Island Point
Homes for Sale in Port St. Lucie, FL
All 1,741 homes for sale in Port St. Lucie, FL · median $412,539 · 294 homes for sale in 34986 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of October 2026, Island Point in Port St. Lucie, FL has 1 home for sale. Homes listed or recently sold were built 2005–2006; 3 of 3 report an HOA (median $460/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft).
Island Point sits in Port St. Lucie with minimal MLS visibility—two closings over the past two years tells you this is either a very small enclave or a community where owners rarely list. That lack of turnover can mean tight inventory when you want in, but it also suggests stability; these aren't homes flipping every eighteen months.
Without recent comparable sales or visible amenities data, pricing here will hinge entirely on individual lot condition, square footage, and proximity to waterways or conservation land. If you're considering Island Point, expect to rely heavily on appraisal and a broker who knows St. Lucie County parcel nuances—this isn't a place where you can lean on last month's comps.
Island Point right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Island Point is a low-visibility Port St. Lucie address with almost no recent resale activity, which makes it either a tightly held enclave or a very small pocket of homes that don't change hands often.
BeachesMLS sales records identify 19 homes in Island Point that have changed hands since 2005, built between 2004 and 2006 (median 2005), with a median living area of about 2,100 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Island Point across 2024–2025 (4 in 2024, 1 in 2025), median $470,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Island Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Island Point
Island Point
Island PointPhotos from Beaches MLS listings in Island Point; content deemed reliable but not guaranteed.
Who Island Point is best for.
Best for
- Buyers prioritizing a quiet Port St. Lucie address with minimal neighbor turnover and no need for community amenities
- Cash or strong-appraisal buyers who can navigate thin comparable data and aren't racing a financing deadline
- Long-horizon owners who plan to hold and aren't counting on easy resale comps three years out
Probably not for
- First-time buyers relying on tight appraisals and abundant recent sales to justify their offer
- Anyone who needs a pool, fitness center, or organized community events as part of the value proposition
- Investors seeking reliable quarterly comps and predictable appreciation benchmarks for portfolio modeling
The market around Island Point
Island Point is too small for its own price trend, so here is the market around it.
In ZIP 34986, 373 homes are on the market and 21% are under contract — a steady corner of Port St. Lucie.
Across St. Lucie County, 2,467 homes are active and 743 pending (23% under contract).
In ZIP 34986 (Port St. Lucie), 1,242 homes closed in the last 12 months at a median of $380K ($203/sq ft), down 1.8% year over year, with a median 58 days on market. Right now 183 active and 37 pending listings put supply at about 5.4 months — a buyer's market. See the live ZIP 34986 housing market and the St. Lucie County market.
ZIP and county figures describe the wider market, not Island Point specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Island Point
Live MLS inventory for Island Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Point listings as of 2026-10-17, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Island Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
The Island Point buying strategy.
If we were buying in Island Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Point.
When the market is a whisper
Two closings in two years means you won't find a rich set of recent comparables, and you won't know what your neighbor paid last quarter. For sellers, that thin data cuts both ways: less competitive pressure, but also fewer reference points to anchor your list price. For buyers, it means every offer is a negotiation built on appraisal fundamentals—lot size, build quality, condition—not trending neighborhood momentum.
No identified community amenities in current listings suggests Island Point is either a pre-amenity subdivision or a collection of larger parcels where shared facilities were never part of the plan. If you need a pool, clubhouse, or walking trails as part of the purchase, verify directly with the HOA or county records before you tour. What you see on the lot is likely what you get.
The location and the amenities are priced into every listing in Island Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Island Point demands a broker who can pull comps from adjacent Port St. Lucie subdivisions, cross-reference county parcel data, and help you understand value when there's no neighborhood pricing rhythm to lean on. We work markets where silence is information, and we'll tell you if the appraisal risk or inventory wait makes another community a smarter play for your timeline.
Island Point in 15 seconds.
What it really costs to own in Island Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,834/yr across 3 listings here (MLS tax records, 2026-10-18). |
|---|---|
| HOA dues | Median $460/month across 53 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 3 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Island Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Island Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Island Point will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $460/month (about $5,520/yr) · median of 53 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $460 per month ($5,520 a year) — the median AssociationFee across 53 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Island Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Point home worth?
Get a no-obligation home value based on real comparable sales in Island Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Port St. Lucie →
| Location | Port St. Lucie, St. Lucie County, FL · ZIP 34986 |
|---|---|
| Homes in the community | 90 (FL DOR 2025 assessment roll) |
| Years built | 2004–2006 (median 2005) |
| Typical living area | 2,086 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Billiard Room, Fitness Center, Game Room, Gated with Guard, Internet Included |
| For sale right now | 1 active, 0 pending · median asking $440,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 72% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Island Point key facts,” movewithmomentum.com/neighborhoods/island-point, data as of September 20, 2026.
