Grand Villas at Tops'l Beach Club
Homes for Sale in Miramar Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Grand Villas at Tops'l Beach Club in Miramar Beach, FL has 2 homes for sale. Homes listed or recently sold were built 2023–2024; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft).
This is a very small, very new pocket of Miramar Beach: 13 homes total, all built in 2023 or 2024, with a median footprint just under 3,800 square feet. At that scale, there is no broad "market" to read — price here is driven by the individual home, its finishes, and its position within the community rather than by any deep pool of comparable sales. Treat every listing as its own negotiation.
With only 2 active listings, supply is thin and each transaction moves the whole picture. The low homestead share — under a quarter of the homes — signals a lot that trades as second homes or investment property, which tends to make timing and motivation, not a standard resale rhythm, the deciding factors. Buyers should expect condition and specifics to matter more than any headline number; sellers should price to the specific home, because there is no comfortable crowd of recent sales to hide behind.
Grand Villas at Tops'l Beach Club right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Grand Villas at Tops'l Beach Club is a small, brand-new enclave of large villas in Miramar Beach, Walton County — 13 homes delivered across 2023 and 2024. It reads less like a subdivision and more like a handful of substantial coastal residences.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grand Villas at Tops'l Beach Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Grand Villas at Tops'l Beach Club
Grand Villas at Tops'l Beach Club
Grand Villas at Tops'l Beach ClubPhotos from Emerald Coast MLS listings in Grand Villas at Tops'l Beach Club; content deemed reliable but not guaranteed.
Who Grand Villas at Tops'l Beach Club is best for.
Best for
- Buyers targeting a large, move-in-ready new home near the Tops'l Beach Club area
- Second-home or investment buyers who value recent construction over amenity packages
- Buyers comfortable negotiating one home on its own merits rather than a market average
Probably not for
- Buyers who want a large, established community with shared amenities
- Buyers who rely on many recent comparable sales to feel confident on price
- Buyers seeking an older or smaller home, or a renovation opportunity
The market around Grand Villas at Tops'l Beach Club
Grand Villas at Tops'l Beach Club is too small for its own price trend, so here is the market around it.
In ZIP 32550, 982 homes are on the market and 13% are under contract — a slower corner of Miramar Beach.
Across Walton County, 3,587 homes are active and 907 pending (20% under contract).
ZIP and county figures describe the wider market, not Grand Villas at Tops'l Beach Club specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Grand Villas at Tops'l Beach Club, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Grand Villas at Tops'l Beach Club
Live MLS inventory for Grand Villas at Tops'l Beach Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Grand Villas at Tops'l Beach Club listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Grand Villas at Tops'l Beach Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Grand Villas at Tops'l Beach Club listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Grand Villas at Tops'l Beach Club address.
The Grand Villas at Tops'l Beach Club buying strategy.
If we were buying in Grand Villas at Tops'l Beach Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Villas at Tops'l Beach Club.
A new, large-format enclave
Everything here is recent construction with real size behind it — a median of roughly 3,784 living square feet across just 13 homes. That combination of scale and newness means you are largely buying current systems, current layouts, and current finishes rather than renovating your way into the neighborhood. The trade-off is that there is very little internal price history to anchor to.
No community amenities surface in the current MLS listings, so value here sits in the homes themselves and the Tops'l Beach Club / Miramar Beach location rather than in a marketed amenity package. If amenities matter to your decision, verify what access, dues, or shared facilities actually convey before you write an offer — do not assume.
The location and the amenities are priced into every listing in Grand Villas at Tops'l Beach Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 13-home community with only a couple of active listings and almost no resale track record, the analysis is deal-by-deal — what a specific villa's finishes, position, and terms are actually worth. We dig into what conveys, what dues and access apply, and how a home compares to the handful of relevant sales, so you are not guessing on either side of the table.
Grand Villas at Tops'l Beach Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Villas at Tops'l Beach Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Villas at Tops'l Beach Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Villas at Tops'l Beach Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Villas at Tops'l Beach Club home worth?
Get a no-obligation home value based on real comparable sales in Grand Villas at Tops'l Beach Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Grand Villas at Tops'l Beach Club on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Grand Villas at Tops'l Beach Club Market Scorecard
Grand Villas at Tops'l Beach Club is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $1,336,250, and homes go under contract in about 168 days.
Typical home value in the 32550 ZIP is $653,669, about 36.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Grand Villas at Tops'l Beach Club a buyer's or seller's market right now?
Who is the best real estate agent for Grand Villas at Tops'l Beach Club?
How do I find a top Miramar Beach real estate agent who knows Grand Villas at Tops'l Beach Club?
Can Momentum Realty connect me with an agent for Grand Villas at Tops'l Beach Club?
Should you buy in Grand Villas at Tops'l Beach Club?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Grand Villas at Tops'l Beach Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Grand Villas at Tops'l Beach Club fits the bigger picture — live prices, inventory, and Momentum Scores: