Katie Ridge in Pace

Katie Ridge

Established 1988 · Intracoastal West · ZIP 32224

A built-out all-brick community in Pace, near NAS Whiting, with a very low HOA.

All-brick, public sewerVery low HOA (~$215/yr)Near NAS Whiting Field
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Katie Ridge

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$350K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
$177/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Katie Ridge is a built-out, all-brick single-family community in Pace (originally Breland Homes, now under Lennar), and its differentiators are real for the market: full-brick construction, public sewer and underground utilities, and a very low HOA (about $215 a year, no CDD), priced at or below the Pace median ($310,000 to $390,000). It is exceptionally positioned for NAS Whiting Field. The honest reads are a declining zoned elementary (Pea Ridge, now bottom-half after a decade of slippage), an HOA whose payment frequency should be confirmed, and mild price softening into 2026. Buy it for the brick build, the low carry, and the NAS Whiting commute; verify the elementary plan and comp within the community."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Katie Ridge market snapshot (as of June 11, 2026): the median sale price is about $350K ($177 per sq ft), a buyer-leaning market (limited data). Based on 5 recent closings in live Pensacola MLS data.

Katie Ridge is a built-out single-family community in Pace, Santa Rosa County (32571), on Jude Way and Caden Court east of US-90 via West Spencer Field Road.

The homes are detached full-brick craftsman and cottage plans, roughly 1,450 to 2,120 square feet, three to four bedrooms with two- and three-car garages, on public sewer with underground utilities, built largely 2020-2023 by Breland Homes (now under Lennar after a 2021 acquisition). The community is sold out, so purchases are resales.

The carry is light: the HOA is reported around $215 (confirm whether annual or monthly; the low level and nearby data suggest annual), and no CDD. Confirm the dues frequency and any deed restrictions.

The draw is solid brick construction at or below the Pace median, with one of the best NAS Whiting Field commutes in Pace and quick I-10 and airport access. The trade-offs are a declining zoned elementary, the HOA-frequency check, and a softer 2025-2026 market.

Best for

  • Buyers who want a full-brick home at or below the Pace median
  • NAS Whiting Field-oriented and military buyers
  • Buyers who value public sewer, underground utilities, and a very low HOA

Probably not for

  • Families set on a strong zoned elementary (Pea Ridge has declined)
  • Buyers who want new construction (it is sold out)
  • Daily NAS Pensacola commuters

How Katie Ridge is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Katie Ridge listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Katie Ridge buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Katie Ridge

Live MLS inventory for Katie Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Katie Ridge right now, so its recent closed sales are shown, as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Pace town center (US-90)~2-5 min · retail and dining
NAS Whiting Field (Milton)~10-15 min · ~8-10 miles
I-10 (US-90 area)~5-10 min · south
Pensacola International Airport (PNS)~22 min · ~15 miles
Downtown Pensacola~25 min · ~17-20 miles
NAS Pensacola~35-40 min · across the metro

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Katie Ridge with Momentum Realty’s local guides.

North Pace HeightsNorth Pace HeightsPace, FL · adjacentWhitley EstatesWhitley EstatesPace, FL · adjacentWoodbine HillsWoodbine HillsPace, FL · adjacentWindsor RidgeWindsor RidgePace, FL · 0.3 miHeritage EstatesHeritage EstatesPace, FL · 0.5 miBradley EstatesBradley EstatesPace, FL · 0.6 miSageSagePace, FL · 0.6 miTiburon EastTiburon EastPace, FL · 0.6 miTiburon WestTiburon WestPace, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Katie Ridge (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Katie Ridge is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Katie Ridge address.

The takeaway

What is actually shaping value at Katie Ridge, sourced and dated. The brick build, the low carry, and a declining elementary are the practical facts.

Recent Developments in Katie Ridge

Our read on what is being built around Katie Ridge, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is strong Pace demand and a NAS Whiting commute, against a softening county market. The recurring items are the declining zoned elementary and the HOA frequency.

