CROSS POINTE in OLDSMAR

CROSS POINTE
Homes for Sale in OLDSMAR, FL

Community in OLDSMAR · Pinellas County · ZIP 34677
159 homesBuilt 1991–2003
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · CROSS POINTE Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Pinellas: 21% (1,872 of 8,871)
0 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
88%
Owner-occupied · CROSS POINTE
140 of 159 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · CROSS POINTE
incl. 1% trust or LLC-held · 2% out-of-state
17%
Cash buyers · CROSS POINTE
1 of 6 sales, 12 mo ending June 2025
159
Homes in the community
159 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1991
Community established
homes built 1991-2003, median 1993 (FL DOR 2025)
0
Failed listings · 2024
peaked at 18 in 2021
0.6%/yr
Turnover rate
about 1 of 159 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cross Pointe Oldsmar is a small, tightly held community of 159 homes, and the current snapshot shows why: zero active listings and just a single closing in the most recent window. That is not a market with much to analyze in terms of pricing trends - there simply isn't enough transaction volume right now to establish one. What we can say is that this is a gated, amenity-heavy neighborhood where owners tend to stay put, and inventory rarely sits long enough to build a normal supply curve.

For a seller, this scarcity is the story: when something does list here, it is often the only option a buyer targeting this specific community has. For a buyer, it means patience and readiness matter more than negotiating leverage - you may be waiting for the right listing rather than choosing among several.

The 60-Second Overview

Built out mostly in the 1990s with a median construction year of 1993, Cross Pointe Oldsmar pairs larger-format homes - a median of 2,937 square feet - with a guard-gated, golf-adjacent setting that has kept turnover low and current inventory essentially nonexistent.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a larger, established home and are comfortable waiting for the right listing to surface
  • Buyers who value guard-gated access, golf, and a full clubhouse amenity set over newer construction
  • Buyers planning a longer hold who are comfortable with an HOA buyer-approval process and deed restrictions

Probably not for

  • Buyers needing to close quickly, given the current lack of active inventory
  • Buyers wanting new or near-new construction rather than 1990s-era homes
  • Buyers who prefer minimal HOA oversight or fewer community restrictions

The market around CROSS POINTE

CROSS POINTE is a small community — 87 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

In ZIP 34677, 197 homes are on the market and 24% are under contract — a steady corner of OLDSMAR.

Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).

The housing mix here is 99% single family residence, 1% ?.

ZIP and county figures describe the wider market, not CROSS POINTE specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in CROSS POINTE, OLDSMAR

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-08-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in CROSS POINTE

Live MLS inventory for CROSS POINTE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending CROSS POINTE listings as of 2026-08-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent CROSS POINTE listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any CROSS POINTE address.

If we were buying in CROSS POINTE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CROSS POINTE.

Best Buy
Buyers seeking a guard-gated, golf-and-clubhouse setting with larger, established homes.
Biggest Risk
With zero active listings, timing your purchase around actual availability is the main constraint.
Sweet Spot
Buyers wanting a 1990s-built home in the 2,900+ square foot range inside a controlled-access community.
Avoid If
You need move-in-ready inventory on a short timeline or want to avoid HOA buyer-approval steps.

A guarded, low-turnover enclave

The homes here were built between 1991 and 2003, putting the community solidly in its third-plus decade, with a median build year of 1993. Living space runs large for the area at a median of 2,937 square feet, which points toward multi-generational floor plans and homes built for extended living rather than starter-size footprints.

An 88.1% homestead share tells you this is a community of owner-occupied homes rather than a rental-heavy or investor-driven pocket, which lines up with the deed restrictions, buyer-approval requirement, and guard-gated access. The amenity set - golf, tennis, a fitness center, clubhouse, pool, and an on-site restaurant - is substantial for a 159-home footprint, and the special community restrictions and secured garage/parking add another layer of structure buyers should understand before writing an offer. As always, confirm current amenities and access rules directly with the HOA, since MLS-reported amenities can lag real-world changes.

The location and the amenities are priced into every listing in CROSS POINTE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings and only one closing in the recent window, finding out about a Cross Pointe listing before it hits wide circulation is the whole game. We track this community closely enough to flag movement early, and we know the HOA's buyer-approval process and deed restrictions well enough to help you move through them without losing time on a scarce listing.

CROSS POINTE in 15 seconds.

Best forBuyers seeking a guard-gated, golf-and-clubhouse setting with larger, established homes.
Biggest advantageA low-turnover, owner-occupied community with a full amenity package for its size.
Biggest riskWith zero active listings, timing your purchase around actual availability is the main constraint.
Sweet spotBuyers wanting a 1990s-built home in the 2,900+ square foot range inside a controlled-access community.
Avoid ifYou need move-in-ready inventory on a short timeline or want to avoid HOA buyer-approval steps.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CROSS POINTE sales matched to your home.

What is your CROSS POINTE home worth?

Get a no-obligation home value based on real comparable sales in CROSS POINTE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CROSS POINTE on the map →

Real comps, not an automated estimate.

Cross Pointe Market Scorecard

Strong seller's market

Cross Pointe is currently a strong seller's market. About 2.4 months of supply, a median asking price of $865,000, and homes go under contract in about 29 days.

2.4
Months supply
$865,000
Median list
$640,000
Median sold
$344
Per sqft
29
Days on mkt
1/1/5
Active/Pend/Sold

Typical home value in the 34677 ZIP is $368,055, about 13.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in CROSS POINTE?
The Florida DOR 2025 assessment roll shows 159 homes in CROSS POINTE (public records).
What share of CROSS POINTE is owner-occupied?
88% of CROSS POINTE parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CROSS POINTE built?
Homes in CROSS POINTE were built between 1991 and 2003, with a median year built of 1993 (FL DOR 2025 roll).
Do cash buyers compete in CROSS POINTE?
Cash buyers took 17% of CROSS POINTE sales in the 12 months ending June 2025 (1 of 6 closings, Stellar MLS).
What schools serve CROSS POINTE?
CROSS POINTE is served by Pinellas County Public Schools, typically Pinellas County Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for CROSS POINTE?
The best agent for CROSS POINTE is one who actively works OLDSMAR and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CROSS POINTE.
How do I find a top OLDSMAR real estate agent who knows CROSS POINTE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CROSS POINTE and the wider OLDSMAR area.
Can Momentum Realty connect me with an agent for CROSS POINTE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CROSS POINTE purchase or sale - no call center and no pressure.
Buyers who want a larger, established home and are comfortable waiting for the right listing to surfaceExcellent fit
Buyers who value guard-gated access, golf, and a full clubhouse amenity set over newer constructionExcellent fit
Buyers planning a longer hold who are comfortable with an HOA buyer-approval process and deed restrictionsExcellent fit
Buyers needing to close quickly, given the current lack of active inventoryProbably not
Buyers wanting new or near-new construction rather than 1990s-era homesProbably not
Buyers who prefer minimal HOA oversight or fewer community restrictionsProbably not

Nearby Communities

Explore more neighborhoods near CROSS POINTE with Momentum Realty’s local guides.

Deerpath Oldsmar0.4 mi awayDiamond Crest Oldsmar0.5 mi awayLaurel Oaks At East Lake0.6 mi awayQuail Forest Oldsmar0.7 mi awayBoot Ranch Palm Harbor1.0 mi awayEast Lake Woodlands Oldsmar1.0 mi awayTarpon Woods Palm Harbor1.3 mi awayTanglewood Twnhms Palm Harbor1.3 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (63 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Cross Pointe appears in these guides

Thinking of selling in CROSS POINTE? 1 recorded closings (window ending 2026-08-02). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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