Dover Village
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Dover Village in St Cloud, FL since 2022, the most recent in June 2026. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Dover Village is a small, tightly built pocket in St Cloud, 32 homes total, all constructed within a narrow window between 2020 and 2022. That kind of construction consistency means buyers are choosing between homes of very similar age and finish level, so what separates one listing from another is layout, upgrades, and how the specific lot sits, not decades of differing construction eras.
There are no active listings in the current MLS feed, which means there is nothing to tour here right now. That is a real constraint for anyone who wants to buy into this community on a specific timeline. A homestead share at zero suggests the current owner mix leans toward non-primary-residence use, which is worth understanding if you are comparing this pocket to more owner-occupied nearby streets.
Nearby homes for sale
No active listings inside Dover Village right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dover Village is a compact, newer-construction community in St Cloud built out almost entirely between 2020 and 2022, with a typical home running just over 1,500 square feet of living space.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Dover Village is best for.
Best for
- Buyers who want a home built within the last several years and are comfortable waiting for the right listing to surface
- Buyers prioritizing a straightforward, single-era construction comparison over amenity-driven decision-making
- Investors comfortable with a community that currently shows a low owner-occupied share
Probably not for
- Buyers who need to move on a firm timeline given the current lack of active listings
- Buyers who want community amenities such as a pool, clubhouse, or shared recreation space
- Buyers seeking a wide range of architectural eras or older-home character
The market around Dover Village
Dover Village is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (ST CLOUD), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Dover Village specifically. Momentum Research analysis of MLS records.
The Dover Village buying strategy.
If we were buying in Dover Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dover Village.
A narrow build window, a quiet listing sheet
With all 32 homes built within a three-year span and a median construction year of 2020, Dover Village reads as a single-phase community rather than one that grew in stages over time. That uniformity simplifies comparisons: buyers are largely weighing floor plan and condition rather than adjusting for a decades-wide range of build quality or systems age.
No community amenities are identified from current MLS listings, so this is a community you evaluate on the home and the lot, not on a clubhouse or shared recreation package. Combined with zero active listings at the moment, it is a market where a search here means waiting for inventory to surface rather than choosing from what is on the shelf today.
The location and the amenities are priced into every listing in Dover Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with no active listings and a homestead share that signals a meaningful share of non-owner-occupied units, off-market awareness and a fast read on when something new is about to list matter more than usual. We track inventory shifts here so you are not starting a search from zero the day something hits the feed.
Dover Village in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Dover Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dover Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dover Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dover Village home worth?
Get a no-obligation home value based on real comparable sales in Dover Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Dover Village on the map →
Should you buy in Dover Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Dover Village fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Dover Village
Where is Dover Village?
Dover Village is a community in ST CLOUD, Osceola County, Florida, ZIP 34769.
Are there homes for sale in Dover Village right now?
No active listings inside Dover Village at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Dover Village have an HOA or CDD?
No HOA is on record for Dover Village in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Dover Village with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
DOVER VILLAGE Market Scorecard
DOVER VILLAGE is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.