Hanover Lakes
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 21 closed sales in Hanover Lks Ph 5 in St Cloud, FL since 2021, the most recent in October 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 396 (FL DOR 2025 assessment roll) |
| Years built | 1977–2024 (median 2021.0) |
| Typical living area | 2,852 sq ft (median) |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hanover Lks Ph 5 key facts,” movewithmomentum.com/neighborhoods/hanover-lks-ph-5, data as of September 20, 2026.
Hanover Lks Ph 5 is a community defined by its build era more than any single price point. With a median year built of 2021 inside a broader 1977-2024 range, most of the inventory is recent construction, and that recency is what buyers are actually paying for here, not a shared amenity package or a fixed floor plan style.
The homestead share sitting near 70% tells you this is a community where owners tend to stay put and file for the exemption rather than cycle through as rentals or quick flips. For sellers, that means fewer competing listings churn onto the market at once; for buyers, it means patience and a real offer, not a lowball, is usually what it takes to get a look at the right unit.
Nearby homes for sale
No active listings inside Hanover LakesHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hanover Lks Ph 5 in St Cloud (Osceola County) is a 422-home community built out mostly in the last several years, with a median living area just under 2,900 square feet.
Stellar MLS sales records identify 245 homes in Hanover Lakes that have changed hands since 2019, built between 2018 and 2025 (median 2021), with a median living area of about 2,656 sq ft and a typical 4-bedroom, 3-bath layout; 93% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 40 qualified sales in Hanover Lakes across 2024–2025 (28 in 2024, 12 in 2025), median $515,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hanover Lakes is best for.
Best for
- Buyers prioritizing recent-construction systems and layout over a shared amenity package
- Buyers comfortable verifying build year and condition on a home-by-home basis given the wide range
- Buyers looking for larger living space, near the median of just under 2,900 square feet, in St Cloud
Probably not for
- Buyers who require a documented pool, clubhouse, or trail system as part of the purchase decision
- Buyers assuming every home in the phase is new construction without checking the individual year built
- Buyers expecting frequent turnover or a large active resale pool given the high homestead share
The market around Hanover Lakes
Hanover Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34772, 511 homes are on the market and 28% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34772 (St Cloud), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Hanover Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Hanover Lks Ph 5, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Hanover Lakes buying strategy.
If we were buying in Hanover Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hanover Lakes.
A newer-build footprint with no listed amenity package
The year-built spread (1977-2024) shows a handful of older parcels sitting inside what is otherwise a young community by median: 2021. That combination matters at inspection and appraisal time. A buyer touring here should expect most homes to carry recent-construction systems and finishes, but should still confirm build year on any specific listing rather than assume every home fits the newer profile.
Current MLS data does not identify a formal community amenity package for Hanover Lks Ph 5. That does not mean nothing exists on the ground, but it means we cannot represent a pool, clubhouse, or trail system as a selling point until it shows up in listing data. Treat the home and lot as the primary value driver here, not a shared amenity budget.
The location and the amenities are priced into every listing in Hanover Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with a wide year-built range and no documented amenity baseline, the details on any single listing matter more than the neighborhood label. We pull the actual build year, square footage, and closing history on the specific home you are considering rather than leaning on community-wide averages to make the case for you.
Hanover Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hanover Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hanover Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hanover Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hanover Lakes home worth?
Get a no-obligation home value based on real comparable sales in Hanover Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Hanover Lakes on the map →
Frequently Asked Questions
How many homes are in Hanover Lakes?
What share of Hanover Lakes is owner-occupied?
When were the homes in Hanover Lakes built?
Who is the best real estate agent for Hanover Lakes?
How do I find a top St Cloud real estate agent who knows Hanover Lakes?
Can Momentum Realty connect me with an agent for Hanover Lakes?
Where is Hanover Lakes, and what county is it in?
Should you buy in Hanover Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near Hanover Lakes with Momentum Realty’s local guides.