Cross Pointe
Oldsmar Homes for Sale

1990s gated single-family enclave · Pinellas County · ZIP 34677

A gated 1990s single-family enclave inside East Lake Woodlands, the residential read for buyers who want a guarded address near the country club.

Gated single-familyEast Lake WoodlandsCountry club setting

Live Market Pulse

53/100
Momentum

Buyer-Leaning Market (limited data)

This is a small gated subdivision within a larger master community, so the honest read is the Cross Pointe HOA, the East Lake Woodlands gate and club structure, the home age and updates, and the inland elevation versus coastal Oldsmar flooding. Confirm every line per address and per the current HOA documents.

Free · No obligation

Unlock Off-Market Cross Pointe

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$640K

Median Price

2.4mo

Supply

0days

Avg DOM

Soft

Seller Leverage

$255/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Cross Pointe is a gated pocket of roughly 157 single-family homes inside East Lake Woodlands, so the read is a subdivision read inside a master community: a 1990s-era enclave of tile-roof homes where the value drivers are the home itself, the Cross Pointe HOA, the East Lake Woodlands gate and roving security, and the optional Ardea Country Club membership, not a townwide average. The homes are large and were generally built in the 1990s, which puts roof, HVAC, and systems age squarely on the diligence list. Unlike the coastal Oldsmar neighborhoods that flooded badly in the 2024 storms, Cross Pointe sits inland and higher within East Lake Woodlands, which generally helps the flood and insurance picture, but you still confirm the FEMA flood zone and elevation by address. Your leverage is reading the HOA budget, the club dues structure, and the home systems honestly before you fall for the gate and the trees."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cross Pointe market snapshot (as of June 25, 2026): the median sale price is about $640K ($255 per sq ft), a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

Cross Pointe is a gated single-family subdivision in Oldsmar, Pinellas County, set off East Lake Woodlands Boulevard within the larger East Lake Woodlands golf and country club community (multiple Pinellas real estate community guides, 2026). Listing guides describe it as roughly 157 upscale homes, many with tile roofs, three-car garages, and private pools, on wooded lots a short distance from the club.

The homes here were generally built in the 1990s, with listing guides citing sizes from roughly 2,300 to nearly 4,900 square feet, so this is a larger-home enclave rather than a starter neighborhood. Confirm the exact build year, square footage, and roof and systems age for any specific home, since a 1990s tile-roof house can carry meaningful near-term roof and HVAC questions.

Because Cross Pointe sits inside a master community, the money is made or lost on the home, the Cross Pointe HOA, and the East Lake Woodlands structure, not just the address. The drivers are the subdivision HOA dues, the master community gate and security, the optional Ardea Country Club membership, and the specific home condition, all of which have to be read from the current documents and verified by address.

The pitch is a guarded, wooded address near a renovated country club: East Lake Woodlands runs gated with staffed entries and roving security, and the on-site club, rebranded Ardea Country Club after a multimillion-dollar renovation, offers golf, racquet sports, fitness, and dining (Club and Resort Business, 2023). The work is the diligence: read the HOA and any club dues, check the roof and systems, and confirm the flood zone and elevation before you buy the setting.

Quick Match

Who Cross Pointe is best for.

Best for

Buyers who want a gated, guarded single-family address in northern Pinellas
Buyers who value a larger 1990s home with a pool near a country club
Buyers who want an inland Oldsmar location away from the coastal flood zone
Buyers who will read the HOA, club dues, and the roof and systems closely

Probably not for

Buyers who want a brand-new build with the latest systems and finishes
Anyone unwilling to verify the HOA, club structure, and flood zone by address
Buyers who want a no-fee, non-gated neighborhood with no community rules
Buyers unwilling to budget for 1990s roof and HVAC replacement timing

Market Pulse

How Cross Pointe is performing right now

53/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

2.4Months of supplytight

0Median days on marketdays

0 : 1Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-7%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cross Pointe listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare East Lake Woodlands or Oldsmar. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 0active : pending

For sale1

Pending0

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Cross Pointe buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Cross Pointe

Live MLS inventory for Cross Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 0 daysTop listing

$650,000

4 bd · 3 ba · 2,730 sqft · built 1993

4878 Sherbrook Drive, OLDSMAR, 34677

Strong resaleReno opportunityBest value

Listed by KELLER WILLIAMS REALTY- PALM H

Active and pending Cross Pointe listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Cross Pointe on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Optional, member-owned club, separate from the POA
~$30M renovation underway, 2026 to 2028
18-hole course, clubhouse, pool, 10 clay courts
Strong value vs Ponte Vedra clubs
Budget the membership separately from the home

Cross Pointe is a gated single-family enclave inside East Lake Woodlands, so the lifestyle blends a private, wooded subdivision with access to a renovated country club. East Lake Woodlands runs as a guarded master community with staffed entries and roving security, and the on-site Ardea Country Club offers two golf courses, racquet sports, a fitness center, a resort-style pool, and dining following a multimillion-dollar renovation. Homes sit on wooded lots, many with tile roofs, three-car garages, and pools. Club membership, gate rules, and fees vary, so confirm the current rules and what is required versus optional with the HOA and the club before you buy.

Nearby & Commute

How far is everything?

The takeaway

Cross Pointe trades a coastal address for a gated, inland one, with the on-site country club at the door, Tampa and the airport a manageable drive, and the Pinellas beaches within reach to the north.

Drive times from the community. They are approximate and vary with traffic and your exact routine.

Ardea Country Club~1 to 3 min · on-site golf and dining

Tampa Road and shopping~5 to 10 min · everyday errands

Downtown Oldsmar and waterfront parks~10 min · to the south

Tampa International Airport~20 to 30 min · via the Veterans Expressway

Tarpon Springs and Palm Harbor~15 to 25 min · to the north

Honeymoon Island State Park~20 to 30 min · Gulf beach

Downtown Tampa~30 to 40 min · across the bay

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cross PointeOldsmar with Momentum Realty’s local guides.

CECypress Estates,East Lake WoodlandsOldsmar, FL · 0.2 mi GRGreenhavenOldsmar, FL · 0.2 mi LOLaurel Oaks at East LakeOldsmar, FL · 0.4 mi DCDiamond CrestOldsmarOldsmar, FL · 0.4 mi DEDeerpathOldsmar, FL · 0.5 mi ELEast Lake WoodlandsOldsmar, FL · 0.6 mi QFQuail Forest,OldsmarOldsmar, FL · 0.6 mi ELEast Lake WoodlandsCypress EstatesOldsmar, FL · 0.8 mi ELEast Lake WoodlandsWoods Landing TownhomesOldsmar, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Cross Pointe (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Cross Pointe is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Cross Pointe address.

The takeaway

What is actually shaping value at Cross Pointe: the renovation and rebranding of the on-site country club, Florida property insurance and roof-age pressure on 1990s homes, and the contrast between inland East Lake Woodlands and the coastal Oldsmar flooding of 2024. Each item is sourced and linked.

Recent Developments in Cross Pointe

Development Intelligence

Our read on what is being built around Cross Pointe, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA renovated country club and a gated, inland location support demand, with the watch items being 1990s roof and systems age, Florida insurance pressure, and confirming the flood zone by address even though Cross Pointe sits higher than coastal Oldsmar.

Ardea Country Club renovation and rebrand

2023

BullishNotable impact

SignificanceRadius: Community

The on-site East Lake Woodlands club completed a multimillion-dollar renovation and rebranded as Ardea Country Club, refreshing golf, dining, and racquet amenities near Cross Pointe.

Florida property insurance and roof-age pressure

2025

NeutralMajor impact

SignificanceRadius: Area

Insurers scrutinize roof age and wind exposure, so a 1990s tile roof can raise premiums or require replacement, making the roof and systems read essential diligence.

Coastal Oldsmar flooding versus inland elevation

2024

NeutralNotable impact

SignificanceRadius: Area

The 2024 storms flooded coastal Oldsmar neighborhoods, but Cross Pointe sits inland and higher, so the flood picture is generally better; still verify the FEMA zone by address.

Gated, guarded master community

Ongoing

BullishNotable impact

SignificanceRadius: Community

East Lake Woodlands runs with staffed gates and roving security, a durable draw for buyers who value a guarded address and privacy.

1990s-era homes and systems timing

Ongoing

NeutralMinor impact

SignificanceRadius: Community

Most homes date to the 1990s, so roof, HVAC, and systems age sit on the budget and insurance list and should be confirmed per address.

Northern Pinellas location and beach access

Ongoing

BullishNotable impact

SignificanceRadius: Area

Proximity to Tampa, Tarpon Springs, Palm Harbor, and the Pinellas beaches underpins the location case that supports demand.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cross Pointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

October 2023
Development
East Lake Woodlands club reopens as Ardea Country Club after a multimillion-dollar renovation
Invited completed a multimillion-dollar transformation of the former East Lake Woodlands Club in Oldsmar, rebranding it as Ardea Country Club, with a revamped North golf course, expanded dining at Heron's Bar and Grille, a new kids club, and racquet upgrades to follow in 2024. Why it matters: A renovated on-site club refreshes the amenity case for enclaves like Cross Pointe, though buyers should confirm whether membership is required or optional and the current dues. Source
September 2024
Weather
Hurricane Helene floods coastal Oldsmar neighborhoods
Hurricane Helene drove storm surge into coastal Oldsmar neighborhoods such as Country Club Estates, with some homes taking on more than three feet of water, while inland and higher areas of Oldsmar were spared the worst of the surge. Why it matters: The contrast underscores that location and elevation drive flood risk within Oldsmar; Cross Pointe sits inland and higher than the coastal neighborhoods, but the FEMA zone still has to be verified by address. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Cross Pointe buying strategy.

If we were buying in Cross Pointe, this is the order of operations we would run, and the one we run for our clients.

Read the Cross Pointe HOA budget and rules first. In a small gated subdivision the dues, reserves, and any gate or common-area assessments set the real carrying cost, so read them before you tour finishes.

Confirm the East Lake Woodlands and club structure. The master community gate and any required or optional Ardea Country Club membership can add cost, so confirm what is mandatory versus optional in writing.

Check the roof and HVAC age. These are 1990s homes, so a tile roof and the HVAC may be near replacement, which drives both insurance and your near-term budget. Get the dates by address.

Verify the FEMA flood zone and elevation. Cross Pointe sits inland and higher than coastal Oldsmar, which generally helps, but confirm the zone, the elevation, and any history for the specific home.

Cross-shop the wider community, such as East Lake Woodlands, if another enclave inside the gate fits your home size, lot, and budget better.

The Quick Decision

Best Buy

An updated 1990s home with a newer roof and HVAC on a strong lot

Biggest Risk

Deferred roof and systems, plus unread HOA and club dues

Best Lot

A larger, private wooded lot with a pool inside the gate

Smart Timing

Confirm the HOA, club dues, roof age, and flood zone before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Cross Pointe Homes For Sale

What your money buys in Cross Pointe.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Cross Pointe today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

$390K to $640K

A smaller or dated 1990s home inside the gate, the affordable way in, where roof and systems age and updates drive value.

Lowest entry

The Core Home

$640K to $770K

A mid-size updated home with a pool on a solid lot, the heart of the Cross Pointe resale market.

Most inventory

The Top

$770K to $820K

The largest, most updated homes on the best private wooded lots, the ones that hold value best inside the gate.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$640K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$390K to $640K

The Entry Home

A smaller or dated 1990s home inside the gate, the affordable way in, where roof and systems age and updates drive value.

$640K to $770K

The Core Home

A mid-size updated home with a pool on a solid lot, the heart of the Cross Pointe resale market.

$770K to $820K

The Top

The largest, most updated homes on the best private wooded lots, the ones that hold value best inside the gate.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Cross Pointe, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Cross Pointe is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Cross Pointe holds value.

Our read on the factors that protect resale here, and the one to manage.

Home ageGenerally 1990s, confirm build year per home

Roof and systems risk1990s roof and HVAC may need replacement

Flood and insurance exposureInland and higher, verify zone per address

Location and gateGated, guarded, near the country club

Lot and privacyWooded lots, many with pools

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Cross Pointe

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Cross Pointe is one gated 1990s enclave inside a master community, not a townwide average. The deal is won or lost on the home, the HOA, the club structure, and the roof and systems.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.6B · Buy Score

Resale Strength7.4/10

Renovation Risk5.2/10

Location Efficiency7.9/10

Long-Term Defensibility7.5/10

Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Cross Pointe is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Lot, privacy, and home size set value inside the gate
Larger private wooded lots with pools hold value best
Confirm the FEMA flood zone and elevation by address
Read the roof and HVAC age before the finishes
Confirm the HOA, master charges, and club dues

In a gated enclave like Cross Pointe, the part of your money the market protects is the lot, the privacy, the home size, and the systems behind the finishes. Larger private wooded lots with pools and updated, well-maintained systems hold value better than dated homes facing near-term roof or HVAC replacement. The kitchen can be renovated; the lot, the home footprint, and the 1990s systems timing cannot be wished away. Read the roof age, the HVAC, the HOA and club structure, and the flood zone first, then price the condition against them.

The 15-Second Verdict

Cross Pointe in 15 seconds.

Best forBuyers who want a gated, guarded single-family home near a country club in Oldsmar.

Biggest advantageA gated 1990s enclave with larger homes, an inland location, and club access nearby.

Biggest risk1990s roof and systems age plus unread HOA and Ardea Country Club dues.

Sweet spotAn updated home with a newer roof and HVAC on a private lot inside the gate.

Avoid ifYou want a brand-new build or a non-gated neighborhood with no community fees.

HOA, the Gate & Club Dues

15-Second Take

Read the Cross Pointe HOA budget and any reserves
Confirm any separate East Lake Woodlands master charge
Ask whether Ardea Country Club membership is required or optional
Confirm gate, security, and common-area inclusions in writing
Verify the flood zone and elevation by address

Cross Pointe is a gated subdivision inside East Lake Woodlands, so a Cross Pointe HOA fee applies and there may be a separate master community charge for the gate and shared infrastructure. Listing guides cite a modest monthly Cross Pointe HOA figure, but the dues line alone does not tell the story; the master structure and any club requirement matter more. Confirm the current HOA dues, the master community charges, and any pending assessments from the latest documents for the exact home.

Subdivision and master fees on a community like this generally cover the staffed gate and roving security, common-area and entry maintenance, and community administration. The Ardea Country Club membership for golf, racquet sports, fitness, and dining is typically separate and can be optional or required depending on the arrangement, so confirm what is mandatory. Owners carry their own homeowner and, where applicable, flood insurance. Verify exactly what each fee covers and what is optional.

Run Your Numbers

Tools for a Cross Pointe buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Cross Pointe.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Cross Pointe

Price to the home, the lot, and the systems, not a community average.

Selling here means pricing to your specific home and lot inside the gate, not a community-wide estimate. The home size, the lot and privacy, the roof and HVAC age, the updates, and the strength of the HOA and club setting are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cross Pointe, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping East Lake Woodlands, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cross Pointe home worth?

Get a no-obligation home value based on real comparable sales in Cross Pointe matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cross Pointe on the map →
Or get your Cross Pointe home value & selling guide →

Real comps, not a Zestimate.

How much local inventory is already under contract

22% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Cross Pointe Market Scorecard

Strong seller's market

Cross Pointe is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Cross Pointe?

It is a gated single-family subdivision off East Lake Woodlands Boulevard in Oldsmar, Pinellas County, ZIP 34677, set within the larger East Lake Woodlands golf and country club community in northern Pinellas.

Is Cross Pointe a gated community?

Yes. Cross Pointe is a gated subdivision, and East Lake Woodlands runs as a guarded master community with staffed entries and roving security (East Lake Woodlands community guides, 2026). Confirm the current gate and security arrangement with the HOA.

When were the homes built?

Listing guides indicate the homes were generally built in the 1990s, with one cited property built in 1992. That puts roof, HVAC, and systems age on the diligence list, so confirm the build year and systems dates by address.

What kind of homes are in Cross Pointe?

Guides describe roughly 157 upscale single-family homes, many with tile roofs, three-car garages, and private pools, on wooded lots, with sizes cited from about 2,300 to nearly 4,900 square feet. Confirm the exact size and features per home.

How many homes are in the community?

Real estate community guides describe Cross Pointe as roughly 157 single-family homes. A few sources cite slightly different counts, so confirm the exact figure with the HOA.

Is Cross Pointe part of East Lake Woodlands?

Yes. Cross Pointe is one of several gated enclaves inside East Lake Woodlands, a larger golf and country club master community in Oldsmar. The on-site club was renovated and rebranded as Ardea Country Club.

What does the HOA cover and how much is it?

The Cross Pointe HOA typically covers the gate, security, and common-area upkeep, with a possible separate master community charge. Listing guides cite a modest monthly Cross Pointe figure, but confirm the current dues and any master or club charges from the documents.

Is country club membership required?

The Ardea Country Club membership for golf, racquet sports, fitness, and dining is typically separate from the HOA and can be optional or required depending on the arrangement. Confirm whether membership is mandatory and the current dues before you buy.

Did Cross Pointe flood in the 2024 hurricanes?

The 2024 storms badly flooded coastal Oldsmar neighborhoods such as Country Club Estates (FOX 13 Tampa Bay, 2024), but Cross Pointe sits inland and higher within East Lake Woodlands. Flood exposure is generally lower here, but always verify the FEMA flood zone and elevation by address.

What insurance do I need as an owner?

You carry your own homeowner policy, and on a 1990s tile-roof home the roof age and wind coverage drive the premium, so quote it early. Confirm whether the home is in a flood zone and whether flood coverage is needed for the specific address.

What schools serve Cross Pointe?

It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.

What is nearby?

The Ardea Country Club is close, with Tampa, Tarpon Springs, Palm Harbor, and the Pinellas beaches such as Honeymoon Island within reach, and Tampa International Airport a manageable drive. Confirm real drive times for your routine.

Is Cross Pointe a good investment?

A gated, larger-home address near a renovated country club supports demand, but this is a 1990s community, so the roof and systems age, the HOA and club structure, and the home condition drive the outcome. This is not a guarantee of future value; read the documents and the math.

How does it compare to the rest of East Lake Woodlands?

East Lake Woodlands holds several enclaves with different home sizes, ages, and lot styles. Cross Pointe is a gated, larger-home pocket; which enclave is the better buy depends on your home size, lot, budget, and tolerance for systems age.

The Verdict

Should you buy in Cross Pointe?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated, guarded single-family home in northern PinellasExcellent fit

Buyers who value a larger 1990s home with a pool near a country clubExcellent fit

Buyers who want an inland Oldsmar location away from the coastal flood zoneExcellent fit

Buyers who will read the HOA, master charges, and club dues closelyExcellent fit

Buyers who will confirm the roof and HVAC age before they offerExcellent fit

Buyers who want a brand-new build with the latest systemsProbably not

Anyone unwilling to verify the HOA, club structure, and flood zone by addressProbably not

Buyers who want a no-fee, non-gated neighborhoodProbably not

Buyers unwilling to budget for 1990s roof and HVAC timingProbably not

Buyers uncomfortable with a required country club membership if it appliesProbably not

Get the inside read on Cross Pointe

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Cross Pointe home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Cross Pointe specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Cross Pointe — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Cross PointeOldsmar Homes for Sale

The 60-Second Overview

Who Cross Pointe is best for.

Best for

Probably not for

How Cross Pointe is performing right now

Homes For Sale Right Now in Cross Pointe

Cross Pointe on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Cross Pointe

Ardea Country Club renovation and rebrand

Florida property insurance and roof-age pressure

Coastal Oldsmar flooding versus inland elevation

Gated, guarded master community

1990s-era homes and systems timing

Northern Pinellas location and beach access

East Lake Woodlands club reopens as Ardea Country Club after a multimillion-dollar renovation

Hurricane Helene floods coastal Oldsmar neighborhoods

The Cross Pointe buying strategy.

The full read, only if you want it.

What your money buys in Cross Pointe.

What ~$640K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Cross Pointe holds value.

5 Mistakes Buyers Make in Cross Pointe

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Cross Pointe is different.

Which Lots & Views Hold Value Best

Cross Pointe in 15 seconds.

HOA, the Gate & Club Dues

Tools for a Cross Pointe buy.

Price to the home, the lot, and the systems, not a community average.

In Cross Pointe, condition and view decide your number

What is your Cross Pointe home worth?

Price History: What Homes Here Have Actually Sold For

Cross Pointe Market Scorecard

Frequently Asked Questions

Should you buy in Cross Pointe?

Get the inside read on Cross Pointe

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.

Cross Pointe
Oldsmar Homes for Sale