Independence Signature Lakes
Homes for Sale in Winter Garden, FL
All 693 homes for sale in WINTER GARDEN, FL · median $585,000 · 639 homes for sale in 34787 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 77 closed sales in Independence Signature Lakes in Winter Garden, FL since 2012, the most recent in October 2025. Recorded prices since 2024 ran from $410,000 to $2,640,000 (median $675,000), on homes of 1,474 to 5,673 sq ft. Across Winter Garden as a whole, 1,339 homes closed in the last 12 months at a median of $597,500, 38 median days on market, with 342 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $11,250 ($10,580 with the full homestead exemption).
Part of the Horizon West master-planned community in Winter Garden, FL — see all Horizon West homes for sale (110 listings across 57 villages and sections in the MLS).
| Location | WINTER GARDEN, Orange County, FL · ZIP 34787 |
|---|---|
| Homes in the community | 1,134 (FL DOR 2025 assessment roll) |
| Years built | 2005–2024 (median 2010.0) |
| Typical living area | 2,184 sq ft (median) |
| Amenities listed by sellers | Park, Playground, Pool, Tennis Court(s), Basketball Court, Cable TV |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 59% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Independence Signature Lakes key facts,” movewithmomentum.com/neighborhoods/independence-signature-lakes-winter-garden, data as of September 20, 2026.

Independence Signature Lakes is a mature Winter Garden community built out mostly between 2005 and 2024, with a median build year of 2010 and a typical home running around 2,225 square feet. At this snapshot there are zero active listings and only two closings recorded in the reporting window, which tells you more about supply than demand - this is a thin-inventory moment, not a slow market. When something does list here, it tends to move through a small, informed pool of buyers who already know the neighborhood.
With homestead exemptions filed on roughly 60.5% of homes, a majority of owners here are in long-term occupancy rather than treating these as investment or rental units. That matters for a buyer: turnover is naturally lower, so timing and being ready to act when a home does surface count for more than in a community with a constant listing pipeline. Sellers should expect that scarcity, not aggressive pricing strategy, is currently doing the work.
Nearby homes for sale
No active listings inside Independence Signature Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Independence Signature Lakes spans 1,476 homes built primarily in the late 2000s and 2010s, with construction continuing through 2024, giving the community a mix of established and newer-built homes under one HOA and amenity structure.
Stellar MLS sales records identify 144 homes in Independence Signature Lakes that have changed hands since 2007, built between 2005 and 2021 (median 2007), with a median living area of about 2,208 sq ft and a typical 4-bedroom, 2.5-bath layout; 69% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 92 qualified sales in Independence Signature Lakes across 2024 - 2025 (45 in 2024, 47 in 2025), median $510,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Independence Signature Lakes is best for.
Best for
- A buyer prioritizing amenity access - pool, clubhouse, courts, trails, dog park - under a single HOA.
- A buyer comfortable watching a low-inventory community and moving decisively when a listing appears.
- A buyer looking for a home in the 2,200+ square foot range within an established Winter Garden community.
Probably not for
- A buyer who needs to choose from multiple active listings on a set timeline.
- A buyer wanting minimal HOA rules, given the fence and vehicle restrictions in place.
- A buyer expecting new-construction-only inventory, since build years here run back to 2005.
The market around Independence Signature Lakes
Independence Signature Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34787, 932 homes are on the market and 29% are under contract — a steady corner of Winter Garden.
Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).
In ZIP 34787 (WINTER GARDEN), 2,147 homes closed in the last 12 months at a median of $598K ($252/sq ft), down 0.8% year over year, with a median 36 days on market. Right now 352 active and 181 pending listings put supply at about 3.7 months - a balanced market. See the live ZIP 34787 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Independence Signature Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Independence Signature Lakes, WINTER GARDEN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Life at Independence Signature Lakes
- Playground · reported on 3 of 3 listings
- Tennis Court(s) · reported on 3 of 3 listings
- Pool · reported on 3 of 3 listings
- Park · reported on 2 of 3 listings
- Irrigation-Reclaimed Water · reported on 2 of 3 listings
- Recreation Facilities · reported on 1 of 3 listings
- Basketball Court · reported on 1 of 3 listings
- Cable TV · reported on 1 of 3 listings
- Clubhouse · reported on 1 of 3 listings
- Fence Restrictions · reported on 1 of 3 listings
- Spa/Hot Tub · reported on 1 of 3 listings
- Trail(s) · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Independence Signature Lakes buying strategy.
If we were buying in Independence Signature Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Independence Signature Lakes.
A built-out community running on low turnover
The construction timeline here - homes dating from 2005 through as recently as 2024 - means the community wasn't built in a single phase. That spread shows up in the housing stock itself: buyers will find a range of floorplans and finish eras rather than one repeated builder model, with a median size near 2,225 square feet giving a sense of the typical footprint without pinning down any one price tier.
The amenity package is extensive for a single HOA: a clubhouse, pool, spa/hot tub, tennis and basketball courts, a dog park, trails, playground, and reclaimed-water irrigation all appear across the community's MLS listings. That's the kind of amenity density that usually comes with meaningful HOA obligations and vehicle/fence restrictions, both of which are listed here - worth reviewing before assuming a specific use case (RV storage, fencing plans) will be allowed.
The location and the amenities are priced into every listing in Independence Signature Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With active inventory at zero in this snapshot, finding a home in Independence Signature Lakes is less about browsing listings and more about being positioned before one appears. We track this community's closing activity and HOA specifics closely enough to move fast when something surfaces, and we'll walk you through the actual amenity restrictions and HOA terms rather than the general marketing version.
Independence Signature Lakes in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $183/month (about $2,196/yr) · median of 44 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $183 per month ($2,196 a year) - the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Independence Signature Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Independence Signature Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Independence Signature Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Independence Signature Lakes home worth?
Get a no-obligation home value based on real comparable sales in Independence Signature Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Garden →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Independence Signature Lakes?
What share of Independence Signature Lakes is owner-occupied?
When were the homes in Independence Signature Lakes built?
Who is the best real estate agent for Independence Signature Lakes?
How do I find a top Winter Garden real estate agent who knows Independence Signature Lakes?
Can Momentum Realty connect me with an agent for Independence Signature Lakes?
Where is Independence Signature Lakes, and what county is it in?
Should you buy in Independence Signature Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (17 streets, ZIP 34787)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (77 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Independence Signature Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
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