProbably not
Buyers who want a turnkey, uniform subdivisionProbably not
Anyone who wants to avoid condo rules and assessmentsProbably not
Buyers who want the lowest carrying costProbably not

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Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Camachee Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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A Momentum Realty Camachee Island specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Camachee Island — what to look for, questions to ask, and your local expert.
Camachee Island St Augustine median home price history from 2017 to 2025, chart by Momentum Realty
Median sale price in Camachee Island St Augustine, Florida by year (2017 to 2025). Source: Momentum Realty.

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