Island Point in Port St. Lucie

Island Point
Homes for Sale in Port St. Lucie, FL

All 1,485 homes for sale in Port St. Lucie, FL · median $415,000 · 284 homes for sale in 34986 · St. Lucie County homes for sale

Community in Port St. Lucie · St. Lucie County · ZIP 34986
90 homesBuilt 2004–2006
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Photo via Beaches MLS

Built fromLive Beaches MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Island Point in Port St. Lucie, FL has 1 home for sale. Homes listed or recently sold were built 2005–2006; 3 of 3 report an HOA (median $460/mo).

Island Point key facts
LocationPort St. Lucie, St. Lucie County, FL · ZIP 34986
Homes in the community90 (FL DOR 2025 assessment roll)
Years built2004–2006 (median 2005)
Typical living area2,086 sq ft (median)
Amenities listed by sellersBasketball Court, Billiard Room, Fitness Center, Game Room, Gated with Guard, Internet Included
For sale right now1 active, 0 pending · median asking $440,000 · 6.0 months of supply
Owner-occupied (homestead) share72%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Island Point key facts,” movewithmomentum.com/neighborhoods/island-point, data as of September 20, 2026.

Live · Island Point Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
St. Lucie: 23% (743 of 3,210)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
72%
Owner-occupied · Island Point
65 of 90 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Island Point
incl. 1% trust or LLC-held · 19% out-of-state
90
Homes in the community
90 residential parcels (FL DOR 2025)
Track record · 21 years of records
5
Recorded sales · 2024-2025
median $470K · qualified sales on the county roll (FL DOR 2025)
Est. 2004
Community established
homes built 2004-2006, median 2005 (FL DOR 2025)
2.2%/yr
Turnover rate
about 2 of 90 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Island Point sits in Port St. Lucie with minimal MLS visibility—two closings over the past two years tells you this is either a very small enclave or a community where owners rarely list. That lack of turnover can mean tight inventory when you want in, but it also suggests stability; these aren't homes flipping every eighteen months.

Without recent comparable sales or visible amenities data, pricing here will hinge entirely on individual lot condition, square footage, and proximity to waterways or conservation land. If you're considering Island Point, expect to rely heavily on appraisal and a broker who knows St. Lucie County parcel nuances—this isn't a place where you can lean on last month's comps.

Island Point Housing Pulse · Momentum Research · as of September 20, 2026

Island Point right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 26, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Island Point is a low-visibility Port St. Lucie address with almost no recent resale activity, which makes it either a tightly held enclave or a very small pocket of homes that don't change hands often.

BeachesMLS sales records identify 19 homes in Island Point that have changed hands since 2005, built between 2004 and 2006 (median 2005), with a median living area of about 2,100 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Island Point across 2024–2025 (4 in 2024, 1 in 2025), median $470,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a quiet Port St. Lucie address with minimal neighbor turnover and no need for community amenities
  • Cash or strong-appraisal buyers who can navigate thin comparable data and aren't racing a financing deadline
  • Long-horizon owners who plan to hold and aren't counting on easy resale comps three years out

Probably not for

  • First-time buyers relying on tight appraisals and abundant recent sales to justify their offer
  • Anyone who needs a pool, fitness center, or organized community events as part of the value proposition
  • Investors seeking reliable quarterly comps and predictable appreciation benchmarks for portfolio modeling

The market around Island Point

Island Point is too small for its own price trend, so here is the market around it.

In ZIP 34986, 373 homes are on the market and 21% are under contract — a steady corner of Port St. Lucie.

Across St. Lucie County, 2,467 homes are active and 743 pending (23% under contract).

In ZIP 34986 (Port St. Lucie), 1,242 homes closed in the last 12 months at a median of $380K ($203/sq ft), down 1.8% year over year, with a median 58 days on market. Right now 183 active and 37 pending listings put supply at about 5.4 months — a buyer's market. See the live ZIP 34986 housing market and the St. Lucie County market.

ZIP and county figures describe the wider market, not Island Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Island Point, Port St. Lucie

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Island Point

Live MLS inventory for Island Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Island Point listings as of 2026-09-22, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Island Point Right Now (1)

All 1 active and pending Island Point listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Island Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Point.

Best Buy
Buyers comfortable with limited comps and patient enough to wait for the rare listing.
Biggest Risk
Thin sales history makes pricing and appraisal more art than science.
Sweet Spot
A buyer who values privacy over amenity access and doesn't need quick resale liquidity.
Avoid If
You need robust recent comps, clubhouse perks, or confidence you can list and sell in thirty days.

