Aerial view of Hilltop Reserve

Hilltop Reserve
Homes for Sale in Apopka, FL

Community in Apopka · Orange County · ZIP 32703
Free · No obligation
Talk to a Hilltop Reserve Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data8 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in hilltop reserve ph iii in Apopka, FL since 2018, the most recent in July 2026. Across Apopka as a whole, 1,308 homes closed in the last 12 months at a median of $405,963, 41 median days on market, with 229 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,770 ($6,100 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hilltop Reserve Ph III sits in Apopka, Orange County, and current MLS coverage for the community does not surface a pricing pattern or listing count we can report on with confidence. Rather than force a number that is not there, the honest read is that this is a smaller or lower-turnover pocket where the data set is thin right now.

For a buyer or seller, that means the standard tools of comparison - recent median price, days on market, absorption - are not something we can quote yet for this specific phase. Any pricing conversation here needs to lean on direct comparables pulled at the time of interest, not on a static snapshot.

The 60-Second Overview

Hilltop Reserve Ph III is a phase within the broader Hilltop Reserve development in Apopka, Orange County; MLS data currently available does not identify specific community amenities tied to this phase.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on Apopka and Orange County who are comfortable verifying details directly rather than relying on a built-out market history
  • Buyers willing to confirm amenities and HOA terms with the builder or association before finalizing a decision
  • Buyers prioritizing location within the broader Hilltop Reserve development over a long comparable sales record

Probably not for

  • Buyers who want a clear median price and days-on-market trend before making an offer
  • Buyers expecting a confirmed list of community amenities up front
  • Buyers who need multiple recent closed comparables in this specific phase to feel confident on price

The market around Hilltop Reserve

Hilltop Reserve is too small for its own price trend, so here is the market around it.

In ZIP 32703, 333 homes are on the market and 32% are under contract — a fast-moving corner of Apopka.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

ZIP and county figures describe the wider market, not Hilltop Reserve specifically. Momentum Research analysis of MLS records.

hilltop reserve ph iii by the numbers

From county property records and closed MLS sales for the hilltop reserve ph iii subdivision: 15 homes on record; built 2017–2018; typical size about 2,334 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20182$315,780
20204$329,500
20214$391,000
20221$400,100
20232$427,000
20261$409,000

Newest recorded sale: $409,000 on 2026-07-29.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in HILLTOP RESERVE PH III, APOPKA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 18 listings
Distress share trend - 0.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Hilltop Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop Reserve.

Best Buy
Buyers who want a direct, verified read on a newer or lower-volume Apopka phase rather than a market with an established track record.
Biggest Risk
Thin data means pricing and amenity claims need direct verification before you rely on them.
Sweet Spot
Buyers comfortable doing extra diligence in exchange for getting in early on a phase with limited comparables.
Avoid If
You need an established price history or confirmed amenity package before you commit.

What the data gap tells you

When a community shows no amenities identified from current MLS listings, it usually means one of two things: the amenities exist but agents have not consistently logged them in listing remarks, or the phase is early enough that shared amenities have not yet been built out or activated. Either way, a buyer should treat the absence of listed amenities as a question to ask directly rather than an assumption to make.

The same logic applies to pricing. With no median or transaction volume to report for this phase, a buyer or seller needs a targeted pull of active and recently closed listings in Hilltop Reserve Ph III specifically, not just the parent community, before drawing conclusions about value or timing.

The location and the amenities are priced into every listing in Hilltop Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a phase where the public data set is this limited, the value we add is direct: pulling current listings, checking what has actually closed in Hilltop Reserve Ph III, and verifying amenity and HOA details with the builder or association rather than relying on MLS remarks alone.

Hilltop Reserve in 15 seconds.

Best forBuyers who want a direct, verified read on a newer or lower-volume Apopka phase rather than a market with an established track record.
Biggest advantageLocation within the larger Hilltop Reserve community in Orange County.
Biggest riskThin data means pricing and amenity claims need direct verification before you rely on them.
Sweet spotBuyers comfortable doing extra diligence in exchange for getting in early on a phase with limited comparables.
Avoid ifYou need an established price history or confirmed amenity package before you commit.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop Reserve sales matched to your home.

What is your Hilltop Reserve home worth?

Get a no-obligation home value based on real comparable sales in Hilltop Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Apopka →

Real comps, not an automated estimate.
Buyers focused on Apopka and Orange County who are comfortable verifying details directly rather than relying on a built-out market historyExcellent fit
Buyers willing to confirm amenities and HOA terms with the builder or association before finalizing a decisionExcellent fit
Buyers prioritizing location within the broader Hilltop Reserve development over a long comparable sales recordExcellent fit
Buyers who want a clear median price and days-on-market trend before making an offerProbably not
Buyers expecting a confirmed list of community amenities up frontProbably not
Buyers who need multiple recent closed comparables in this specific phase to feel confident on priceProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2018 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Talk to a Local Hilltop Reserve Expert
Call Get Listings

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,447/mo
Orange County typical true cost to own
$117/mo
Orange County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.