Valencia Arms
Homes for Sale in Fort Walton Beach, FL
All 405 homes for sale in Fort Walton Beach, FL · median $389,999 · 140 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $117,000, a median 20 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1977–1977; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $1,510 ($1,000 with the full homestead exemption).
Last 30 days in Valencia Arms: 1 new listing (median asking $234,900). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Valencia Arms is a condominium community in Fort Walton Beach, and at a median of $117,000 it sits well below what most of the Emerald Coast market commands. Price here is driven almost entirely by unit condition, interior updates, and the specifics of the individual listing rather than by any amenity package — current MLS data shows no shared amenities identified. Expect a wide spread depending on what has been done inside a given unit.
The current posture is tight and quick: one active listing and a median of just 20 days on market over the last handful of closings. That combination favors a prepared buyer who can move without hesitation, and it gives a well-priced, clean seller a realistic shot at a fast contract. With inventory this thin, the read can shift on a single new listing.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside VALENCIA ARMS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Valencia Arms market snapshot (as of September 20, 2026): the median sale price is about $117K, and a median 20 days on market for closed sales.
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
County records show 3 qualified sales in VALENCIA ARMS across 2024–2024, median $218,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Valencia Arms is a community of 54 homes in Fort Walton Beach, Okaloosa County, built between 1975 and 1991 (median 1977.0), with a median living area of about 1,381 square feet. 22% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Valencia Arms is a low-entry-cost condo option in Fort Walton Beach where the number on the listing tells you more about the unit itself than the address. Turnaround has been fast, but with only one unit active, choice is limited on any given day.
The setting & the homes.
Aerial and on-site photos of Valencia Arms. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Valencia ArmsPhotos from Emerald Coast MLS listings in Valencia Arms; content deemed reliable but not guaranteed.
Who Valencia Arms is best for.
Best for
- Budget-focused buyers targeting a low entry point in Fort Walton Beach
- Investors comfortable underwriting a condo on unit condition and quick turnaround
- Buyers who can move decisively when limited inventory produces the right unit
Probably not for
- Buyers who want a resort-style amenity package
- Anyone needing a broad selection of units to compare at once
- Buyers who prefer a deeper, slower market where trends are statistically settled
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($117K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Valencia Arms Market Scorecard
Valencia Arms is currently a balanced market., and homes go under contract in about 2 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Valencia Arms
Live MLS inventory for Valencia Arms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Valencia Arms listings as of 2026-10-19, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Valencia Arms on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wright · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Valencia Arms listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Valencia Arms address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Valencia Arms buying strategy.
If we were buying in Valencia Arms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Valencia Arms.
A condition-driven condo market
With no amenities identified from current listings, there is little community infrastructure to underwrite value here — pricing leans on the unit. That makes each listing its own case study: updated interiors, mechanical condition, and floor plan carry the weight. A buyer who reads condition well can find real value at this median; one who assumes every unit is comparable will be surprised.
The 20-day median tells you correctly priced product does not linger, but it is built on a small closings window of five. Treat the trend as directional, not statistical certainty. In a thin market, a single new listing or a single stale one can move the picture, so timing and readiness matter more than in a deeper community.
The location and the amenities are priced into every listing in Valencia Arms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-inventory, condition-driven community like Valencia Arms, the edge comes from knowing a specific unit's story and from being ready to act when the right one lists. We track new inventory here as it hits, help you separate a genuinely updated unit from a cosmetic one, and price sellers to the fast turnaround the recent data supports rather than to guesswork.
Valencia Arms in 15 seconds.
What it really costs to own in Valencia Arms
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,899/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1977 across 5 listings. An original roof here would be about 49 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Valencia Arms
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Valencia Arms
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Valencia Arms will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Valencia Arms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Valencia Arms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Valencia Arms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Valencia Arms home worth?
Get a no-obligation home value based on real comparable sales in Valencia Arms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in VALENCIA ARMS
Homes in VALENCIA ARMS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 136 Valencia Drive · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 54 (FL DOR 2025 assessment roll) |
| Years built | 1975–1991 (median 1977.0) |
| Typical living area | 1,381 sq ft (median) |
| Home types (current listings and sales) | townhouses 83%, detached single family 17% |
| Sale prices, last 12 months | $117,000 median across 5 closed sales |
| Days on market (closed sales) | 20 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 22% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Valencia Arms key facts,” movewithmomentum.com/neighborhoods/valencia-arms, data as of September 20, 2026.
Every Home for Sale in Valencia Arms Right Now (1)
All 1 active and pending Valencia Arms listings with a detail page, newest first, refreshed twice a day from the MLS.
- 146 Valencia Drive · $234,900 · 3 bd / 1.5 ba · listed Oct 12, 2026 · listed by Keller Williams Realty Destin
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Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Valencia Arms?
How long do homes in Valencia Arms take to sell?
How many homes are in Valencia Arms?
What share of Valencia Arms is owner-occupied?
When were the homes in Valencia Arms built?
Who is the best real estate agent for Valencia Arms?
How do I find a top Fort Walton Beach real estate agent who knows Valencia Arms?
Can Momentum Realty connect me with an agent for Valencia Arms?
Where is Valencia Arms, and what county is it in?
Is Valencia Arms a good place to live?
Should you buy in Valencia Arms?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (47 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how VALENCIA ARMS fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Valencia Arms
- Home values · What homes in Valencia Arms actually sell for
Nearby Communities
Explore more neighborhoods near Valencia Arms with Momentum Realty’s local guides.