Charter Mill Townhomes
Condos for Sale in Temple Terrace, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1985–1985. As of September 2026, the MLS records 13 closed sales in Charter Mill Townhomes A Condo in Temple Terrace, FL since 2015, the most recent in January 2026. Across Temple Terrace as a whole, 180 homes closed in the last 12 months at a median of $415,000, 40 median days on market, with 51 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,530 ($5,900 with the full homestead exemption).
Charter Mill is a small, single-vintage townhome-condo community — all 35 units date to 1985, and the median unit runs about 1,145 square feet. With one build year and a tight size band, price here is driven mostly by condition and interior updates rather than by floor plan or square footage. The median sits at $195,000, or roughly $165.68 per square foot, and the spread you actually see in the market is a function of how much work a given unit has had.
Posture is brisk. A median of 20 days on market means updated units move quickly, so a buyer needs financing lined up before touring. For a seller, that speed is real but it is condition-dependent: the homes that show well set the pace, and a dated interior will lag. The closing sample is thin — only 3 in the window — so read the median as a directional signal, not a precision instrument.
The 60-Second Overview
This is a compact, uniform community: 35 townhome-style condos, all built in 1985, clustered near a median of $195,000. It rewards buyers who want a known quantity and a predictable footprint over variety.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Charter Mill Townhomes A Condo is best for.
Best for
- Buyers seeking a modest, low-maintenance footprint around 1,145 square feet near the $195,000 median
- First-time buyers who want a known, uniform product and can move quickly at a 20-day pace
- Investors comfortable verifying rental rules and reserves before committing
Probably not for
- Buyers who need substantially more living space than the community's uniform footprint offers
- Anyone wanting new construction or a range of floor plans to choose from
- Buyers who cannot move at market speed or want to negotiate at a slow pace
The market around Charter Mill Townhomes A Condo
Charter Mill Townhomes A Condo is too small for its own price trend, so here is the market around it.
In ZIP 33617, 189 homes are on the market and 23% are under contract — a steady corner of Temple Terrace.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
ZIP and county figures describe the wider market, not Charter Mill Townhomes A Condo specifically. Momentum Research analysis of MLS records.
Charter Mill Townhomes A Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Charter Mill Townhomes A Condo buying strategy.
If we were buying in Charter Mill Townhomes A Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Mill Townhomes A Condo.
One vintage, one footprint, condition is the variable
Because every unit shares a 1985 build and a footprint near 1,145 square feet, the differentiator is what happened inside after the closing table — kitchens, baths, flooring, and systems. Two units at similar square footage can sit well apart in value on updates alone, which is why the median at $165.68 per square foot is best read as a midpoint, not a ceiling or a floor.
The homestead share is roughly 49 percent, meaning the community reads as a mix of owner-occupied and non-owner-occupied units. That matters for anyone weighing this as a place to live versus hold: association rules and any rental restrictions should be confirmed in writing before you commit, and reserves and assessment history deserve a hard look given the age of the building stock.
The location and the amenities are priced into every listing in Charter Mill Townhomes A Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 35-unit community with a thin closing sample, comps are scarce and condition swings the number more than any spreadsheet will. We walk the unit with you, weigh the updates against the median, and pull the association documents — rules, reserves, assessments — before you write. In a market moving at a 20-day median, that preparation is what keeps you from overpaying or waiving something you shouldn't.
Charter Mill Townhomes A Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charter Mill Townhomes A Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Mill Townhomes A Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Mill Townhomes A Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Mill Townhomes A Condo home worth?
Get a no-obligation home value based on real comparable sales in Charter Mill Townhomes A Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Charter Mill Townhomes A Condo?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Charter Mill Townhomes A Condo with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Charter Mill Townhomes A Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Charter Mill Townhomes A Condo Market Scorecard
Charter Mill Townhomes A Condo is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33617 ZIP is $301,269, about 24.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.