CLEAR CREEK ESTATES
Homes for Sale in Crestview, FL

Community in Crestview · Okaloosa County · ZIP 32539
53 homesBuilt 1979–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive emeraldcoast data25 years of closingsFL DOR public recordsUpdated twice daily
Live · CLEAR CREEK ESTATES Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
64%
Owner-occupied · CLEAR CREEK ESTATES
40 of 62 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · CLEAR CREEK ESTATES
incl. 2% trust or LLC-held · 0% out-of-state
53
Homes in the community
plus 9 vacant residential lots · 62 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1979
Community established
homes built 1979-2024, median 2002 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

What sets price here is condition and vintage, not a single template. Clear Creek Estates spans homes built from 1979 to 2024, with a median build year of 2002, so you're comparing across roughly a half-century of construction. That spread means two homes of similar size can trade very differently depending on updates, roof, systems, and finishes. Expect a wide price band driven by how much work a home needs rather than by a uniform product.

With 53 homes and a homestead share of about 65%, this is a lived-in, owner-occupied community rather than a rental-heavy one, which tends to keep turnover measured. For buyers, that means inventory is limited and the right home may take patience. For sellers, a clean, updated home should stand out against older, deferred-maintenance stock, but pricing has to reflect actual condition, not just square footage.

Best for

  • Buyers seeking a mid-sized home who are comfortable renovating an older property to build value
  • Long-hold owners who want an established, low-turnover community and plan to homestead
  • Buyers who prioritize living space over shared amenities

Probably not for

  • Buyers who require community amenities such as a pool, clubhouse, or gated entry
  • Anyone needing a strictly move-in-ready, newer home with no renovation risk
  • Investors seeking high inventory and quick turnover for rental flips

If we were buying in CLEAR CREEK ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CLEAR CREEK ESTATES.

Best Buy
Buyers wanting established Crestview space with room to add value through updates.
Biggest Risk
Thin inventory and varied condition make timing and inspection critical.
Sweet Spot
An updated home near the 2002 median vintage in the ~2,183 sqft range.
Avoid If
You need amenities like a pool or gate, or want uniform, move-in-ready product.

A condition-driven market with a long build history

The defining feature here is age range. With construction dating from 1979 through 2024 and a median year built of 2002, you'll find everything from original older homes to recent builds side by side. That variety is an opportunity for buyers willing to renovate and a caution for anyone expecting move-in-ready uniformity. Inspect carefully: roof age, HVAC, and plumbing will vary widely from one address to the next.

No community amenities were identified from current MLS listings, so value lives in the homes and the location rather than in pools, gates, or shared facilities. At a median around 2,183 square feet, floor plans generally offer usable family-sized space, and the strong homestead share signals owners who tend to hold, which keeps the community stable but the pipeline of listings thin.

The location and the amenities are priced into every listing in CLEAR CREEK ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small with such a wide age range, comps are tricky and condition is everything. We price and evaluate homes on what's actually under the roof, not a blanket per-square-foot number, and we help buyers separate a fair renovation project from an overpriced one. With limited turnover, being ready to move when the right listing appears matters more than casting a wide net.

CLEAR CREEK ESTATES in 15 seconds.

Best forBuyers wanting established Crestview space with room to add value through updates.
Biggest advantageA wide vintage range means genuine choice between newer builds and renovation candidates.
Biggest riskThin inventory and varied condition make timing and inspection critical.
Sweet spotAn updated home near the 2002 median vintage in the ~2,183 sqft range.
Avoid ifYou need amenities like a pool or gate, or want uniform, move-in-ready product.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CLEAR CREEK ESTATES sales matched to your home.

What is your CLEAR CREEK ESTATES home worth?

Get a no-obligation home value based on real comparable sales in CLEAR CREEK ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CLEAR CREEK ESTATES on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,193/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in CLEAR CREEK ESTATES?
The Florida DOR 2025 assessment roll shows 53 homes plus 9 vacant residential lots in CLEAR CREEK ESTATES (public records).
What share of CLEAR CREEK ESTATES is owner-occupied?
64% of CLEAR CREEK ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CLEAR CREEK ESTATES built?
Homes in CLEAR CREEK ESTATES were built between 1979 and 2024, with a median year built of 2002 (FL DOR 2025 roll).
Who is the best real estate agent for CLEAR CREEK ESTATES?
The best agent for CLEAR CREEK ESTATES is one who actively works Crestview and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CLEAR CREEK ESTATES.
How do I find a top Crestview real estate agent who knows CLEAR CREEK ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CLEAR CREEK ESTATES and the wider Crestview area.
Can Momentum Realty connect me with an agent for CLEAR CREEK ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CLEAR CREEK ESTATES purchase or sale - no call center and no pressure.
Buyers seeking a mid-sized home who are comfortable renovating an older property to build valueExcellent fit
Long-hold owners who want an established, low-turnover community and plan to homesteadExcellent fit
Buyers who prioritize living space over shared amenitiesExcellent fit
Buyers who require community amenities such as a pool, clubhouse, or gated entryProbably not
Anyone needing a strictly move-in-ready, newer home with no renovation riskProbably not
Investors seeking high inventory and quick turnover for rental flipsProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32539))
Historical depthClosed-sale records back to 2001 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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