PALM GARDENS CONDO
Homes for Sale in SAINT CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Palm Gardens Condo is a small, older complex — just 10 units on the current MLS snapshot, built between 1962 and 1971, with a median build year of 1971. At a median living area of 640 square feet, these are compact, efficiency-style units, and with only 10 homes total, pricing here moves on a unit-by-unit basis rather than on any broad trend line.
With zero closings in the current window, there is no live transaction data to point to — pricing has to be worked out from what is currently listed and from comparable small-unit condo stock nearby, not from a recent sales pattern. That puts more weight on a careful, condition-specific read of each individual unit before setting an offer or a list price.
PALM GARDENS CONDO right now
🟡 Still climbing. The trailing-12-month median ($122K) is up 1.7% from the prior 12 months ($120K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (9 and 12 sales in the two windows).
What's unique here: the median sale price is about 69% below the typical Osceola County sale ($122K vs $393K, trailing 12 months, Stellar MLS records).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
PALM GARDENS CONDO market snapshot (as of August 2, 2026): the median sale price is about $122K ($156 per sq ft over the trailing 12 months of closed sales), and a median 34 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (9 closings in the current window).
PALM GARDENS CONDO is a community of 180 homes in SAINT CLOUD, Osceola County, built between 1972 and 1972 (median 1972.0), with a median living area of about 809 square feet. 11% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A tightly held, 10-unit condo community of small, mid-century units built in the 1960s, where a low homestead share points to a market weighted toward non-owner-occupied use rather than primary residences.
Who PALM GARDENS CONDO is best for.
Best for
- Buyers seeking a small, budget-scaled unit and comfortable with 1960s-era construction
- Investment-minded buyers whose plans align with a market where most units are already non-owner-occupied
- Buyers who want a compact footprint and do not require on-site community amenities
Probably not for
- Buyers who want a larger living area beyond an efficiency-scale footprint
- Buyers relying on recent comparable sales to validate pricing, given the current lack of closings
- Buyers who prioritize building amenities as part of the purchase decision
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($122K) IS the median in the snapshot above, and the move from 2025 ($120K) IS the +1.7% one-year change.
Windows contain 0 to 12 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 33703 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The PALM GARDENS CONDO buying strategy.
If we were buying in PALM GARDENS CONDO today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in PALM GARDENS CONDO.
A small-format, non-owner-occupied condo pocket
The defining trait of Palm Gardens is scale: only 10 homes make up the entire MLS-tracked inventory, and the median unit runs 640 square feet — closer to an efficiency footprint than a typical condo layout. Combined with a build era spanning 1962 to 1971, buyers should expect original or dated systems and finishes as the baseline condition to underwrite, with renovation status doing most of the work in differentiating one unit from the next.
Homestead share sits at just 10%, meaning the large majority of units here are not owner-occupied primary residences — a strong signal that this community functions primarily as an investment or secondary-use holding rather than a typical resale market. No community amenities are identified from current MLS listings, so any appeal comes down to the unit itself and its location, not shared building features.
The location and the amenities are priced into every listing in PALM GARDENS CONDO. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in PALM GARDENS CONDO buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.5). Basis: Recent Direction +1.7% year-over-year; Owner Commitment 11% owner-occupied; Pricing Power 89.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 10 units in the entire community and no recent closings to benchmark against, pricing a unit here correctly takes more than a quick comp pull — it takes a direct read of condition, unit size, and how the low homestead share is shaping demand. We work this kind of thin, small-scale inventory carefully rather than leaning on data that does not exist yet.
PALM GARDENS CONDO in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a PALM GARDENS CONDO buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed PALM GARDENS CONDO sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in PALM GARDENS CONDO, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your PALM GARDENS CONDO home worth?
Get a no-obligation home value based on real comparable sales in PALM GARDENS CONDO, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in PALM GARDENS CONDO?
How long do homes in PALM GARDENS CONDO take to sell?
How many homes are in PALM GARDENS CONDO?
What share of PALM GARDENS CONDO is owner-occupied?
When were the homes in PALM GARDENS CONDO built?
Do cash buyers compete in PALM GARDENS CONDO?
Who is the best real estate agent for PALM GARDENS CONDO?
How do I find a top SAINT CLOUD real estate agent who knows PALM GARDENS CONDO?
Can Momentum Realty connect me with an agent for PALM GARDENS CONDO?
Should you buy in PALM GARDENS CONDO?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33703/34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2014 (55 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how PALM GARDENS CONDO fits the bigger picture — live prices, inventory, and Momentum Scores: