Citrus Oaks
Homes for Sale in Winter Springs, FL
All 126 homes for sale in WINTER SPRINGS, FL · median $422,445 · 62 homes for sale in 32708 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $676,000, $265 per square foot, a median 5 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2001 - 2001; 3 of 3 report an HOA (median $127/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 68 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $10,260 ($9,660 with the full homestead exemption).
Citrus Oaks is a small, uniform pocket - 29 homes, all built within a tight 2000-2002 window, with a median living area around 3,110 square feet. That consistency in age and size means price here is driven mostly by condition and updates rather than by lot size or floor plan variety, since most of these houses started from a similar footprint.
As of this snapshot there are zero active listings in the community. That is not unusual for a small, largely owner-occupied enclave - nearly 90% homestead share tells you most owners are settled in rather than cycling through as investment or rental stock. For a buyer, it means patience: there is no current inventory to shop, so the right move is to have financing and criteria locked before something comes up. For a seller, it means the next listing in Citrus Oaks will have no direct competition inside the gates.
Nearby homes for sale
No active listings inside Citrus Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Citrus Oaks market snapshot (as of September 12, 2026): the median sale price is about $676K ($265 per sq ft over the trailing 12 months of closed sales), and a median 5 days on market for closed sales.
In ZIP 32708 (WINTER SPRINGS), 668 homes closed in the last 12 months at a median of $412K ($242/sq ft), down 1.5% year over year, with a median 33 days on market. Right now 32 active and 21 pending listings put supply at about 1.9 months - a healthy market. See the live ZIP 32708 housing market and the Seminole County market.
Stellar MLS sales records identify 17 homes in Citrus Oaks that have changed hands since 2004, built between 2000 and 2001 (median 2001), with a median living area of about 3,102 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Citrus Oaks is a gated, 29-home enclave in Winter Springs built almost entirely between 2000 and 2002, with larger-than-typical living space for its footprint and a homestead share pointing to long-term ownership rather than turnover.
The setting & the homes.
Aerial and on-site photos of Citrus Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Citrus Oaks
Citrus Oaks
Citrus OaksPhotos from Stellar MLS listings in Citrus Oaks; content deemed reliable but not guaranteed.
Who Citrus Oaks is best for.
Best for
- Buyers who want a larger home built in a single, well-defined construction era and are comfortable waiting for the right listing rather than choosing from a wide active pool.
- Buyers prioritizing gated access over a broad selection of floor plans or price points.
- Sellers with a home in Citrus Oaks who want to list into a market with no direct competing inventory at present.
Probably not for
- Buyers on a tight closing deadline who need multiple active options to compare right now.
- Buyers wanting a wide range of build years, architectural styles, or square footages to choose from.
- Investors looking for a community with frequent turnover or a large rental-ready inventory pool.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($676K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Deemed reliable but not guaranteed.
CITRUS OAKS Market Scorecard
CITRUS OAKS is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32708 ZIP is $427,790, about 2.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Citrus Oaks, WINTER SPRINGS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Citrus Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Citrus Oaks
- Gated Community - No Guard · reported on 3 of 3 listings
- Gated Community · reported on 2 of 3 listings
- Gated · reported on 1 of 3 listings
- Security Gate · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Citrus Oaks buying strategy.
If we were buying in Citrus Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Citrus Oaks.
A small, settled enclave with no current inventory
This is a compact community - 29 homes total, all constructed in essentially the same three-year stretch, which is unusual for Seminole County. That narrow build window means less variation in construction style and systems age than you'd find in a community built out over a decade, though individual updates since 2000-2002 will still be the main differentiator between houses.
The gated access (no guard, per current MLS-reported amenities) and a homestead share near 90% both point to a community where most residents have owned long enough to homestead their property tax exemption, rather than a churn-heavy rental or investment pocket. Combined with zero active listings at this snapshot, Citrus Oaks behaves like a market with very few transactions in any given stretch - when something does list, it tends to be the only option inside the gates at that moment.
The location and the amenities are priced into every listing in Citrus Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 29-home gated community with no active listings is not a market you can watch casually - by the time a home shows up on a portal search it may already have interest. We track Citrus Oaks specifically, so when something lists or is about to, our buyers and sellers hear about it before it's buried in a broader Winter Springs search.
Citrus Oaks in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $127/month (about $1,524/yr) · median of 9 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $127 per month ($1,524 a year) - the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Citrus Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Citrus Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Citrus Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Citrus Oaks home worth?
Get a no-obligation home value based on real comparable sales in Citrus Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Springs →
Frequently Asked Questions
What is the median home price in Citrus Oaks?
How long do homes in Citrus Oaks take to sell?
Who is the best real estate agent for Citrus Oaks?
How do I find a top Winter Springs real estate agent who knows Citrus Oaks?
Can Momentum Realty connect me with an agent for Citrus Oaks?
Should you buy in Citrus Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2008 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Citrus Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
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