Deer Creek West in St Cloud

Deer Creek West
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34772
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Built fromLive Stellar MLS data5 years of closingsUpdated twice daily

As of September 2026, Deer Creek West St Cloud in St Cloud, FL has 1 home for sale. Homes listed or recently sold were built 2019 - 2019; 4 of 4 report an HOA (median $48/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 66 ft).

Live · Deer Creek West Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Osceola: 20% (1,079 of 5,502)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Deer Creek West is a small, tightly built pocket of St Cloud where most homes date to the back half of the 2010s, with a median build year of 2019 and living space that typically runs a bit over 2,100 square feet. With only two active listings against a 137-home base, this is not a community where you shop a shelf of comparable options - you evaluate whatever happens to be on the market at the moment you're looking.

The current 12-month supply figure and buyer-leaning posture reflect how few homes are moving through the pipeline right now, not necessarily softness in what owners want for their property. A high homestead share (75.5%) tells you this is a community built for people staying put, which keeps turnover naturally low and makes each new listing something of an event.

Deer Creek West Housing Pulse · Momentum Research · as of September 12, 2026

Deer Creek West right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A newer-built enclave in St Cloud where homes were largely constructed between 2006 and 2021, with limited turnover and very few homes changing hands in any given window.

Stellar MLS sales records identify 24 homes in Deer Creek West that have changed hands since 2019, built between 2019 and 2021 (median 2020), with a median living area of about 2,611 sq ft and a typical 4-bedroom, 2.5-bath layout; 79% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in Deer Creek West across 2024 - 2025 (4 in 2024, 4 in 2025), median $421,200 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on a newer-construction home (built roughly 2006 - 2021) in St Cloud who don't need a large inventory to choose from
  • Buyers comfortable moving quickly when a rare listing surfaces in a low-turnover, low-supply community
  • Long-term owner-occupants, given the high homestead share suggests this fits a stay-put ownership pattern

Probably not for

  • Buyers who want to compare several active listings side by side before deciding
  • Buyers specifically seeking community amenities such as a clubhouse or pool, since none are currently identified
  • Investors seeking high turnover or frequent resale opportunity, given the low churn implied by the homestead share

The market around Deer Creek West

Deer Creek West is too small for its own price trend, so here is the market around it.

In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34772 (ST CLOUD), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Deer Creek West specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Deer Creek West St Cloud, ST CLOUD

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Deer Creek West

Live MLS inventory for Deer Creek West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Deer Creek West listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.

Every Home for Sale in Deer Creek West St Cloud Right Now (1)

All 1 active and pending Deer Creek West St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 3576 Bristol Cove Lane · $470,000 · 4 bd / 2.5 ba · listed Jul 7, 2026 · listed by Bright Trust Realty Llc

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Canoe Creek K-8 · Elementary
  • Canoe Creek K-8 · Middle
  • Harmony High · High

Zoned schools reflect the assignments reported on recent Deer Creek West listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Deer Creek West address.

If we were buying in Deer Creek West today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Creek West.

Best Buy
Buyers targeting a newer-built home in St Cloud who are prepared to act when the rare listing appears.
Biggest Risk
Extremely thin inventory - with just two active listings, there may be little to compare against or choose from at any given time.
Sweet Spot
Move-in-ready homes built in the mid-to-late 2010s in the 2,100 - 2,200 square foot range, matching the community's typical profile.
Avoid If
Avoid if you need a wide selection of homes to compare or a defined amenity package, since neither is currently available here.

A Market Defined by Scarcity, Not Volume

With only two active listings and 137 total homes in the community, Deer Creek West doesn't behave like a typical subdivision with a running inventory cycle. The months-supply figure sitting at 12 reflects how thin current listing activity is relative to the pace of sales over the last couple of closings, not a flood of unsold homes. In a market this small, a single listing or a single sale can swing the numbers meaningfully - buyers and sellers should read the topline stats with that caveat in mind.

The homestead share of 75.5% is the more telling number here. It signals a community where owners tend to stay rather than cycle through as investment or transitional purchases, which is consistent with the build timeline running through 2021 - recent enough that most owners bought in with intent to stay, not flip. No community amenities are currently identified from MLS listings, so if a clubhouse, pool, or shared amenity is a priority, that needs to be confirmed home-by-home rather than assumed at the community level.

“

The location and the amenities are priced into every listing in Deer Creek West. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with only two active listings, timing and access matter more than in a typical high-inventory subdivision - you need someone tracking new listings the moment they hit and pulling recent comparable sales quickly, because there isn't a deep pool of current data to lean on. We work Osceola inventory closely enough to flag a Deer Creek West listing early and put it in context against the handful of comparable sales that actually exist, rather than relying on generic subdivision averages.

Deer Creek West in 15 seconds.

Best forBuyers targeting a newer-built home in St Cloud who are prepared to act when the rare listing appears.
Biggest advantageLow turnover and a homestead-heavy owner base suggest homes here are lived in long-term, not cycled through quickly.
Biggest riskExtremely thin inventory - with just two active listings, there may be little to compare against or choose from at any given time.
Sweet spotMove-in-ready homes built in the mid-to-late 2010s in the 2,100 - 2,200 square foot range, matching the community's typical profile.
Avoid ifAvoid if you need a wide selection of homes to compare or a defined amenity package, since neither is currently available here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Deer Creek West homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Deer Creek West.
In short
  • HOA dues reported around $48/month (about $576/yr) · median of 60 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $48 per month ($576 a year) - the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Creek West sales matched to your home.

What is your Deer Creek West home worth?

Get a no-obligation home value based on real comparable sales in Deer Creek West, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Deer Creek West on the map →

Real comps, not an automated estimate.

Recently off market in Deer Creek West St Cloud

Homes in Deer Creek West St Cloud that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,241/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

DEER CREEK WEST Market Scorecard

Balanced

DEER CREEK WEST is currently a balanced market. About 4.0 months of supply, a median asking price of $470,000, and homes go under contract in about 65 days.

4.0
Months supply
$470,000
Median list
$421,200
Median sold
$168
Per sqft
65
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Deer Creek West a buyer's or seller's market right now?
As of September 12, 2026, Deer Creek West is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Deer Creek West?
The best agent for Deer Creek West is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Deer Creek West.
How do I find a top St Cloud real estate agent who knows Deer Creek West?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Deer Creek West and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Deer Creek West?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Deer Creek West purchase or sale - no call center and no pressure.
Where is Deer Creek West, and what county is it in?
Deer Creek West is in ST CLOUD, Osceola County, FL, ZIP 34772. The community's center is about 2 miles north of the center of ST CLOUD (straight-line).
Buyers focused on a newer-construction home (built roughly 2006 - 2021) in St Cloud who don't need a large inventory to choose fromExcellent fit
Buyers comfortable moving quickly when a rare listing surfaces in a low-turnover, low-supply communityExcellent fit
Long-term owner-occupants, given the high homestead share suggests this fits a stay-put ownership patternExcellent fit
Buyers who want to compare several active listings side by side before decidingProbably not
Buyers specifically seeking community amenities such as a clubhouse or pool, since none are currently identifiedProbably not
Investors seeking high turnover or frequent resale opportunity, given the low churn implied by the homestead shareProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2021 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Deer Creek West St Cloud? 1 recorded closings (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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Nearby Communities

Explore more neighborhoods near Deer Creek West with Momentum Realty’s local guides.

BCBristol Cove Deer Creek0.2 mi away · 201 homes, built 2006–21BCBristol Cove At Deer Creek0.2 mi away · median $360K, 8 sales/12 moMPMallard Pond0.4 mi away · median $388K, 12 sales/12 mo

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