EMERALD VILLAGE S/D in Fort Walton Beach

EMERALD VILLAGE S/D
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
303 homesBuilt 1998–2003Median sale $392K
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Live Market Pulse
42/100
Market Heat
Near its long-run normal
2013 → 2026 · 85 at the 2021 peak
0 is EMERALD VILLAGE S/D's coldest market since 2013, 100 its hottest. Today: 42. How it's scored

Photo via emeraldcoast

Built fromLive emeraldcoast data27 years of closingsFL DOR public recordsUpdated twice daily
Live · EMERALD VILLAGE S/D Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$392K
Median sold · 12 mo
up 0.6% vs the prior 12 months
+0.6%
1-yr price change
n = 8 and 17 sales in the two windows
98.1%
Sale vs ask
Okaloosa median: 96.6%
+109%
T12M median vs 2012
from a $188K median in 2012
Tempo
21days
Median DOM · closed
2 days at the 2022 low
67%
Under contract
1 · 2
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
73%
Owner-occupied · EMERALD VILLAGE S/D
222 of 303 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · EMERALD VILLAGE S/D
incl. 5% trust or LLC-held · 12% out-of-state
0%
Cash buyers · EMERALD VILLAGE S/D
0 of 8 sales, 12 mo ending July 2026
303
Homes in the community
303 residential parcels (FL DOR 2025)
Track record · 27 years of records
Est. 1998
Community established
homes built 1998-2003, median 2001 (FL DOR 2025)
2.6%/yr
Turnover rate
about 8 of 303 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Emerald Village is a tight-built pocket of 303 homes constructed inside a narrow window from 1998 to 2003, so what sets price here is condition, not vintage. The median living area sits around 2,193 square feet and the median sale is $392,450, but that number masks a real spread: an updated, well-kept home and a dated original-finish home carry very different price tags even though they were framed within a few years of each other. Buyers should read each listing on its finishes and systems, not on the subdivision average.

The current posture is quiet and balanced. A median of 21 days on market and a heat score of 42 point to a market that transacts without frenzy, and with only one active listing against eight recent closings, inventory is genuinely thin. That favors sellers who price to the median rather than above it, and it means buyers need to be ready to move when a home that fits shows up, because the next one may not list for a while.

EMERALD VILLAGE S/D Housing Pulse · Momentum Research · as of July 25, 2026

EMERALD VILLAGE S/D right now

🟡 Still climbing. The trailing-12-month median ($392K) is up 0.6% from the prior 12 months ($390K) and up 109% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Medium (8 and 17 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

EMERALD VILLAGE S/D market snapshot (as of July 25, 2026): the median sale price is about $392K, and a median 21 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months and up 109% since 2012, computed from record-level emeraldcoast closed sales (8 closings in the current window).

EMERALD VILLAGE S/D is a community of 303 homes in Fort Walton Beach, Okaloosa County, built between 1998 and 2003 (median 2001), with a median living area of about 2,193 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Emerald Village is a mature, homogeneous subdivision in Fort Walton Beach where nearly three-quarters of homes are owner-occupied and turnover is low, so listings arrive in a trickle rather than a wave.

Best for

  • Buyers targeting a roughly 2,000-plus-square-foot home built around 2001 in move-in condition
  • Long-hold owners comfortable with a low-turnover street and no amenity dues
  • Value-minded buyers willing to trade dated finishes for a price below the median

Probably not for

  • Buyers who need pool, gate, or clubhouse amenities on-site
  • Anyone who wants a broad slate of listings to compare before deciding
  • Buyers expecting new construction or post-2003 layouts and systems

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($392K) IS the median in the snapshot above, and the move from 2025 ($390K) IS the +0.6% one-year change.

Windows contain 6 to 17 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Up 0.6% year over year; up 109% since 2012.
Median days on market · closed sales
05020122014201620182020202220242026
2 days at the 2022 low; 21 now.
Sale price vs original ask · median
94%96%98%100%20122014201620182020202220242026
98.1% now vs Okaloosa 96.6%.
Homes sold per 12-mo window
05101520122014201620182020202220242026
6 to 17 a year; 8 in the current window.
Indexed since 2012 · EMERALD VILLAGE S/D vs Okaloosa
100150200Okaloosa +103%EMERALD VILLAGE S/D +109%20122014201620182020202220242026
Same emeraldcoast record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
85 at the 2021 peak, 19 in the troughs, 42 now. Same score as the hero card, full history.

EMERALD VILLAGE S/D Market Scorecard

Balanced

EMERALD VILLAGE S/D is currently a balanced market., a median asking price of $419,500, and homes go under contract in about 92 days.

$419,500
Median list
$392,450
Median sold
92
Days on mkt
1/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in EMERALD VILLAGE S/D

Live MLS inventory for EMERALD VILLAGE S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending EMERALD VILLAGE S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mary Esther · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent EMERALD VILLAGE S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any EMERALD VILLAGE S/D address.

If we were buying in EMERALD VILLAGE S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in EMERALD VILLAGE S/D.

Best Buy
Buyers wanting a settled subdivision of early-2000s homes with no amenity fees.
Biggest Risk
With one home active, choice is limited and you may wait for the right fit.
Sweet Spot
An updated home near the 2,193-square-foot median priced at or under $392,450.
Avoid If
You need amenities like a pool or clubhouse, or a wide selection to compare.

A condition-driven resale market

With homes clustered around a 2001 median build year and no identified community amenities from current MLS listings, the value story here is straightforward: it is a residential subdivision that competes on the house itself. There is no pool, gate, or club fee driving the price, which keeps carrying costs simple but also means the home's own updates carry the full weight of its value.

The 0.6% year-over-year change is essentially flat, while the roughly 109% gain since 2012 reflects the longer arc of the broader recovery rather than any recent surge. A 73.3% homestead share signals that most owners live in their homes and are not quick to sell, which explains the thin active count and supports the steady 21-day absorption on the homes that do come up.

The location and the amenities are priced into every listing in EMERALD VILLAGE S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation7.4/10
Recent Direction6.2/10
Owner Commitment7.3/10
Pricing Power8.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Long-Term Appreciation +109% since 2012; Recent Direction +0.6% year-over-year; Owner Commitment 73% owner-occupied; Pricing Power 98.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a subdivision with a single active listing and only eight recent closings, timing and pricing are everything. We track Emerald Village turnover closely, so buyers hear about a fit before it goes stale and sellers get priced against real, comparable condition rather than a headline median. When the data set is this small, judgment matters more than volume, and that is where a broker who knows the street earns the fee.

EMERALD VILLAGE S/D in 15 seconds.

Best forBuyers wanting a settled subdivision of early-2000s homes with no amenity fees.
Biggest advantageLow turnover and a thin active supply mean well-kept listings clear quickly.
Biggest riskWith one home active, choice is limited and you may wait for the right fit.
Sweet spotAn updated home near the 2,193-square-foot median priced at or under $392,450.
Avoid ifYou need amenities like a pool or clubhouse, or a wide selection to compare.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed EMERALD VILLAGE S/D sales matched to your home.

What is your EMERALD VILLAGE S/D home worth?

Get a no-obligation home value based on real comparable sales in EMERALD VILLAGE S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in EMERALD VILLAGE S/D on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in EMERALD VILLAGE S/D?
The median sale price in EMERALD VILLAGE S/D was $392K over the 12 months ending July 25, 2026 (8 closed sales, emeraldcoast).
How long do homes in EMERALD VILLAGE S/D take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 21 days on market (8 sales, emeraldcoast).
How many homes are in EMERALD VILLAGE S/D?
The Florida DOR 2025 assessment roll shows 303 homes in EMERALD VILLAGE S/D (public records).
What share of EMERALD VILLAGE S/D is owner-occupied?
73% of EMERALD VILLAGE S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in EMERALD VILLAGE S/D built?
Homes in EMERALD VILLAGE S/D were built between 1998 and 2003, with a median year built of 2001 (FL DOR 2025 roll).
Do cash buyers compete in EMERALD VILLAGE S/D?
Cash buyers took 0% of EMERALD VILLAGE S/D sales in the 12 months ending July 2026 (0 of 8 closings, emeraldcoast).
Have EMERALD VILLAGE S/D home prices gone up?
The trailing-12-month median is up 109% since 2012, from $188K to $392K (emeraldcoast closed records).
Who is the best real estate agent for EMERALD VILLAGE S/D?
The best agent for EMERALD VILLAGE S/D is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for EMERALD VILLAGE S/D.
How do I find a top Fort Walton Beach real estate agent who knows EMERALD VILLAGE S/D?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows EMERALD VILLAGE S/D and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for EMERALD VILLAGE S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your EMERALD VILLAGE S/D purchase or sale - no call center and no pressure.
Buyers targeting a roughly 2,000-plus-square-foot home built around 2001 in move-in conditionExcellent fit
Long-hold owners comfortable with a low-turnover street and no amenity duesExcellent fit
Value-minded buyers willing to trade dated finishes for a price below the medianExcellent fit
Buyers who need pool, gate, or clubhouse amenities on-siteProbably not
Anyone who wants a broad slate of listings to compare before decidingProbably not
Buyers expecting new construction or post-2003 layouts and systemsProbably not

Nearby Communities

Explore more neighborhoods near EMERALD VILLAGE S/D with Momentum Realty’s local guides.

PPPritchard PointFort Walton Beach, FL · 8.4 miOLOrion Lake NavarreFort Walton Beach, FL · 8.8 miSHSoundside HollowFort Walton Beach, FL · 9.3 miSBSandy Beach Estates NavarreFort Walton Beach, FL · 9.8 miFDFox Den VillagesFort Walton Beach, FL · 10.1 miBPBiscayne PointeFort Walton Beach, FL · 10.3 miCCCaptains CoveFort Walton Beach, FL · 10.5 miHPHeritage ParkFort Walton Beach, FL · 10.7 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (10 streets, ZIP 32547/32548/32569))
Historical depthClosed-sale records back to 1999 (330 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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