Waterfront Homes for Sale in Madeira Beach, FL
This page tracks every Madeira Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
74 waterfront homes are for sale or pending in Madeira Beach, FL today across 40 communities. The median asking price is $907,500, from $115,000 to $5,900,000. Listings in Madeira Beach without that feature have a median of $565,000. Most listings right now: Madeira Beach Yacht Club Condo (6), Crystal Island (5), Surfside Tower Condo (4). Updated September 27, 2026 from the MLS.
Live waterfront homes in Madeira Beach: the listings
61 active listings carry the flag today (55% of Madeira Beach inventory), median asking $900,000, $682/sq ft, median 35 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Madeira Beach
The most expensive waterfront homes in Madeira Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 445 129Th Avenue | $5,900,000 | 5,677 | — |
| 325 140Th Avenue | $3,500,000 | 3,996 | Gulf Shores |
| 817 Bay Point Drive | $3,490,000 | 3,927 | Bay Point Estates St Petersburg |
| 506 Crystal Drive | $3,395,000 | 4,118 | crystal island |
| 352 145Th Avenue | $3,299,000 | 3,722 | Madeira Shores |
| 582 Johns Pass Avenue | $3,199,000 | 4,255 | crystal island |
| 13655 Gulf Boulevard #401 | $3,075,000 | 3,110 | — |
| 15208 Gulf Boulevard #601 | $3,000,000 | 3,400 | Sereno Condo |
| 583 Crystal Drive | $2,695,000 | 3,614 | crystal island |
| 503 Johns Pass Avenue | $2,599,000 | 3,072 | crystal island |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 1 | 2% |
| $300K–$500K | 6 | 10% |
| $500K–$750K | 14 | 23% |
| $750K–$1M | 18 | 30% |
| $1M+ | 22 | 36% |
Madeira Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Madeira Beach Yacht Club Condo | 6 | 0 | $394,450 | $325,000 |
| Crystal Island | 5 | 1 | $1,299,000 | $885,000 |
| Surfside Tower Condo | 4 | 0 | $697,450 | $629,900 |
| Gulf Shores 2Nd Add | 3 | 3 | $2,729,000 | $2,725,000 |
| Crystal Island 2Nd Add | 3 | 0 | $2,599,000 | $1,150,000 |
| Bay Point Estates 2Nd Add | 3 | 1 | $1,790,000 | $949,500 |
| Madeira Shores 1St Add | 3 | 0 | $999,800 | $799,000 |
| Snug Harbour Condo | 3 | 0 | $770,000 | $685,000 |
| Sandy Shores Condo | 3 | 0 | $635,000 | $600,000 |
| Williams Bill Madeira Harbor Sub 3Rd Add | 2 | 1 | $3,550,000 | $1,200,000 |
| Gulf Shores 3Rd Add Rep | 2 | 0 | $2,895,000 | $2,290,000 |
| Sereno Condo | 2 | 0 | $2,675,000 | $2,350,000 |
| Coastal Elegance At Snug Harbor Condo | 2 | 2 | $2,300,000 | $1,525,000 |
| The Residences At Town Center | 2 | 2 | $999,490 | $999,490 |
| Ocean Sands Two Condo | 2 | 0 | $925,000 | $920,000 |
| Surfside South Condo | 2 | 0 | $725,000 | $625,000 |
| Madeira Cove Condo | 2 | 0 | $682,500 | $640,000 |
| Gulf Shores 6Th Add | 1 | 0 | $2,500,000 | $2,500,000 |
| Snug Harbor Condo | 1 | 1 | $1,675,000 | $1,675,000 |
| Madeira Towers Condo | 1 | 0 | $1,460,300 | $1,460,300 |
| Residences At Town Center Condo | 1 | 0 | $1,270,000 | $1,270,000 |
| Ocean Sands One Condo | 1 | 0 | $1,150,000 | $1,150,000 |
| Pages Rep Of Mitchells Beach | 1 | 0 | $1,100,000 | $1,100,000 |
| Las Brisas Of Madeira Condo | 1 | 0 | $1,100,000 | $1,100,000 |
| Island Estates Unit 1 Sec A | 1 | 0 | $915,000 | $915,000 |
| Kima Condo | 1 | 0 | $900,000 | $900,000 |
| Madeira Vista Condo | 1 | 0 | $874,900 | $874,900 |
| Crystal Island 1St Add | 1 | 0 | $849,000 | $849,000 |
| Madeira Norte Condo | 1 | 0 | $825,000 | $825,000 |
| Madeira Bay Twnhms Condo | 1 | 0 | $788,800 | $788,800 |
| Chambre The Condo | 1 | 0 | $750,000 | $750,000 |
| Crimson On The Gulf Condo | 1 | 0 | $665,000 | $665,000 |
| Harbor At Town Center Condo | 1 | 0 | $649,000 | $649,000 |
| Sea Breeze Of Madeira Condo | 1 | 0 | $639,000 | $639,000 |
| Madeira Bay Resort I Condo | 1 | 0 | $624,900 | $624,900 |
| Boca Vista Condo | 1 | 0 | $550,000 | $550,000 |
| Boca Vista Condominum | 1 | 0 | $539,999 | $539,999 |
| Boca Ciega Point East | 1 | 0 | $462,000 | $462,000 |
| Kapok Grand | 1 | 0 | $359,900 | $359,900 |
| Madrigal Apts Unit 1 Condo | 1 | 0 | $115,000 | $115,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Madeira Beach?
What do waterfront homes cost in Madeira Beach?
Which Madeira Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Madeira Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.