Hilltop Reserve
Homes for Sale in Apopka, FL
All 530 homes for sale in APOPKA, FL · median $429,950 · 173 homes for sale in 32703 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Hilltop Reserve in Apopka, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 8 recorded sales closed at a median of $422,500, $206 per square foot, a median 18 days on market, sellers accepting 98% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2015 - 2019; 16 of 16 report an HOA (median $70/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 113 ft). At the median price and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $7,040 ($6,370 with the full homestead exemption).
Sections of Hilltop Reserve in the MLS
Hilltop Reserve in Apopka, FL is recorded as 2 separate subdivisions/phases in the MLS; 0 homes are for sale across them today. Each section has its own page:
Homes For Sale Right Now in Hilltop Reserve
Live MLS inventory for Hilltop Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 10 daysTop listing
Active · 20 days
Active · 102 days
Pending · 88 daysActive and pending Hilltop Reserve listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
Hilltop Reserve right now
🟡 Balanced market. 2.6 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (4 active and pending listings, 8 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($422K) is down 6.1% from the prior 12 months ($450K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (8 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Hilltop Reserve market snapshot (as of September 12, 2026): the median sale price is about $422K ($206 per sq ft over the trailing 12 months of closed sales), a median 19 days on market for closed sales, and 2.6 months of supply, a balanced market. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
In ZIP 32703 (APOPKA), 1,172 homes closed in the last 12 months at a median of $395K ($217/sq ft), down 0.3% year over year, with a median 35 days on market. Right now 146 active and 82 pending listings put supply at about 2.7 months - a healthy market. See the live ZIP 32703 housing market and the Orange County market.
Flood zones in Hilltop Reserve: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Apopka.
Hilltop Reserve is a community of 170 homes in Apopka, Orange County, built between 2015 and 2019 (median 2018.0), with a median living area of about 2,108 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Hilltop Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Hilltop ReserveHilltop ReserveHilltop ReserveHilltop Reserve
Hilltop Reserve
Hilltop Reserve
Hilltop Reserve
Hilltop ReservePhotos from Stellar MLS listings in Hilltop Reserve; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($422K) IS the median in the snapshot above, and the move from 2025 ($450K) IS the -6.1% one-year change.
Windows contain 0 to 11 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Deemed reliable but not guaranteed.
HILLTOP RESERVE Market Scorecard
HILLTOP RESERVE is currently a seller's market. About 2.6 months of supply, a median asking price of $380,000, and homes go under contract in about 20 days.
Typical home value in the 32703 ZIP is $358,391, about 2.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Hilltop Reserve Apopka, APOPKA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Hilltop Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Hilltop Reserve
- Playground · reported on 12 of 12 listings
- Pool · reported on 11 of 12 listings
- Community Mailbox · reported on 5 of 12 listings
- Clubhouse · reported on 4 of 12 listings
- Park · reported on 4 of 12 listings
- Special Community Restrictions · reported on 2 of 12 listings
- Deed Restrictions · reported on 2 of 12 listings
- Touchless Entry · reported on 1 of 12 listings
- Maintenance · reported on 1 of 12 listings
- Recreation Facilities · reported on 1 of 12 listings
- Key Card Entry · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wheatley Elem · Elementary
- Piedmont Lakes Middle · Middle
- Wekiva High · High
Zoned schools reflect the assignments reported on recent Hilltop Reserve listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hilltop Reserve address.
Shop the zone: Homes zoned for Wekiva High High School
Recent Developments in Hilltop Reserve
Development, infrastructure, retail, and school activity affecting Hilltop Reserve, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Capstone begins construction on The Gateway luxury apartments
Capstone Building Corp began construction on The Gateway, a 270-unit apartment community at 7250 Shadowridge Drive in Orlando, developed by JBL Development. The five-story gated project spans more than 417,000 square feet and is expected to be completed in late 2027. Amenities include a saltwater pool, fitness center, pickleball court, and a clubhouse with a restaurant and bar.
What it may mean for the marketAdds 270 market rate apartments in a five story building with resort style amenities, expanding the local rental housing stock in the Airport Lakes area of south Orlando. The project is about 19 miles southeast of Hilltop Reserve, elsewhere in Orange County.
Source: Construction Owners - July 2026Development
Orange County opens Enclave at Canopy Park with 104 affordable units
Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.
What it may mean for the marketAdds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The project is about 14 miles southeast of Hilltop Reserve, elsewhere in Orange County.
Source: ClickOrlando - July 2026Civic
Orange County previews new Innovation Center on West Colonial Drive
Orange County previewed its new Innovation Center at 7149 West Colonial Drive, located within the county's Multicultural Center and Senior Center complex, with an official opening set for Fall 2026. The center will offer technology programs including 3D printing and makerspace prototyping through the Orange County Library System, plus career exploration and workforce training through CareerSource Central Florida.
What it may mean for the marketAdds a county operated civic and technology facility with library and workforce programming to the West Colonial corridor. The project is about 7 miles southeast of Hilltop Reserve, elsewhere in Orange County.
Source: Orange County Newsroom - June 2026Development
Mixed-use high-rise redesigned for 924 and 934 North Magnolia Avenue
A redesigned 17-story mixed-use high-rise was proposed for 924 and 934 North Magnolia Avenue in Orlando's North Quarter district by Acram Group. The project would include 350 residential units, about 3,300 square feet of ground-floor commercial space, and a parking garage with 510 spaces, replacing two 1972 office buildings. A public plaza is planned at the corner of Magnolia and Weber Street.
What it may mean for the marketWould replace two aging office buildings with 350 residences, ground floor retail, and structured parking, adding housing density and a public plaza along the Orlando Urban Trail. The project is about 11 miles southeast of Hilltop Reserve, elsewhere in Orange County.
Source: Florida YIMBY - June 2026Development
Planning board approves zoning for 37-story tower at 170 East Washington Street
Orlando's Municipal Planning Board voted to approve a Planned Development amendment for a 37-story, 425-foot mixed-use tower at 170 East Washington Street across from Lake Eola Park. The project would include 252 residential units, a 221-room hotel, a three-story restaurant, and structured parking. It still requires City Council consideration before construction.
What it may mean for the marketWould add a 37 story tower with 252 residences and a hotel to the downtown skyline, replacing a prior approval for a 7 story hotel and increasing high density housing and parking supply. The project is about 12 miles southeast of Hilltop Reserve, elsewhere in Orange County.
Source: Florida YIMBY - October 2025Retail & Dining
New Apopka complex with restaurants and offices set to open in 2026
A new commercial complex in Apopka with restaurants and office space is set to open in 2026, adding retail and workplace space in northwest metro Orlando.
What it may mean for the marketNew retail and office space in Apopka adds everyday conveniences and local jobs, amenity and employment factors that can support nearby housing demand. The site is about 2 miles northeast of Hilltop Reserve.
Source: GrowthSpotter
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in the Orlando Metro.
The Hilltop Reserve buying strategy.
If we were buying in Hilltop Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop Reserve.
A closer look at the Hilltop Reserve market
At a median of $206 per square foot, Hilltop Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.6 months of supply, a balanced market and the trailing-12-month median down 6% year over year. Homes that do trade take a median 19 days on market, useful leverage on any listing that has lingered.
The housing stock is 170 homes built between 2015 and 2019, and 79% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Hilltop Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Hilltop Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.1). Basis: Recent Direction -6.1% year-over-year; Liquidity & Demand 2.6 months of supply; Owner Commitment 79% owner-occupied; Pricing Power 97.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $70/month (about $840/yr) · median of 45 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $70 per month ($840 a year) - the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hilltop Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hilltop Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hilltop Reserve home worth?
Get a no-obligation home value based on real comparable sales in Hilltop Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apopka →
Frequently Asked Questions
What is the median home price in Hilltop Reserve?
How long do homes in Hilltop Reserve take to sell?
Is Hilltop Reserve a buyer's or seller's market right now?
How many homes are in Hilltop Reserve?
What share of Hilltop Reserve is owner-occupied?
When were the homes in Hilltop Reserve built?
Who is the best real estate agent for Hilltop Reserve?
How do I find a top Apopka real estate agent who knows Hilltop Reserve?
Can Momentum Realty connect me with an agent for Hilltop Reserve?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32703)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hilltop Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Hilltop ReserveHomes for Sale in Apopka, FL with Momentum Realty’s local guides.
