Bellamy Ranchetts
Homes for Sale in Florahome, FL
All 5 homes for sale in Florahome, FL · median $215,000 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 9 closed sales in Bellamy Ranchetts in Florahome, FL since 2012, the most recent in November 2025. Across Florahome as a whole, 25 homes closed in the last 12 months at a median of $262,500, 77 median days on market, with 14 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,430 ($3,760 with the full homestead exemption).
Bellamy Ranchetts sits in Florahome, out in Putnam County, and the read here is straightforward: this is rural Northeast Florida, not a subdivision play. Price is driven far more by the individual parcel and the condition of what sits on it than by any tidy comparable set. Lot, acreage, road access, and the state of the structure will move the number more than anything else, so two listings a short drive apart can price very differently for reasons that have nothing to do with the market as a whole.
For a buyer, that means underwriting the property, not the ZIP code — walk the land, check access and utilities, and price the condition honestly. For a seller, it means presentation and clean documentation do heavy lifting out here, because there is no dense stack of recent sales to anchor a buyer's expectation. Expect this to trade on its own merits and give it room to find the right buyer rather than the fast one.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Bellamy Ranchetts right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bellamy Ranchetts is a rural pocket of Florahome in Putnam County — the kind of place you choose for land and distance from the grid rather than sidewalks and amenities. Value here is defined parcel by parcel.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bellamy Ranchetts is best for.
Best for
- Buyers seeking land and rural distance, budgeting for well, septic, and access rather than turnkey convenience
- Buyers comfortable underwriting a single parcel on its own merits instead of leaning on comparable sales
- Buyers who want room for animals, equipment, or a build and value quiet over amenities
Probably not for
- Buyers who need public water and sewer, sidewalks, and services within a short drive
- Buyers on a short timeline who want a quick, comp-driven transaction
- Buyers who prioritize a walkable, amenity-rich setting close to coastal or suburban corridors
The market around Bellamy Ranchetts
Bellamy Ranchetts is too small for its own price trend, so here is the market around it.
In ZIP 32140, 11 homes are on the market and 18% are under contract — a steady corner of Florahome.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32140 (Florahome), 12 homes closed in the last 12 months at a median of $270K ($166/sq ft), with a median 62 days on market. See the live ZIP 32140 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Bellamy Ranchetts specifically. Momentum Research analysis of MLS records.
Bellamy Ranchetts by the numbers
From county property records and closed MLS sales for the Bellamy Ranchetts subdivision: 5 homes on record; built 1990–2024; typical size about 2,108 heated sq ft; 3 bedrooms is the median.
| Year | Recorded sales | Median price |
|---|---|---|
| 2022 | 1 | $115,000 |
| 2023 | 1 | $94,400 |
| 2024 | 1 | $525,000 |
| 2025 | 2 | $307,500 |
Newest recorded sale: $370,000 on 2025-11-13.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Bellamy Ranchetts buying strategy.
If we were buying in Bellamy Ranchetts today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bellamy Ranchetts.
Rural Putnam, on its own terms
Florahome is interior Putnam County, well removed from the coastal and suburban corridors most Northeast Florida buyers picture. That distance is the product: acreage, quiet, and space to keep animals or equipment. It also means you should verify the practical realities that town buyers take for granted — well and septic versus public utilities, road surface and legal access, flood and wetland considerations, and how far basic services actually are.
Because inventory out here is thin and idiosyncratic, there is no reliable rhythm to lean on. Each property is its own transaction. That cuts both ways: a well-kept parcel with good access can stand out with little competition, while a property with condition or access issues can sit until the price reflects the work involved. Do your diligence on the land itself before you get attached to the idea.
The location and the amenities are priced into every listing in Bellamy Ranchetts. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Rural Putnam transactions reward local knowledge over listing-site guesswork. We help you price and vet a property on its actual merits — access, utilities, condition, and land — rather than a comp set that doesn't really exist out here. If a parcel isn't right for you, we'll say so plainly, and we'll dig into the diligence that makes or breaks these deals before you're under contract.
Bellamy Ranchetts in 15 seconds.
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Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bellamy Ranchetts sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bellamy Ranchetts, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Recent Developments in Bellamy Ranchetts
Development, infrastructure, retail, and school activity affecting Bellamy Ranchetts, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Crill Avenue in Palatka to close Nov. 2 for railroad work
The city of Palatka will close both lanes of Crill Avenue from Osceola Street to South 13th Street near the railroad underpass on Monday, Nov. 2, from 9 a.m. to 2 p.m. The closure could extend to Nov. 3 if needed. No traffic can pass under the tracks until the railroad work is finished.
What it may mean for the marketDrivers in central Palatka should expect short detours and added travel time on the day of the closure. The project is about 7 miles east of Bellamy Ranchetts, elsewhere in Putnam County.
Source: Palatka Daily News - October 2026Development
Georgia-Pacific plans $150 million replacement of paper machine at Palatka mill
Georgia-Pacific announced a roughly $150 million project to replace the No. 4 paper machine, installed in 1980, at its Palatka mill. Completion is expected in the second quarter of 2028. The company says the project will not directly add permanent jobs at a mill that employs 1,032 people, though construction will bring in contractors.
What it may mean for the marketThe investment signals long-term commitment to a major Putnam County employer and should bring temporary contractor activity to the Palatka area through 2028. The site is about 7 miles northeast of Bellamy Ranchetts.
Source: Palatka Daily News - October 2026Infrastructure
Port Putnam receives $285,000 state grant for infrastructure planning
Port Putnam, off Comfort Road in Palatka, received a $285,000 Rural Infrastructure Fund planning grant from FloridaCommerce with no county match required. The money covers studies and preliminary designs for port upgrades. The port authority also voted to let its chairperson sign port documents and discussed a workshop on broadening the board.
What it may mean for the marketPlanning for port upgrades could eventually expand industrial and freight capacity near Palatka, supporting local employment and commercial land demand. The project is about 9 miles east of Bellamy Ranchetts, elsewhere in Putnam County.
Source: Palatka Daily News - October 2026Development
Palatka commissioners give first approval to annex 10 parcels
The Palatka City Commission voted 3-2 on its Thursday meeting to give the first of two required approvals to annex 10 parcels into the city, against legal advice to wait. Parcel locations, acreage and planned use were not published in the visible report.
What it may mean for the marketAnnexation would extend city services and zoning to additional parcels around Palatka, potentially adding developable land inside city limits. The project is about 7 miles east of Bellamy Ranchetts, elsewhere in Putnam County.
Source: Palatka Daily News - September 2026Development
Putnam Habitat completes fifth and final home in Veterans Village of Palatka
Putnam Habitat for Humanity finished the fifth home in the Veterans Village off Westover Drive on about 2 acres, a project begun in 2018. Infrastructure cost nearly $500,000, and Habitat plans another home on an adjoining lot.
What it may mean for the marketSmall-scale affordable infill adds a handful of owner-occupied homes to the Palatka housing supply. The project is about 6 miles east of Bellamy Ranchetts, elsewhere in Putnam County.
Source: Palatka Daily News - May 2026Development
Palatka Planning Board advances downtown redevelopment PUD
The Palatka Planning Board unanimously approved a Planned Unit Development for multiple downtown parcels at St. Johns Avenue and Reach Street. The plan includes the James Hotel with 30 to 70 rooms, commercial spaces, and a rooftop bar and restaurant at the former Bingo Palace building, described by the developer as a tens of millions of dollars investment. The project now advances to the city commission for final consideration.
What it may mean for the marketA downtown hotel and mixed use redevelopment adds lodging and commercial space to the Palatka core and supports the downtown property market. The project is about 7 miles east of Bellamy Ranchetts, elsewhere in Putnam County.
Source: The Local Lens
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
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Should you buy in Bellamy Ranchetts?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32140)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2012 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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