Lake
Conley Homes for Sale in Holiday, FL

Resident-owned 55-plus manufactured · Holiday · ZIP 34691

A gated 55-plus manufactured-home community on Lake Conley in Holiday, where residents reportedly own the land through a condominium association rather than paying lot rent. The read is the share and fee structure, the home's age and tie-downs, and the insurance and flood picture.

Gated 55-plusResident-owned landLakefront amenities

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Resale here turns on the home, the lot position and the association structure; confirm the age rule, the share and monthly fee, the home's age and tie-downs, and the flood and insurance picture before anchoring on a number.

Free · No obligation

Unlock Off-Market Lake Conley

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Lake Conley is a gated, age-restricted 55-plus manufactured-home community on Lake Conley in Holiday, Pasco County. It is reportedly a resident-owned condominium association, meaning buyers own their land and pay a low monthly association fee rather than ongoing lot rent, which sets it apart from the many land-lease parks nearby. That ownership structure is the central thing to confirm in writing, along with the share or deeded-lot arrangement, what the monthly fee covers, and the age and reserve health of the association. The home itself is a manufactured structure, so its age, foundation, tie-downs, roof and the cost and availability of insurance matter as much as the lot. The amenity set, reportedly a heated pool, clubhouse, shuffleboard, boat ramp and lakefront dock, adds appeal and a shared-cost layer. The read is the association documents, the fee and share structure, the home's condition and insurability, and the flood picture, all confirmed before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lake Conley is a gated, age-restricted 55-plus manufactured-home community on Lake Conley in Holiday (ZIP 34691), Pasco County. Third-party listings and the community describe it as a resident-owned community where you own the land, with a low reported monthly association fee rather than lot rent. Confirm the exact ownership and fee structure in the association documents.

Because this is a manufactured-home community rather than a stick-built subdivision, value turns on the age and condition of the specific home, its foundation and tie-downs, the roof, and the cost and availability of insurance, alongside the lot position and any lake exposure. Judge each home on its own structure and setting.

The reported amenity set, a heated pool, clubhouse, shuffleboard, horseshoes, a boat ramp and a lakefront dock, is a real draw for an active 55-plus buyer, and it comes with a shared-cost and rules layer. Confirm what the monthly association fee covers, the reserve health, and any age or occupancy rule in writing.

Confirm the 55-plus age rule and how it is documented under the federal Housing for Older Persons exemption, any pet, rental or guest restrictions, the flood zone and current insurance quotes, and whether the home is titled as real property or remains a vehicle title, since that affects financing and closing.

Quick Match

Who Lake Conley is best for.

Best for

Active 55-plus buyers who want a low-cost, land-owned manufactured home
Buyers who value lakefront amenities, a pool and a clubhouse
Buyers who want a gated, quiet, age-restricted setting
Buyers who will confirm the association, insurance and home condition

Probably not for

Buyers who need a household with members under the age rule
Buyers who want a stick-built home or new construction
Buyers unwilling to confirm tie-downs, roof and insurance costs
Buyers who want no shared rules or association fee

Market Pulse

How Lake Conley is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lake Conley listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Holiday Lake Estates or Holiday. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Lake Conley buys, holds, and resells. See the five factors.

Interactive Map

Lake Conley on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Amenities reportedly include a pool, clubhouse and lake access; confirm with the listing
Association scope, fee and reserves vary; confirm in writing
The home condition and lot position drive resale here
Confirm the 55-plus age rule and rental rules per the documents
No golf course or golf-club cost typical here

Lake Conley is a gated, age-restricted 55-plus manufactured-home community on Lake Conley in Holiday (ZIP 34691), Pasco County, reportedly organized as a resident-owned condominium association where you own the land and pay a low monthly association fee rather than lot rent. Reported amenities include a heated pool, clubhouse, shuffleboard, horseshoes, a boat ramp and a lakefront dock. Value is driven by the specific home's age and condition, its foundation, tie-downs and roof, and the lot and lake exposure. Confirm the association documents and reserve health, the share or deeded-lot structure and exact fee, the 55-plus age rule, the rental and pet rules, the home title type, and the flood zone and insurance, since details change.