Every Home for Sale in Island Point Right Now (1)
All 1 active and pending Island Point listings with a detail page, newest first, refreshed twice a day from the MLS.
- 9148 Short Chip Circle · $440,000 · 3 bd / 2 ba · pending · listed Aug 9, 2026 · listed by Lang Realty
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Short Chip Circle (10 homes on record)
- Short Chip Circle (8 homes on record)
18% of homes for sale in ZIP 34986 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-16).
Recent Developments in Island Point
Development, infrastructure, retail, and school activity affecting Island Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Port St. Lucie board considers rezoning for up to 1,200 homes at Wilson Grove
The Planning and Zoning Board took up a rezoning of nearly 360 acres of agricultural land north of SW Becker Road, between SW Sundance Vista Boulevard and Rangeline Road, to a master planned unit development. The concept plan allows up to 1,200 homes plus parks, lakes and clubhouses. City Council would vote later in October.
What it may mean for the marketUp to 1,200 new homes in western Port St. Lucie would add housing supply and increase traffic demand on Becker Road. The site is about 5 miles northwest of Island Point.
Source: CBS12 (WPEC) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 7 miles east of Island Point.
Source: WJNO (iHeart) - August 2026Infrastructure
St. Lucie County reviews updated Port of Fort Pierce master plan with mega-yacht marina and spaceport recovery facility
The 2026 master plan for the Port of Fort Pierce proposes a mega-yacht marina, a spaceport recovery facility, expanded boat ramps and restaurants, with a marine commercial district at Harbour Pointe. County officials say nearly 15,000 registered boats compete for 147 trailer parking spaces near the inlet. The plan is under county review and Fort Pierce holds final approval.
What it may mean for the marketAdded boat ramp parking and marine commercial space would expand waterfront access and dining options near the Fort Pierce Inlet over a multi-year timeline. The project is about 16 miles north of Island Point, elsewhere in St. Lucie County.
Source: WPTV - July 2026Schools
St. Lucie schools break ground on Fort Pierce K-8
St. Lucie Public Schools broke ground on July 28, 2026 on a 70 million dollar K-8 school behind Dan McCarty Middle School in Fort Pierce, with capacity for 1,500 to 1,800 students and completion expected in August 2028. The school will consolidate Dan McCarty Middle, St. Lucie Elementary, and Lawnwood Elementary, all built in the 1950s and 1960s. The district plans to sell the three existing school properties to offset costs.
What it may mean for the marketThe consolidated campus adds modern school capacity in northern Fort Pierce and frees three older school sites for potential reuse. The project is about 14 miles north of Island Point, elsewhere in St. Lucie County.
Source: WFLX - July 2026Retail & Dining
Costco clears zoning hurdle for Port St. Lucie warehouse
The Port St. Lucie City Council approved a zoning amendment on July 14, 2026 for a 158,000 square foot Costco warehouse in the Southern Grove development at SW Village Parkway and Marshall Parkway. The store would include a tire center, liquor sales, outdoor seasonal sales, and a fuel station with 32 pumping positions, targeting a 2027 opening. The 22.8 acre parcel sold to Costco for 6 million dollars in March 2026.
What it may mean for the marketA large format warehouse retailer and fuel station would expand shopping capacity in the Southern Grove commercial area. The project is about 4 miles northwest of Island Point, elsewhere in St. Lucie County.
Source: WQCS - July 2026Development
Port St. Lucie weighs commercial rezoning in Tradition
A final City Council vote was set for July 14, 2026 on rezoning about 9.5 acres at Crosstown Parkway and SW Fairgreen Drive in Tradition from residential to commercial, a request by Winding River Crosstown LLC to allow retail and office development. The Planning and Zoning Board recommended approval in May with conditions including a landscape buffer and architectural wall along residential borders.
What it may mean for the marketThe rezoning would add commercial retail and office capacity along the Crosstown Parkway corridor in Tradition. The project is about 4 miles northwest of Island Point, elsewhere in St. Lucie County.
Source: WFLX
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Island Point a buyer's or seller's market right now?
How many homes are in Island Point?
What share of Island Point is owner-occupied?
When were the homes in Island Point built?
Who is the best real estate agent for Island Point?
How do I find a top Port St. Lucie real estate agent who knows Island Point?
Can Momentum Realty connect me with an agent for Island Point?
Where is Island Point, and what county is it in?
Should you buy in Island Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 17, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34986)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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