Charter Mill Twnhms A Condo
Homes for Sale in Temple Terrace, FL
True comps, carrying-cost math, and listings before the portals.
Charter Mill is a small, single-vintage townhome-condo community — all 35 units date to 1985, and the median unit runs about 1,145 square feet. With one build year and a tight size band, price here is driven mostly by condition and interior updates rather than by floor plan or square footage. The median sits at $195,000, or roughly $165.68 per square foot, and the spread you actually see in the market is a function of how much work a given unit has had.
Posture is brisk. A median of 20 days on market means updated units move quickly, so a buyer needs financing lined up before touring. For a seller, that speed is real but it is condition-dependent: the homes that show well set the pace, and a dated interior will lag. The closing sample is thin — only 3 in the window — so read the median as a directional signal, not a precision instrument.
The 60-Second Overview
Charter Mill Twnhms A Condo market snapshot (as of July 15, 2026): the median sale price is about $195K ($166 per sq ft over the trailing 12 months of closed sales), and a median 20 days on market for closed sales.
Charter Mill Twnhms A Condo is a community of 35 homes in Temple Terrace, Hillsborough County, built between 1985 and 1985 (median 1985), with a median living area of about 1,145 square feet. 49% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a compact, uniform community: 35 townhome-style condos, all built in 1985, clustered near a median of $195,000. It rewards buyers who want a known quantity and a predictable footprint over variety.
Who Charter Mill Twnhms A Condo is best for.
Best for
- Buyers seeking a modest, low-maintenance footprint around 1,145 square feet near the $195,000 median
- First-time buyers who want a known, uniform product and can move quickly at a 20-day pace
- Investors comfortable verifying rental rules and reserves before committing
Probably not for
- Buyers who need substantially more living space than the community's uniform footprint offers
- Anyone wanting new construction or a range of floor plans to choose from
- Buyers who cannot move at market speed or want to negotiate at a slow pace
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($195K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Charter Mill Twnhms A Condo buying strategy.
If we were buying in Charter Mill Twnhms A Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Mill Twnhms A Condo.
One vintage, one footprint, condition is the variable
Because every unit shares a 1985 build and a footprint near 1,145 square feet, the differentiator is what happened inside after the closing table — kitchens, baths, flooring, and systems. Two units at similar square footage can sit well apart in value on updates alone, which is why the median at $165.68 per square foot is best read as a midpoint, not a ceiling or a floor.
The homestead share is roughly 49 percent, meaning the community reads as a mix of owner-occupied and non-owner-occupied units. That matters for anyone weighing this as a place to live versus hold: association rules and any rental restrictions should be confirmed in writing before you commit, and reserves and assessment history deserve a hard look given the age of the building stock.
The location and the amenities are priced into every listing in Charter Mill Twnhms A Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 35-unit community with a thin closing sample, comps are scarce and condition swings the number more than any spreadsheet will. We walk the unit with you, weigh the updates against the median, and pull the association documents — rules, reserves, assessments — before you write. In a market moving at a 20-day median, that preparation is what keeps you from overpaying or waiving something you shouldn't.
Charter Mill Twnhms A Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charter Mill Twnhms A Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Mill Twnhms A Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Mill Twnhms A Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Mill Twnhms A Condo home worth?
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Frequently Asked Questions
What is the median home price in Charter Mill Twnhms A Condo?
How long do homes in Charter Mill Twnhms A Condo take to sell?
How many homes are in Charter Mill Twnhms A Condo?
What share of Charter Mill Twnhms A Condo is owner-occupied?
When were the homes in Charter Mill Twnhms A Condo built?
Do cash buyers compete in Charter Mill Twnhms A Condo?
Who is the best real estate agent for Charter Mill Twnhms A Condo?
How do I find a top Temple Terrace real estate agent who knows Charter Mill Twnhms A Condo?
Can Momentum Realty connect me with an agent for Charter Mill Twnhms A Condo?
Should you buy in Charter Mill Twnhms A Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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