Delaware Gardens
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, the MLS records 8 closed sales in Delaware Gardens in St Cloud, FL since 2016, the most recent in October 2025. Across St Cloud as a whole, 2,423 homes closed in the last 12 months at a median of $410,000, 49 median days on market, with 1,062 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,250 ($5,640 with the full homestead exemption).

Delaware Gardens is not a community with a readable price story right now. The MLS feed shows a single closing in the current window, which is not a sample size that supports any conclusion about what drives value here. Anyone quoting a confident price trend for this pocket of St Cloud is extrapolating from almost nothing.
For a buyer or seller, that means the posture has to shift from 'what does the market say' to 'what does this specific home say.' Condition, lot, and recent comparable sales pulled from the broader St Cloud area matter more here than any community-level average, because the community itself has not produced enough recent activity to generate one.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Delaware Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Delaware Gardens sits in St Cloud, Osceola County, and current MLS data shows only one closing in the most recent window, with no community amenities identified in active or recent listings. That combination points to a small, quiet pocket rather than an amenity-driven development.
Stellar MLS sales records identify 11 homes in Delaware Gardens that have changed hands since 2005, built between 1988 and 1998 (median 1989), with a median living area of about 1,254 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Delaware Gardens across 2024–2025 (2 in 2024, 1 in 2025), median $220,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Delaware Gardens is best for.
Best for
- A buyer prioritizing a specific home's condition and lot over community-level features
- A buyer or seller comfortable pricing a home using comparables from the surrounding St Cloud area rather than in-community sales history
- A buyer looking for a quieter, lower-turnover pocket without an active amenity package
Probably not for
- A buyer who wants a community pool, clubhouse, or organized shared amenities as part of the purchase
- A buyer who wants to lean on recent comparable sales within the same community to justify an offer price
- A seller expecting a deep pool of recent local closings to support an aggressive list price
The market around Delaware Gardens
Delaware Gardens is too small for its own price trend, so here is the market around it.
In ZIP 34769, 181 homes are on the market and 22% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34769 (St Cloud), 232 homes closed in the last 12 months at a median of $375K ($196/sq ft), up 0.0% year over year, with a median 65 days on market. Right now 70 active and 26 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Delaware Gardens specifically. Momentum Research analysis of MLS records.
The Delaware Gardens buying strategy.
If we were buying in Delaware Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Delaware Gardens.
Reading a Market with One Data Point
A single closing tells you a transaction happened. It does not tell you whether that price was a bargain, a premium, or simply what one buyer and one seller agreed to on one particular day. Treating it as a market benchmark would be a mistake, and any pricing conversation here has to start by acknowledging that limitation directly.
The absence of identified community amenities in current listings is itself useful information. It suggests Delaware Gardens is likely valued on individual home characteristics and its St Cloud location rather than on shared community features like a pool, clubhouse, or gated entry. That shifts the appraisal and negotiation conversation toward the property itself and toward pulling comparables from nearby streets and subdivisions, not just this one.
The location and the amenities are priced into every listing in Delaware Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recent MLS activity, the work is in building a defensible comparable set from outside the immediate neighborhood and knowing which nearby streets actually track with Delaware Gardens. We do that groundwork before a listing goes live or an offer goes in, rather than relying on a thin internal sales history that will not hold up in a negotiation or an appraisal review.
Delaware Gardens in 15 seconds.
Tools for a Delaware Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Delaware Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Delaware Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Delaware Gardens home worth?
Get a no-obligation home value based on real comparable sales in Delaware Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Delaware Gardens on the map →
| Location | St Cloud, Osceola County, FL · ZIP 34769 |
|---|---|
| Homes in the community | 20 (FL DOR 2025 assessment roll) |
| Years built | 1988–1998 (median 1990.0) |
| Typical living area | 1,504 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Delaware Gardens key facts,” movewithmomentum.com/neighborhoods/delaware-gardens, data as of September 20, 2026.
Housing distress & ownership in Delaware Gardens, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
- Gated communities in St Cloud
- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Email me new listings in Delaware Gardens
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Delaware Gardens
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Delaware Gardens will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Delaware Gardens?
What share of Delaware Gardens is owner-occupied?
When were the homes in Delaware Gardens built?
Who is the best real estate agent for Delaware Gardens?
How do I find a top St Cloud real estate agent who knows Delaware Gardens?
Can Momentum Realty connect me with an agent for Delaware Gardens?
Where is Delaware Gardens, and what county is it in?
Should you buy in Delaware Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Delaware Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:






