Independence Signature Lakes in Winter Garden

Independence Signature Lakes
Homes for Sale in Winter Garden, FL

Community in Winter Garden · Orange County · ZIP 34787
1,134 homesBuilt 2005–2024
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Built fromLive Stellar MLS data14 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 2006–2012; 3 of 3 report an HOA (median $184/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 108 ft). As of October 2026, the MLS records 77 closed sales in Independence Signature Lakes in Winter Garden, FL since 2012, the most recent in October 2025. Recorded prices since 2024 ran from $410,000 to $2,640,000 (median $675,000), on homes of 1,474 to 5,673 sq ft. Across Winter Garden as a whole, 1,339 homes closed in the last 12 months at a median of $595,000, 38 median days on market, with 703 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $11,250 ($10,580 with the full homestead exemption).

Part of the Horizon West master-planned community in Winter Garden, FL — see all Horizon West homes for sale (114 listings across 58 villages and sections in the MLS).

Independence Signature Lakes key facts
LocationWinter Garden, Orange County, FL · ZIP 34787
Homes in the community1,134 (FL DOR 2025 assessment roll)
Years built2005–2024 (median 2010.0)
Typical living area2,184 sq ft (median)
Amenities listed by sellersPark, Playground, Pool, Tennis Court(s), Basketball Court, Cable TV
For sale right now0 active, 0 pending
Owner-occupied (homestead) share59%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Independence Signature Lakes key facts,” movewithmomentum.com/neighborhoods/independence-signature-lakes-winter-garden, data as of September 20, 2026.

Last 30 days in Independence Signature Lakes: 1 new listing (median asking $575,000). As of October 26, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Independence Signature Lakes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
59%
Owner-occupied · Independence Signature Lakes
670 of 1139 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Independence Signature Lakes
incl. 8% trust or LLC-held · 100% out-of-state
1,134
Homes in the community
plus 5 vacant residential lots · 1139 residential parcels (FL DOR 2025)
Track record · 14 years of records
92
Recorded sales · 2024-2025
median $510K · qualified sales on the county roll (FL DOR 2025)
2005–2024
Years homes were built
median 2010 · county roll (FL DOR 2025)
0.2%/yr
Turnover rate
about 2 of 1134 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 20, 2026

Independence Signature Lakes is a mature Winter Garden community built out mostly between 2005 and 2024, with a median build year of 2010 and a typical home running around 2,225 square feet. At this snapshot there are zero active listings and only two closings recorded in the reporting window, which tells you more about supply than demand — this is a thin-inventory moment, not a slow market. When something does list here, it tends to move through a small, informed pool of buyers who already know the neighborhood.

With homestead exemptions filed on roughly 60.5% of homes, a majority of owners here are in long-term occupancy rather than treating these as investment or rental units. That matters for a buyer: turnover is naturally lower, so timing and being ready to act when a home does surface count for more than in a community with a constant listing pipeline. Sellers should expect that scarcity, not aggressive pricing strategy, is currently doing the work.

Figures in this note are as of July 20, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Independence Signature Lakes spans 1,476 homes built primarily in the late 2000s and 2010s, with construction continuing through 2024, giving the community a mix of established and newer-built homes under one HOA and amenity structure.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prioritizing amenity access — pool, clubhouse, courts, trails, dog park — under a single HOA.
  • A buyer comfortable watching a low-inventory community and moving decisively when a listing appears.
  • A buyer looking for a home in the 2,200+ square foot range within an established Winter Garden community.

Probably not for

  • A buyer who needs to choose from multiple active listings on a set timeline.
  • A buyer wanting minimal HOA rules, given the fence and vehicle restrictions in place.
  • A buyer expecting new-construction-only inventory, since build years here run back to 2005.

The market around Independence Signature Lakes

Independence Signature Lakes is too small for its own price trend, so here is the market around it.

In ZIP 34787, 932 homes are on the market and 29% are under contract — a steady corner of Winter Garden.

Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).

ZIP and county figures describe the wider market, not Independence Signature Lakes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Independence Signature Lakes, WINTER GARDEN

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Independence Signature Lakes

Live MLS inventory for Independence Signature Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Independence Signature Lakes listings as of 2026-10-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2025. Tap any home to ask about it.

