Crystal Bay M/H Club Inc Unrec
Homes for Sale in Palm Harbor, FL

Crystal Bay M/H Club is a compact manufactured-home community in Palm Harbor where unit size, age, and homestead status vary enough that no two listings should be judged the same way.

Stellar MLS sales records identify 14 homes in Crystal Bay M/H Club Inc Unrec that have changed hands since 2016, built between 1969 and 2019 (median 1974), with a median living area of about 1,086 sq ft and a typical 2-bedroom, 2-bath layout. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Crystal Bay M/H Club Inc Unrec across 2024–2024, median $214,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Crystal Bay M/H Club Inc Unrec is too small for its own price trend, so here is the market around it.

In ZIP 34683, 227 homes are on the market and 26% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Crystal Bay M/H Club Inc Unrec specifically. Momentum Research analysis of MLS records.

At 35 homes, Crystal Bay is a small enough pool that a handful of listings can shift the community's overall profile quickly. The median year built of 1989 sits roughly in the middle of a build range that runs from 1972 up through 2017, so buyers will find a real spread of construction eras represented, each with different systems, materials, and expected maintenance needs.

The median living area of 560 square feet is the defining fact here. These are manufactured units built for compact, efficient living, not scaled-down versions of traditional houses. That has direct implications for financing, since lenders and appraisers treat manufactured housing differently than site-built homes, and for resale, since the buyer pool for this product type is narrower and more specific. No community amenities are identified in current MLS listings, so buyers should not assume shared recreational facilities are part of the package and should confirm directly what, if anything, the association or park offers.

Manufactured-home communities carry financing and title nuances that differ from standard residential transactions, and a 35-home pool means recent comparable sales can be thin. We walk buyers and sellers through how lenders will view a specific unit, what land-lease or association terms actually mean for ownership, and how to price realistically against a small, varied inventory rather than a broad market average.

Listings in this community report association dues of about $215 per month ($2,580 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.