Overbrook 2nd in Fort Walton Beach

Overbrook 2nd
Homes for Sale in Fort Walton Beach, FL

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
Median sale $455K
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Live Market Pulse
32/100
Market Heat
Cooler than normal
2018 → 2026 · 90 at the 2022 peak
0 is Overbrook 2nd's coldest market since 2018, 100 its hottest. Today: 32. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-12, 7 recorded sales closed at a median of $455,000, a median 29 days on market, sellers accepting 98% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1987–1998; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,870 ($5,360 with the full homestead exemption).

Live · Overbrook 2nd Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$455K
Median sold · 12 mo
down 2.2% vs the prior 12 months
-2.2%
1-yr price change
n = 7 and 9 sales in the two windows
97.7%
Sale vs ask
Okaloosa median: 96.7%
Tempo
29days
Median DOM · closed
2 days at the 2022 low
100%
Under contract
Okaloosa: 25% (765 of 3,030)
0 · 1
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 5 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the house, not the address premium. With a median build year of 1986 and a range running from 1952 to 2017, this is a mixed-vintage pocket where condition and updates set the spread. The median sits at $455,000, but that single figure hides a lot: a renovated mid-century home and a tired original will not trade in the same neighborhood.

The posture is cool and steady. A market heat score of 26 and year-over-year change of -1.1% tell you this isn't a bidding-war market, and with zero active listings against a five-sale window, inventory is thin rather than distressed. Sellers should price to the honest condition of the home; buyers who show up prepared won't be rushed, but they also won't find much to choose from at any given moment. Median days on market just under 30 says deals get done at a measured pace.

Overbrook 2nd Housing Pulse · Momentum Research · as of September 12, 2026

Overbrook 2nd right now

🟡 Off the recent peak. The trailing-12-month median ($455K) is down 2.2% from the prior 12 months ($465K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (7 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Overbrook 2nd market snapshot (as of September 12, 2026): the median sale price is about $455K, and a median 29 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (7 closings in the current window).

Overbrook 2nd Addn is a 285-home pocket in Fort Walton Beach where a high homestead share and thin turnover keep the market quiet and condition-driven rather than speculative.

Best for

  • Buyers around the mid-$450s who want an established address and are comfortable evaluating an older home on its merits
  • Owner-occupants planning to stay for years, matching the long-hold pattern here
  • Renovation-minded buyers willing to budget for updates on a home priced for its current condition

Probably not for

  • Buyers who need to close quickly and want several active listings to compare at once
  • Anyone expecting HOA amenities like a pool or clubhouse, which this pocket does not offer
  • Short-horizon buyers counting on a fast, hot-market flip in a cool, steady submarket

Windows contain 0 to 9 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K20122014201620182020202220242026
Down 2.2% year over year.
Median days on market · closed sales
0204020122014201620182020202220242026
2 days at the 2022 low; 29 now.
Sale price vs original ask · median
98%100%20122014201620182020202220242026
97.7% now vs Okaloosa 96.7%.
Homes sold per 12-mo window
025820122014201620182020202220242026
0 to 9 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2018202220242026
90 at the 2022 peak, 24 in the troughs, 32 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,235/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

OVERBROOK 2ND ADDN Market Scorecard

No active listings

OVERBROOK 2ND ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$455,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/7
Active/Pend/Sold

Typical home value in the 32547 ZIP is $316,555, about 6.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in OVERBROOK 2ND ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Overbrook 2nd

Live MLS inventory for Overbrook 2nd. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Overbrook 2nd listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Wright · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Overbrook 2nd listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Overbrook 2nd address.

If we were buying in Overbrook 2nd today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Overbrook 2nd.

Best Buy
Buyers wanting an established Fort Walton Beach pocket with room-sized, mixed-vintage homes.
Biggest Risk
Six decades of build years mean condition and systems vary sharply home to home.
Sweet Spot
An updated home near the median size that's been maintained through its ownership.
Avoid If
You need move-in-ready inventory on demand or shared community amenities.

A condition-driven resale pocket

The defining trait here is longevity of ownership. Roughly 83% of homes carry a homestead exemption, which points to owners who stay put. That translates to limited supply — often nothing active at all — and homes that reach the market having been lived in and, in many cases, personalized over years rather than flipped.

With a median of 2,343 living square feet and build years spanning six decades, floor plans and systems vary widely. Buyers should budget diligence toward roof, HVAC, and mechanical age rather than assuming a uniform product. There are no community amenities identified from current listings, so the value proposition is the house and the location, not a shared clubhouse or pool.

The location and the amenities are priced into every listing in Overbrook 2nd. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory, condition-driven pocket like this, the win comes from reading each individual home correctly — its updates, its systems, its vintage — and pricing or negotiating against that rather than a blunt neighborhood average. We track the handful of sales that actually clear here and can tell a seller where their home realistically sits, and a buyer whether the asking price reflects the work already done or the work still needed.

Overbrook 2nd in 15 seconds.

Best forBuyers wanting an established Fort Walton Beach pocket with room-sized, mixed-vintage homes.
Biggest advantageHigh owner-occupancy and thin turnover keep the market steady rather than speculative.
Biggest riskSix decades of build years mean condition and systems vary sharply home to home.
Sweet spotAn updated home near the median size that's been maintained through its ownership.
Avoid ifYou need move-in-ready inventory on demand or shared community amenities.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Overbrook 2nd sales matched to your home.

What is your Overbrook 2nd home worth?

Get a no-obligation home value based on real comparable sales in Overbrook 2nd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Overbrook 2nd on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Overbrook 2nd?
The median sale price in Overbrook 2nd was $455K over the 12 months ending September 12, 2026 (7 closed sales, Emerald Coast MLS).
How long do homes in Overbrook 2nd take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 29 days on market (7 sales, Emerald Coast MLS).
Who is the best real estate agent for Overbrook 2nd?
The best agent for Overbrook 2nd is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Overbrook 2nd.
How do I find a top Fort Walton Beach real estate agent who knows Overbrook 2nd?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Overbrook 2nd and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Overbrook 2nd?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Overbrook 2nd purchase or sale - no call center and no pressure.
Buyers around the mid-$450s who want an established address and are comfortable evaluating an older home on its meritsExcellent fit
Owner-occupants planning to stay for years, matching the long-hold pattern hereExcellent fit
Renovation-minded buyers willing to budget for updates on a home priced for its current conditionExcellent fit
Buyers who need to close quickly and want several active listings to compare at onceProbably not
Anyone expecting HOA amenities like a pool or clubhouse, which this pocket does not offerProbably not
Short-horizon buyers counting on a fast, hot-market flip in a cool, steady submarketProbably not

Nearby Communities

Explore more neighborhoods near Overbrook 2nd with Momentum Realty’s local guides.

TSTanglewood S D0.3 mi awayTSTanglewood S D 1St Addn0.3 mi awayT1Tanglewood 1St Addn0.3 mi awayP2Pinedale 2Nd Addn0.4 mi awayP1Pinedale 1St Addn0.4 mi awayTSTanglewood S D 2Nd Addn0.5 mi awayEVEmerald Village S D0.5 mi awayTTTidwell Townhomes0.6 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1993 (122 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in OVERBROOK 2ND ADDN? 7 recorded closings; median 29 days on market (window ending 2026-09-12). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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