CRESTWOOD OAKS
Homes for Sale in SAFETY HARBOR, FL

Community in SAFETY HARBOR · Pinellas County · ZIP 34695
35 homesBuilt 1952–2012
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Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · CRESTWOOD OAKS Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
91%
Owner-occupied · CRESTWOOD OAKS
32 of 35 parcels homesteaded (FL DOR 2025)
9%
Non-owner-occupied · CRESTWOOD OAKS
incl. 3% trust or LLC-held · 3% out-of-state
50%
Cash buyers · CRESTWOOD OAKS
3 of 6 sales, 12 mo ending June 2017
35
Homes in the community
35 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 1952
Community established
homes built 1952-2012, median 1988 (FL DOR 2025)
0
Failed listings · 2021
peaked at 2 in 2008
2.9%/yr
Turnover rate
about 1 of 35 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Crestwood Oaks is a small pocket of 35 homes in Safety Harbor, and price here is driven far more by condition than by any single benchmark. With a build range spanning 1952 to 2012 and a median build year of 1988, you are looking at a genuinely mixed vintage — some homes carry decades of updates, others are closer to original. That spread is the story: the median sale price is a starting point for conversation, not a substitute for walking the specific house.

The median living area sits around 2,656 square feet, which is generous for a neighborhood of this size, so buyers are largely comparing larger footprints against each other. With only 35 homes and a homestead share above 91%, turnover is thin and most owners are living in the home rather than renting it. For sellers that scarcity is leverage; for buyers it means patience and readiness to move when the right condition-and-price match appears.

The 60-Second Overview

Crestwood Oaks is a compact, owner-occupied enclave in Safety Harbor where larger-than-average homes and a wide build-era range make each listing its own case rather than a clone of the one before it.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-horizon buyers who want a larger home and plan to stay put rather than flip
  • Buyers comfortable underwriting an older home on its condition and updates rather than a headline price
  • Those willing to wait for the right listing in a low-inventory pocket

Probably not for

  • Buyers who need to close quickly and want several homes to choose from at once
  • Investors seeking rental turnover in a heavily owner-occupied street
  • Anyone wanting new-construction systems and finishes without renovation work

The market around CRESTWOOD OAKS

CRESTWOOD OAKS is a small community — 9 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

In ZIP 34695, 126 homes are on the market and 23% are under contract — a steady corner of SAFETY HARBOR.

Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not CRESTWOOD OAKS specifically. Momentum Research analysis of MLS records.

If we were buying in CRESTWOOD OAKS today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CRESTWOOD OAKS.

Best Buy
Buyers who want a larger footprint in an owner-occupied Safety Harbor pocket and will judge each home on its merits.
Biggest Risk
A wide condition spread means the median tells you little about any single home's true value.
Sweet Spot
A well-maintained or updated home near the median size priced honestly for its condition.
Avoid If
You need quick options or a turnkey guarantee in a neighborhood where listings are scarce.

A small, settled street with a mixed vintage

The defining trait of Crestwood Oaks is stability layered over variety. A homestead share north of 91% across 35 homes tells you this is overwhelmingly a live-in neighborhood, not an investor's block. That tends to translate into homes that have been maintained for long-term ownership, but it also means listings surface infrequently — when one hits the market, it deserves a fast, serious look.

The 1952-to-2012 build range and 1988 median mean you should underwrite each home individually. A house updated over the years and one closer to its original systems can sit in the same neighborhood at very different values, so the median price is best read as a midpoint of a wide, condition-driven spread. The larger median footprint of about 2,656 square feet gives most buyers room to work with, whether that means updating in place or moving in and living with it.

The location and the amenities are priced into every listing in CRESTWOOD OAKS. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 35-home neighborhood with thin turnover, the win comes from reading condition against price correctly and being ready to act. We track what actually trades in Crestwood Oaks, help you separate an updated home from one that needs work before you commit, and pace your offer to a market where the right listing does not come around often.

CRESTWOOD OAKS in 15 seconds.

Best forBuyers who want a larger footprint in an owner-occupied Safety Harbor pocket and will judge each home on its merits.
Biggest advantageA settled, low-turnover street with generously sized homes and a range of build eras to choose from.
Biggest riskA wide condition spread means the median tells you little about any single home's true value.
Sweet spotA well-maintained or updated home near the median size priced honestly for its condition.
Avoid ifYou need quick options or a turnkey guarantee in a neighborhood where listings are scarce.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CRESTWOOD OAKS sales matched to your home.

What is your CRESTWOOD OAKS home worth?

Get a no-obligation home value based on real comparable sales in CRESTWOOD OAKS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in CRESTWOOD OAKS?
The Florida DOR 2025 assessment roll shows 35 homes in CRESTWOOD OAKS (public records).
What share of CRESTWOOD OAKS is owner-occupied?
91% of CRESTWOOD OAKS parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CRESTWOOD OAKS built?
Homes in CRESTWOOD OAKS were built between 1952 and 2012, with a median year built of 1988 (FL DOR 2025 roll).
Do cash buyers compete in CRESTWOOD OAKS?
Cash buyers took 50% of CRESTWOOD OAKS sales in the 12 months ending June 2017 (3 of 6 closings, Stellar MLS).
Who is the best real estate agent for CRESTWOOD OAKS?
The best agent for CRESTWOOD OAKS is one who actively works SAFETY HARBOR and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CRESTWOOD OAKS.
How do I find a top SAFETY HARBOR real estate agent who knows CRESTWOOD OAKS?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CRESTWOOD OAKS and the wider SAFETY HARBOR area.
Can Momentum Realty connect me with an agent for CRESTWOOD OAKS?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CRESTWOOD OAKS purchase or sale - no call center and no pressure.
Long-horizon buyers who want a larger home and plan to stay put rather than flipExcellent fit
Buyers comfortable underwriting an older home on its condition and updates rather than a headline priceExcellent fit
Those willing to wait for the right listing in a low-inventory pocketExcellent fit
Buyers who need to close quickly and want several homes to choose from at onceProbably not
Investors seeking rental turnover in a heavily owner-occupied streetProbably not
Anyone wanting new-construction systems and finishes without renovation workProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34695))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2006 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in CRESTWOOD OAKS? 1 recorded closings (window ending 2026-08-02). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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