Cov Sub Unrec
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Cov Sub Unrec in Land O Lakes, FL has 1 home for sale. As of October 2026, the MLS records 13 closed sales in Cov Sub Unrec in Land O Lakes, FL since 2013, the most recent in February 2026. Across Land O Lakes as a whole, 1,104 homes closed in the last 12 months at a median of $394,990, 43 median days on market, with 219 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $6,380 ($5,730 with the full homestead exemption).
Cov Sub Unrec is a small, unrecorded subdivision in Land O Lakes with only 112 homes on record, and the build years stretch from 1962 to 2022. That spread means two houses on the same street can represent completely different construction eras, wiring, roofs, and systems — condition, not location alone, is what separates one listing from the next here.
With a median living area of 1,318 square feet and a median year built around 1984 to 1985, this reads as a community of modest-footprint, older housing stock mixed with newer infill. A 58% homestead share tells us a majority of these are owner-occupied primary residences rather than a market dominated by short-term turnover, which tends to support a steadier, less speculative pricing pattern.
The 60-Second Overview
Cov Sub Unrec sits in Land O Lakes, Pasco County, as a modest, unrecorded pocket of 112 homes spanning six decades of construction — a market where the year on the permit matters as much as the address.
Stellar MLS sales records identify 6 homes in Cov Sub Unrec that have changed hands since 2010, built between 1986 and 2005 (median 2000), with a median living area of about 1,752 sq ft and a typical 3-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Cov Sub Unrec across 2024–2025 (3 in 2024, 4 in 2025), median $125,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cov Sub Unrec is best for.
Best for
- Buyers prioritizing a compact, low-maintenance footprint in Land O Lakes over a larger floor plan.
- Buyers who plan to inspect condition and system age carefully rather than assume newer construction throughout.
- Buyers comfortable in a market without a homeowners' association amenity package.
Probably not for
- Buyers who want a subdivision with a clubhouse, pool, or organized recreational amenities.
- Buyers seeking a uniform architectural style or a single construction era across the neighborhood.
- Buyers who want a larger primary living area than this market's compact median suggests.
The market around Cov Sub Unrec
Cov Sub Unrec is too small for its own price trend, so here is the market around it.
In ZIP 34638, 328 homes are on the market and 29% are under contract — a steady corner of Land O Lakes.
Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).
In ZIP 34638 (Land O Lakes), 1,727 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.9% year over year, with a median 45 days on market. Right now 168 active and 81 pending listings put supply at about 2.2 months — a healthy market. See the live ZIP 34638 housing market and the Pasco County market.
ZIP and county figures describe the wider market, not Cov Sub Unrec specifically. Momentum Research analysis of MLS records.
24% of homes for sale in ZIP 34638 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Cov Sub Unrec Market Scorecard
Cov Sub Unrec is currently a thin data market. Limited supply, a median asking price of $149,995, and homes go under contract in about 140 days.
Typical home value in the 34638 ZIP is $424,792, about 27.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cov Sub Unrec
Live MLS inventory for Cov Sub Unrec. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cov Sub Unrec listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Tap any home to ask about it.
Every Home for Sale in Cov Sub Unrec Right Now (1)
All 1 active and pending Cov Sub Unrec listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7700 Vine Street · $149,995 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Homecoin.Com
Recent Developments in Cov Sub Unrec
Development, infrastructure, retail, and school activity affecting Cov Sub Unrec, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 12 miles southeast of Cov Sub Unrec, elsewhere in Pasco County.
Source: Florida YIMBY - April 2026Development
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 5 miles southeast of Cov Sub Unrec.
Source: Tampa Bay Times - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 3 miles south of Cov Sub Unrec.
Source: WUSF - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 13 miles southeast of Cov Sub Unrec, elsewhere in Pasco County.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Cov Sub Unrec buying strategy.
If we were buying in Cov Sub Unrec today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cov Sub Unrec.
A Community Defined by Vintage, Not Uniformity
There is no single architectural era or builder signature to point to here. Homes built as far back as 1962 sit within the same small inventory as homes finished as recently as 2022, and the median year built landing near 1984 to 1985 confirms that older construction still anchors the middle of the market. Buyers should expect to evaluate each home on its own condition and update history rather than assume a shared build quality across the subdivision.
At a median of 1,318 square feet, this is a compact-footprint market — homes here are not built around expansive floor plans. Current MLS listings show no identified community amenities, so whatever draws a buyer to Cov Sub Unrec is the home and the Land O Lakes location itself, not a shared clubhouse, pool, or recreational package.
The location and the amenities are priced into every listing in Cov Sub Unrec. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small and this spread out in age, pricing a home correctly means reading condition and system age as closely as square footage. We walk every comparable with that lens, so sellers price to the true state of their home and buyers know exactly what era of construction — and what likely deferred maintenance — they are stepping into.
Cov Sub Unrec in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cov Sub Unrec buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cov Sub Unrec sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cov Sub Unrec, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cov Sub Unrec home worth?
Get a no-obligation home value based on real comparable sales in Cov Sub Unrec, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cov Sub Unrec on the map →
Should you buy in Cov Sub Unrec?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cov Sub Unrec fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cov Sub Unrec. These are the public schools most often assigned to other communities in ZIP 34638; zones change and vary by address, so confirm with the district before you buy.
- Connerton Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Pine View Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Land O' Lakes High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Cov Sub Unrec
Where is Cov Sub Unrec?
Cov Sub Unrec is a community in Land O Lakes, Pasco County, Florida, ZIP 34638.
Are there homes for sale in Cov Sub Unrec right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Cov Sub Unrec have an HOA or CDD?
No HOA is on record for Cov Sub Unrec in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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Nearby Communities
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