Harbor Oaks Place Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Harbor Oaks Place is a small 1972-vintage condo community in Clearwater, and price here is driven almost entirely by condition and interior updates rather than location premiums or square footage swings. With a median around $232,500 and a median near 1,290 square feet, you're paying for a specific unit's state of repair — a renovated interior and an unrenovated one in the same building can sit far apart, and the median tells you the middle, not the spread.
The current posture is soft and slow. Prices are down 24.9% year over year, the median unit is taking just over 69 days to sell, and the heat score of 19 confirms a buyer-leaning market. For buyers, that means time to inspect, negotiate, and read the condo association's finances without pressure. For sellers, it means realistic pricing and move-in-ready condition are doing the heavy lifting right now.
Harbor Oaks Place Condo right now
🔴 Off the recent peak. The trailing-12-month median ($232K) is down 24.9% from the prior 12 months ($310K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 6 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Oaks Place Condo market snapshot (as of July 15, 2026): the median sale price is about $232K ($208 per sq ft over the trailing 12 months of closed sales), and a median 70 days on market for closed sales. The trailing-12-month median is down 25% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Harbor Oaks Place Condo is a community of 16 homes in Clearwater, Pinellas County, built between 1972 and 1972 (median 1972.0), with a median living area of about 1,290 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a single-building, 16-home condo community built in 1972, so every unit shares the same era of construction — differences come down to updates, floor plan, and how the association has maintained the property over time.
Who Harbor Oaks Place Condo is best for.
Best for
- Budget-focused buyers targeting the low-$200s who value price over newness
- Buyers seeking a compact, roughly 1,290-square-foot layout in a small building
- Patient buyers willing to review reserves and negotiate in a slow market
Probably not for
- Buyers who need move-in speed and can't wait out a ~69-day pace
- Those wanting new construction or large square footage
- Investors expecting quick resale gains amid a 24.9% year-over-year decline
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($232K) IS the median in the snapshot above, and the move from 2025 ($310K) IS the -24.9% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Harbor Oaks Place Condo buying strategy.
If we were buying in Harbor Oaks Place Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Oaks Place Condo.
A small, older condo in a slow market
With only 16 homes and four closings in the measured window, this is a thin market — a single unusual sale can move the median noticeably, so treat the numbers as directional rather than precise. The median price per square foot near $207 sits alongside a 1972 build year, which puts the emphasis on how much capital a given unit has absorbed: roof, plumbing, electrical, and HVAC ages matter more here than headline price.
About three-quarters of the units are homesteaded, which points to a largely owner-occupied building rather than a heavy investor rotation. That tends to correlate with steadier upkeep, but in a 1972 structure the association's reserves and any pending assessments are the real story. Ask for the current budget, reserve study, and recent meeting minutes before you write anything.
The location and the amenities are priced into every listing in Harbor Oaks Place Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Oaks Place Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.7). Basis: Recent Direction -24.9% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 85.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, condition-driven building like this, the value is in the details a broker can pull apart: reserve health, assessment history, and how one unit's updates compare to the last few that closed. We price and negotiate off those specifics rather than the median, and in a buyer-leaning market with a 69-day pace, that patience is leverage.
Harbor Oaks Place Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Oaks Place Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Oaks Place Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Oaks Place Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Oaks Place Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Oaks Place Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Harbor Oaks Place Condo?
How long do homes in Harbor Oaks Place Condo take to sell?
How many homes are in Harbor Oaks Place Condo?
What share of Harbor Oaks Place Condo is owner-occupied?
When were the homes in Harbor Oaks Place Condo built?
Do cash buyers compete in Harbor Oaks Place Condo?
Who is the best real estate agent for Harbor Oaks Place Condo?
How do I find a top Clearwater real estate agent who knows Harbor Oaks Place Condo?
Can Momentum Realty connect me with an agent for Harbor Oaks Place Condo?
Should you buy in Harbor Oaks Place Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (16 streets, ZIP 33756)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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