Clay Shores in Keystone Heights

Clay Shores
Homes for Sale in Keystone Heights, FL

All 100 homes for sale in Keystone Heights, FL · median $275,000 · 131 homes for sale in 32656 · Clay County homes for sale

Community in Keystone Heights · Clay County · ZIP 32656
25 homesBuilt 1965–2023
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Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Clay Shores in Keystone Heights, FL since 2003, the most recent in January 2025. Across Keystone Heights as a whole, 101 homes closed in the last 12 months at a median of $269,650, 44 median days on market, with 125 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,060 ($3,460 with the full homestead exemption).

Live · Clay Shores Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Clay: 25% (468 of 1,867)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
39%
Owner-occupied · Clay Shores
18 of 46 parcels homesteaded (FL DOR 2025)
61%
Non-owner-occupied · Clay Shores
incl. 9% trust or LLC-held · 0% out-of-state
25
Homes in the community
plus 21 vacant residential lots · 46 residential parcels (FL DOR 2025)
Track record · 23 years of records
3
Recorded sales · 2024-2025
median $325K · qualified sales on the county roll (FL DOR 2025)
1965–2023
Years homes were built
median 1989 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Clay Shores sits in Keystone Heights, out in the quieter western reach of Clay County. This is a market where condition and land do most of the pricing work — what a home is worth here tracks closely to how it has been maintained, the size and usability of the lot, and how far it sits from the day-to-day services in town. Expect a wide spread rather than a tight band; two homes on paper can trade very differently once you account for updates and acreage.

For buyers, the posture is patient. This is not a submarket where you win by rushing, and the trade-off for the distance from denser parts of the county is space and a slower pace. For sellers, the takeaway is that presentation and honest condition carry the negotiation — a well-prepared listing separates itself quickly here, while deferred maintenance shows up directly in the offer.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Clay Shores is a Keystone Heights community in the western part of Clay County, where lot and condition tend to matter more than any headline number. It rewards buyers who want distance from the busier corridors and are willing to trade convenience for room.

County records show 3 qualified sales in Clay Shores across 2024–2025 (1 in 2024, 2 in 2025), median $325,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing acreage and privacy over proximity to services
  • Buyers comfortable evaluating well, septic, and rural-property condition
  • Buyers who want a slower pace and are willing to trade commute time for space

Probably not for

  • Buyers who need to be minutes from dense retail and employment corridors
  • Buyers wanting a turnkey home with zero deferred-maintenance risk
  • Buyers on a fast timeline who cannot wait for the right condition-and-lot match

The market around Clay Shores

Clay Shores is too small for its own price trend, so here is the market around it.

In ZIP 32656, 153 homes are on the market and 15% are under contract — a slower corner of Keystone Heights.

Across Clay County, 1,399 homes are active and 468 pending (25% under contract).

In ZIP 32656 (Keystone Heights), 194 homes closed in the last 12 months at a median of $275K ($178/sq ft), down 0.5% year over year, with a median 42 days on market. Right now 49 active and 7 pending listings put supply at about 5.7 months — a buyer's market. See the live ZIP 32656 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Clay Shores specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Clay Shores

Live MLS inventory for Clay Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Clay Shores listings as of 2026-10-19, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mcrae · Elementary
  • Keystone Heights · High

Zoned schools reflect the assignments reported on recent Clay Shores listings and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Clay Shores address.

If we were buying in Clay Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clay Shores.

Best Buy
Buyers who want space and quiet over in-town convenience.
Biggest Risk
Condition and system upkeep can create a wide price spread.
Sweet Spot
A well-maintained home on a usable lot with sound systems.
Avoid If
You need short commutes and services at your doorstep.

What actually moves price in Clay Shores

Because this is a Keystone Heights location, the value equation leans on land and setting more than a comparable in-town address would. Usable acreage, road access, and the state of well and septic systems commonly found this far out all feed into what a home clears. None of that shows in a listing headline, which is exactly why a walk-through and a careful comparable pull matter more here than a quick online scan.

The other driver is condition. Homes that have been kept current move on their own strength; those carrying deferred work get priced accordingly, and the gap between the two can be significant. Location within the community relative to the services in town also shapes how a home shows to buyers who value proximity over privacy.

“

The location and the amenities are priced into every listing in Clay Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this condition-driven and this far from the county's busier core is one where the right comparable set changes the conversation. We work Clay County listings directly through realMLS, so we can tell you what a specific lot, road, and level of finish is actually worth in Clay Shores — and, just as often, when a particular home is not the right buy at the asking price.

Clay Shores in 15 seconds.

Best forBuyers who want space and quiet over in-town convenience.
Biggest advantageLand and setting do the heavy lifting on value.
Biggest riskCondition and system upkeep can create a wide price spread.
Sweet spotA well-maintained home on a usable lot with sound systems.
Avoid ifYou need short commutes and services at your doorstep.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clay Shores sales matched to your home.

What is your Clay Shores home worth?

Get a no-obligation home value based on real comparable sales in Clay Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Clay Shores

Homes in Clay Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Housing distress & ownership in Clay Shores, Keystone Heights

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Clay Shores Keystone Heights Right Now (1)

All 1 active and pending Clay Shores Keystone Heights listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Clay Shores

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Clay Shores

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Clay Shores will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

17% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Frequently Asked Questions

How many homes are in Clay Shores?
The Florida DOR 2025 assessment roll shows 25 homes plus 21 vacant residential lots in Clay Shores (public records).
What share of Clay Shores is owner-occupied?
39% of Clay Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Clay Shores built?
Homes in Clay Shores were built between 1965 and 2023, with a median year built of 1989 (FL DOR 2025 roll).
Who is the best real estate agent for Clay Shores?
The best agent for Clay Shores is one who actively works Keystone Heights and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clay Shores.
How do I find a top Keystone Heights real estate agent who knows Clay Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clay Shores and the wider Keystone Heights area.
Can Momentum Realty connect me with an agent for Clay Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clay Shores purchase or sale - no call center and no pressure.
Where is Clay Shores, and what county is it in?
Clay Shores is in Keystone Heights, Clay County, FL, ZIP 32656. The community's center is about 3 miles southeast of the center of Keystone Heights (straight-line).
How far is Clay Shores from downtown Jacksonville and the beach?
About 40 miles from downtown Jacksonville and about 39 miles from the Atlantic beach at Vilano Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers prioritizing acreage and privacy over proximity to servicesExcellent fit
Buyers comfortable evaluating well, septic, and rural-property conditionExcellent fit
Buyers who want a slower pace and are willing to trade commute time for spaceExcellent fit
Buyers who need to be minutes from dense retail and employment corridorsProbably not
Buyers wanting a turnkey home with zero deferred-maintenance riskProbably not
Buyers on a fast timeline who cannot wait for the right condition-and-lot matchProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32656))
Under-contract sharesrealMLS records, as of 2026-10-18
Historical depthClosed-sale records back to 2003 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Clay Shores with Momentum Realty’s local guides.

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