Ft Caroline Harbor
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of September 2026, Ft Caroline Harbor in Jacksonville, FL has 1 home for sale. As of September 2026, the MLS records 11 closed sales in Ft Caroline Harbor in Jacksonville, FL since 2013, the most recent in September 2024. Across Jacksonville as a whole, 8,877 homes closed in the last 12 months at a median of $310,000, 44 median days on market, with 2,421 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
The 60-Second Overview
Ft Caroline Harbor sits on Jacksonville's Arlington side of Duval County, oriented around the St. Johns River corridor near the Fort Caroline area. It reads as an established, water-adjacent pocket rather than a new-construction tract.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ft Caroline Harbor is best for.
Best for
- Buyers prioritizing a river-corridor location with routes toward both the Beaches and downtown Jacksonville
- Buyers comfortable evaluating an older home on its individual condition and lot rather than a community average
- Buyers willing to budget for updates in exchange for an established Arlington-side setting
Probably not for
- Buyers who want new-construction consistency and a predictable price per square foot
- Buyers who need turnkey uniformity across an entire subdivision
- Buyers unwilling to assess each property's condition and position on its own terms
The market around Ft Caroline Harbor
Ft Caroline Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32225, 193 homes are on the market and 33% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Ft Caroline Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Ft Caroline Harbor, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Ft Caroline Harbor Market Scorecard
Ft Caroline Harbor is currently a thin data market. Limited supply, a median asking price of $549,900, and homes go under contract in about 8 days.
Typical home value in the 32225 ZIP is $379,460, about 13.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Ft Caroline Harbor
Live MLS inventory for Ft Caroline Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ft Caroline Harbor listings as of 2026-09-04, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Ft Caroline Harbor buying strategy.
If we were buying in Ft Caroline Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ft Caroline Harbor.
A river-corridor pocket, not a subdivision spec sheet
The defining trait of this part of Jacksonville is location: proximity to the St. Johns River and the Fort Caroline corridor, with Arlington's road network feeding toward the Beaches to the east and downtown to the southwest. That geography, not a builder's price sheet, is what tends to drive value on a street-by-street basis here.
Because this is an older, established area rather than a uniform development, condition and position vary widely from one property to the next. Two homes a block apart can trade very differently depending on lot, water access, and how much updating has been done. Treat each listing on its own merits rather than assuming a single community-wide number applies.
The location and the amenities are priced into every listing in Ft Caroline Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In an established, condition-driven pocket like this, the value is in the read on the individual property, not a headline average. We walk the specific home, weigh its position and updates against comparable sales, and tell you plainly where a given listing sits. If the fit is wrong, we will say so before you write an offer.
Ft Caroline Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ft Caroline Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ft Caroline Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ft Caroline Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ft Caroline Harbor home worth?
Get a no-obligation home value based on real comparable sales in Ft Caroline Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ft Caroline Harbor on the map →
Should you buy in Ft Caroline Harbor?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Ft Caroline Harbor with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 4, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2013 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ft Caroline Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.