Canoe Creek Reserve
Homes for Sale in St. Cloud, FL

All 1,138 homes for sale in St. Cloud, FL · median $433,585 · Osceola County homes for sale

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Built fromPublic records & builder filingsUpdated twice daily

Canoe Creek Reserve is a community in St. Cloud, Osceola County, FL. Across St. Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

The defining feature is a published, tiered entry price: Reserve I from $307,990, Reserve II from $313,990 and Reserve III from $338,990. What each section includes in lot size or plan range has not been stated, so do not assume the sections are interchangeable.

Because the CDD status is unknown, that is the first item to pin down in writing, along with HOA dues, the deposit and refund terms, KB Home's incentive conditions and a dated completion estimate for the specific homesite. Ask whether the starting price includes the lot premium and standard finishes.

The 60-Second Overview

Canoe Creek Reserve is a KB Home single-family community at Canoe Creek Road and Mildred Bass Road in St. Cloud, Osceola County, Florida. The sales office and model homes opened in June 2026, so the community is in its first-phase sales stage. KB Home describes one- and two-story homes with up to 6 bedrooms, priced from the low $300,000s. NewHomeSource lists three sections with different entry prices: Reserve I from $307,990, Reserve II from $313,990 and Reserve III from $338,990. Amenities are a playground and a pool with cabana. HOA and CDD details have not been confirmed; the CDD status is listed as unknown. No lot sizes or total home count appear in the information we have.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a new build with a pool and playground in the amenity plan.
  • Buyers who need many bedrooms at a lower entry price.
  • Buyers who are comfortable verifying assessments before signing.

Probably not for

  • Buyers who need a confirmed no-CDD structure.
  • Buyers who need lot sizes confirmed before touring.
  • Buyers whose budget sits below the Reserve I entry price.

Canoe Creek Reserve: what we know so far

Canoe Creek Reserve is in its first phase of sales (grand opening June 2026). Builder inventory is only beginning to reach the MLS, so the numbers here come from the builder's announcements and public records, dated below, with live listings added as they appear. We re-verify status on every rebuild.

BuildersKB Home
Community typeSingle-family
CountyOsceola County, Florida
Statusgrand opening June 2026
PricingFrom the low $300,000s (NewHomeSource: Reserve I from $307,990, II from $313,990, III from $338,990)
CDDunknown
School districtSchool District of Osceola County
TimelineSales office and model homes opened June 2026
Amenities (per builder)playground, pool with cabana
Builder pageinvestor.kbhome.com
Last verifiedJune 5, 2026
Sourcesinvestor.kbhome.com (June 5, 2026)

Status note: KB Home opened Canoe Creek Reserve at Canoe Creek Road and Mildred Bass Road in St. Cloud in June 2026 with one- and two-story homes of up to 6 bedrooms priced from the low $300,000s; NewHomeSource lists three sections (I, II, III).

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Recent Developments in Canoe Creek Reserve

Development, infrastructure, retail, and school activity affecting Canoe Creek Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum22/100 · Quiet
  1. June 2026
    Builder Activity

    Canoe Creek Reserve: Grand opening June 2026 (KB Home)

    KB Home opened Canoe Creek Reserve at Canoe Creek Road and Mildred Bass Road in St. Cloud in June 2026 with one- and two-story homes of up to 6 bedrooms priced from the low $300,000s; NewHomeSource lists three sections (I, II, III).

    What it may mean for the marketBuilder timelines and pricing change; confirm current status, release schedule and fees with the builder before relying on them.

    Source: investor.kbhome.com

Development alerts for Canoe Creek ReserveGet a short monthly email when something new is approved, funded, or opens near Canoe Creek Reserve.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Canoe Creek Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Reserve.

Best Buy
Buyers who want a new St. Cloud home priced from the low $300,000s.
Biggest Risk
CDD status is unknown, which could add a recurring assessment to the monthly cost.
Sweet Spot
Best when you value larger bedroom counts at an entry price, with plans of up to 6 bedrooms.
Avoid If
Avoid if you need to confirm the CDD and HOA before looking further.

Three sections, one St. Cloud address

Canoe Creek Reserve sits at Canoe Creek Road and Mildred Bass Road in St. Cloud, Osceola County. The builder is KB Home, and the sales office and models opened in June 2026.

Homes are one- and two-story single-family plans with up to 6 bedrooms, priced from the low $300,000s. NewHomeSource separates the community into Reserve I, II and III with entry prices of $307,990, $313,990 and $338,990. A playground and a pool with cabana are listed.

Unconfirmed items include the CDD, the HOA amount, the total home count, lot sizes and which plans belong to which section. KB Home's release and sales team are the places to confirm each, and the answers should appear in the reservation paperwork.

“

The location and the amenities are priced into every listing in Canoe Creek Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We follow KB Home pricing, section releases and incentives at Canoe Creek Reserve and keep other Osceola County communities lined up so the three entry prices have something to be measured against.

We read the contract and fee stack with you, including the deposit, option pricing and delivery language. It costs you nothing, since the builder pays our fee.

Canoe Creek Reserve in 15 seconds.

Best forBuyers who want a new St. Cloud home priced from the low $300,000s.
Biggest advantagePublished entry prices for three sections make early budgeting possible.
Biggest riskCDD status is unknown, which could add a recurring assessment to the monthly cost.
Sweet spotBest when you value larger bedroom counts at an entry price, with plans of up to 6 bedrooms.
Avoid ifAvoid if you need to confirm the CDD and HOA before looking further.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Canoe Creek Reserve homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Canoe Creek Reserve.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Reserve sales matched to your home.

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Real comps, not an automated estimate.
Buyers who want a new build with a pool and playground in the amenity plan.Excellent fit
Buyers who need many bedrooms at a lower entry price.Excellent fit
Buyers who are comfortable verifying assessments before signing.Excellent fit
Buyers who need a confirmed no-CDD structure.Probably not
Buyers who need lot sizes confirmed before touring.Probably not
Buyers whose budget sits below the Reserve I entry price.Probably not

Data sources & freshness

Community recordpublic records & builder filings listing records: the community is present in the MLS feed; no closed sale is on record in our archive yet, so no price statistics are shown

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of public records & builder filings records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the public records & builder filings member average and 8 days faster, and we’ll price yours against live local comps.

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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