Buying or selling? Call (904) 351-6461
INDEPENDENCE SIGNATURE LAKES in WINTER GARDEN

INDEPENDENCE SIGNATURE LAKES
Homes for Sale in WINTER GARDEN, FL

Community in WINTER GARDEN · Orange County · ZIP 34787
1,577 homesBuilt 2005–2024
Free · No obligation
Talk to a INDEPENDENCE SIGNATURE LAKES Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · INDEPENDENCE SIGNATURE LAKES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
61%
Owner-occupied · INDEPENDENCE SIGNATURE LAKES
963 of 1586 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · INDEPENDENCE SIGNATURE LAKES
incl. 9% trust or LLC-held · 100% out-of-state
33%
Cash buyers · INDEPENDENCE SIGNATURE LAKES
1 of 3 sales, 12 mo ending June 2026
1,577
Homes in the community
plus 9 vacant residential lots · 1586 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 2005
Community established
homes built 2005-2024, median 2010 (FL DOR 2025)
0
Failed listings · 2025
peaked at 33 in 2008
0.1%/yr
Turnover rate
about 2 of 1577 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Independence Signature Lakes is a mature Winter Garden community built out mostly between 2005 and 2024, with a median build year of 2010 and a typical home running around 2,225 square feet. At this snapshot there are zero active listings and only two closings recorded in the reporting window, which tells you more about supply than demand — this is a thin-inventory moment, not a slow market. When something does list here, it tends to move through a small, informed pool of buyers who already know the neighborhood.

With homestead exemptions filed on roughly 60.5% of homes, a majority of owners here are in long-term occupancy rather than treating these as investment or rental units. That matters for a buyer: turnover is naturally lower, so timing and being ready to act when a home does surface count for more than in a community with a constant listing pipeline. Sellers should expect that scarcity, not aggressive pricing strategy, is currently doing the work.

The 60-Second Overview

Independence Signature Lakes spans 1,476 homes built primarily in the late 2000s and 2010s, with construction continuing through 2024, giving the community a mix of established and newer-built homes under one HOA and amenity structure.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who INDEPENDENCE SIGNATURE LAKES is best for.

Best for

  • A buyer prioritizing amenity access — pool, clubhouse, courts, trails, dog park — under a single HOA.
  • A buyer comfortable watching a low-inventory community and moving decisively when a listing appears.
  • A buyer looking for a home in the 2,200+ square foot range within an established Winter Garden community.

Probably not for

  • A buyer who needs to choose from multiple active listings on a set timeline.
  • A buyer wanting minimal HOA rules, given the fence and vehicle restrictions in place.
  • A buyer expecting new-construction-only inventory, since build years here run back to 2005.
The Area Market

The market around INDEPENDENCE SIGNATURE LAKES

INDEPENDENCE SIGNATURE LAKES is a small community — 143 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 34787, 984 homes are on the market and 28% are under contract — a steady corner of WINTER GARDEN.

Across Orange County, 5,873 homes are active and 2,054 pending (26% under contract).

The housing mix here is 69% single family residence, 31% townhouse, 0% half duplex.

ZIP and county figures describe the wider market, not INDEPENDENCE SIGNATURE LAKES specifically. Momentum Research analysis of MLS records.

Community & Amenities

Life at INDEPENDENCE SIGNATURE LAKES

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The Strategy

The INDEPENDENCE SIGNATURE LAKES buying strategy.

If we were buying in INDEPENDENCE SIGNATURE LAKES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in INDEPENDENCE SIGNATURE LAKES.

The Quick Decision
Best Buy
Buyers set on a built-out Winter Garden community with a full amenity package who can move quickly when inventory appears.
Biggest Risk
With zero active listings at this snapshot, buyers may need to wait for inventory rather than shop on demand.
Sweet Spot
Homes near the median size of roughly 2,225 sq ft from the community's mid-build years tend to represent the core of the housing stock.
Avoid If
You need to buy on a short timeline or want to shop multiple active listings side by side right now.
The Deep Dive

A built-out community running on low turnover

The construction timeline here — homes dating from 2005 through as recently as 2024 — means the community wasn't built in a single phase. That spread shows up in the housing stock itself: buyers will find a range of floorplans and finish eras rather than one repeated builder model, with a median size near 2,225 square feet giving a sense of the typical footprint without pinning down any one price tier.

The amenity package is extensive for a single HOA: a clubhouse, pool, spa/hot tub, tennis and basketball courts, a dog park, trails, playground, and reclaimed-water irrigation all appear across the community's MLS listings. That's the kind of amenity density that usually comes with meaningful HOA obligations and vehicle/fence restrictions, both of which are listed here — worth reviewing before assuming a specific use case (RV storage, fencing plans) will be allowed.

