Keystone
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Keystone is a condition-and-vintage story more than a square-footage story. With a median year built of 1955 and stock stretching from 1924 all the way to 2024, price here is driven by how much work a given house has already had done. At a median of $247,000 and roughly $200 per square foot on about 1,541 square feet, you are paying for updates and bones, not address prestige — expect a wide spread from tired originals to renovated homes, and let condition set your number.
The market posture is warm, not frantic. A median of 24 days on market and a heat score of 52 point to steady, well-priced deals moving inside a month while overpriced or rough listings sit. The year-over-year figure of 47.9% and a 326% climb since 2012 tell you demand has repriced this area hard; sellers have real leverage, but buyers should read that momentum as a reason to underwrite on today's condition, not on the assumption the last twelve months repeat.
Keystone right now
🟢 Still climbing. The trailing-12-month median ($247K) is up 47.9% from the prior 12 months ($167K) and up 426% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 10. Confidence: Low (3 and 4 sales in the two windows).
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Updated September 10, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Keystone market snapshot (as of September 10, 2026): the median sale price is about $247K ($200 per sq ft over the trailing 12 months of closed sales), and a median 24 days on market for closed sales. The trailing-12-month median is up 48% from the prior 12 months and up 426% since 2012, computed from record-level realMLS closed sales (3 closings in the current window).
Keystone sits in Jacksonville's Duval County with a deep, older housing base — a century of construction under one name — where the median home is a mid-1950s house of about 1,541 square feet. Just under 60% homestead share signals a core of owner-occupants alongside a working investor and rental presence.
Who Keystone is best for.
Best for
- Buyers around the mid-$200s who want an established location and will evaluate a home on condition rather than age
- Renovation-minded buyers willing to trade some upfront work for a lower entry point
- Investors comfortable in a mixed owner-occupant and rental market with steady turnover
Probably not for
- Buyers who want new or near-new construction with warranty-era systems
- Anyone who needs a tight, predictable price band rather than a condition-driven spread
- Buyers unwilling to fund inspections and updates on an older home
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($247K) IS the median in the snapshot above, and the move from 2025 ($167K) IS the +47.9% one-year change.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32207 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
Housing distress & ownership in Keystone, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Keystone
Development, infrastructure, retail, and school activity affecting Keystone, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 9 miles southwest of Keystone, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 3 miles northwest of Keystone, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 17 miles west of Keystone, elsewhere in Duval County.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 20 miles south of Keystone.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 8 miles northeast of Keystone.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 8 miles northeast of Keystone.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Keystone buying strategy.
If we were buying in Keystone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone.
An older stock priced on condition
The year-built range from 1924 to 2024 is the single most important fact about this area. A handful of new builds and gut renovations share the same ZIP as homes that have never been touched, and the $200-per-square-foot median masks that gap. Two houses of similar size can trade far apart here, so the median is a starting reference, not a comp you can lean on without walking the property.
With a homestead share near 58%, this is a mixed ownership market — owner-occupants and investors competing for the same inventory. That tends to keep well-prepared listings liquid: the 24-day median suggests move-in-ready homes clear quickly, while anything needing obvious work negotiates slower and harder. The heat score of 52 is the number that keeps this honest — active, but not a market where you overpay blind.
The location and the amenities are priced into every listing in Keystone. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Keystone buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (9.5). Basis: Long-Term Appreciation +426% since 2012; Recent Direction +47.9% year-over-year; Pricing Power 97.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market where a 1955 median and a 1924-to-2024 range mean every house tells a different story, the median price does you little good without a trained eye on condition, systems, and past permits. We price and inspect Keystone property by property — reading which recent sale is actually comparable and which is not — so you buy or list against reality instead of against a headline number.
Keystone in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone home worth?
Get a no-obligation home value based on real comparable sales in Keystone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Keystone on the map →
Frequently Asked Questions
What is the median home price in Keystone?
How long do homes in Keystone take to sell?
Have Keystone home prices gone up?
Who is the best real estate agent for Keystone?
How do I find a top Jacksonville real estate agent who knows Keystone?
Can Momentum Realty connect me with an agent for Keystone?
Should you buy in Keystone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2007 (67 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Keystone fits the bigger picture — live prices, inventory, and Momentum Scores: