Harris S/D in Fort Walton Beach

Harris S/D
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
26 homesBuilt 1951–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Harris S/D in Fort Walton Beach, FL has 1 home for sale. As of October 2026, the MLS records 12 closed sales in Harris S/D in Fort Walton Beach, FL since 1993, the most recent in August 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

HARRIS S/D key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547
Homes in the community26 (FL DOR 2025 assessment roll)
Years built1951–2023 (median 1965.0)
Typical living area1,578 sq ft (median)
For sale right now1 active, 0 pending · median asking $435,000
Owner-occupied (homestead) share50%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HARRIS S/D key facts,” movewithmomentum.com/neighborhoods/harris-s-d, data as of September 20, 2026.

Live · Harris S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
50%
Owner-occupied · Harris S/D
14 of 28 parcels homesteaded (FL DOR 2025)
50%
Non-owner-occupied · Harris S/D
incl. 21% trust or LLC-held · 7% out-of-state
26
Homes in the community
plus 2 vacant residential lots · 28 residential parcels (FL DOR 2025)
Track record · 33 years of records
Est. 1951
Community established
homes built 1951-2023, median 1965 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

In HARRIS S/D, price is driven almost entirely by condition and scope of work, not by a uniform product type. With a build range running from 1948 to 2024 and a median vintage around 1980, this is a subdivision where an original mid-century house and a recent rebuild can sit on the same street. That spread means the median sale figure tells you less than usual — what you pay tracks directly to how much updating has already been done.

Inventory is thin: one active listing against a small base of 65 homes, and closings have been light in the current window. For a seller, scarcity of competing listings can work in your favor, but with so few recent trades there is no deep comp set to lean on — pricing has to be built house by house. For a buyer, patience matters more than urgency; the right home here surfaces occasionally rather than constantly.

The 60-Second Overview

HARRIS S/D is a small, established pocket of Fort Walton Beach where the housing stock has turned over unevenly across decades, so the practical question is less "what's the neighborhood price" and more "what condition is this specific house in."

Emerald Coast MLS sales records identify 8 homes in HARRIS S/D that have changed hands since 2006, built between 1950 and 2015 (median 1993), with a median living area of about 1,401 sq ft and a typical 3-bedroom, 2-bath layout; 88% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable evaluating older homes and pricing on condition rather than a neighborhood average
  • Renovation-minded buyers looking for a mid-sized house to update over time
  • Patient buyers who can wait for the right listing in a low-inventory pocket

Probably not for

  • Buyers who need shared community amenities on site
  • Buyers who want a wide, always-available selection and quick options
  • Buyers seeking uniform, newer construction with predictable comps

The market around Harris S/D

Harris S/D is too small for its own price trend, so here is the market around it.

In ZIP 32547, 198 homes are on the market and 27% are under contract — a steady corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Harris S/D specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARRIS S/D, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harris S/D

Live MLS inventory for Harris S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harris S/D listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Harris S D Right Now (1)

All 1 active and pending Harris S D listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 101 Doodle Avenue · $435,000 · 4 bd / 2 ba · listed Aug 25, 2026 · listed by Real Broker LLC

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Kenwood · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Harris S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harris S/D address.

If we were buying in Harris S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harris S/D.

Best Buy
Buyers who can judge condition and value a home on its own merits.
Biggest Risk
So few recent sales that pricing must be built house by house.
Sweet Spot
An updated mid-sized home near the median 1,900 square feet.
Avoid If
You need amenities or a large, deep menu of homes to choose from.

A condition-driven pocket, not a cookie-cutter tract

The defining feature here is age diversity. A build range from 1948 through 2024, with the median around 1980, means you are shopping a mix of original older homes, mid-life houses, and the occasional new or fully rebuilt property. Median living area sits near 1,900 square feet, which points to functional, mid-sized floor plans rather than either tight cottages or sprawling estates — but that median hides real variation from house to house.

Homestead share is just under half, so this is not a pure owner-occupied enclave; a meaningful portion of the 65 homes are held as something other than a primary residence. No community amenities show up in current MLS data, so buy here for the location and the individual house, not for shared facilities. The takeaway: inspect carefully, value on condition, and treat each listing on its own merits.

“

The location and the amenities are priced into every listing in Harris S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a subdivision this small with this few recent trades, valuation is a hands-on exercise — there is no thick comp set to average your way to a number. We build the price from the house itself: age, updates, square footage, and how it stacks against the handful of relevant sales rather than a broad neighborhood figure. That discipline protects both a seller from mispricing and a buyer from overpaying for deferred work.

Harris S/D in 15 seconds.

Best forBuyers who can judge condition and value a home on its own merits.
Biggest advantageThin competition among active listings in an established Fort Walton Beach pocket.
Biggest riskSo few recent sales that pricing must be built house by house.
Sweet spotAn updated mid-sized home near the median 1,900 square feet.
Avoid ifYou need amenities or a large, deep menu of homes to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harris S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harris S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harris S/D sales matched to your home.

What is your Harris S/D home worth?

Get a no-obligation home value based on real comparable sales in Harris S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

How many homes are in Harris S/D?
The Florida DOR 2025 assessment roll shows 26 homes plus 2 vacant residential lots in Harris S/D (public records).
What share of Harris S/D is owner-occupied?
50% of Harris S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harris S/D built?
Homes in Harris S/D were built between 1951 and 2023, with a median year built of 1965.0 (FL DOR 2025 roll).
Who is the best real estate agent for Harris S/D?
The best agent for Harris S/D is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harris S/D.
How do I find a top Fort Walton Beach real estate agent who knows Harris S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harris S/D and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Harris S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harris S/D purchase or sale - no call center and no pressure.
Where is Harris S/D, and what county is it in?
Harris S/D is in Fort Walton Beach, Okaloosa County, FL, ZIP 32547.
Buyers comfortable evaluating older homes and pricing on condition rather than a neighborhood averageExcellent fit
Renovation-minded buyers looking for a mid-sized house to update over timeExcellent fit
Patient buyers who can wait for the right listing in a low-inventory pocketExcellent fit
Buyers who need shared community amenities on siteProbably not
Buyers who want a wide, always-available selection and quick optionsProbably not
Buyers seeking uniform, newer construction with predictable compsProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32547))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1993 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Thinking of selling in HARRIS S/D? See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harris S/D with Momentum Realty’s local guides.

Winthrop Place0.2 mi away · 319 homes, built 1923–24Garniers Beach0.3 mi away · 66 homes, built 1959–21Eglin Highway0.3 mi away · 189 homes, built 1950–24Winthrop Place0.3 mi away · 334 homes, built 1923–24Scranton Estates0.3 mi away · median $315K, 4 sales/12 moSkye Cove0.4 mi away · 26 homes, built 1949–24Woodham Manor0.4 mi away · 81 homes, built 1956–24Harlan Square S D0.4 mi away · 37 homes, built 1999–02

Browse all neighborhood guides →

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