EMERALD VILLAGE S/D
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast

Emerald Village is a tight-built pocket of 303 homes constructed inside a narrow window from 1998 to 2003, so what sets price here is condition, not vintage. The median living area sits around 2,193 square feet and the median sale is $392,450, but that number masks a real spread: an updated, well-kept home and a dated original-finish home carry very different price tags even though they were framed within a few years of each other. Buyers should read each listing on its finishes and systems, not on the subdivision average.
The current posture is quiet and balanced. A median of 21 days on market and a heat score of 42 point to a market that transacts without frenzy, and with only one active listing against eight recent closings, inventory is genuinely thin. That favors sellers who price to the median rather than above it, and it means buyers need to be ready to move when a home that fits shows up, because the next one may not list for a while.
EMERALD VILLAGE S/D right now
🟡 Still climbing. The trailing-12-month median ($392K) is up 0.6% from the prior 12 months ($390K) and up 109% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Medium (8 and 17 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
EMERALD VILLAGE S/D market snapshot (as of July 25, 2026): the median sale price is about $392K, and a median 21 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months and up 109% since 2012, computed from record-level emeraldcoast closed sales (8 closings in the current window).
EMERALD VILLAGE S/D is a community of 303 homes in Fort Walton Beach, Okaloosa County, built between 1998 and 2003 (median 2001), with a median living area of about 2,193 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Emerald Village is a mature, homogeneous subdivision in Fort Walton Beach where nearly three-quarters of homes are owner-occupied and turnover is low, so listings arrive in a trickle rather than a wave.
The setting & the homes.
Aerial and on-site photos of EMERALD VILLAGE S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from emeraldcoast listings in EMERALD VILLAGE S/D; content deemed reliable but not guaranteed.
Who EMERALD VILLAGE S/D is best for.
Best for
- Buyers targeting a roughly 2,000-plus-square-foot home built around 2001 in move-in condition
- Long-hold owners comfortable with a low-turnover street and no amenity dues
- Value-minded buyers willing to trade dated finishes for a price below the median
Probably not for
- Buyers who need pool, gate, or clubhouse amenities on-site
- Anyone who wants a broad slate of listings to compare before deciding
- Buyers expecting new construction or post-2003 layouts and systems
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($392K) IS the median in the snapshot above, and the move from 2025 ($390K) IS the +0.6% one-year change.
Windows contain 6 to 17 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
EMERALD VILLAGE S/D Market Scorecard
EMERALD VILLAGE S/D is currently a balanced market., a median asking price of $419,500, and homes go under contract in about 92 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in EMERALD VILLAGE S/D
Live MLS inventory for EMERALD VILLAGE S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending EMERALD VILLAGE S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
EMERALD VILLAGE S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mary Esther · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent EMERALD VILLAGE S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any EMERALD VILLAGE S/D address.
The EMERALD VILLAGE S/D buying strategy.
If we were buying in EMERALD VILLAGE S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in EMERALD VILLAGE S/D.
A condition-driven resale market
With homes clustered around a 2001 median build year and no identified community amenities from current MLS listings, the value story here is straightforward: it is a residential subdivision that competes on the house itself. There is no pool, gate, or club fee driving the price, which keeps carrying costs simple but also means the home's own updates carry the full weight of its value.
The 0.6% year-over-year change is essentially flat, while the roughly 109% gain since 2012 reflects the longer arc of the broader recovery rather than any recent surge. A 73.3% homestead share signals that most owners live in their homes and are not quick to sell, which explains the thin active count and supports the steady 21-day absorption on the homes that do come up.
The location and the amenities are priced into every listing in EMERALD VILLAGE S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in EMERALD VILLAGE S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Long-Term Appreciation +109% since 2012; Recent Direction +0.6% year-over-year; Owner Commitment 73% owner-occupied; Pricing Power 98.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a subdivision with a single active listing and only eight recent closings, timing and pricing are everything. We track Emerald Village turnover closely, so buyers hear about a fit before it goes stale and sellers get priced against real, comparable condition rather than a headline median. When the data set is this small, judgment matters more than volume, and that is where a broker who knows the street earns the fee.
EMERALD VILLAGE S/D in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a EMERALD VILLAGE S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed EMERALD VILLAGE S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in EMERALD VILLAGE S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your EMERALD VILLAGE S/D home worth?
Get a no-obligation home value based on real comparable sales in EMERALD VILLAGE S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in EMERALD VILLAGE S/D on the map →
Frequently Asked Questions
What is the median home price in EMERALD VILLAGE S/D?
How long do homes in EMERALD VILLAGE S/D take to sell?
How many homes are in EMERALD VILLAGE S/D?
What share of EMERALD VILLAGE S/D is owner-occupied?
When were the homes in EMERALD VILLAGE S/D built?
Do cash buyers compete in EMERALD VILLAGE S/D?
Have EMERALD VILLAGE S/D home prices gone up?
Who is the best real estate agent for EMERALD VILLAGE S/D?
How do I find a top Fort Walton Beach real estate agent who knows EMERALD VILLAGE S/D?
Can Momentum Realty connect me with an agent for EMERALD VILLAGE S/D?
Should you buy in EMERALD VILLAGE S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near EMERALD VILLAGE S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (10 streets, ZIP 32547/32548/32569)) |
| Historical depth | Closed-sale records back to 1999 (330 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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