Harbor Oaks Place Condo in Clearwater
Free · No obligation
Talk to a Harbor Oaks Place Condo Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of November 2026, Harbor Oaks Place Condo in Clearwater, FL has 1 home for sale. Homes listed or recently sold were built 1972–1972; 3 of 6 report an HOA (median $662/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 35 ft).

Last 30 days in Harbor Oaks Place: 1 new listing (median asking $265,000). As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Harbor Oaks Place Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$232K ▼
Median sold · 12 mo
down 24.9% vs the prior 12 months
-24.9% ▼
1-yr price change
n = 4 and 4 sales in the two windows
$208/sf
Sold $/sqft · 12 mo
peak $247 in 2025
85.7%
Sale vs ask
Tempo
70days
Median DOM · closed
30 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 12 years of records
1,290sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 13, 2026

Harbor Oaks Place is a small 1972-vintage condo community in Clearwater, and price here is driven almost entirely by condition and interior updates rather than location premiums or square footage swings. With a median around $232,500 and a median near 1,290 square feet, you're paying for a specific unit's state of repair — a renovated interior and an unrenovated one in the same building can sit far apart, and the median tells you the middle, not the spread.

The current posture is soft and slow. Prices are down 24.9% year over year, the median unit is taking just over 69 days to sell, and the heat score of 19 confirms a buyer-leaning market. For buyers, that means time to inspect, negotiate, and read the condo association's finances without pressure. For sellers, it means realistic pricing and move-in-ready condition are doing the heavy lifting right now.

Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Harbor Oaks Place Condo Housing Pulse · Momentum Research · as of September 20, 2026

Harbor Oaks Place Condo right now

🔴 Off the recent peak. The trailing-12-month median ($232K) is down 24.9% from the prior 12 months ($310K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 8, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Harbor Oaks Place right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

30 TURNER STREET #806
$265K · 0.0 mi away
1 bd · 1.5 ba · 1,010 sqft
30 TURNER STREET #806
Listed by MARK SPAIN REAL ESTATE
55 ROGERS STREET #204
$745K · 0.1 mi away
2 bd · 2 ba · 2,170 sqft
55 ROGERS STREET #204
Listed by RE/MAX ACTION FIRST OF FLORIDA
55 ROGERS STREET #P3
$949K · 0.1 mi away
2 bd · 2 ba · 2,170 sqft
55 ROGERS STREET #P3
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL
55 ROGERS STREET #P5
$689K · 0.1 mi away
2 bd · 2 ba · 1,900 sqft
55 ROGERS STREET #P5
Listed by VREELAND REAL ESTATE LLC
80 ROGERS STREET #3A
$480K · 0.1 mi away
2 bd · 2 ba · 1,540 sqft
80 ROGERS STREET #3A
Listed by SUNCOAST SHORES REALTY
80 ROGERS STREET #6C
$360K · 0.1 mi away
2 bd · 2 ba · 1,540 sqft
80 ROGERS STREET #6C
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Oaks Place Condo market snapshot (as of September 20, 2026): the median sale price is about $232K ($208 per sq ft over the trailing 12 months of closed sales), and a median 70 days on market for closed sales. The trailing-12-month median is down 25% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).

In ZIP 33756 (Clearwater), 168 homes closed in the last 12 months at a median of $355K ($257/sq ft), down 0.8% year over year, with a median 51 days on market. Right now 30 active and 8 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 33756 housing market and the Pinellas County market.

Stellar MLS sales records identify 6 homes in Harbor Oaks Place Condo that have changed hands since 2015, built between 1972 and 1972 (median 1972), with a median living area of about 1,310 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a single-building, 16-home condo community built in 1972, so every unit shares the same era of construction — differences come down to updates, floor plan, and how the association has maintained the property over time.

Best for

  • Budget-focused buyers targeting the low-$200s who value price over newness
  • Buyers seeking a compact, roughly 1,290-square-foot layout in a small building
  • Patient buyers willing to review reserves and negotiate in a slow market

Probably not for

  • Buyers who need move-in speed and can't wait out a ~69-day pace
  • Those wanting new construction or large square footage
  • Investors expecting quick resale gains amid a 24.9% year-over-year decline

Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Every sale since 2014 · price vs size
$0$200K$400K1k1k
33 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
02462014201620182020202220242026
0 to 7 a year; 4 in the current window.
How much local inventory is already under contract

24% of homes for sale in ZIP 33756 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).

Harbor Oaks Place Condo Market Scorecard

Balanced

Harbor Oaks Place Condo is currently a balanced market., and homes go under contract in about 0 days.

$232,500
Median sold
$262
List $/sqft
0
Days on mkt
1/0/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Harbor Oaks Place Condo

Live MLS inventory for Harbor Oaks Place Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Oaks Place Condo listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

If we were buying in Harbor Oaks Place Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Oaks Place Condo.

Best Buy
Buyers who want an affordable, owner-occupied condo and will do the association homework.
Biggest Risk
A 1972 building means aging systems and the potential for special assessments.
Sweet Spot
An updated interior priced near the median in a well-reserved association.
Avoid If
You need a quick sale or a large, new-construction floor plan.

A small, older condo in a slow market

With only 16 homes and four closings in the measured window, this is a thin market — a single unusual sale can move the median noticeably, so treat the numbers as directional rather than precise. The median price per square foot near $207 sits alongside a 1972 build year, which puts the emphasis on how much capital a given unit has absorbed: roof, plumbing, electrical, and HVAC ages matter more here than headline price.

About three-quarters of the units are homesteaded, which points to a largely owner-occupied building rather than a heavy investor rotation. That tends to correlate with steadier upkeep, but in a 1972 structure the association's reserves and any pending assessments are the real story. Ask for the current budget, reserve study, and recent meeting minutes before you write anything.

“

The location and the amenities are priced into every listing in Harbor Oaks Place Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, condition-driven building like this, the value is in the details a broker can pull apart: reserve health, assessment history, and how one unit's updates compare to the last few that closed. We price and negotiate off those specifics rather than the median, and in a buyer-leaning market with a 69-day pace, that patience is leverage.

Harbor Oaks Place Condo in 15 seconds.

Best forBuyers who want an affordable, owner-occupied condo and will do the association homework.
Biggest advantageA buyer-leaning market with time to inspect and negotiate.
Biggest riskA 1972 building means aging systems and the potential for special assessments.
Sweet spotAn updated interior priced near the median in a well-reserved association.
Avoid ifYou need a quick sale or a large, new-construction floor plan.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Oaks Place Condo sales matched to your home.

What is your Harbor Oaks Place Condo home worth?

Get a no-obligation home value based on real comparable sales in Harbor Oaks Place Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Clearwater →

Real comps, not an automated estimate.
Harbor Oaks Place key facts
LocationClearwater, Pinellas County, FL · ZIP 33756
Home types (current listings and sales)condos 100%
Amenities listed by sellersClubhouse, Pool, Fitness Center, Community Mailbox, Laundry, Buyer Approval Required
For sale right now1 active, 0 pending · median asking $265,000 · 2.4 months of supply

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2021. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Oaks Place key facts,” movewithmomentum.com/neighborhoods/harbor-oaks-place-condo, data as of November 6, 2026.

Housing distress & ownership in Harbor Oaks Place Condo, Clearwater

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 18 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Harbor Oaks Place Condo Right Now (1)

All 1 active and pending Harbor Oaks Place Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Harbor Oaks Place

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harbor Oaks Place Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Oaks Place Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

What it really costs to own in Harbor Oaks Place

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $662/month across 3 MLS listings (most billed monthly; 2026-11-08). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1972 across 6 listings. An original roof here would be about 54 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Frequently Asked Questions

What is the median home price in Harbor Oaks Place Condo?
The median sale price in Harbor Oaks Place Condo was $232K over the 12 months ending September 20, 2026 (4 closed sales, Stellar MLS).
How long do homes in Harbor Oaks Place Condo take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 70 days on market (4 sales, Stellar MLS).
Who is the best real estate agent for Harbor Oaks Place Condo?
The best agent for Harbor Oaks Place Condo is one who actively works Clearwater and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Oaks Place Condo.
How do I find a top Clearwater real estate agent who knows Harbor Oaks Place Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Oaks Place Condo and the wider Clearwater area.
Can Momentum Realty connect me with an agent for Harbor Oaks Place Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Oaks Place Condo purchase or sale - no call center and no pressure.
Where is Harbor Oaks Place, and what county is it in?
Harbor Oaks Place is in Clearwater, Pinellas County, FL, ZIP 33756. The community's center is about 9 miles west of the center of Clearwater (straight-line).
Budget-focused buyers targeting the low-$200s who value price over newnessExcellent fit
Buyers seeking a compact, roughly 1,290-square-foot layout in a small buildingExcellent fit
Patient buyers willing to review reserves and negotiate in a slow marketExcellent fit
Buyers who need move-in speed and can't wait out a ~69-day paceProbably not
Those wanting new construction or large square footageProbably not
Investors expecting quick resale gains amid a 24.9% year-over-year declineProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More on Harbor Oaks Place Condos for Sale in Clearwater

Nearby Communities

Explore more neighborhoods near Harbor Oaks Place with Momentum Realty’s local guides.

VOViewpoint On The Bay Condo0.0 mi away · 3 for saleP8Prelude 80 Condo0.1 mi away · 2 for saleHGHickory Grove Condo0.1 mi away · 1 for saleCOCamelot Oaks Condo0.1 mi away · 3 for saleTATurners A C0.1 mi awayP1Pierce 100 Condo0.3 mi away · 4 for saleMurphys Place0.4 mi away · 142 homes, built 1920–22, 1 for sale

Browse all neighborhood guides →

Talk to a Local Harbor Oaks Place Condo Expert
Call Get Listings