CASA LOMA S/D
Homes for Sale in Mary Esther, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast
Casa Loma is an older Mary Esther subdivision where price is driven almost entirely by condition, not amenities. With a build range spanning 1940 to 2021 and a median vintage of 1987, no two homes here are alike, and the median of $316,000 sits on top of a wide spread — what you pay depends heavily on how much updating has already been done. Assume you are pricing renovations, not chasing a common floor plan.
The current posture is cool. Median days on market runs around 43 days, prices are off 6.7% year over year, and only two homes are active against a heat score of 40. That combination gives a prepared buyer room to negotiate and time to inspect. Sellers should price to the current market and expect a deal to take weeks, not days — carrying an aspirational number here will cost you time.
CASA LOMA S/D right now
🟡 Off the recent peak. The trailing-12-month median ($316K) is down 6.7% from the prior 12 months ($339K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
CASA LOMA S/D market snapshot (as of July 25, 2026): the median sale price is about $316K, and a median 44 days on market for closed sales. The trailing-12-month median is down 7% from the prior 12 months, computed from record-level emeraldcoast closed sales (4 closings in the current window).
CASA LOMA S/D is a community of 232 homes in Mary Esther, Okaloosa County, built between 1940 and 2021 (median 1987), with a median living area of about 1,954 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Casa Loma is a small, established Mary Esther neighborhood of 232 homes with no identified shared amenities — the draw is location and lot, not a clubhouse. With roughly six in ten homes homesteaded, turnover is modest and listings surface a few at a time.
Who CASA LOMA S/D is best for.
Best for
- Buyers with a renovation budget who want to build value in an established location
- Value-focused buyers willing to move on the right home when few are listed
- Long-hold owners who prize a settled, low-turnover street over resort features
Probably not for
- Buyers who need turnkey, consistent new construction with warranties intact
- Anyone who wants community amenities like a pool, clubhouse, or gated entry
- Buyers needing a fast, low-diligence purchase who can't wait weeks for a deal
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($316K) IS the median in the snapshot above, and the move from 2025 ($339K) IS the -6.7% one-year change.
Windows contain 0 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
CASA LOMA S/D Market Scorecard
CASA LOMA S/D is currently a balanced market., a median asking price of $399,950, and homes go under contract in about 167 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in CASA LOMA S/D
Live MLS inventory for CASA LOMA S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending CASA LOMA S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Florosa · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent CASA LOMA S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any CASA LOMA S/D address.
The CASA LOMA S/D buying strategy.
If we were buying in CASA LOMA S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CASA LOMA S/D.
Condition is the price
The most important fact about Casa Loma is the age spread. A median build year of 1987 with originals dating to 1940 means you will tour homes in very different states — some carrying decades-old systems, some rebuilt or newer through 2021. The median living area of about 1,954 square feet is a useful benchmark, but square footage tells you less here than the condition of the roof, systems, and finishes behind it. Budget for inspection and price accordingly.
With only two active listings and four closings in the trailing window, comps are thin. That makes each recent sale meaningful and each pricing decision more of a judgment call than a formula. It also means opportunity moves quietly: the right home may not stay listed long once it appears, so a buyer who knows what they want should be ready to act.
The location and the amenities are priced into every listing in CASA LOMA S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in CASA LOMA S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -6.7% year-over-year; Owner Commitment 62% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A thin, condition-driven market rewards local judgment. We read the handful of recent closings against the actual state of each home, help you separate a cosmetic fix from a systems problem, and price or negotiate to where this specific market is — not where a headline average sits. In a neighborhood this varied, that difference is the whole deal.
CASA LOMA S/D in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CASA LOMA S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CASA LOMA S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CASA LOMA S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CASA LOMA S/D home worth?
Get a no-obligation home value based on real comparable sales in CASA LOMA S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in CASA LOMA S/D on the map →
Frequently Asked Questions
What is the median home price in CASA LOMA S/D?
How long do homes in CASA LOMA S/D take to sell?
How many homes are in CASA LOMA S/D?
What share of CASA LOMA S/D is owner-occupied?
When were the homes in CASA LOMA S/D built?
Do cash buyers compete in CASA LOMA S/D?
Who is the best real estate agent for CASA LOMA S/D?
How do I find a top Mary Esther real estate agent who knows CASA LOMA S/D?
Can Momentum Realty connect me with an agent for CASA LOMA S/D?
Should you buy in CASA LOMA S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near CASA LOMA S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 32569)) |
| Historical depth | Closed-sale records back to 1994 (95 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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