Every Home for Sale in Independence Signature Lakes Winter Garden Right Now (1)

All 1 active and pending Independence Signature Lakes Winter Garden listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Orange County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Independence Elementary · Elementary
  • Bridgewater Middle · Middle
  • Windermere High School · High

Zoned schools reflect the assignments reported on recent Independence Signature Lakes listings and can change; always confirm with Orange County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Independence Signature Lakes address.

If we were buying in Independence Signature Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Independence Signature Lakes.

Best Buy
Buyers set on a built-out Winter Garden community with a full amenity package who can move quickly when inventory appears.
Biggest Risk
With zero active listings at this snapshot, buyers may need to wait for inventory rather than shop on demand.
Sweet Spot
Homes near the median size of roughly 2,225 sq ft from the community's mid-build years tend to represent the core of the housing stock.
Avoid If
You need to buy on a short timeline or want to shop multiple active listings side by side right now.

A built-out community running on low turnover

The construction timeline here — homes dating from 2005 through as recently as 2024 — means the community wasn't built in a single phase. That spread shows up in the housing stock itself: buyers will find a range of floorplans and finish eras rather than one repeated builder model, with a median size near 2,225 square feet giving a sense of the typical footprint without pinning down any one price tier.

The amenity package is extensive for a single HOA: a clubhouse, pool, spa/hot tub, tennis and basketball courts, a dog park, trails, playground, and reclaimed-water irrigation all appear across the community's MLS listings. That's the kind of amenity density that usually comes with meaningful HOA obligations and vehicle/fence restrictions, both of which are listed here — worth reviewing before assuming a specific use case (RV storage, fencing plans) will be allowed.

“

The location and the amenities are priced into every listing in Independence Signature Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With active inventory at zero in this snapshot, finding a home in Independence Signature Lakes is less about browsing listings and more about being positioned before one appears. We track this community's closing activity and HOA specifics closely enough to move fast when something surfaces, and we'll walk you through the actual amenity restrictions and HOA terms rather than the general marketing version.

Independence Signature Lakes in 15 seconds.

Best forBuyers set on a built-out Winter Garden community with a full amenity package who can move quickly when inventory appears.
Biggest advantageA wide range of construction years and floorplans under one consistent HOA and amenity system.
Biggest riskWith zero active listings at this snapshot, buyers may need to wait for inventory rather than shop on demand.
Sweet spotHomes near the median size of roughly 2,225 sq ft from the community's mid-build years tend to represent the core of the housing stock.
Avoid ifYou need to buy on a short timeline or want to shop multiple active listings side by side right now.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Independence Signature Lakes sales matched to your home.

What is your Independence Signature Lakes home worth?

Get a no-obligation home value based on real comparable sales in Independence Signature Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Independence Signature Lakes?
The Florida DOR 2025 assessment roll shows 1,134 homes plus 5 vacant residential lots in Independence Signature Lakes (public records).
What share of Independence Signature Lakes is owner-occupied?
59% of Independence Signature Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Independence Signature Lakes built?
Homes in Independence Signature Lakes were built between 2005 and 2024, with a median year built of 2010.0 (FL DOR 2025 roll).
Who is the best real estate agent for Independence Signature Lakes?
The best agent for Independence Signature Lakes is one who actively works Winter Garden and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Independence Signature Lakes.
How do I find a top Winter Garden real estate agent who knows Independence Signature Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Independence Signature Lakes and the wider Winter Garden area.
Can Momentum Realty connect me with an agent for Independence Signature Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Independence Signature Lakes purchase or sale - no call center and no pressure.
A buyer prioritizing amenity access — pool, clubhouse, courts, trails, dog park — under a single HOA.Excellent fit
A buyer comfortable watching a low-inventory community and moving decisively when a listing appears.Excellent fit
A buyer looking for a home in the 2,200+ square foot range within an established Winter Garden community.Excellent fit
A buyer who needs to choose from multiple active listings on a set timeline.Probably not
A buyer wanting minimal HOA rules, given the fence and vehicle restrictions in place.Probably not
A buyer expecting new-construction-only inventory, since build years here run back to 2005.Probably not

Nearby Communities

Explore more neighborhoods near Independence Signature Lakes with Momentum Realty’s local guides.

LHLake Hancock Shores0.4 mi away · 13 homes, built 1958–23, 1 for saleIsles Lake Hancock0.6 mi away · 19 homes, built 1997–24Signature Lakes Independence0.6 mi away · median $470K, 6 sales/12 mo

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (17 streets, ZIP 34787))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (77 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Independence Signature Lakes? 2 recorded closings (window ending 2026-09-20). See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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