Casa Loma S/D
Homes for Sale in Mary Esther, FL
All 64 homes for sale in Mary Esther, FL · median $324,900 · 66 homes for sale in 32569 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1973–1976; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 30 ft). As of November 2026, the MLS records 1 closed sale in Casa Loma S/D in Mary Esther, FL, the most recent in October 2026. Across Mary Esther as a whole, 253 homes closed in the last 12 months at a median of $325,000, 106 median days on market, with 67 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,190 ($3,680 with the full homestead exemption).
Part of Casa Loma, Mary Esther, FL — see all Casa Loma homes for sale (2 listings across 3 sections in the MLS).
Last 30 days in Casa Loma S/D: 1 closed sale (median $290,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Casa Loma is an older Mary Esther subdivision where price is driven almost entirely by condition, not amenities. With a build range spanning 1940 to 2021 and a median vintage of 1987, no two homes here are alike, and the median of $316,000 sits on top of a wide spread — what you pay depends heavily on how much updating has already been done. Assume you are pricing renovations, not chasing a common floor plan.
The current posture is cool. Median days on market runs around 43 days, prices are off 6.7% year over year, and only two homes are active against a heat score of 40. That combination gives a prepared buyer room to negotiate and time to inspect. Sellers should price to the current market and expect a deal to take weeks, not days — carrying an aspirational number here will cost you time.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside CASA LOMA S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Casa Loma is a small, established Mary Esther neighborhood of 232 homes with no identified shared amenities — the draw is location and lot, not a clubhouse. With roughly six in ten homes homesteaded, turnover is modest and listings surface a few at a time.
Emerald Coast MLS sales records identify 72 homes in CASA LOMA S/D that have changed hands since 2002, built between 1972 and 2022 (median 1976), with a median living area of about 1,658 sq ft and a typical 3-bedroom, 2-bath layout; 96% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in CASA LOMA S/D across 2024–2025 (4 in 2024, 9 in 2025), median $360,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Casa Loma S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Casa Loma S/D
Casa Loma S/D
Casa Loma S/D
Casa Loma S/DPhotos from Emerald Coast MLS listings in Casa Loma S/D; content deemed reliable but not guaranteed.
Who Casa Loma S/D is best for.
Best for
- Buyers with a renovation budget who want to build value in an established location
- Value-focused buyers willing to move on the right home when few are listed
- Long-hold owners who prize a settled, low-turnover street over resort features
Probably not for
- Buyers who need turnkey, consistent new construction with warranties intact
- Anyone who wants community amenities like a pool, clubhouse, or gated entry
- Buyers needing a fast, low-diligence purchase who can't wait weeks for a deal
The market around Casa Loma S/D
Casa Loma S/D is too small for its own price trend, so here is the market around it.
In ZIP 32569, 84 homes are on the market and 18% are under contract — a slower corner of Mary Esther.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32569 (Mary Esther), 64 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 68 days on market. Right now 41 active and 12 pending listings put supply at about 7.7 months — a buyer's market. See the live ZIP 32569 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Casa Loma S/D specifically. Momentum Research analysis of MLS records.
Casa Loma S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Casa Loma S/D buying strategy.
If we were buying in Casa Loma S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Casa Loma S/D.
Condition is the price
The most important fact about Casa Loma is the age spread. A median build year of 1987 with originals dating to 1940 means you will tour homes in very different states — some carrying decades-old systems, some rebuilt or newer through 2021. The median living area of about 1,954 square feet is a useful benchmark, but square footage tells you less here than the condition of the roof, systems, and finishes behind it. Budget for inspection and price accordingly.
With only two active listings and four closings in the trailing window, comps are thin. That makes each recent sale meaningful and each pricing decision more of a judgment call than a formula. It also means opportunity moves quietly: the right home may not stay listed long once it appears, so a buyer who knows what they want should be ready to act.
The location and the amenities are priced into every listing in Casa Loma S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A thin, condition-driven market rewards local judgment. We read the handful of recent closings against the actual state of each home, help you separate a cosmetic fix from a systems problem, and price or negotiate to where this specific market is — not where a headline average sits. In a neighborhood this varied, that difference is the whole deal.
Casa Loma S/D in 15 seconds.
Tools for a Casa Loma S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Casa Loma S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Casa Loma S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Casa Loma S/D home worth?
Get a no-obligation home value based on real comparable sales in Casa Loma S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in CASA LOMA S/D
Homes in CASA LOMA S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2 W Casa Loma Drive · off market
- 5 Lakeview Drive · off market
| Location | Mary Esther, Okaloosa County, FL · ZIP 32569 |
|---|---|
| Homes in the community | 202 (FL DOR 2025 assessment roll) |
| Years built | 1940–2021 (median 1985.0) |
| Typical living area | 1,970 sq ft (median) |
| Amenities listed by sellers | Short Term Rental - Allowed |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 63% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Casa Loma S/D key facts,” movewithmomentum.com/neighborhoods/casa-loma-s-d, data as of November 9, 2026.
Housing distress & ownership in CASA LOMA S/D, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Mary Esther home searches
- All homes for sale in Mary Esther, FL
- Homes for sale in Okaloosa County, FL
- Mary Esther home values: what is my house worth?
- ZIP 32569 housing scorecard
- 8 coming-soon communities in Okaloosa County
Mary Esther guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
What it really costs to own in Casa Loma S/D
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,206/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 4 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Casa Loma S/D
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Casa Loma S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Casa Loma S/D will answer, and the answer is published on this page for the next buyer.
Recent Developments in Casa Loma S D
Development, infrastructure, retail, and school activity affecting Casa Loma S D, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 6 miles east of Casa Loma S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 6 miles west of Casa Loma S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 7 miles northwest of Casa Loma S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 6 miles northwest of Casa Loma S D, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is less than a mile northeast of Casa Loma S D.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 10 miles north of Casa Loma S D.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Casa Loma S/D?
What share of Casa Loma S/D is owner-occupied?
When were the homes in Casa Loma S/D built?
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Should you buy in Casa Loma S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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