Waterfront Homes for Sale in Madeira Beach, FL
This page tracks every Madeira Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
73 waterfront homes are for sale or pending in Madeira Beach, FL today across 37 communities. The median asking price is $920,000, from $325,000 to $5,900,000. Listings in Madeira Beach without that feature have a median of $591,000. Most listings right now: Surfside Tower Condo (6), Crystal Island (5), Madeira Beach Yacht Club Condo (5). Updated October 17, 2026 from the MLS.
Live waterfront homes in Madeira Beach: the listings
65 active listings carry the flag today (56% of Madeira Beach inventory), median asking $975,000, $684/sq ft, median 49 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Madeira Beach
The most expensive waterfront homes in Madeira Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 445 129Th Avenue | $5,900,000 | 5,677 | — |
| 325 140Th Avenue | $3,500,000 | 3,996 | Gulf Shores |
| 817 Bay Point Drive | $3,490,000 | 3,927 | Bay Point Estates St Petersburg |
| 506 Crystal Drive | $3,395,000 | 4,118 | crystal island |
| 582 Johns Pass Avenue | $3,199,000 | 4,255 | crystal island |
| 13655 Gulf Boulevard #401 | $3,075,000 | 3,110 | — |
| 15208 Gulf Boulevard #601 | $3,000,000 | 3,400 | Sereno Condo |
| 14048 Gulf Boulevard #402 | $2,779,000 | 1,791 | Gulf Shores |
| 14048 Gulf Boulevard #201 | $2,729,000 | 2,330 | Gulf Shores |
| 14048 Gulf Boulevard #302 | $2,725,000 | 1,791 | Gulf Shores |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 5 | 8% |
| $500K–$750K | 14 | 22% |
| $750K–$1M | 19 | 29% |
| $1M+ | 27 | 42% |
Madeira Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Surfside Tower Condo | 6 | 0 | $700,000 | $619,900 |
| Crystal Island | 5 | 1 | $1,299,000 | $885,000 |
| Madeira Beach Yacht Club Condo | 5 | 0 | $389,900 | $325,000 |
| Gulf Shores 2Nd Add | 3 | 3 | $2,729,000 | $2,725,000 |
| Crystal Island 2Nd Add | 3 | 0 | $2,549,999 | $1,150,000 |
| Coastal Elegance At Snug Harbor Condo | 3 | 3 | $1,675,000 | $1,525,000 |
| Snug Harbour Condo | 3 | 0 | $770,000 | $685,000 |
| Sandy Shores Condo | 3 | 0 | $635,000 | $570,000 |
| Williams Bill Madeira Harbor Sub 3Rd Add | 2 | 1 | $3,550,000 | $1,200,000 |
| Gulf Shores 3Rd Add Rep | 2 | 0 | $2,895,000 | $2,290,000 |
| Sereno Condo | 2 | 0 | $2,675,000 | $2,350,000 |
| Bay Point Estates 2Nd Add | 2 | 1 | $2,219,750 | $949,500 |
| Crystal Island 1St Add | 2 | 0 | $1,124,500 | $849,000 |
| The Residences At Town Center | 2 | 2 | $999,490 | $999,490 |
| Ocean Sands Two Condo | 2 | 0 | $925,000 | $920,000 |
| Madeira Norte Condo | 2 | 0 | $862,000 | $825,000 |
| Surfside South Condo | 2 | 0 | $797,000 | $769,000 |
| Madeira Cove Condo | 2 | 0 | $669,500 | $640,000 |
| Madeira Bay Resort I Condo | 2 | 0 | $611,950 | $599,000 |
| Gulf Shores 6Th Add | 1 | 0 | $2,500,000 | $2,500,000 |
| Madeira Towers Condo | 1 | 0 | $1,460,300 | $1,460,300 |
| Residences At Town Center Condo | 1 | 0 | $1,230,000 | $1,230,000 |
| Ocean Sands One Condo | 1 | 0 | $1,150,000 | $1,150,000 |
| Pages Rep Of Mitchells Beach | 1 | 0 | $1,100,000 | $1,100,000 |
| Bay Point Estates 1St Add | 1 | 0 | $995,000 | $995,000 |
| Madeira Shores 1St Add | 1 | 0 | $989,000 | $989,000 |
| Las Brisas Of Madeira Condo | 1 | 0 | $975,000 | $975,000 |
| Island Estates Unit 1 Sec A | 1 | 0 | $915,000 | $915,000 |
| Kima Condo | 1 | 0 | $900,000 | $900,000 |
| Madeira Vista Condo | 1 | 0 | $874,900 | $874,900 |
| Madeira Bay Twnhms Condo | 1 | 0 | $788,800 | $788,800 |
| Crimson On The Gulf Condo | 1 | 0 | $665,000 | $665,000 |
| Harbor At Town Center Condo | 1 | 0 | $649,000 | $649,000 |
| Sea Breeze Of Madeira Condo | 1 | 0 | $639,000 | $639,000 |
| Boca Vista Condo | 1 | 0 | $550,000 | $550,000 |
| Boca Vista Condominum | 1 | 0 | $539,999 | $539,999 |
| Harborside Boat Club Of Madeira Beach Condo | 1 | 0 | $325,000 | $325,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Madeira Beach?
What do waterfront homes cost in Madeira Beach?
Which Madeira Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Madeira Beach
- All homes for sale in Madeira Beach
- Madeira Beach pool homes
- Madeira Beach gated community homes
- Madeira Beach 4-bedroom homes
- Madeira Beach homes $300K–$500K
- Waterfront Homes in every city
Waterfront Homes in nearby Pinellas County cities
- St Petersburg waterfront homes (417 for sale)
- Clearwater Beach waterfront homes (201 for sale)
- Clearwater waterfront homes (196 for sale)
- Treasure Island waterfront homes (129 for sale)
- St Pete Beach waterfront homes (93 for sale)
- Palm Harbor waterfront homes (66 for sale)
- Indian Shores waterfront homes (64 for sale)
- Tarpon Springs waterfront homes (60 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Madeira Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.