Delaware Gardens
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 8 closed sales in Delaware Gardens in St Cloud, FL since 2016, the most recent in October 2025. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Delaware Gardens is not a community with a readable price story right now. The MLS feed shows a single closing in the current window, which is not a sample size that supports any conclusion about what drives value here. Anyone quoting a confident price trend for this pocket of St Cloud is extrapolating from almost nothing.
For a buyer or seller, that means the posture has to shift from 'what does the market say' to 'what does this specific home say.' Condition, lot, and recent comparable sales pulled from the broader St Cloud area matter more here than any community-level average, because the community itself has not produced enough recent activity to generate one.
Nearby homes for sale
No active listings inside Delaware Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Delaware Gardens sits in St Cloud, Osceola County, and current MLS data shows only one closing in the most recent window, with no community amenities identified in active or recent listings. That combination points to a small, quiet pocket rather than an amenity-driven development.
Stellar MLS sales records identify 11 homes in Delaware Gardens that have changed hands since 2005, built between 1988 and 1998 (median 1989), with a median living area of about 1,254 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Delaware Gardens is best for.
Best for
- A buyer prioritizing a specific home's condition and lot over community-level features
- A buyer or seller comfortable pricing a home using comparables from the surrounding St Cloud area rather than in-community sales history
- A buyer looking for a quieter, lower-turnover pocket without an active amenity package
Probably not for
- A buyer who wants a community pool, clubhouse, or organized shared amenities as part of the purchase
- A buyer who wants to lean on recent comparable sales within the same community to justify an offer price
- A seller expecting a deep pool of recent local closings to support an aggressive list price
The market around Delaware Gardens
Delaware Gardens is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (St Cloud), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Delaware Gardens specifically. Momentum Research analysis of MLS records.
The Delaware Gardens buying strategy.
If we were buying in Delaware Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Delaware Gardens.
Reading a Market with One Data Point
A single closing tells you a transaction happened. It does not tell you whether that price was a bargain, a premium, or simply what one buyer and one seller agreed to on one particular day. Treating it as a market benchmark would be a mistake, and any pricing conversation here has to start by acknowledging that limitation directly.
The absence of identified community amenities in current listings is itself useful information. It suggests Delaware Gardens is likely valued on individual home characteristics and its St Cloud location rather than on shared community features like a pool, clubhouse, or gated entry. That shifts the appraisal and negotiation conversation toward the property itself and toward pulling comparables from nearby streets and subdivisions, not just this one.
The location and the amenities are priced into every listing in Delaware Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little recent MLS activity, the work is in building a defensible comparable set from outside the immediate neighborhood and knowing which nearby streets actually track with Delaware Gardens. We do that groundwork before a listing goes live or an offer goes in, rather than relying on a thin internal sales history that will not hold up in a negotiation or an appraisal review.
Delaware Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Delaware Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Delaware Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Delaware Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Delaware Gardens home worth?
Get a no-obligation home value based on real comparable sales in Delaware Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Delaware Gardens on the map →
Should you buy in Delaware Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Delaware Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Delaware Gardens
Where is Delaware Gardens?
Delaware Gardens is a community in St Cloud, Osceola County, Florida, ZIP 34769.
Are there homes for sale in Delaware Gardens right now?
No active listings inside Delaware Gardens at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Delaware Gardens have an HOA or CDD?
No HOA is on record for Delaware Gardens in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Delaware Gardens with Momentum Realty’s local guides.
Delaware Gardens Market Scorecard
Delaware Gardens is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






