Gardens Forest Lakes
Homes for Sale in Oldsmar, FL

All 171 homes for sale in Oldsmar, FL · median $344,900 · 44 condos for sale in Oldsmar · 128 homes for sale in 34677 · Pinellas County homes for sale

Community in Oldsmar · Pinellas County · ZIP 34677
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Built fromLive Stellar MLS data22 years of closingsUpdated twice daily

As of September 2026, the MLS records 2 closed sales in Gardens Forest Lakes in Oldsmar, FL since 2004, the most recent in September 2026. Across Oldsmar as a whole, 293 homes closed in the last 12 months at a median of $364,750, 63 median days on market, with 87 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,070 ($6,260 with the full homestead exemption).

Live · Gardens Forest Lakes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Gardens Forest Lakes is a small, tightly built pocket in Oldsmar — just 16 homes total, all dating to a narrow 1985-1987 construction window. With a footprint this compact, pricing here moves more on unit condition and turnover timing than on any broad market trend; a single renovated listing or a single dated one can swing what the community's activity looks like at any given moment.

The living space here runs small, with a median around 915 square feet, which points toward a community of compact units rather than larger single-family stock. Combined with a low share of homestead-exempt properties, this reads as a community with meaningful non-owner-occupied ownership — worth factoring in if you're evaluating rental comparables or expecting a fully owner-occupied streetscape.

Nearby homes for sale

No active listings inside Gardens Forest Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

134 SYCAMORE LANE #H
$160K · 0.1 mi away
2 bd · 2 ba · 915 sqft
134 SYCAMORE LANE #H
Listed by FUTURE HOME REALTY INC
131 SABAL COURT #E
$125K · 0.1 mi away
2 bd · 2 ba · 915 sqft
131 SABAL COURT #E
Listed by KELLER WILLIAMS TAMPA PROP.
133 SABAL COURT #F
$125K · 0.2 mi away
2 bd · 2 ba · 915 sqft
133 SABAL COURT #F
Listed by DALTON WADE INC
133 SABAL COURT #G
$110K · 0.2 mi away
2 bd · 2 ba · 915 sqft
133 SABAL COURT #G
Listed by KELLER WILLIAMS TAMPA PROP.
123 LOBLOLLY COURT #A
$130K · 0.2 mi away
2 bd · 2 ba · 915 sqft
123 LOBLOLLY COURT #A
Listed by RE/MAX REALTEC GROUP INC
123 LOBLOLLY COURT #B
$110K · 0.2 mi away
2 bd · 2 ba · 915 sqft
123 LOBLOLLY COURT #B
Listed by CHARLES RUTENBERG REALTY INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Gardens Forest Lakes is a compact, mid-1980s-built community in Oldsmar with only a handful of homes on the market at any given time — small enough that individual listings, not broad trends, tend to set the tone.

Stellar MLS sales records identify 19 homes in Gardens Forest Lakes that have changed hands since 2004, built between 1978 and 2025 (median 1986), with a median living area of about 915 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a smaller, lower-maintenance living space in Oldsmar and comfortable with a mid-1980s build era.
  • Investors comfortable evaluating a community with a meaningful share of non-owner-occupied units.
  • Buyers who plan to inspect and comp each unit individually rather than lean on broad neighborhood trends.

Probably not for

  • Buyers expecting on-site community amenities as part of the purchase.
  • Buyers who want a larger square-footage home rather than a compact unit.
  • Buyers who need a large pool of comparable recent sales to feel confident in pricing.

The market around Gardens Forest Lakes

Gardens Forest Lakes is too small for its own price trend, so here is the market around it.

In ZIP 34677, 184 homes are on the market and 21% are under contract — a steady corner of Oldsmar.

Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).

In ZIP 34677 (Oldsmar), 440 homes closed in the last 12 months at a median of $365K ($238/sq ft), down 4.1% year over year, with a median 62 days on market. Right now 88 active and 19 pending listings put supply at about 4.8 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Gardens Forest Lakes specifically. Momentum Research analysis of MLS records.

If we were buying in Gardens Forest Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gardens Forest Lakes.

Best Buy
Buyers looking for a compact, lower-square-footage home in Oldsmar without needing community amenities.
Biggest Risk
A low homestead share points to meaningful investor ownership, which can affect HOA rules and rental activity nearby.
Sweet Spot
Buyers who've already toured the specific unit and understand its condition, not shoppers relying on community-wide averages.
Avoid If
You need on-site amenities or a larger living footprint — neither is what this community is built around.

A small footprint, unit-by-unit market

With just 16 homes in the community and construction concentrated in a two-year window (1985-1987), Gardens Forest Lakes doesn't behave like a large subdivision with a predictable pricing curve. There's no long build-out history to smooth out variance — what's listed right now is largely what defines the market's current character.

The median living area near 915 square feet signals compact units, likely attached or lower-square-footage constructions consistent with a community from this era. No community amenities are identified in current MLS data, so buyers should treat any amenity claims as something to verify directly rather than assume. The relatively low homestead share also suggests a mix of ownership types worth asking about — investor-owned units can mean different HOA dynamics, rental restrictions, or maintenance histories than owner-occupied ones.

The location and the amenities are priced into every listing in Gardens Forest Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small, generic market data doesn't tell you much — you need someone pulling comps unit by unit and asking pointed questions about condition, ownership mix, and HOA specifics before you write an offer. That's the level of diligence we bring to a 16-home community where one bad comparison can cost you real money.

Gardens Forest Lakes in 15 seconds.

Best forBuyers looking for a compact, lower-square-footage home in Oldsmar without needing community amenities.
Biggest advantageThe small inventory means less competition noise, but also less data — every deal here gets evaluated on its own.
Biggest riskA low homestead share points to meaningful investor ownership, which can affect HOA rules and rental activity nearby.
Sweet spotBuyers who've already toured the specific unit and understand its condition, not shoppers relying on community-wide averages.
Avoid ifYou need on-site amenities or a larger living footprint — neither is what this community is built around.

HOA, CDD & Fees

In short
  • HOA dues reported around $666/month (about $7,992/yr) · median of 4 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $666 per month ($7,992 a year) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gardens Forest Lakes sales matched to your home.

What is your Gardens Forest Lakes home worth?

Get a no-obligation home value based on real comparable sales in Gardens Forest Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers targeting a smaller, lower-maintenance living space in Oldsmar and comfortable with a mid-1980s build era.Excellent fit
Investors comfortable evaluating a community with a meaningful share of non-owner-occupied units.Excellent fit
Buyers who plan to inspect and comp each unit individually rather than lean on broad neighborhood trends.Excellent fit
Buyers expecting on-site community amenities as part of the purchase.Probably not
Buyers who want a larger square-footage home rather than a compact unit.Probably not
Buyers who need a large pool of comparable recent sales to feel confident in pricing.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 15, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2004 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Gardens Forest Lakes

Where is Gardens Forest Lakes?

Gardens Forest Lakes is a community in Oldsmar, Pinellas County, Florida, ZIP 34677.

Are there homes for sale in Gardens Forest Lakes right now?

No active listings inside Gardens Forest Lakes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Gardens Forest Lakes have an HOA or CDD?

No HOA is on record for Gardens Forest Lakes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Gardens Forest Lakes with Momentum Realty’s local guides.

VOVillas Of Forest La0.1 mi awayVOVillas Of Forest Lakes0.1 mi away · median $200K, 5 sales/12 moGOGardens Of Forest Lakes Condo0.1 mi away · median $115K, 3 sales/12 moVFVillas Forest Lakes0.2 mi awayHamlets Of Forest Lakes0.3 mi away · median $358K, 6 sales/12 moSun Ketch Townhomes At Cypress Lakes0.3 mi away · median $300K, 3 sales/12 mo

Browse all neighborhood guides →

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Gardens Forest Lakes Market Scorecard

No active listings

Gardens Forest Lakes is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$117,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 34677 ZIP is $368,055, about 13.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.