Eagle Terrace
Homes for Sale in Eagle Lake, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 24 closed sales in Eagle Terrace in Eagle Lake, FL since 2006, the most recent in December 2025. Across Eagle Lake as a whole, 204 homes closed in the last 12 months at a median of $277,740, 43 median days on market, with 75 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,500 ($3,820 with the full homestead exemption).
Eagle Terrace is a small, established pocket in Eagle Lake - five homes, built between 1957 and 1990, with a median living area around 2,172 square feet. With that kind of age spread and no two deals alike, condition is the price driver here. Updated systems, a redone kitchen, or deferred-maintenance baggage will move a number far more than any neighborhood average can. Treat the median year built of 1978 as a signal to budget for inspection, not as a knock.
Posture right now is quiet: no active listings and only one closing in the window we track. That means thin, lagging comps - a seller can set the tone when something does come up, but will need patience, and a buyer should expect to wait for inventory rather than shop a selection. An 80% homestead share tells you most of these homes are held as primary residences, not flipped or churned, which is part of why they rarely trade.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Eagle Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a tiny, owner-occupied enclave where listings surface infrequently and each home stands on its own merits. Come in expecting to evaluate one property at a time, not to compare a slate of options.
Stellar MLS sales records identify 33 homes in EAGLE TERRACE that have changed hands since 2006, built between 1979 and 1991 (median 1980), with a median living area of about 1,112 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Eagle Terrace is best for.
Best for
- Buying to settle into an established, primarily owner-occupied street and hold for the long term
- Buyers who are willing to wait for the right listing rather than shop a slate of options
- Seeking a mid-sized home with no HOA structure to budget around
Probably not for
- Needing to buy quickly or compare several homes side by side
- Wanting community amenities like a pool or shared facilities
- Relying on a deep set of recent comps to validate a price
The market around Eagle Terrace
Eagle Terrace is a small community — 20 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33839, 102 homes are on the market and 43% are under contract — a fast-moving corner of Eagle Lake.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33839 (Eagle Lake), 149 homes closed in the last 12 months at a median of $287K ($156/sq ft), down 2.8% year over year, with a median 42 days on market. Right now 1 active listings. See the live ZIP 33839 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Eagle Terrace specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Eagle Terrace listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Eagle Terrace address.
Recent Developments in Eagle Terrace
Development, infrastructure, retail, and school activity affecting Eagle Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Polk County and State Preserve About 375 Acres of Working Ranch Land in Alturas
Polk County and the Florida Department of Agriculture and Consumer Services closed a $3,005,000 conservation easement on a cattle ranch with shoreline on the north side of Gator Lake in Alturas. The county paid $750,000 and the state's Rural and Family Lands Protection Program covered the rest. The easement bars development while ranching continues.
What it may mean for the marketThe easement keeps roughly 375 acres near Alturas undeveloped, limiting future residential supply on that parcel while preserving open space and lake frontage. The project is about 9 miles south of Eagle Terrace, elsewhere in Polk County.
Source: Polk County Government - September 2026Infrastructure
$1.2 Million Sidewalk Project Completed in Northwest Lake Wales
Lake Wales finished a $1.2 million sidewalk phase covering Orange Avenue, Wetmore Street, Sessoms Avenue, Seminole Avenue, Seaboard Avenue, Dorsett Avenue, B Street and C Street, rehabilitating existing walks and adding new ones. A state grant paid for the work, and an earlier phase finished in 2025. Landscaping and street trees remain scheduled in some areas.
What it may mean for the marketNew sidewalks improve walking access to nearby streets and amenities in northwest Lake Wales. The project is about 8 miles southeast of Eagle Terrace, elsewhere in Polk County.
Source: DailyRidge - September 2026Development
Winter Haven Commission Approves 13-Townhome Affordable Housing Project at 7th Street SW and Avenue N SW
Winter Haven commissioners voted unanimously on Aug. 24 to support Heart for Winter Haven's plan for about 13 transitional affordable townhomes on 0.818 acres at the southwest corner of 7th Street SW and Avenue N SW. The city will provide a $350,000 forgivable grant from its Supplemental Affordable Housing Trust Fund, with a seven-year affordability requirement. No construction dates were given.
