Harbor Point
Homes for Sale in Merritt Island, FL
All 221 homes for sale in Merritt Island, FL · median $499,900 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 38 closed sales in Harbor Point Phase 1 in Merritt Island, FL since 2004, the most recent in May 2026. Recorded prices since 2024 ran from $630,000 to $1,655,000 (median $1,106,000), on homes of 2,240 to 3,626 sq ft. Across Merritt Island as a whole, 263 homes closed in the last 12 months at a median of $440,000, 48 median days on market, with 66 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $17,260 ($16,640 with the full homestead exemption).
Harbor Point is a small pocket on Merritt Island with a thin transaction record — only a handful of closings inside our two-month window. When the sample is this small, individual homes swing the numbers hard, so treat any single figure as a starting point for a conversation, not a benchmark. Price here is driven far more by the condition and layout of the specific house than by any community-wide premium.
For a buyer, that thin activity means patience: inventory turns over slowly, and you may wait for the right home rather than choose among several. For a seller, it cuts the other way — with few recent comparables, pricing is more art than formula, and presentation and condition carry real weight. Both sides benefit from someone who will price off the actual house in front of them, not a rounded-off area average.
Nearby homes for sale
No active listings inside Harbor PointHomes for Sale in Merritt Island, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Point is a defined subdivision on Merritt Island in Brevard County with no shared amenities identified in current listings, so value lives in the individual home and its location rather than in community features.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Point is best for.
Best for
- Buyers set on a Merritt Island location who value the individual home over shared facilities
- Patient buyers comfortable waiting for the right listing in a low-turnover pocket
- Sellers with a well-maintained or updated home willing to price on condition and presentation
Probably not for
- Buyers who want pool, gate, or clubhouse amenities baked into the community
- Buyers who need a deep bench of recent comparables before they commit
- Sellers expecting a fast sale against a large pool of active listings
The market around Harbor Point
Harbor Point is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Harbor Point specifically. Momentum Research analysis of MLS records.
The Harbor Point buying strategy.
If we were buying in Harbor Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Point.
A thin-data pocket where the house sets the price
The current MLS record for Harbor Point shows no community amenities — no pool, gate, or shared facilities to fold into value. That simplifies the analysis: you are buying the structure, the lot, and the Merritt Island location, not a membership. It also means condition-driven spread is the dominant variable, and a renovated home and a dated one can sit far apart on price with nothing in the common area to bridge the gap.
With only a couple of closings in our window, we lean on qualitative reads more than tight statistics. That is not a weakness of the community — it is the reality of a small phase. The takeaway is to underwrite each home on its own merits and lean on Merritt Island's broader market context for direction rather than expecting this micro-market to produce a clean trend line.
The location and the amenities are priced into every listing in Harbor Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Small subdivisions with light transaction history are exactly where a generic valuation tool falls down and local judgment pays off. We price and negotiate off the specific home and the wider Merritt Island market, not a thin average, and we will tell you plainly when a listed price is out ahead of what the data can support.
Harbor Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Point home worth?
Get a no-obligation home value based on real comparable sales in Harbor Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Point on the map →
Should you buy in Harbor Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2004 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Merritt Island & Space Coast / Brevard County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Space Coast / Brevard County or the full Neighborhood Finder.
See how Harbor Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Point
Where is Harbor Point?
Harbor Point is a community in Merritt Island, Brevard County, Florida.
Are there homes for sale in Harbor Point right now?
No active listings inside Harbor Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Point have an HOA or CDD?
No HOA is on record for Harbor Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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