When the market is a whisper

Two closings in two years means you won't find a rich set of recent comparables, and you won't know what your neighbor paid last quarter. For sellers, that thin data cuts both ways: less competitive pressure, but also fewer reference points to anchor your list price. For buyers, it means every offer is a negotiation built on appraisal fundamentals—lot size, build quality, condition—not trending neighborhood momentum.

No identified community amenities in current listings suggests Island Point is either a pre-amenity subdivision or a collection of larger parcels where shared facilities were never part of the plan. If you need a pool, clubhouse, or walking trails as part of the purchase, verify directly with the HOA or county records before you tour. What you see on the lot is likely what you get.

“

The location and the amenities are priced into every listing in Island Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Island Point demands a broker who can pull comps from adjacent Port St. Lucie subdivisions, cross-reference county parcel data, and help you understand value when there's no neighborhood pricing rhythm to lean on. We work markets where silence is information, and we'll tell you if the appraisal risk or inventory wait makes another community a smarter play for your timeline.

Island Point in 15 seconds.

Best forBuyers comfortable with limited comps and patient enough to wait for the rare listing.
Biggest advantageVery low turnover means no speculator churn and minimal neighborhood flux.
Biggest riskThin sales history makes pricing and appraisal more art than science.
Sweet spotA buyer who values privacy over amenity access and doesn't need quick resale liquidity.
Avoid ifYou need robust recent comps, clubhouse perks, or confidence you can list and sell in thirty days.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Island Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Island Point.
In short
  • HOA dues reported around $460/month (about $5,520/yr) · median of 21 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $460 per month ($5,520 a year) — the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Point sales matched to your home.

What is your Island Point home worth?

Get a no-obligation home value based on real comparable sales in Island Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Port St. Lucie →

Real comps, not an automated estimate.
How much local inventory is already under contract

22% of homes for sale in ZIP 34986 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Frequently Asked Questions

Is Island Point a buyer's or seller's market right now?
As of September 20, 2026, Island Point is roughly balanced: 6.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Island Point?
The Florida DOR 2025 assessment roll shows 90 homes in Island Point (public records).
What share of Island Point is owner-occupied?
72% of Island Point parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Island Point built?
Homes in Island Point were built between 2004 and 2006, with a median year built of 2005 (FL DOR 2025 roll).
Who is the best real estate agent for Island Point?
The best agent for Island Point is one who actively works Port St. Lucie and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Island Point.
How do I find a top Port St. Lucie real estate agent who knows Island Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Island Point and the wider Port St. Lucie area.
Can Momentum Realty connect me with an agent for Island Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Island Point purchase or sale - no call center and no pressure.
Where is Island Point, and what county is it in?
Island Point is in Port St. Lucie, St. Lucie County, FL, ZIP 34986. The community's center is about 6 miles northwest of the center of Port St. Lucie (straight-line).
Buyers prioritizing a quiet Port St. Lucie address with minimal neighbor turnover and no need for community amenitiesExcellent fit
Cash or strong-appraisal buyers who can navigate thin comparable data and aren't racing a financing deadlineExcellent fit
Long-horizon owners who plan to hold and aren't counting on easy resale comps three years outExcellent fit
First-time buyers relying on tight appraisals and abundant recent sales to justify their offerProbably not
Anyone who needs a pool, fitness center, or organized community events as part of the value propositionProbably not
Investors seeking reliable quarterly comps and predictable appreciation benchmarks for portfolio modelingProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34986))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (43 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Island Point with Momentum Realty’s local guides.

PVPga Village0.1 mi away · 327 homes, built 1995–24LALakes At Pga0.3 mi away · 90 homes, built 2004–06Lakes At Pga Village Port St Lucie0.3 mi away · median $500K, 7 sales/12 moTBThe Belmont At St Lucie West A Condominium0.4 mi away · median $187K, 8 sales/12 moTBThe Belmont At St Lucie West0.4 mi awayP3Pod 33 At The Reserve Phase 1 Kingsmill0.5 mi away · 119 homes, built 2000–07, 1 for salePVPga Village Kingsmill0.5 mi away · 45 homes, built 2000–04

Browse all neighborhood guides →

Thinking of selling in Island Point? 2 recorded closings (window ending 2026-09-20). See the St. Lucie County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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