CROSS POINTE
Homes for Sale in OLDSMAR, FL
True comps, carrying-cost math, and listings before the portals.

Cross Pointe Oldsmar is a small, tightly held community of 159 homes, and the current snapshot shows why: zero active listings and just a single closing in the most recent window. That is not a market with much to analyze in terms of pricing trends - there simply isn't enough transaction volume right now to establish one. What we can say is that this is a gated, amenity-heavy neighborhood where owners tend to stay put, and inventory rarely sits long enough to build a normal supply curve.
For a seller, this scarcity is the story: when something does list here, it is often the only option a buyer targeting this specific community has. For a buyer, it means patience and readiness matter more than negotiating leverage - you may be waiting for the right listing rather than choosing among several.
The 60-Second Overview
Built out mostly in the 1990s with a median construction year of 1993, Cross Pointe Oldsmar pairs larger-format homes - a median of 2,937 square feet - with a guard-gated, golf-adjacent setting that has kept turnover low and current inventory essentially nonexistent.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of CROSS POINTE. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who CROSS POINTE is best for.
Best for
- Buyers who want a larger, established home and are comfortable waiting for the right listing to surface
- Buyers who value guard-gated access, golf, and a full clubhouse amenity set over newer construction
- Buyers planning a longer hold who are comfortable with an HOA buyer-approval process and deed restrictions
Probably not for
- Buyers needing to close quickly, given the current lack of active inventory
- Buyers wanting new or near-new construction rather than 1990s-era homes
- Buyers who prefer minimal HOA oversight or fewer community restrictions
The market around CROSS POINTE
CROSS POINTE is a small community — 87 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 34677, 197 homes are on the market and 24% are under contract — a steady corner of OLDSMAR.
Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).
The housing mix here is 99% single family residence, 1% ?.
ZIP and county figures describe the wider market, not CROSS POINTE specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in CROSS POINTE, OLDSMAR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in CROSS POINTE
Live MLS inventory for CROSS POINTE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending CROSS POINTE listings as of 2026-08-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.
CROSS POINTE on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at CROSS POINTE
- Buyer Approval Required · reported on 2 of 3 listings
- Deed Restrictions · reported on 2 of 3 listings
- Golf · reported on 2 of 3 listings
- Tennis Court(s) · reported on 2 of 3 listings
- Gated Community · reported on 2 of 3 listings
- Fitness Center · reported on 1 of 3 listings
- Gated Community - Guard · reported on 1 of 3 listings
- Pool · reported on 1 of 3 listings
- Restaurant · reported on 1 of 3 listings
- Special Community Restrictions · reported on 1 of 3 listings
- Secured Garage/Parking · reported on 1 of 3 listings
- Clubhouse · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent CROSS POINTE listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any CROSS POINTE address.
The CROSS POINTE buying strategy.
If we were buying in CROSS POINTE today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CROSS POINTE.
A guarded, low-turnover enclave
The homes here were built between 1991 and 2003, putting the community solidly in its third-plus decade, with a median build year of 1993. Living space runs large for the area at a median of 2,937 square feet, which points toward multi-generational floor plans and homes built for extended living rather than starter-size footprints.
An 88.1% homestead share tells you this is a community of owner-occupied homes rather than a rental-heavy or investor-driven pocket, which lines up with the deed restrictions, buyer-approval requirement, and guard-gated access. The amenity set - golf, tennis, a fitness center, clubhouse, pool, and an on-site restaurant - is substantial for a 159-home footprint, and the special community restrictions and secured garage/parking add another layer of structure buyers should understand before writing an offer. As always, confirm current amenities and access rules directly with the HOA, since MLS-reported amenities can lag real-world changes.
The location and the amenities are priced into every listing in CROSS POINTE. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only one closing in the recent window, finding out about a Cross Pointe listing before it hits wide circulation is the whole game. We track this community closely enough to flag movement early, and we know the HOA's buyer-approval process and deed restrictions well enough to help you move through them without losing time on a scarce listing.
CROSS POINTE in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CROSS POINTE buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CROSS POINTE sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CROSS POINTE, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CROSS POINTE home worth?
Get a no-obligation home value based on real comparable sales in CROSS POINTE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in CROSS POINTE on the map →
Cross Pointe Market Scorecard
Cross Pointe is currently a strong seller's market. About 2.4 months of supply, a median asking price of $865,000, and homes go under contract in about 29 days.
Typical home value in the 34677 ZIP is $368,055, about 13.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in CROSS POINTE?
What share of CROSS POINTE is owner-occupied?
When were the homes in CROSS POINTE built?
Do cash buyers compete in CROSS POINTE?
What schools serve CROSS POINTE?
Who is the best real estate agent for CROSS POINTE?
How do I find a top OLDSMAR real estate agent who knows CROSS POINTE?
Can Momentum Realty connect me with an agent for CROSS POINTE?
Should you buy in CROSS POINTE?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near CROSS POINTE with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (63 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how CROSS POINTE fits the bigger picture — live prices, inventory, and Momentum Scores:
Cross Pointe appears in these guides





