HARRIS S/D
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
In HARRIS S/D, price is driven almost entirely by condition and scope of work, not by a uniform product type. With a build range running from 1948 to 2024 and a median vintage around 1980, this is a subdivision where an original mid-century house and a recent rebuild can sit on the same street. That spread means the median sale figure tells you less than usual — what you pay tracks directly to how much updating has already been done.
Inventory is thin: one active listing against a small base of 65 homes, and closings have been light in the current window. For a seller, scarcity of competing listings can work in your favor, but with so few recent trades there is no deep comp set to lean on — pricing has to be built house by house. For a buyer, patience matters more than urgency; the right home here surfaces occasionally rather than constantly.
Who HARRIS S/D is best for.
Best for
- Buyers comfortable evaluating older homes and pricing on condition rather than a neighborhood average
- Renovation-minded buyers looking for a mid-sized house to update over time
- Patient buyers who can wait for the right listing in a low-inventory pocket
Probably not for
- Buyers who need shared community amenities on site
- Buyers who want a wide, always-available selection and quick options
- Buyers seeking uniform, newer construction with predictable comps
Homes For Sale Right Now in HARRIS S/D
Live MLS inventory for HARRIS S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending HARRIS S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent HARRIS S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HARRIS S/D address.
The HARRIS S/D buying strategy.
If we were buying in HARRIS S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HARRIS S/D.
A condition-driven pocket, not a cookie-cutter tract
The defining feature here is age diversity. A build range from 1948 through 2024, with the median around 1980, means you are shopping a mix of original older homes, mid-life houses, and the occasional new or fully rebuilt property. Median living area sits near 1,900 square feet, which points to functional, mid-sized floor plans rather than either tight cottages or sprawling estates — but that median hides real variation from house to house.
Homestead share is just under half, so this is not a pure owner-occupied enclave; a meaningful portion of the 65 homes are held as something other than a primary residence. No community amenities show up in current MLS data, so buy here for the location and the individual house, not for shared facilities. The takeaway: inspect carefully, value on condition, and treat each listing on its own merits.
The location and the amenities are priced into every listing in HARRIS S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small with this few recent trades, valuation is a hands-on exercise — there is no thick comp set to average your way to a number. We build the price from the house itself: age, updates, square footage, and how it stacks against the handful of relevant sales rather than a broad neighborhood figure. That discipline protects both a seller from mispricing and a buyer from overpaying for deferred work.
HARRIS S/D in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HARRIS S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HARRIS S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HARRIS S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HARRIS S/D home worth?
Get a no-obligation home value based on real comparable sales in HARRIS S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in HARRIS S/D?
What share of HARRIS S/D is owner-occupied?
When were the homes in HARRIS S/D built?
Do cash buyers compete in HARRIS S/D?
Who is the best real estate agent for HARRIS S/D?
How do I find a top Fort Walton Beach real estate agent who knows HARRIS S/D?
Can Momentum Realty connect me with an agent for HARRIS S/D?
Should you buy in HARRIS S/D?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near HARRIS S/D with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32547)) |
| Historical depth | Closed-sale records back to 1993 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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