Clay Shores
Homes for Sale in Keystone Heights, FL
All 94 homes for sale in Keystone Heights, FL · median $275,000 · 118 homes for sale in 32656 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of October 2026, the MLS records 5 closed sales in Clay Shores in Keystone Heights, FL since 2003, the most recent in January 2025. Across Keystone Heights as a whole, 102 homes closed in the last 12 months at a median of $272,450, 41 median days on market, with 45 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,100 ($3,510 with the full homestead exemption).
Clay Shores sits in Keystone Heights, out in the quieter western reach of Clay County. This is a market where condition and land do most of the pricing work — what a home is worth here tracks closely to how it has been maintained, the size and usability of the lot, and how far it sits from the day-to-day services in town. Expect a wide spread rather than a tight band; two homes on paper can trade very differently once you account for updates and acreage.
For buyers, the posture is patient. This is not a submarket where you win by rushing, and the trade-off for the distance from denser parts of the county is space and a slower pace. For sellers, the takeaway is that presentation and honest condition carry the negotiation — a well-prepared listing separates itself quickly here, while deferred maintenance shows up directly in the offer.
The 60-Second Overview
Clay Shores is a Keystone Heights community in the western part of Clay County, where lot and condition tend to matter more than any headline number. It rewards buyers who want distance from the busier corridors and are willing to trade convenience for room.
realMLS (Northeast Florida) sales records identify 5 homes in Clay Shores that have changed hands since 2003, built between 1983 and 2021 (median 2000), with a median living area of about 1,584 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Clay Shores across 2024–2025 (1 in 2024, 2 in 2025), median $325,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clay Shores. Swipe to explore the community.
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Clay ShoresPhotos from realMLS listings in Clay Shores; content deemed reliable but not guaranteed.
Who Clay Shores is best for.
Best for
- Buyers prioritizing acreage and privacy over proximity to services
- Buyers comfortable evaluating well, septic, and rural-property condition
- Buyers who want a slower pace and are willing to trade commute time for space
Probably not for
- Buyers who need to be minutes from dense retail and employment corridors
- Buyers wanting a turnkey home with zero deferred-maintenance risk
- Buyers on a fast timeline who cannot wait for the right condition-and-lot match
The market around Clay Shores
Clay Shores is too small for its own price trend, so here is the market around it.
In ZIP 32656, 148 homes are on the market and 19% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,285 homes are active and 469 pending (27% under contract).
In ZIP 32656 (Keystone Heights), 319 homes closed in the last 12 months at a median of $330K ($191/sq ft), down 5.0% year over year, with a median 43 days on market. Right now 81 active and 21 pending listings put supply at about 21.2 months — a buyer's market. See the live ZIP 32656 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Clay Shores specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Clay Shores
Live MLS inventory for Clay Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clay Shores listings as of 2026-09-25, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Clay Shores Keystone Heights Right Now (1)
All 1 active and pending Clay Shores Keystone Heights listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5019 Heskett Lane · $399,000 · 3 bd / 2 ba · pending · listed Jul 3, 2026 · listed by Florida Homes Realty & Mtg Llc
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mcrae · Elementary
- Keystone Heights · High
Zoned schools reflect the assignments reported on recent Clay Shores listings and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clay Shores address.
Shop the zone: Homes zoned for Keystone Heights High School
The Clay Shores buying strategy.
If we were buying in Clay Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clay Shores.
What actually moves price in Clay Shores
Because this is a Keystone Heights location, the value equation leans on land and setting more than a comparable in-town address would. Usable acreage, road access, and the state of well and septic systems commonly found this far out all feed into what a home clears. None of that shows in a listing headline, which is exactly why a walk-through and a careful comparable pull matter more here than a quick online scan.
The other driver is condition. Homes that have been kept current move on their own strength; those carrying deferred work get priced accordingly, and the gap between the two can be significant. Location within the community relative to the services in town also shapes how a home shows to buyers who value proximity over privacy.
The location and the amenities are priced into every listing in Clay Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this condition-driven and this far from the county's busier core is one where the right comparable set changes the conversation. We work Clay County listings directly through realMLS, so we can tell you what a specific lot, road, and level of finish is actually worth in Clay Shores — and, just as often, when a particular home is not the right buy at the asking price.
Clay Shores in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clay Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clay Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clay Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clay Shores home worth?
Get a no-obligation home value based on real comparable sales in Clay Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Keystone Heights →
Recently off market in Clay Shores
Homes in Clay Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 5119 Heskett Lane · off market
18% of homes for sale in ZIP 32656 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Clay Shores?
What share of Clay Shores is owner-occupied?
When were the homes in Clay Shores built?
Who is the best real estate agent for Clay Shores?
How do I find a top Keystone Heights real estate agent who knows Clay Shores?
Can Momentum Realty connect me with an agent for Clay Shores?
Where is Clay Shores, and what county is it in?
How far is Clay Shores from downtown Jacksonville and the beach?
Should you buy in Clay Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32656)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2003 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Clay Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
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