Villas at
Cross Creek Homes for Sale in Jacksonville, FL

All 4,522 homes for sale in Jacksonville, FL · median $300,000 · 157 homes for sale in 32225 · Duval County homes for sale

Established Southside resale market · Jacksonville · ZIP 32225

An established, single-story resale community off Mastin Cove Road in the Southside/East Arlington area of Jacksonville, built through the early to mid 1990s with a compact footprint that keeps the entry point modest for Duval County buyers.

Established resaleSouthside, JacksonvilleSingle-story homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale community, not a new-construction release. Inventory is limited and individual, so condition, updates, and lot position drive value more than a single headline number. Verify specifics by address.
Free · No obligation
Unlock Off-Market Villas at Cross Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Live · Villas At Cross Crk Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$351K ▲
Median sold · 12 mo
up 0.3% vs the prior 12 months
+0.3% ▲
1-yr price change
n = 8 and 8 sales in the two windows
$259/sf
Sold $/sqft · 12 mo
peak $259 in 2026
97.0%
Sale vs ask
Duval median: 97.8%
+327%
T12M median vs 2012
from a $82K median in 2012
Tempo
67days
Median DOM · closed
10 days at the 2017 low
8
Sold · last 12 mo
10-yr average: about 15 a year
Ownership and context
59%
Owner-occupied · Villas At Cross Crk
177 of 302 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Villas At Cross Crk
incl. 15% trust or LLC-held · 21% out-of-state
20%
Cash buyers · Villas At Cross Crk
2 of 10 sales, 12 mo ending July 2024
302
Homes in the community
302 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1990
Community established
homes built 1990-1996, median 1993 (FL DOR 2025)
2
Failed listings · 2026
peaked at 27 in 2008
1,412sqft
Median sold home size
12-mo windows, closed sales
2.6%/yr
Turnover rate
about 8 of 302 homes trade a year
Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

Over the 12 months ending 2026-10-23, 7 recorded sales closed at a median of $350,000, $245 per square foot, a median 54 days on market, sellers accepting 98% of original asking (+8% versus the prior year). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,250 ($5,520 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

"Villas at Cross Creek is a small-footprint resale play in Southside/East Arlington, built out in the early to mid 1990s. The homes are compact single-story units, which is exactly why they hold appeal as an attainable entry point in Duval County. There is no confirmed clubhouse or pool here, so the pitch is the home and the location, not amenities. Confirm the current HOA dues and any deed obligations with the association before writing an offer, and treat roof and system age (homes are now roughly three decades old) as the main underwriting question."

Jon Brooks, founder, Momentum Realty · Updated June 2026

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Villas At Cross Crk Housing Pulse · Momentum Research · as of August 5, 2026

Villas At Cross Crk right now

🟡 Still climbing. The trailing-12-month median ($351K) is up 0.3% from the prior 12 months ($350K) and up 327% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Medium (8 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Villas At Cross Crk right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

12348 MASTIN COVE Road
$343K · 0.0 mi away
3 bd · 2 ba · 1,193 sqft
12348 MASTIN COVE Road
Listed by ROUND TABLE REALTY
350 SILENT BROOK Trail
$300K · 0.2 mi away
2 bd · 2 ba · 1,048 sqft
350 SILENT BROOK Trail
Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
409 CASHEROS COVE Drive
$385K · 0.2 mi away
3 bd · 2 ba · 1,859 sqft
409 CASHEROS COVE Drive
Listed by OFFERPAD BROKERAGE FL LLC
12301 BURNING EMBERS Lane
$362K · 0.3 mi away
3 bd · 2 ba · 1,790 sqft
12301 BURNING EMBERS Lane
Listed by OPENDOOR BROKERAGE, LLC.
465 CASHEROS COVE Drive
$400K · 0.3 mi away
4 bd · 2 ba · 1,859 sqft
465 CASHEROS COVE Drive
Listed by REDFIN CORPORATION
320 SCARLET BUGLER Lane #4
$450K · 0.3 mi away
4 bd · 2 ba · 2,163 sqft
320 SCARLET BUGLER Lane #4
Listed by UNITED REALTY GROUP

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Villas at Cross Creek is an established, single-story single-family community in the Southside/East Arlington area of Jacksonville, in Duval County, built roughly between 1990 and 1996. The community sits northeast of Sutton Lakes and southwest of Fort Caroline Shores, with homes along streets including Mastin Cove Road. The homeowners association, Villas at Cross Creek Owners Association, Inc., was incorporated in 1992 and governs the community today.

realMLS (Northeast Florida) sales records identify 196 homes in Villas At Cross Creek that have changed hands since 2001, built between 1990 and 1996 (median 1993), with a median living area of about 1,382 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 14 qualified sales in Villas At Cross Creek across 2024–2025 (10 in 2024, 4 in 2025), median $359,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Homes here run compact, roughly 1,084 to 1,546 square feet, generally 3 to 4 bedrooms with 2 baths, which puts the community at a smaller footprint than many resale neighborhoods nearby. Because these are resale homes rather than new construction, each one trades on its own condition, updates, and lot rather than a builder price sheet. No association-run recreational amenities such as a pool or clubhouse were confirmed in research; verify directly with the association or its management company before assuming any are available.

The bigger picture is location and cost. The community sits in Jacksonville's Southside/East Arlington area, within reach of Duval County's broader job centers, and its smaller home sizes tend to keep the entry price point more modest than larger resale product nearby. Homes are now roughly three decades old, so roof and system age is the main thing to verify on any specific address, alongside the current HOA dues and any deed restrictions.

The market around Villas At Cross Creek

In ZIP 32225 (Jacksonville), 962 homes closed in the last 12 months at a median of $374K ($222/sq ft), up 3.4% year over year, with a median 30 days on market. Right now 159 active and 86 pending listings put supply at about 13.8 months — a balanced market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Villas At Cross Creek specifically. Momentum Research analysis of MLS records.

Best for

  • Buyers who want a smaller-footprint, single-story resale home at a more modest entry point in Duval County
  • Buyers comfortable verifying roof and system age on a home now roughly three decades old
  • Buyers who value an established, built-out HOA community over a new-construction release

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Anyone who wants a confirmed clubhouse, pool, or other resort-style HOA amenity
  • Buyers who need a larger floor plan beyond roughly 1,546 square feet

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($351K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the +0.3% one-year change.

Windows contain 8 to 24 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 0.3% year over year; up 327% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K1k2k
377 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $61 in 2012 to a $259 peak in 2026; $259 now.
Median days on market · closed sales
05010020122014201620182020202220242026
10 days at the 2017 low; 67 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
97.0% now vs Duval 97.8%.
Homes sold per 12-mo window
0102020122014201620182020202220242026
8 to 24 a year; 8 in the current window.
Indexed since 2012 · Villas At Cross Crk vs Duval
05001,000Duval +851%Villas At Cross Crk +327%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Sellers who gave up · failed listings per year
010202004200820122016202020242026
Canceled, expired, or withdrawn. 27 quit in 2008; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
70 at the 2014 peak, 19 in the troughs, 19 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,917/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

37% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Villas at Cross Creek buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap contributors. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville20 to 25 min · approximate
Jacksonville International Airport (JAX)25 to 30 min · approximate
St. Johns Town Center10 to 15 min · approximate
University of North Florida10 to 15 min · approximate
Mayo Clinic (San Pablo)10 to 15 min · approximate
Jacksonville beaches20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Villas at with Momentum Realty’s local guides.

CCCross Creek Villas0.0 mi away · 275 homes, built 1990–96, 1 for saleCPCarrington Place0.1 mi away · 58 homes, built 1993–95The Landing At Cross Creek0.2 mi away · median $394K, 4 sales/12 moHHHickory Hollow0.2 mi away · median $353K, 4 sales/12 moCross Creek Landing0.3 mi away · 113 homes, built 1990–96Summer Brook0.3 mi away · median $485K, 4 sales/12 moHickory Creek Farms0.4 mi away

Browse all neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Villas at Cross Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Villas at Cross Creek is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Sandalwood High School (Duval County Public Schools); verify by address

Middle

Kernan Middle School or Southside Middle School (verify by address)

Elementary

Lone Star Elementary School or Alimacani Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Villas at Cross Creek address.

The takeaway

The story here is stability and cost. Villas at Cross Creek is a built-out, established Southside/East Arlington community, so there is no new-supply competition inside the neighborhood, and its smaller home sizes keep the entry point more modest than larger resale product nearby.

If we were buying in Villas at Cross Creek, this is the order of operations we would run, and the one we run for our clients.

1

Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and any recorded deed restrictions.

2

Contact the Villas at Cross Creek Owners Association, Inc. (or its management company) to confirm current HOA dues, what they cover, and whether any amenities exist.

3

Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since the homes are now roughly three decades old.

4

Verify the zoned elementary, middle, and high schools by the home's exact address with Duval County Public Schools, since attendance zones change.

5

Get a bindable homeowners insurance quote for the specific address before you make an offer, given roof-age underwriting in Florida.

Best Buy
A well-maintained or updated unit with a newer roof, priced to reflect its smaller footprint.
Biggest Risk
Underestimating roof and system age on a home now roughly three decades old.
Best Lot
Prioritize a quieter, well-positioned lot; verify HOA dues and any deed restrictions on the specific parcel.
Smart Timing
Resale-driven. Inventory is thin and individual, so move when the right condition and price point appear.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established single-story single-family homes marketed as villas

Era

Built roughly 1990 to 1996

Size range

About 1,084 to 1,546 sq ft

Bedrooms

3 to 4, typically 2 baths (verify by listing)

Costs & Fees

HOA

Yes, mandatory (Villas at Cross Creek Owners Association, Inc.); confirm current dues with the association

CDD

None identified; confirm on the parcel tax record

Property use

Primary residences, with some homes also used as rentals

Amenities

Association

No association-run recreational amenities (pool, clubhouse) confirmed

Status

Confirm any amenities directly with the association or its manager

Location

Area

Southside/East Arlington, Jacksonville, Duval County

Downtown Jacksonville

About 20 to 25 min (approximate)

Airport (JAX)

About 25 to 30 min (approximate)

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry

At the entry tier you are generally looking at the smaller original-condition units near the lower end of the size range, around 1,084 square feet. This is where renovation upside and the lowest entry point both sit.

Lowest entry
The Core

In the core of the market you find mid-size, updated single-story homes, roughly 1,200 to 1,400 square feet, with refreshed kitchens, baths, and mechanicals. This is the typical move-in resale here.

Most inventory
The Top

At the top are the largest floor plans, up to about 1,546 square feet, generally the most updated and best-positioned on their lot. Confirm exact condition and square footage on the specific parcel.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry
At the entry tier you are generally looking at the smaller original-condition units near the lower end of the size range, around 1,084 square feet. This is where renovation upside and the lowest entry point both sit.
The Core
In the core of the market you find mid-size, updated single-story homes, roughly 1,200 to 1,400 square feet, with refreshed kitchens, baths, and mechanicals. This is the typical move-in resale here.
The Top
At the top are the largest floor plans, up to about 1,546 square feet, generally the most updated and best-positioned on their lot. Confirm exact condition and square footage on the specific parcel.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Preserve, corner and larger lots resell strongest
Pricing discipline98% of original ask
Market tempo79 days to sell
Comparable depth7 sales in 12 months

Data provided by realMLS. Market figures describe homes, not residents. Not a guarantee of future value.

5 Mistakes Buyers Make in Villas at Cross Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

“

The value here is not size, it is the entry point: a smaller, established home at a more attainable price in Duval County.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Resale Strength6.0/10
Renovation Risk6.2/10
Location Efficiency6.6/10
Long-Term Defensibility5.8/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Villas at Cross Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lots are compact, matched to the community's single-story, smaller-footprint homes.
  • The home's condition and roof age are the durable differentiators here.
  • Verify any claimed updates or renovations on the specific parcel.
  • Check the parcel's flood zone status before you rely on assumptions.
  • Quieter interior lots away from busier roads tend to hold appeal.