“

The location and the amenities are priced into every listing in INDEPENDENCE SIGNATURE LAKES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

With active inventory at zero in this snapshot, finding a home in Independence Signature Lakes is less about browsing listings and more about being positioned before one appears. We track this community's closing activity and HOA specifics closely enough to move fast when something surfaces, and we'll walk you through the actual amenity restrictions and HOA terms rather than the general marketing version.

The 15-Second Verdict

INDEPENDENCE SIGNATURE LAKES in 15 seconds.

Best forBuyers set on a built-out Winter Garden community with a full amenity package who can move quickly when inventory appears.
Biggest advantageA wide range of construction years and floorplans under one consistent HOA and amenity system.
Biggest riskWith zero active listings at this snapshot, buyers may need to wait for inventory rather than shop on demand.
Sweet spotHomes near the median size of roughly 2,225 sq ft from the community's mid-build years tend to represent the core of the housing stock.
Avoid ifYou need to buy on a short timeline or want to shop multiple active listings side by side right now.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a INDEPENDENCE SIGNATURE LAKES buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxOrange County millage and the homestead picture.Rent vs buyThe breakeven on owning in INDEPENDENCE SIGNATURE LAKES.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed INDEPENDENCE SIGNATURE LAKES sales matched to your home.

Selling in INDEPENDENCE SIGNATURE LAKES

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in INDEPENDENCE SIGNATURE LAKES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your INDEPENDENCE SIGNATURE LAKES home worth?

Get a no-obligation home value based on real comparable sales in INDEPENDENCE SIGNATURE LAKES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in INDEPENDENCE SIGNATURE LAKES on the map →

Real comps, not an automated estimate.

INDEPENDENCE, SIGNATURE LAKES Market Scorecard

No active listings

INDEPENDENCE, SIGNATURE LAKES is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,154,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/4
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in INDEPENDENCE SIGNATURE LAKES?
The Florida DOR 2025 assessment roll shows 1,577 homes plus 9 vacant residential lots in INDEPENDENCE SIGNATURE LAKES (public records).
What share of INDEPENDENCE SIGNATURE LAKES is owner-occupied?
61% of INDEPENDENCE SIGNATURE LAKES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in INDEPENDENCE SIGNATURE LAKES built?
Homes in INDEPENDENCE SIGNATURE LAKES were built between 2005 and 2024, with a median year built of 2010 (FL DOR 2025 roll).
Do cash buyers compete in INDEPENDENCE SIGNATURE LAKES?
Cash buyers took 33% of INDEPENDENCE SIGNATURE LAKES sales in the 12 months ending June 2026 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for INDEPENDENCE SIGNATURE LAKES?
The best agent for INDEPENDENCE SIGNATURE LAKES is one who actively works WINTER GARDEN and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for INDEPENDENCE SIGNATURE LAKES.
How do I find a top WINTER GARDEN real estate agent who knows INDEPENDENCE SIGNATURE LAKES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows INDEPENDENCE SIGNATURE LAKES and the wider WINTER GARDEN area.
Can Momentum Realty connect me with an agent for INDEPENDENCE SIGNATURE LAKES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your INDEPENDENCE SIGNATURE LAKES purchase or sale - no call center and no pressure.
The Verdict

Should you buy in INDEPENDENCE SIGNATURE LAKES?

An honest fit check. We will tell you when it is not your community.

A buyer prioritizing amenity access — pool, clubhouse, courts, trails, dog park — under a single HOA.Excellent fit
A buyer comfortable watching a low-inventory community and moving decisively when a listing appears.Excellent fit
A buyer looking for a home in the 2,200+ square foot range within an established Winter Garden community.Excellent fit
A buyer who needs to choose from multiple active listings on a set timeline.Probably not
A buyer wanting minimal HOA rules, given the fence and vehicle restrictions in place.Probably not
A buyer expecting new-construction-only inventory, since build years here run back to 2005.Probably not

Nearby Communities

Explore more neighborhoods near INDEPENDENCE SIGNATURE LAKES with Momentum Realty’s local guides.

Signature Lks Pcl 01A Winter Garden0.3 mi awayIsles Lake Hancock Winter Garden0.5 mi awaySignature Lakes Independence Winter Garden0.5 mi awayIsles Lk Hancock Ph Iii Winter Garden0.6 mi awaySignature Lks Pcl 01B Winter Garden0.8 mi awaySignature Lakes Winter Garden0.9 mi awayPalms At Windermere Windermere0.9 mi awayEden Isle Boat Ramp Windermere1.0 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (32 streets, ZIP 34787))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2007 (114 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in INDEPENDENCE SIGNATURE LAKES? 2 recorded closings (window ending 2026-08-02). See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local INDEPENDENCE SIGNATURE LAKES Expert
Call Get Listings