Garniers Beach
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 54 closed sales in Garniers Beach 6TH in Fort Walton Beach, FL since 1993, the most recent in August 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 299 (FL DOR 2025 assessment roll) |
| Years built | 1956–2018 (median 1965.0) |
| Typical living area | 1,661 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 63% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GARNIERS BEACH 6TH key facts,” movewithmomentum.com/neighborhoods/garniers-beach-6th, data as of September 20, 2026.
Price here is driven by condition and lot, not by any uniform product. With homes built across a long span from 1956 to 2018 and a median build year around the mid-1960s, you are looking at a neighborhood where the original stock is decades old and updates vary house to house. What a buyer pays tracks closely with how much work has already been done, not with a floor or ceiling the community imposes.
The market posture is thin. One active listing against 303 homes and no recent closings means limited comparable data and little to negotiate against at any given moment. For sellers, scarcity can work in your favor when a well-prepared home hits the market. For buyers, it means patience and a willingness to move when the right property appears, because the pipeline is narrow.
Nearby homes for sale
No active listings inside GARNIERS BEACH 6TH right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Garniers Beach 6th is an established Fort Walton Beach neighborhood of roughly 303 homes with a median living area near 1,661 square feet, where owner-occupancy is the majority at about 64 percent.
Emerald Coast MLS sales records identify 233 homes in GARNIERS BEACH that have changed hands since 2001, built between 1949 and 2021 (median 1956), with a median living area of about 1,458 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 24 qualified sales in GARNIERS BEACH across 2024–2025 (15 in 2024, 9 in 2025), median $275,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Garniers Beach is best for.
Best for
- Long-term owner-occupants who want an established Fort Walton Beach location and will hold for years
- Buyers with a renovation budget who can price an older home by its condition rather than a fixed range
- Patient shoppers willing to wait for the right listing in a low-inventory pocket
Probably not for
- Buyers who need immediate selection and multiple move-in-ready options to choose from
- Anyone seeking a community with shared amenities like pools or clubhouses
- Short-horizon buyers counting on quick resale in a market with few recent closings
The market around Garniers Beach
Garniers Beach is too small for its own price trend, so here is the market around it.
In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Garniers Beach specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in GARNIERS BEACH 6TH, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Garniers Beach buying strategy.
If we were buying in Garniers Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garniers Beach.
An older neighborhood priced by condition
The build range runs from 1956 to 2018, with the median around the mid-1960s. That mix tells you the bulk of the housing is mature, with a smaller layer of newer or rebuilt homes threaded through. Expect to underwrite each property on its own terms — roof, systems, and finishes will differ widely, and the median living size near 1,661 square feet points to modest, functional footprints rather than sprawling floor plans.
No community amenities were identified from current MLS listings, so the value proposition rests on the homes and the location itself rather than shared facilities. A homestead share of about 64 percent signals a settled, predominantly owner-occupied area, which tends to mean stable turnover and, at any given time, a limited number of homes on the market.
The location and the amenities are priced into every listing in Garniers Beach. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this thin on active inventory and recent sales, pricing and timing come down to judgment, not automated comps. We track this pocket of Fort Walton Beach closely, help buyers evaluate condition against the median, and position sellers to make the most of scarcity when their home is the one on the market.
Garniers Beach in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Garniers Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garniers Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Garniers Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Garniers Beach home worth?
Get a no-obligation home value based on real comparable sales in Garniers Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in GARNIERS BEACH 6TH
Homes in GARNIERS BEACH 6TH that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 210 Revere Drive · off market
- 413 Webster Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Garniers Beach?
What share of Garniers Beach is owner-occupied?
When were the homes in Garniers Beach built?
Who is the best real estate agent for Garniers Beach?
How do I find a top Fort Walton Beach real estate agent who knows Garniers Beach?
Can Momentum Realty connect me with an agent for Garniers Beach?
Where is Garniers Beach, and what county is it in?
Should you buy in Garniers Beach?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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