Deer Creek West
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Deer Creek West St Cloud in St Cloud, FL has 1 home for sale. Homes listed or recently sold were built 2019 - 2019; 4 of 4 report an HOA (median $48/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 66 ft).

Deer Creek West is a small, tightly built pocket of St Cloud where most homes date to the back half of the 2010s, with a median build year of 2019 and living space that typically runs a bit over 2,100 square feet. With only two active listings against a 137-home base, this is not a community where you shop a shelf of comparable options - you evaluate whatever happens to be on the market at the moment you're looking.
The current 12-month supply figure and buyer-leaning posture reflect how few homes are moving through the pipeline right now, not necessarily softness in what owners want for their property. A high homestead share (75.5%) tells you this is a community built for people staying put, which keeps turnover naturally low and makes each new listing something of an event.
Deer Creek West right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A newer-built enclave in St Cloud where homes were largely constructed between 2006 and 2021, with limited turnover and very few homes changing hands in any given window.
Stellar MLS sales records identify 24 homes in Deer Creek West that have changed hands since 2019, built between 2019 and 2021 (median 2020), with a median living area of about 2,611 sq ft and a typical 4-bedroom, 2.5-bath layout; 79% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in Deer Creek West across 2024 - 2025 (4 in 2024, 4 in 2025), median $421,200 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Deer Creek West. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Deer Creek West; content deemed reliable but not guaranteed.
Who Deer Creek West is best for.
Best for
- Buyers focused on a newer-construction home (built roughly 2006 - 2021) in St Cloud who don't need a large inventory to choose from
- Buyers comfortable moving quickly when a rare listing surfaces in a low-turnover, low-supply community
- Long-term owner-occupants, given the high homestead share suggests this fits a stay-put ownership pattern
Probably not for
- Buyers who want to compare several active listings side by side before deciding
- Buyers specifically seeking community amenities such as a clubhouse or pool, since none are currently identified
- Investors seeking high turnover or frequent resale opportunity, given the low churn implied by the homestead share
The market around Deer Creek West
Deer Creek West is too small for its own price trend, so here is the market around it.
In ZIP 34772, 496 homes are on the market and 26% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34772 (ST CLOUD), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Deer Creek West specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Deer Creek West St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Deer Creek West
Live MLS inventory for Deer Creek West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Deer Creek West listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Every Home for Sale in Deer Creek West St Cloud Right Now (1)
All 1 active and pending Deer Creek West St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3576 Bristol Cove Lane · $470,000 · 4 bd / 2.5 ba · listed Jul 7, 2026 · listed by Bright Trust Realty Llc
Deer Creek West on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Canoe Creek K-8 · Elementary
- Canoe Creek K-8 · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Deer Creek West listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Deer Creek West address.
Shop the zone: Homes zoned for Harmony High High School
The Deer Creek West buying strategy.
If we were buying in Deer Creek West today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Creek West.
A Market Defined by Scarcity, Not Volume
With only two active listings and 137 total homes in the community, Deer Creek West doesn't behave like a typical subdivision with a running inventory cycle. The months-supply figure sitting at 12 reflects how thin current listing activity is relative to the pace of sales over the last couple of closings, not a flood of unsold homes. In a market this small, a single listing or a single sale can swing the numbers meaningfully - buyers and sellers should read the topline stats with that caveat in mind.
The homestead share of 75.5% is the more telling number here. It signals a community where owners tend to stay rather than cycle through as investment or transitional purchases, which is consistent with the build timeline running through 2021 - recent enough that most owners bought in with intent to stay, not flip. No community amenities are currently identified from MLS listings, so if a clubhouse, pool, or shared amenity is a priority, that needs to be confirmed home-by-home rather than assumed at the community level.
The location and the amenities are priced into every listing in Deer Creek West. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with only two active listings, timing and access matter more than in a typical high-inventory subdivision - you need someone tracking new listings the moment they hit and pulling recent comparable sales quickly, because there isn't a deep pool of current data to lean on. We work Osceola inventory closely enough to flag a Deer Creek West listing early and put it in context against the handful of comparable sales that actually exist, rather than relying on generic subdivision averages.
Deer Creek West in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $48/month (about $576/yr) · median of 60 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $48 per month ($576 a year) - the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Deer Creek West buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Creek West sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deer Creek West, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deer Creek West home worth?
Get a no-obligation home value based on real comparable sales in Deer Creek West, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Deer Creek West on the map →
Recently off market in Deer Creek West St Cloud
Homes in Deer Creek West St Cloud that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2526 W End Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
DEER CREEK WEST Market Scorecard
DEER CREEK WEST is currently a balanced market. About 4.0 months of supply, a median asking price of $470,000, and homes go under contract in about 65 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Deer Creek West a buyer's or seller's market right now?
Who is the best real estate agent for Deer Creek West?
How do I find a top St Cloud real estate agent who knows Deer Creek West?
Can Momentum Realty connect me with an agent for Deer Creek West?
Where is Deer Creek West, and what county is it in?
Should you buy in Deer Creek West?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Deer Creek West St Cloud fits the bigger picture — live prices, inventory, and Momentum Scores:
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