Fountains At Cypress Lakes
Homes for Sale in Oldsmar, FL
All 165 homes for sale in Oldsmar, FL · median $319,000 · 145 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 1994–1995; 3 of 3 report an HOA (median $95/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft). As of October 2026, the MLS records 19 closed sales in Fountains At Cypress Lakes The in Oldsmar, FL since 2014, the most recent in September 2026. Across Oldsmar as a whole, 296 homes closed in the last 12 months at a median of $364,750, 61 median days on market, with 89 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,070 ($6,260 with the full homestead exemption).
Part of the Cypress Lakes the master-planned community in Oldsmar, FL — see all Cypress Lakes the homes for sale (3 listings across 5 villages and sections in the MLS).
Sections of Fountains at Cypress Lakes the in the MLS
Fountains at Cypress Lakes the in Oldsmar, FL is recorded as 2 separate subdivisions/phases in the MLS; 1 home is for sale across them today. Each section has its own page:
- Fountains at Cypress Lakes Ii-B the · 1 for sale · 2 sold/12 mo
- Fountains at Cypress Lakes Ii-A the · 2 sold/12 mo
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Homes in the community | 68 (FL DOR 2025 assessment roll) |
| Years built | 1994–1997 (median 1995.0) |
| Typical living area | 1,914 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 91% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fountains At Cypress Lakes The key facts,” movewithmomentum.com/neighborhoods/fountains-at-cypress-lakes-the, data as of September 20, 2026.
Last 30 days in Fountains At Cypress Lakes: 1 new listing (median asking $524,900). As of October 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

The Fountains At Cypress Lakes is a compact, built-out pocket in Oldsmar: 68 homes raised between 1994 and 1997, with a median build year of 1995 and a median living area of roughly 1,914 square feet. Because the housing stock is tightly clustered in age and size, what moves price here is condition and updates rather than square footage. Two homes with similar footprints can trade well apart depending on roof age, kitchens, and systems.
Just over nine in ten homes here carry a homestead exemption, which tells you this is an owner-occupied community rather than an investor churn. That tends to mean slower, more deliberate turnover and fewer distressed listings. For a buyer, patience matters; for a seller, presentation and condition do most of the pricing work.
Nearby homes for sale
No active listings inside Fountains At Cypress LakesHomes for Sale in Oldsmar, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A small, established enclave in Oldsmar where the homes share a narrow window of age and size, so the real variable buyers weigh is upkeep, not floor plan.
Stellar MLS sales records identify 34 homes in Fountains At Cypress Lakes that have changed hands since 2012, built between 1994 and 1997 (median 1995), with a median living area of about 1,694 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Fountains At Cypress Lakes across 2024–2024, median $480,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Fountains At Cypress Lakes is best for.
Best for
- Buyers seeking a single-story, mid-1990s home of roughly 1,914 square feet in an established Oldsmar setting
- Owner-occupants who plan to hold and value a stable, homestead-heavy community
- Buyers willing to pay up for a home where roof and systems have already been updated
Probably not for
- Buyers who need newer construction than the 1994-1997 build window offers
- Investors looking for high turnover or a steady rental-flip pipeline
- Buyers who want a broad range of home sizes and abundant inventory to compare
The market around Fountains At Cypress Lakes
Fountains At Cypress Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34677, 185 homes are on the market and 19% are under contract — a steady corner of Oldsmar.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34677 (Oldsmar), 439 homes closed in the last 12 months at a median of $365K ($239/sq ft), down 4.5% year over year, with a median 61 days on market. Right now 90 active and 20 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 34677 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Fountains At Cypress Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Fountains At Cypress Lakes The, Oldsmar
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Fountains At Cypress Lakes buying strategy.
If we were buying in Fountains At Cypress Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fountains At Cypress Lakes.
A condition-driven market, not a size game
With just 68 homes and a median build year of 1995, inventory is thin and the housing stock is homogenous. A median living area near 1,914 square feet gives you a sense of the typical layout, but the spread you'll pay comes down to what's been touched since the mid-1990s: roofs, HVAC, windows, kitchens, and baths. The single median price we cite reflects that mix; treat any given listing on its own merits rather than against a range.
The high homestead share signals a community held by owner-occupants, so listings surface less frequently and often reflect long-held homes. That can work for or against you. Sellers who have maintained and updated tend to command the top of the condition curve; those who haven't will feel it at the negotiating table.
The location and the amenities are priced into every listing in Fountains At Cypress Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 68-home community where price hinges on condition rather than size, comps have to be read closely and adjusted for what's actually been updated. We know how to separate a cosmetic refresh from real system work, price accordingly, and time a listing against thin inventory so it doesn't sit.
Fountains At Cypress Lakes in 15 seconds.
What it really costs to own in Fountains At Cypress LakesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $95/month across 68 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1995 across 3 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Ask an agent about Fountains At Cypress LakesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fountains At Cypress LakesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $95/month (about $1,140/yr) · median of 68 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $95 per month ($1,140 a year) — the median AssociationFee across 68 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fountains At Cypress Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fountains At Cypress Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fountains At Cypress Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fountains At Cypress Lakes home worth?
Get a no-obligation home value based on real comparable sales in Fountains At Cypress Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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21% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-11).
Frequently Asked Questions
How many homes are in Fountains At Cypress Lakes?
What share of Fountains At Cypress Lakes is owner-occupied?
When were the homes in Fountains At Cypress Lakes built?
Who is the best real estate agent for Fountains At Cypress Lakes?
How do I find a top Oldsmar real estate agent who knows Fountains At Cypress Lakes?
Can Momentum Realty connect me with an agent for Fountains At Cypress Lakes?
Where is Fountains At Cypress Lakes, and what county is it in?
Should you buy in Fountains At Cypress Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34677)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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