What it may mean for the marketThe project adds a small number of affordable units near central Winter Haven, supporting local workforce housing supply. The site is about 4 miles northwest of Eagle Terrace.
Source: DailyRidge - July 2026Development
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
What it may mean for the marketA proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The project is about 9 miles northeast of Eagle Terrace, elsewhere in Polk County.
Source: Bay News 9 - June 2026Development
Haines City Commission Reviews Lake Eva Estates Subdivision
Haines City reviewed a preliminary plat for Lake Eva Estates, a 31 lot single family subdivision on 16.68 acres west of 10th Street South by Lake Eva. The project is zoned low density residential and includes an approved traffic study.
What it may mean for the marketA new single family subdivision adds for sale housing supply in the Lake Eva area and reflects continued residential platting activity in Haines City. The project is about 11 miles northeast of Eagle Terrace, elsewhere in Polk County.
Source: The Citrus Tea - May 2026Development
SouthState Plans $17M Office in Downtown Winter Haven
SouthState plans a $17.2 million, five story, 40,035 square foot Class A office building on vacant parcels along Central Avenue in downtown Winter Haven. The regional operations center would house about 125 employees, with construction expected to begin in July 2026 and take 12 to 16 months.
What it may mean for the marketA new downtown office building adds employment space and Class A commercial inventory to downtown Winter Haven, supporting the area's redevelopment and taxable value. The project is about 4 miles north of Eagle Terrace, elsewhere in Polk County.
Source: Tampa Bay Business & Wealth
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Eagle Terrace buying strategy.
If we were buying in Eagle Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Eagle Terrace.
A small, condition-driven market
With only five homes and a build range from 1957 to 1990, Eagle Terrace has no single "type." Floor plans, lot layouts, and the extent of past updates vary enough that the median living area of roughly 2,172 square feet is a reference point, not a template. The practical takeaway: your diligence on a specific house matters far more here than any community-wide figure.
There are no community amenities identified from current MLS listings - no HOA structure, pool, or shared facilities to price in or depend on. That keeps carrying assumptions simple, but it also means value lives entirely in the house and the location. With turnover this low and so few data points, anyone transacting should lean on local knowledge rather than on a sparse comp set.
The location and the amenities are priced into every listing in Eagle Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin - five homes, almost no recent trades - generic pricing models fall apart. We work Eagle Terrace and the surrounding Eagle Lake area directly, so we can read a single closing in context, judge how much condition should swing a number, and tell you whether to move fast or wait for the right listing to surface.
Eagle Terrace in 15 seconds.
Tools for a Eagle Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Eagle Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Eagle Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Eagle Terrace home worth?
Get a no-obligation home value based on real comparable sales in Eagle Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Eagle Lake →
| Location | Eagle Lake, Polk County, FL · ZIP 33839 |
|---|---|
| Homes in the community | 5 (FL DOR 2025 assessment roll) |
| Years built | 1957–1990 (median 1978) |
| Typical living area | 2,172 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 80% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Eagle Terrace key facts,” movewithmomentum.com/neighborhoods/eagle-terrace, data as of August 2, 2026.
Housing distress & ownership in EAGLE TERRACE, Eagle Lake
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Eagle Lake home searches
- All homes for sale in Eagle Lake, FL
- Eagle Lake home values: what is my house worth?
- ZIP 33839 housing scorecard
Eagle Lake guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Email me new listings in Eagle Terrace
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Eagle Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Eagle Terrace will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Eagle Terrace?
What share of Eagle Terrace is owner-occupied?
When were the homes in Eagle Terrace built?
Do cash buyers compete in Eagle Terrace?
What schools serve Eagle Terrace?
Who is the best real estate agent for Eagle Terrace?
How do I find a top Eagle Lake real estate agent who knows Eagle Terrace?
Can Momentum Realty connect me with an agent for Eagle Terrace?
Where is Eagle Terrace, and what county is it in?
Should you buy in Eagle Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how EAGLE TERRACE fits the bigger picture — live prices, inventory, and Momentum Scores: