Crystal Creek
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside Crystal Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of September 2026, the MLS records 13 closed sales in Crystal Creek in St Cloud, FL since 2014, the most recent in June 2026. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 2005–2007 (median 2006) |
| Typical living area | 2,296 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 60% |
Data as of September 16, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Crystal Creek key facts,” movewithmomentum.com/neighborhoods/crystal-creek-st-cloud, data as of September 16, 2026.
The market around Crystal Creek
Crystal Creek is too small for its own price trend, so here is the market around it.
In ZIP 34772, 498 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,437 homes are active and 1,077 pending (20% under contract).
ZIP and county figures describe the wider market, not Crystal Creek specifically. Momentum Research analysis of MLS records.
The Crystal Creek buying strategy.
If we were buying in Crystal Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Creek.
A closer look at the Crystal Creek market
The housing stock is 47 homes built between 2005 and 2007, and 60% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Crystal Creek. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $60/month (about $720/yr) · median of 30 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $60 per month ($720 a year) - the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crystal Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Creek home worth?
Get a no-obligation home value based on real comparable sales in Crystal Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Crystal Creek on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CRYSTAL CREEK Market Scorecard
CRYSTAL CREEK is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Crystal Creek?
What share of Crystal Creek is owner-occupied?
When were the homes in Crystal Creek built?
Who is the best real estate agent for Crystal Creek?
How do I find a top St Cloud real estate agent who knows Crystal Creek?
Can Momentum Realty connect me with an agent for Crystal Creek?
Where is Crystal Creek, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2014 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Crystal Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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