Harmony Bay
Homes for Sale in Eatonton, GA
All 106 homes for sale in Eatonton, GA · median $605,000 · 208 homes for sale in 31024 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Stephen E Redding, Steve Redding & Associates,LLC · via Georgia MLS
As of September 2026, Harmony Bay in Eatonton, GA has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $970,000, $268 per square foot, a median 113 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 2020–2025 with 1 new construction. At the median price and Putnam County's 2025 rate of 17.98 mills, annual property tax runs about $6,980.
| Location | Eatonton, Putnam County, GA · ZIP 31024 |
|---|---|
| Amenities listed by sellers | Gated, Lake, Shared Dock, None |
| Sale prices, last 12 months | $970,000 median across 3 closed sales · $268 per sq ft |
| Days on market (closed sales) | 113 median |
| For sale right now | 2 active, 0 pending · median asking $1,649,000 · 12.0 months of supply |
Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony Bay key facts,” movewithmomentum.com/neighborhoods/harmony-bay, data as of September 20, 2026.
Last 30 days in Harmony Bay: 1 new listing (median asking $2,299,000), 1 closed sale (median $700,000). As of September 22, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.
With only three closings in the current window, Harmony Bay is a thin-data market, and the median price of $970,000 should be read as a snapshot rather than a firm benchmark. At a median of $267.79 per square foot, pricing here is driven more by individual lot and finish quality than by a consistent per-square-foot floor across the community.
A median of 113 days on market signals that sellers are not moving quickly, and buyers who come in with patience and a clear sense of what a given home is worth on its own merits, rather than relying on recent comparable sales, will be better positioned. With so few transactions to draw on, both sides benefit from a closer, property-by-property read rather than leaning on community-wide averages.
Harmony Bay right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
What's unique here: the median sale price is about 4x the typical Putnam County sale ($970K vs $224K, trailing 12 months, Georgia MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 23, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harmony Bay market snapshot (as of September 20, 2026): the median sale price is about $970K ($268 per sq ft over the trailing 12 months of closed sales), a median 113 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
In ZIP 31024 (Eatonton), 171 homes closed in the last 12 months at a median of $393K ($220/sq ft), up 3.5% year over year, with a median 69 days on market. Right now 73 active and 9 pending listings put supply at about 6.0 months — a buyer's market. See the live ZIP 31024 housing market.
Georgia MLS sales records identify 7 homes in Harmony Bay that have changed hands since 2024, built between 2020 and 2025 (median 2021), with a median living area of about 3,960 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.
Harmony Bay sits in Eatonton, Putnam County, with a limited but high-value transaction record — pricing here reflects individual homes more than a broad, established curve.
The setting & the homes.
Aerial and on-site photos of Harmony Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harmony BayPhotos from Georgia MLS listings in Harmony Bay; content deemed reliable but not guaranteed.
Who Harmony Bay is best for.
Best for
- Purchasing a higher-priced home where per-square-foot value is judged on individual finish quality rather than a tight community range.
- Willing to move forward without a deep bench of recent comparable sales to lean on.
- Planning a longer purchase timeline that can accommodate a slower, 113-day-median pace to close.
Probably not for
- Needing a defined roster of community amenities confirmed before making an offer.
- Requiring a large set of recent comparable sales to validate price before committing.
- Working on a tight closing timeline that cannot absorb an above-average days-on-market pace.
Housing distress & ownership in Harmony Bay, Eatonton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Harmony Bay
Live MLS inventory for Harmony Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harmony Bay listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. 
Tap any home to ask about it.
Every Home for Sale in Harmony Bay Right Now (1)
All 1 active and pending Harmony Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 175 Harmony Bay Drive · $2,299,000 · 6 bd / 5 ba · listed Aug 27, 2026 · listed by Compass
Harmony Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Putnam County School System
- Verify the zoned schools by address
- Magnet and choice options may be available
Putnam County School System posted a 92.0% four-year graduation rate and 2,778 students across 4 schools in 2024-25 (Governor’s Office of Student Achievement).
- Putnam · Elementary
- Putnam County · Middle
- Putnam · High
District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Harmony Bay listings and can change; always confirm with the Putnam County School System for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harmony Bay address.
Shop the zone: Homes zoned for Putnam Elementary School · Homes zoned for Putnam County Middle School · Homes zoned for Putnam High School
The Harmony Bay buying strategy.
If we were buying in Harmony Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Bay.
A Small Sample at a High Price Point
Three closings is not enough to establish a reliable trend line, but it does tell us the homes that have traded recently sit at a meaningfully high price point, with a median of $970,000. That figure, combined with a per-square-foot median of $267.79, suggests the community includes larger or more finished homes rather than a uniform product type.
The 113-day median days-on-market points to a slower absorption pace, which is typical when inventory is limited and pricing sits at the upper end of a county's range. No community amenities have been identified from current MLS listings, so buyers evaluating Harmony Bay should confirm directly what, if anything, is included at the community level versus what is specific to an individual property.
The location and the amenities are priced into every listing in Harmony Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only a handful of closings, the comparables that exist matter enormously and the ones that don't exist matter just as much. We pull the full transaction history available, flag where the data is too thin to lean on, and help you underwrite a specific home on its own condition and finish level rather than an assumed community average.
Harmony Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Bay home worth?
Get a no-obligation home value based on real comparable sales in Harmony Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Eatonton →
Recently off market in Harmony Bay
Homes in Harmony Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 104 Open Bay Drive · off market
13% of homes for sale in ZIP 31024 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
Frequently Asked Questions
What is the median home price in Harmony Bay?
How long do homes in Harmony Bay take to sell?
Is Harmony Bay a buyer's or seller's market right now?
Who is the best real estate agent for Harmony Bay?
How do I find a top Eatonton real estate agent who knows Harmony Bay?
Can Momentum Realty connect me with an agent for Harmony Bay?
Where is Harmony Bay, and what county is it in?
How far is Harmony Bay from downtown Jacksonville and the beach?
Should you buy in Harmony Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Georgia MLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | Georgia MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Georgia MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (8 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harmony Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Harmony Bay with Momentum Realty’s local guides.