Clermont Highland Terraces
Homes for Sale in Clermont, FL

Community in Clermont · Lake County
103 homesBuilt 1906–2021
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · Clermont Highland Terraces Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
54%
Owner-occupied · Clermont Highland Terraces
56 of 104 parcels homesteaded (FL DOR 2025)
46%
Non-owner-occupied · Clermont Highland Terraces
incl. 15% trust or LLC-held · 7% out-of-state
103
Homes in the community
plus 1 vacant residential lots · 104 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1906
Community established
homes built 1906-2021, median 1983 (FL DOR 2025)
0
Failed listings · 2021
peaked at 1 in 2018
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Clermont Highland Terraces is an older, established pocket of Clermont with a wide build spread: a median year built of 1983, but a range running from 1906 up to 2021. That spread means condition and updates do most of the pricing work here, not square footage or lot size. Two homes on the same street can sit at very different price points purely based on how much has been touched since they were built.

With 103 homes and a homestead share just above half, this reads as a market with a solid core of long-held properties mixed with turnover activity, rather than a community dominated by short-term or investment holding patterns. For sellers, that means presentation and updates carry real weight against older comparable sales. For buyers, it means the diligence has to go deeper than the listing photos — ask what's actually been replaced versus painted over.

Best for

  • Buyers comfortable evaluating a home on its own condition and history rather than leaning on a builder-standard floor plan.
  • Buyers targeting a modest, efficient square footage rather than maximum living space.
  • Buyers who want an established Clermont location and don't need a managed amenity package as part of the deal.

Probably not for

  • Buyers who want new construction consistency and minimal renovation risk across the community.
  • Buyers whose search is built around access to shared amenities like a pool, clubhouse, or fitness facility.
  • Buyers who need a large living footprint and aren't willing to look outside the 1,338 sq ft median.

The market around Clermont Highland Terraces

Clermont Highland Terraces is a small community — 3 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Clermont Highland Terraces specifically. Momentum Research analysis of MLS records.

If we were buying in Clermont Highland Terraces today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clermont Highland Terraces.

Best Buy
Buyers looking for an established Clermont location without a built-in amenity package or HOA-run recreation.
Biggest Risk
With no amenities and a wide condition range, diligence on updates and systems matters more here than in a uniform-build subdivision.
Sweet Spot
Homes built closer to the 1983 median tend to sit in a more predictable renovation stage than the very oldest or newest properties.
Avoid If
Skip this one if you want a community built around shared amenities or a single consistent construction era.

A wide build era, a narrower square footage band

The defining fact about Clermont Highland Terraces is the gap between its oldest and newest homes — 1906 to 2021. That's not a typo or an outlier skew; it reflects a community that has been built out, replaced, and infilled over multiple real estate cycles rather than delivered in one development phase. The median year built of 1983 puts the typical home past its first major renovation cycle and likely into or approaching a second, which is worth confirming before making an offer.

Living space clusters closer together, with a median of 1,338 square feet. That's a modest footprint by current new-construction standards, which tells buyers this is a community built more around lot and location than square footage maximization. No community amenities are identified from current MLS listings, so whatever draws a buyer here is the home and the neighborhood itself, not a clubhouse or shared recreation package.

The location and the amenities are priced into every listing in Clermont Highland Terraces. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community spanning over a hundred years of construction, comparables are not straightforward — a 1910s home and a 2020s home a few doors apart can't be priced off the same formula. We pull actual permit and renovation history before we anchor a number, and we tell clients directly when a listing's condition doesn't match its asking price.

Clermont Highland Terraces in 15 seconds.

Best forBuyers looking for an established Clermont location without a built-in amenity package or HOA-run recreation.
Biggest advantageHome age spans a full century, so there's genuine variety in architectural style and lot character within one community.
Biggest riskWith no amenities and a wide condition range, diligence on updates and systems matters more here than in a uniform-build subdivision.
Sweet spotHomes built closer to the 1983 median tend to sit in a more predictable renovation stage than the very oldest or newest properties.
Avoid ifSkip this one if you want a community built around shared amenities or a single consistent construction era.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clermont Highland Terraces sales matched to your home.

What is your Clermont Highland Terraces home worth?

Get a no-obligation home value based on real comparable sales in Clermont Highland Terraces, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Clermont Highland Terraces?
The Florida DOR 2025 assessment roll shows 103 homes plus 1 vacant residential lots in Clermont Highland Terraces (public records).
What share of Clermont Highland Terraces is owner-occupied?
54% of Clermont Highland Terraces parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Clermont Highland Terraces built?
Homes in Clermont Highland Terraces were built between 1906 and 2021, with a median year built of 1983 (FL DOR 2025 roll).
Who is the best real estate agent for Clermont Highland Terraces?
The best agent for Clermont Highland Terraces is one who actively works Clermont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clermont Highland Terraces.
How do I find a top Clermont real estate agent who knows Clermont Highland Terraces?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clermont Highland Terraces and the wider Clermont area.
Can Momentum Realty connect me with an agent for Clermont Highland Terraces?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clermont Highland Terraces purchase or sale - no call center and no pressure.
Buyers comfortable evaluating a home on its own condition and history rather than leaning on a builder-standard floor plan.Excellent fit
Buyers targeting a modest, efficient square footage rather than maximum living space.Excellent fit
Buyers who want an established Clermont location and don't need a managed amenity package as part of the deal.Excellent fit
Buyers who want new construction consistency and minimal renovation risk across the community.Probably not
Buyers whose search is built around access to shared amenities like a pool, clubhouse, or fitness facility.Probably not
Buyers who need a large living footprint and aren't willing to look outside the 1,338 sq ft median.Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34711))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (6 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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