In a built-out, smaller-footprint community, the building stock is decades old and the lots are compact, so the durable difference between two homes comes down to condition, updates, and roof and system age rather than lot size. Well-maintained or recently updated units with newer roofs tend to hold value best, while original-condition homes carry more near-term renovation cost. Confirm the flood zone and any deed restrictions on the specific parcel, and treat roof age as a core part of your underwriting rather than an afterthought.

Villas at Cross Creek in 15 seconds.

Best forBuyers who want a smaller-footprint, single-story resale home at a modest entry point in Duval County.
Biggest advantageAn established, built-out community with no new-construction competition and a more attainable entry price point.
Biggest riskRoof and system age, since homes are now roughly three decades old.
Sweet spotA well-maintained or updated unit with a newer roof, priced for its size.
Avoid ifYou need new construction, a larger floor plan, or a confirmed clubhouse or pool amenity.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Villas at Cross Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Villas at Cross Creek.
15-Second Take
  • HOA is mandatory; get the current dues amount and coverage in writing.
  • No CDD was identified, but confirm it on the parcel's tax record.
  • No pool or clubhouse amenity was confirmed; verify with the association.
  • Homes are now roughly three decades old; inspect roof and systems carefully.
  • Get a bindable Florida homeowners insurance quote before you commit.

Villas at Cross Creek has a mandatory homeowners association, Villas at Cross Creek Owners Association, Inc., incorporated in 1992. A current dues figure is not published here; confirm the exact amount and what it covers with the association or its management company before you buy.

No association-run recreational amenities, such as a pool or clubhouse, were confirmed in research. Confirm in writing with the association exactly what the dues fund, whether that is common-area upkeep, exterior maintenance, or anything beyond that.

There is no golf course or private country club here, and no confirmed clubhouse or pool amenity.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Villas at Cross Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sutton Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Villas at Cross Creek home worth?

Get a no-obligation home value based on real comparable sales in Villas at Cross Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Villas at Cross Creek on the map →

Real comps, not an automated estimate.
Villas At Cross Crk key facts
LocationJacksonville, Duval County, FL · ZIP 32225
Sale prices, last 12 months$350,000 median across 7 closed sales · $245 per sq ft · +7.7% vs the prior 12 months
Days on market (closed sales)54 median
Zoned public schoolsSandalwood High School (Duval County Public Schools); verify by address; Kernan Middle School or Southside Middle School (verify by address); Lone Star Elementary School or Alimacani Elementary School (verify by address)

Data as of October 23, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villas At Cross Crk key facts,” movewithmomentum.com/neighborhoods/villas-at-cross-crk-jacksonville, data as of October 23, 2026.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Median sale prices in Villas at Cross Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Email me new listings in Villas atCross Creek

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Villas atCross Creek

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Villas atCross Creek will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Villas At Cross Crk

Development, infrastructure, retail, and school activity affecting Villas At Cross Crk, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. October 2026
    Retail & Dining

    Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

    The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

    What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 11 miles west of Villas At Cross Crk, elsewhere in Duval County.

    Source: Jacksonville Today
  2. September 2026
    Infrastructure

    JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

    JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

    What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 5 miles north of Villas At Cross Crk.

    Source: News4JAX
  3. September 2026
    Development

    Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

    Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

    What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles west of Villas At Cross Crk, elsewhere in Duval County.

    Source: Jacksonville Today
  4. July 2026
    Development

    Culinary Institute of America selects Jacksonville for Southeast campus

    News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

    What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles west of Villas At Cross Crk, elsewhere in Duval County.

    Source: News4Jax
  5. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 5 miles northwest of Villas At Cross Crk.

    Source: JAXPORT
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 5 miles northwest of Villas At Cross Crk.

    Source: News4Jax

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

Is Villas at Cross Creek a new-construction community?
No. It is an established, single-story single-family community built roughly between 1990 and 1996 in the Southside/East Arlington area of Jacksonville. Homes here are resales.
What kind of homes are in Villas at Cross Creek?
Compact, single-story single-family homes, generally 3 to 4 bedrooms with 2 baths, running roughly 1,084 to 1,546 square feet. Condition ranges from original to updated, so each home should be judged on its own.
Is there an HOA?
Yes. Villas at Cross Creek Owners Association, Inc. is a mandatory homeowners association, incorporated in 1992. Confirm the current dues amount and coverage with the association or its management company before you buy.
Is there a CDD bond on the taxes?
No Community Development District was identified for this community. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
Does the community have a pool or clubhouse?
No association-run recreational amenities were confirmed in research. Confirm directly with the association or its management company whether any amenities exist.
What should I check before buying an older home here?
Focus on roof age, plumbing, electrical, and HVAC, since the homes are now roughly three decades old. Get a thorough inspection and budget for updates, as this is where resale value is won or lost.
Is the area in a flood zone?
Flood zone designation is address-specific. Confirm the FEMA flood zone for the exact parcel and get a bindable insurance quote before you commit.
Where is Villas at Cross Creek located?
It sits in the Southside/East Arlington area of Jacksonville, in Duval County, northeast of Sutton Lakes and southwest of Fort Caroline Shores, with streets including Mastin Cove Road.
What schools serve the community?
It is in Duval County Public Schools, with Sandalwood High School generally serving the area at the high-school level. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones change.
How is the commute to downtown Jacksonville?
Downtown Jacksonville is roughly a 20 to 25 minute approximate drive depending on the exact location and traffic. Other drive times on this page are approximate estimates.
How far is the airport?
Jacksonville International Airport is roughly a 25 to 30 minute approximate drive. Confirm current travel times before you rely on them.
Is Villas at Cross Creek gated or age-restricted?
There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus, based on available information.
What is the biggest risk of buying here?
Underestimating roof and system age, since homes are now roughly three decades old. A thorough inspection and a bindable insurance quote address most of that risk.
How big are the homes compared to other resale communities nearby?
At roughly 1,084 to 1,546 square feet, homes here run smaller than many resale communities in the area, which tends to keep the entry price point more modest.
Should I get my own agent for a resale purchase here?
Yes. An experienced agent helps you judge condition, updates, and roof age against genuinely comparable sales and represents your interests in the negotiation.
How current is the market data on this page?
This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
Who is the best real estate agent for Villas at Cross Creek?
The best agent for Villas at Cross Creek is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Villas at Cross Creek.
How do I find a top Jacksonville real estate agent who knows Villas at Cross Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Villas at Cross Creek and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Villas at Cross Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Villas at Cross Creek purchase or sale - no call center and no pressure.
Where is Villas at Cross Creek, and what county is it in?
Villas at Cross Creek is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 10 miles east of downtown Jacksonville (straight-line).
How far is Villas at Cross Creek from downtown Jacksonville and the beach?
About 10 miles from downtown Jacksonville and about 6 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Villas at Cross Creek a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Villas at Cross Creek: the median sale price over the last 12 months was $350K (7 sales), 11% above the Jacksonville median of $314K; homes took a median 54 days to go under contract; the assessment roll counts 302 homes, 59% of them homesteaded (owner-occupied); listings report Sandalwood High School (Duval County Public Schools); verify by address, Kernan Middle School or Southside Middle School (verify by address), Lone Star Elementary School or Alimacani Elementary School (verify by address) as the zoned schools. The full numbers, price history and the flood and school sections are above.
You want a smaller-footprint, single-story resale home at a more modest entry point in Duval County.Excellent fit
You are comfortable verifying and budgeting for roof and system age on a home now roughly three decades old.Excellent fit
You value an established, built-out HOA community over a new-construction release.Excellent fit
You will do the homework on flood zone, insurance, and current HOA dues.Excellent fit
You need new construction with a builder warranty and modern systems.Probably not
You want a confirmed clubhouse, pool, or other resort-style HOA amenity.Probably not
You need a larger floor plan beyond roughly 1,546 square feet.Probably not
You cannot budget for roof or system updates on an older home.Probably not

Get the inside read on Villas at Cross Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Villas at Cross Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

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Median sale price in Villas at Cross Creek, Florida by year (2012 to 2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking of selling in Villas At Cross Crk? 3 recorded closings; median 54 days on market (window ending 2026-10-26). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending August 5, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32205/32209/32225))
Under-contract sharesrealMLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (377 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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