Casa Loma S/D in Mary Esther

Casa Loma S/D
Homes for Sale in Mary Esther, FL

All 71 homes for sale in Mary Esther, FL · median $324,900 · 79 homes for sale in 32569 · Okaloosa County homes for sale

Community in Mary Esther · Okaloosa County · ZIP 32569
208 homesBuilt 1940–2021Median sale $316K
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Live Market Pulse
35/100
Market Heat
Cooler than normal
2016 → 2026 · 88 at the 2020 peak
0 is Casa Loma S/D's coldest market since 2016, 100 its hottest. Today: 35. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data32 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Casa Loma S/D in Mary Esther, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $316,000, a median 43 days on market, sellers accepting 96% of original asking (-8% versus the prior year). Homes listed or recently sold were built 1973–1992. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,070 ($3,570 with the full homestead exemption).

Part of Casa Loma, Mary Esther, FL — see all Casa Loma homes for sale (3 listings across 3 sections in the MLS).

CASA LOMA S/D key facts
LocationMary Esther, Okaloosa County, FL · ZIP 32569
Homes in the community208 (FL DOR 2025 assessment roll)
Years built1940–2021 (median 1985)
Typical living area1,964 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersFire Alarm, Short Term Rental - Allowed
Sale prices, last 12 months$316,000 median across 4 closed sales · -8.4% vs the prior 12 months
Days on market (closed sales)43 median
For sale right now1 active, 0 pending · median asking $299,000 · 3.0 months of supply
Owner-occupied (homestead) share62%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CASA LOMA S/D key facts,” movewithmomentum.com/neighborhoods/casa-loma-s-d, data as of September 20, 2026.

Live · Casa Loma S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$316K ▼
Median sold · 12 mo
down 8.4% vs the prior 12 months
-8.4% ▼
1-yr price change
n = 4 and 3 sales in the two windows
96.3%
Sale vs ask
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
44days
Median DOM · closed
3 days at the 2020 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
62%
Owner-occupied · Casa Loma S/D
133 of 213 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Casa Loma S/D
incl. 7% trust or LLC-held · 10% out-of-state
208
Homes in the community
plus 5 vacant residential lots · 213 residential parcels (FL DOR 2025)
Track record · 32 years of records
13
Recorded sales · 2024-2025
median $360K · qualified sales on the county roll (FL DOR 2025)
Est. 1940
Community established
homes built 1940-2021, median 1985 (FL DOR 2025)
1.9%/yr
Turnover rate
about 4 of 208 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Casa Loma is an older Mary Esther subdivision where price is driven almost entirely by condition, not amenities. With a build range spanning 1940 to 2021 and a median vintage of 1987, no two homes here are alike, and the median of $316,000 sits on top of a wide spread — what you pay depends heavily on how much updating has already been done. Assume you are pricing renovations, not chasing a common floor plan.

The current posture is cool. Median days on market runs around 43 days, prices are off 6.7% year over year, and only two homes are active against a heat score of 40. That combination gives a prepared buyer room to negotiate and time to inspect. Sellers should price to the current market and expect a deal to take weeks, not days — carrying an aspirational number here will cost you time.

Casa Loma S/D Housing Pulse · Momentum Research · as of September 20, 2026

Casa Loma S/D right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($316K) is down 8.4% from the prior 12 months ($345K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Casa Loma S/D market snapshot (as of September 20, 2026): the median sale price is about $316K, a median 44 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (4 closings in the current window).

In ZIP 32569 (Mary Esther), 304 homes closed in the last 12 months at a median of $325K ($218/sq ft), up 0.1% year over year, with a median 51 days on market. Right now 77 active and 41 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32569 housing market and the Okaloosa County market.

County records show 13 qualified sales in CASA LOMA S/D across 2024–2025 (4 in 2024, 9 in 2025), median $360,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Casa Loma S/D is a community of 208 homes in Mary Esther, Okaloosa County, built between 1940 and 2021 (median 1985), with a median living area of about 1,964 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Casa Loma is a small, established Mary Esther neighborhood of 232 homes with no identified shared amenities — the draw is location and lot, not a clubhouse. With roughly six in ten homes homesteaded, turnover is modest and listings surface a few at a time.

Best for

  • Buyers with a renovation budget who want to build value in an established location
  • Value-focused buyers willing to move on the right home when few are listed
  • Long-hold owners who prize a settled, low-turnover street over resort features

Probably not for

  • Buyers who need turnkey, consistent new construction with warranties intact
  • Anyone who wants community amenities like a pool, clubhouse, or gated entry
  • Buyers needing a fast, low-diligence purchase who can't wait weeks for a deal

Windows contain 1 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K20122014201620182020202220242026
Down 8.4% year over year.
Median days on market · closed sales
010020122014201620182020202220242026
3 days at the 2020 low; 44 now.
Sale price vs original ask · median
70%80%90%100%20122014201620182020202220242026
96.3% now.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 8 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202020222026
88 at the 2020 peak, 30 in the troughs, 35 now. Same score as the hero card, full history.
How much local inventory is already under contract

29% of homes for sale in ZIP 32569 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Casa Loma S/D Market Scorecard

Balanced

Casa Loma S/D is currently a balanced market. About 3.0 months of supply, a median asking price of $299,000.

3.0
Months supply
$299,000
Median list
$316,000
Median sold
0/1/4
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in CASA LOMA S/D, Mary Esther

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Casa Loma S/D

Live MLS inventory for Casa Loma S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Casa Loma S/D listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Casa Loma S D Right Now (1)

All 1 active and pending Casa Loma S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 5 Lakeview Drive · $299,000 · 4 bd / 2 ba · pending · listed Aug 14, 2026 · listed by Better Homes and Gardens Real Estate Main Street Properties

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Florosa · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Casa Loma S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Casa Loma S/D address.

If we were buying in Casa Loma S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Casa Loma S/D.

Best Buy
Buyers comfortable evaluating an older home on its condition rather than a uniform build.
Biggest Risk
Thin inventory and few comps make pricing more judgment than formula.
Sweet Spot
A well-updated home near the median that has already absorbed major system work.
Avoid If
You want amenities, uniform new construction, or a quick move without due diligence.

Condition is the price

The most important fact about Casa Loma is the age spread. A median build year of 1987 with originals dating to 1940 means you will tour homes in very different states — some carrying decades-old systems, some rebuilt or newer through 2021. The median living area of about 1,954 square feet is a useful benchmark, but square footage tells you less here than the condition of the roof, systems, and finishes behind it. Budget for inspection and price accordingly.

With only two active listings and four closings in the trailing window, comps are thin. That makes each recent sale meaningful and each pricing decision more of a judgment call than a formula. It also means opportunity moves quietly: the right home may not stay listed long once it appears, so a buyer who knows what they want should be ready to act.

“

The location and the amenities are priced into every listing in Casa Loma S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Recent Direction3.9/10
Liquidity & Demand7.0/10
Owner Commitment6.2/10
Pricing Power7.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Recent Direction -8.4% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 96.3% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A thin, condition-driven market rewards local judgment. We read the handful of recent closings against the actual state of each home, help you separate a cosmetic fix from a systems problem, and price or negotiate to where this specific market is — not where a headline average sits. In a neighborhood this varied, that difference is the whole deal.

Casa Loma S/D in 15 seconds.

Best forBuyers comfortable evaluating an older home on its condition rather than a uniform build.
Biggest advantageA cooler market with negotiating room and time to inspect before you commit.
Biggest riskThin inventory and few comps make pricing more judgment than formula.
Sweet spotA well-updated home near the median that has already absorbed major system work.
Avoid ifYou want amenities, uniform new construction, or a quick move without due diligence.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Casa Loma S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Casa Loma S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Casa Loma S/D sales matched to your home.

What is your Casa Loma S/D home worth?

Get a no-obligation home value based on real comparable sales in Casa Loma S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Mary Esther →

Real comps, not an automated estimate.

Recently off market in CASA LOMA S/D

Homes in CASA LOMA S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Casa Loma S/D?
The median sale price in Casa Loma S/D was $316K over the 12 months ending September 20, 2026 (4 closed sales, Emerald Coast MLS).
How long do homes in Casa Loma S/D take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 44 days on market (4 sales, Emerald Coast MLS).
Is Casa Loma S/D a buyer's or seller's market right now?
As of September 20, 2026, Casa Loma S/D is roughly balanced: 3.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Casa Loma S/D?
The Florida DOR 2025 assessment roll shows 208 homes plus 5 vacant residential lots in Casa Loma S/D (public records).
What share of Casa Loma S/D is owner-occupied?
62% of Casa Loma S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Casa Loma S/D built?
Homes in Casa Loma S/D were built between 1940 and 2021, with a median year built of 1985 (FL DOR 2025 roll).
Who is the best real estate agent for Casa Loma S/D?
The best agent for Casa Loma S/D is one who actively works Mary Esther and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Casa Loma S/D.
How do I find a top Mary Esther real estate agent who knows Casa Loma S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Casa Loma S/D and the wider Mary Esther area.
Can Momentum Realty connect me with an agent for Casa Loma S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Casa Loma S/D purchase or sale - no call center and no pressure.
Where is Casa Loma S/D, and what county is it in?
Casa Loma S/D is in Mary Esther, Okaloosa County, FL, ZIP 32569. The community's center is about 18 miles west of the center of Mary Esther (straight-line).
Buyers with a renovation budget who want to build value in an established locationExcellent fit
Value-focused buyers willing to move on the right home when few are listedExcellent fit
Long-hold owners who prize a settled, low-turnover street over resort featuresExcellent fit
Buyers who need turnkey, consistent new construction with warranties intactProbably not
Anyone who wants community amenities like a pool, clubhouse, or gated entryProbably not
Buyers needing a fast, low-diligence purchase who can't wait weeks for a dealProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32569))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1994 (95 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Casa Loma S/D with Momentum Realty’s local guides.

Casa Loma0.1 mi away · 46 homes, built 1962–21Cimarron Estates0.1 mi away · 116 homes, built 1982–92Victoria Park0.3 mi away · median $300K, 3 sales/12 moParish Pines0.5 mi away · median $406K, 3 sales/12 moWaterford Estates S D0.5 mi away · median $345K, 9 sales/12 moBristol Park (Okaloosa)0.5 mi away · 77 homes, built 1980–23Timberlake Estates0.5 mi away · 87 homes, built 1981–94Marsh Harbor0.6 mi away · median $346K, 5 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in CASA LOMA S/D? 4 recorded closings; median 43 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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