Full-brick homes with public sewer at a low HOA

BullishFull-brick construction, public sewer, underground utilities, and a reported ~$215 HOA are genuine value differentiators in Pace. impact
SignificanceRadius: Community

Full-brick homes with public sewer at a low HOA

Strong NAS Whiting Field commute

BullishOne of the best-positioned Pace communities for NAS Whiting and NOLF Spencer, a durable military-demand source. impact
SignificanceRadius: Community

Strong NAS Whiting Field commute

Declining zoned elementary

BearishPea Ridge Elementary has slipped from top-quartile a decade ago to bottom-half, with high chronic absenteeism; families should weigh it. impact
SignificanceRadius: Community

Declining zoned elementary

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Katie Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2021
    Builder

    Lennar acquires Breland Homes

    Lennar acquired Breland Homes' homebuilding assets in December 2021; Katie Ridge was built under the Breland brand, and resales are now standard resale market. Why it matters: The builder change does not affect resale; confirm any remaining warranty on a specific home. Source

  2. 2025-2026
    Market

    Pace market softens, prices ease

    Into 2026 the Pace and Santa Rosa County market softened, with one Katie Ridge listing reduced from $340,000 to $315,000 between late 2025 and early 2026. Why it matters: Softer conditions give buyers room; price to recent in-community comps. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Katie Ridge, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA frequency and dues. The reported ~$215 HOA does not state annual or monthly; verify the amount and frequency and request an estoppel.

2

Verify the elementary plan. Confirm the zoned schools by address, weighing the declining zoned elementary (Pea Ridge) and any choice options.

3

Get an independent inspection. Use your own inspector on a 2020-2023 home for the roof, systems, and grading.

4

Confirm there is no CDD. Verify there is no CDD for the specific parcel and any deed restrictions.

5

Comp within the community. Price to recent Jude Way and Caden Court sales in a softening market.

Best Buy
A full-brick 2020-2023 home priced to recent in-community comps, with the HOA confirmed and the elementary plan understood, near NAS Whiting.
Biggest Risk
Overpaying against a softening market, or buying without weighing the declining elementary.
Best Lot
Lots are similar; weigh what the home backs to and the drainage.
Smart Timing
A softer market with recent price cuts gives buyers room; price to in-community comps.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Katie Ridge is a built-out single-family community in Pace, Santa Rosa County (32571), on Jude Way and Caden Court east of US-90, with full-brick craftsman and cottage plans (roughly 1,450 to 2,120 square feet) on public sewer with underground utilities, built largely 2020-2023 by Breland Homes (now under Lennar). The carry is light, with a reported ~$215 HOA (confirm the frequency) and no CDD. The draw is solid brick construction at or below the Pace median with a strong NAS Whiting Field commute; trade-offs are a declining zoned elementary (Pea Ridge), the HOA-frequency check, and a softer 2025-2026 market. Schools are in the Santa Rosa County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller brick homes
$315K to $350K

The lower end is the smaller three-bedroom brick homes (around 1,450 to 1,700 square feet), with recent sales from around $310,000 to $315,000 (Coldwell Banker, 2024-2026), at or below the Pace median.

Lowest entry
Mid: four-bedroom homes
$350K to $378K

The core is four-bedroom homes (around 1,800 to 2,000 square feet), with sales in the $335,000s to $352,000s (MLS via brokers, 2024-2025).

Most inventory
High: largest or updated homes
$378K to $390K

The top is the largest or most updated homes, with a documented sale near $390,000 (broker data, 2024). Size and condition separate these; comp within the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$315K to $350K
Entry: smaller brick homes
The lower end is the smaller three-bedroom brick homes (around 1,450 to 1,700 square feet), with recent sales from around $310,000 to $315,000 (Coldwell Banker, 2024-2026), at or below the Pace median.
$350K to $378K
Mid: four-bedroom homes
The core is four-bedroom homes (around 1,800 to 2,000 square feet), with sales in the $335,000s to $352,000s (MLS via brokers, 2024-2025).
$378K to $390K
High: largest or updated homes
The top is the largest or most updated homes, with a documented sale near $390,000 (broker data, 2024). Size and condition separate these; comp within the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Katie Ridge

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Katie Ridge is full-brick Pace value near NAS Whiting at a tiny HOA. The honest read is the declining elementary and the softening market, not the build.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.6/10
Renovation Risk8.2/10
Location Efficiency7.6/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Katie Ridge is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar; check what each backs to.
  • Weigh drainage on the specific lot.
  • Confirm the FEMA flood zone (often lower-risk inland).

Katie Ridge's lots are similar Pace parcels, so the lot read is about the margins: what the home backs to, the drainage, and the FEMA flood zone for the specific inland address. Because the homes are similar full-brick builds, the lot and the home's condition, not square footage alone, separate one home's value from the next.

Katie Ridge in 15 seconds.

Best forBuyers who want a full-brick home at or below the Pace median near NAS Whiting Field.
Strong onConstruction and carry: full-brick homes, public sewer, underground utilities, a very low HOA, and a strong NAS Whiting commute.
WatchA declining zoned elementary, an HOA frequency to confirm, and mild price softening into 2026.
Not forFamilies set on a strong elementary, buyers wanting new construction, or daily NAS Pensacola commuters.
The edgeA softer market with recent price cuts lets a prepared buyer capture full-brick value near NAS Whiting.

HOA, CDD & Fees

15-Second Take
  • HOA reported ~$215; confirm annual versus monthly.
  • No CDD found.
  • Full-brick homes, public sewer, underground utilities.
  • Strong NAS Whiting Field commute.
  • Weigh the declining zoned elementary.

The HOA is reported around $215, though the frequency (annual versus monthly) was not stated; the low level and nearby data suggest annual. No CDD was found. Confirm the exact dues and frequency and request an estoppel. The carry is otherwise light, with taxes (about $2,500 a year on a recent home) and insurance.

Dues cover common-area maintenance; confirm exactly what is covered and the reserve posture for the specific home.

There are no resort amenities; the appeal is the brick construction, the public sewer, and the NAS Whiting commute.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Katie Ridge, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Katie Ridge, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Katie Ridge home worth?

Get a no-obligation home value based on real comparable sales in Katie Ridge matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Katie Ridge home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Katie Ridge year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Katie Ridge Market Scorecard

No active listings

Katie Ridge is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$350,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/5
Active/Pend/Sold

Typical home value in the 32571 ZIP is $327,859, about 25.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Katie Ridge all-brick, and what is the HOA?
Yes, the homes are full-brick on public sewer with underground utilities, and the HOA is reported around $215 (confirm whether annual or monthly), with no CDD.
Who built Katie Ridge?
Breland Homes built Katie Ridge largely 2020-2023; Lennar acquired Breland's homebuilding assets in December 2021. The community is sold out, so purchases are resales.
How close is Katie Ridge to NAS Whiting Field?
About 10 to 15 minutes, one of the best NAS Whiting commutes in Pace, with NOLF Spencer adjacent, making it popular with Navy flight-training personnel.
How much do homes in Katie Ridge cost?
Resales ran roughly $310,000 to $390,000 (Coldwell Banker / broker data, 2024-2026), at or below the Pace median around $330,000 to $357,000, with mild softening into 2026. Confirm current pricing with in-community comps.
What schools serve Katie Ridge?
It is in the A-rated Santa Rosa County School District, with the standout Sims Middle and Pace High, but the zoned elementary (Pea Ridge) has declined to bottom-half with high absenteeism. Confirm the assignment by address and weigh the elementary.
Is Katie Ridge new construction or resale?
Resale. The community is sold out, so purchases are resales of 2020-2023 full-brick homes.
Does Katie Ridge have a CDD?
No CDD was found. Combined with the low HOA, the carry is light; verify per parcel.
How is the commute from Katie Ridge?
Pace town center is 2 to 5 minutes away, NAS Whiting 10 to 15, I-10 5 to 10, the airport about 22, and downtown Pensacola about 25. NAS Pensacola is a longer 35 to 40 across the metro.
Is Katie Ridge in a flood zone?
Inland Pace is generally lower-risk, but the flood zone is parcel-specific. Confirm the FEMA flood zone and insurance for the specific lot.
What should I check before buying in Katie Ridge?
Confirm the HOA dues and frequency, verify the elementary plan, get an independent inspection, confirm there is no CDD, and comp to recent in-community sales.
Is Katie Ridge a good investment?
Full-brick construction, a low carry, and a strong NAS Whiting commute support demand, but the declining elementary and a softer market are factors. Verify the elementary and buy to comps; this is not a guarantee of future value.
Should I use the listing agent to buy in Katie Ridge?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
You want a full-brick home at or below the Pace medianExcellent fit
You are oriented toward NAS Whiting FieldExcellent fit
You value public sewer, underground utilities, and a very low HOAExcellent fit
You are set on a strong zoned elementaryProbably not
You want new constructionProbably not
You commute daily to NAS PensacolaProbably not

Get the inside read on Katie Ridge

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Katie Ridge home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Katie Ridge specialist will reach out personally, usually the same day.

Katie Ridge median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Katie Ridge, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Pace & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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