Cove At Bay Pines
Homes for Sale in Madeira Beach, FL
All 125 homes for sale in Madeira Beach, FL · median $750,000 · 109 homes for sale in 33708 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Cove At Bay Pines in Madeira Beach, FL has 1 home for sale. Homes listed or recently sold were built 2014–2016; 3 of 3 report an HOA (median $135/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft).
| Location | Madeira Beach, Pinellas County, FL · ZIP 33708 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 2014–2016 (median 2014) |
| Typical living area | 2,981 sq ft (median) |
| Amenities listed by sellers | Gated Community - No Guard |
| For sale right now | 1 active, 1 pending · median asking $595,000 · 12.0 months of supply |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove At Bay Pines key facts,” movewithmomentum.com/neighborhoods/cove-at-bay-pines, data as of September 20, 2026.
Cove At Bay Pines sits in Madeira Beach, in Pinellas County, and the data we have is thin by design: a single closing window with very little transaction volume behind it. That means price here is driven less by any published median and more by the specifics of the individual home — its condition, exact location within the community, and how it was updated. In a small pocket like this, one dated or one renovated sale can swing the read, so treat any headline number cautiously.
For a seller, low volume cuts both ways: fewer directly comparable sales to anchor a list price, but also less competing inventory. For a buyer, it means the burden is on you to underwrite the property itself rather than lean on neighborhood averages. This is a market posture that rewards patience and a careful comparable analysis, not speed.
Cove At Bay Pines right now
🟢 Buyer-leaning market. 12.0 months of supply and 50% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cove At Bay Pines is a small coastal community in Madeira Beach, on the Pinellas County side of the Tampa Bay area, where each sale carries outsized weight because so few change hands at a time.
Stellar MLS sales records identify 32 homes in Cove At Bay Pines that have changed hands since 2014, built between 2014 and 2016 (median 2015), with a median living area of about 2,797 sq ft and a typical 4-bedroom, 2.5-bath layout; 97% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Cove At Bay Pines across 2025–2025, median $785,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Cove At Bay Pines. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Cove At Bay Pines; content deemed reliable but not guaranteed.
Who Cove At Bay Pines is best for.
Best for
- Buyers seeking a coastal Madeira Beach location and prepared to budget for flood insurance and coastal construction costs
- Owners looking for a smaller, lower-turnover community rather than a high-volume subdivision
- Buyers who value careful, property-level analysis over speed and are comfortable with limited comparable sales
Probably not for
- Buyers who need a deep pool of recent comparable sales to feel confident on price
- Those wanting a fast, low-friction purchase without coastal underwriting
- Buyers unwilling to account for flood zone, insurance, and elevation in their budget
The market around Cove At Bay Pines
Cove At Bay Pines is too small for its own price trend, so here is the market around it.
In ZIP 33708, 365 homes are on the market and 12% are under contract — a slower corner of Madeira Beach.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 33708 (Madeira Beach), 467 homes closed in the last 12 months at a median of $530K ($357/sq ft), up 9.3% year over year, with a median 74 days on market. Right now 171 active and 24 pending listings put supply at about 6.5 months — a buyer's market. See the live ZIP 33708 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cove At Bay Pines specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cove At Bay Pines, Madeira Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cove At Bay Pines
Live MLS inventory for Cove At Bay Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cove At Bay Pines listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.
Every Home for Sale in Cove At Bay Pines Right Now (2)
All 2 active and pending Cove At Bay Pines listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10132 Grand Oak Circle · $585,000 · 4 bd / 3 ba · listed Aug 9, 2026 · listed by Bright Realty Group Llc
- 10193 Grand Oak Circle · $780,000 · 4 bd / 2.5 ba · pending · listed Jul 2, 2026 · listed by Exp Realty Llc
Cove At Bay Pines on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Orange Grove Elementary-PN · Elementary
- Osceola Middle-PN · Middle
- Seminole High-PN · High
Zoned schools reflect the assignments reported on recent Cove At Bay Pines listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove At Bay Pines address.
Shop the zone: Homes zoned for Seminole High-Pn High School
The Cove At Bay Pines buying strategy.
If we were buying in Cove At Bay Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove At Bay Pines.
A thin-data coastal pocket
The defining feature of Cove At Bay Pines from a market standpoint is scarcity of data. With a narrow closings window and limited turnover, there is no deep bench of recent sales to lean on. That places the emphasis squarely on the home in front of you: how it has been maintained, whether it has been updated, and where it sits relative to the water and the community's edges.
Because this is Madeira Beach, coastal factors matter more than any single price statistic — flood zone, elevation, insurance, and construction age can move value as much as square footage. Anyone transacting here should price and negotiate off the property's own attributes, and off a hand-picked set of comparables, rather than a broad community figure.
The location and the amenities are priced into every listing in Cove At Bay Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume coastal community, the difference between a fair price and a costly one comes down to comparable selection and property-level underwriting — flood, insurance, condition, and location within the community. That is the work we do before anyone signs anything, and it matters most exactly where the data is thin.
Cove At Bay Pines in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $138/month (about $1,656/yr) · median of 38 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $138 per month ($1,656 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove At Bay Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove At Bay Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove At Bay Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove At Bay Pines home worth?
Get a no-obligation home value based on real comparable sales in Cove At Bay Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Madeira Beach →
15% of homes for sale in ZIP 33708 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Cove At Bay Pines a buyer's or seller's market right now?
How many homes are in Cove At Bay Pines?
What share of Cove At Bay Pines is owner-occupied?
When were the homes in Cove At Bay Pines built?
Who is the best real estate agent for Cove At Bay Pines?
How do I find a top Madeira Beach real estate agent who knows Cove At Bay Pines?
Can Momentum Realty connect me with an agent for Cove At Bay Pines?
Where is Cove At Bay Pines, and what county is it in?
Should you buy in Cove At Bay Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33708)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cove At Bay Pines fits the bigger picture — live prices, inventory, and Momentum Scores:
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