Harbor Key Townhomes
Homes for Sale in Safety Harbor, FL
All 86 homes for sale in Safety Harbor, FL · median $514,500 · 67 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 2 closed sales in Harbor Key Townhomes in Safety Harbor, FL since 2015, the most recent in July 2026. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 69 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).
The current MLS feed for Harbor Key Townhomes shows no community amenities on file and no active pricing data to work from as of mid-2026. That is not unusual for a smaller townhome enclave, but it means the story here is told by the location and the property records, not by a headline number.
For a buyer or seller, that puts more weight on direct verification: pulling the HOA documents, checking recorded sales in Pinellas County, and walking the property rather than leaning on aggregated stats. Until listing activity picks up, treat any pricing assumption about this community as unconfirmed.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Harbor Key TownhomesHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Key Townhomes sits in Safety Harbor, a compact waterfront city on Old Tampa Bay in Pinellas County, an area more often defined by its walkable downtown and bayfront park than by large-scale attached-home development.
Stellar MLS sales records identify 16 homes in Harbor Key Townhomes that have changed hands since 2013, built between 2013 and 2013 (median 2013), with a median living area of about 1,554 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Key Townhomes is best for.
Best for
- A buyer who wants a Safety Harbor location and is comfortable requesting HOA documents directly to confirm what is included
- A buyer working with an agent who will pull county sales records rather than relying on aggregated market stats
- An investor or owner-occupant who values a smaller, lower-profile townhome setting over a large amenitized development
Probably not for
- A buyer who needs a documented pool, clubhouse, or other listed amenity confirmed before touring
- A buyer who wants recent comparable sales data readily available before making an offer
- A seller expecting a fast, data-driven pricing strategy based on recent community activity
The market around Harbor Key Townhomes
Harbor Key Townhomes is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 23% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor Key Townhomes specifically. Momentum Research analysis of MLS records.
The Harbor Key Townhomes buying strategy.
If we were buying in Harbor Key Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Key Townhomes.
What the absence of data tells you
No amenities are currently listed against Harbor Key Townhomes in the MLS feed, and there is no active pricing history to draw from. That could mean a genuinely small or self-managed community, a data gap in how the association reports to the feed, or simply low turnover keeping it out of recent listings. Any of those is plausible, and the honest answer is that we do not know yet from the data alone.
What this means practically: a buyer should request the condominium or HOA questionnaire directly rather than assume standard townhome amenities like a pool or common maintenance are included. A seller should not assume automatic comparables exist either, since so little recent activity is showing up in the feed to benchmark against.
The location and the amenities are priced into every listing in Harbor Key Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with thin public listing data, the value we add is legwork: pulling recorded Pinellas County sales, requesting HOA and condo docs directly from the association, and confirming what is and is not included before a buyer writes an offer or a seller sets an asking price.
Harbor Key Townhomes in 15 seconds.
Email me new listings in Harbor Key TownhomesHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor Key TownhomesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Key TownhomesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $300/month (about $3,600/yr) · median of 32 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $300 per month ($3,600 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Key Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Key Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Key Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Key Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Harbor Key Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Should you buy in Harbor Key Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Harbor Key Townhomes
Development, infrastructure, retail, and school activity affecting Harbor Key Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 15 miles south of Harbor Key Townhomes, elsewhere in Pinellas County.
Source: Tampa Bay Business and Wealth - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 10 miles east of Harbor Key Townhomes.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles east of Harbor Key Townhomes.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 14 miles south of Harbor Key Townhomes, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 15 miles south of Harbor Key Townhomes, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 15 miles south of Harbor Key Townhomes, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Key Townhomes. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Harbor Key Townhomes
Where is Harbor Key Townhomes?
Harbor Key Townhomes is a community in Safety Harbor, Pinellas County, Florida, ZIP 34695.
Are there homes for sale in Harbor Key Townhomes right now?
No active listings inside Harbor Key Townhomes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Key Townhomes have an HOA or CDD?
No HOA is on record for Harbor Key Townhomes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 19 (FL DOR 2025 assessment roll) |
| Years built | 2013–2013 (median 2013) |
| Typical living area | 1,501 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Pool |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Key Townhomes key facts,” movewithmomentum.com/neighborhoods/harbor-key-townhomes, data as of September 20, 2026.
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Safety Harbor guides & data
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Florida buyer guides
Nearby Communities
Explore more neighborhoods near Harbor Key Townhomes with Momentum Realty’s local guides.
Harbor Key Townhomes Market Scorecard
Harbor Key Townhomes is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34695 ZIP is $506,185, about 5.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.