Nearby & Commute

How far is everything?

The takeaway

The west Pasco location is the point: shopping, Tarpon Springs and the Gulf are all within a short drive.

Drive times from the community area; the west Pasco location puts shopping, Tarpon Springs and the Gulf within reach.

US-19 corridor shopping~5 to 10 min · ~2 to 4 miles

Tarpon Springs and the Sponge Docks~10 to 18 min · ~4 to 8 miles

Anclote River Park and the Gulf~10 to 18 min · ~4 to 8 miles

New Port Richey downtown~12 to 20 min · ~6 to 10 miles

Palm Harbor and Pinellas line~12 to 22 min · ~6 to 11 miles

Tampa International Airport~40 to 55 min · ~30 to 38 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near LakeConley Homes for Sale in Holiday, FL with Momentum Realty’s local guides.

BSBeacon Square Homes for Sale in Holiday, FLHoliday, FL · 0.1 mi FEForestHills East Homes for Sale in Holiday, FLHoliday, FL · 0.3 mi TDTahitian Development Homes for Sale in Holiday, FLHoliday, FL · 0.4 mi HLHoliday LakeEstates Homes for SaleHoliday, FL · 0.5 mi THTahitian Homes in Holiday, FLHoliday, FL · 0.5 mi VHLa VillaGardens Homes for Sale in Holiday, FLHoliday, FL · 0.5 mi

Gardens ofBeacon Square Homes for Sale in Holiday, FLHoliday, FL · 0.5 mi BVBuena VistaManor Homes for Sale in Holiday, FLHoliday, FL · 0.5 mi BVBuena Vista2nd Addition Homes for Sale in Holiday, FLHoliday, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Lake Conley (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pasco County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Lake Conley is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Conley address.

The takeaway

What is actually shaping value in this west Pasco 55-plus community, sourced and dated. We do not publish rumor.

Recent Developments in Lake Conley

Development Intelligence

Our read on what is being built around Lake Conley, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a resident-owned 55-plus manufactured-home community where the home's condition, the association picture and insurance drive outcomes. Watch Florida property-insurance costs and west Pasco flood mapping against durable demand for low-carry, land-owned 55-plus living, and confirm the association, tie-downs and insurance per home.

Resident-owned structure keeps carrying cost low

Ongoing

BullishNotable impact

SignificanceRadius: Community

Owning the land with a low reported monthly fee, rather than paying lot rent, is a real carrying-cost advantage; confirm the share structure and reserves per the documents.

Florida insurance market shows signs of stabilizing

2026

BullishNotable impact

SignificanceRadius: Area

Citizens proposed its first average rate cut in over a decade for 2026; manufactured-home insurance still varies by age and roof, so confirm a written quote per home.

Manufactured-home insurance and tie-downs are the cost layer

Ongoing

BearishNotable impact

SignificanceRadius: Community

Insurance cost and availability hinge on the home's age, roof and tie-downs; confirm the structure and a current quote before you offer.

West Pasco flood mapping under FEMA update

Ongoing

NeutralMinor impact

SignificanceRadius: Area

New FEMA flood maps are in process for Pasco; flood zones are parcel-specific on a lakeside lot, so confirm the zone and quote per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lake Conley, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

December 2025
Insurance
Citizens proposes first average rate cut in over a decade
News4Jax reported on December 18, 2025 that Citizens Property Insurance, Florida's state-backed insurer, proposed an average statewide rate decrease of about 2.6 percent for 2026, its first proposed cut in more than a decade, with new rates set to take effect on June 1, 2026 after regulatory review. Why it matters: Insurance is a core carrying cost for a Florida manufactured home. A stabilizing market is a modest positive, but cost and availability still hinge on the specific home's age, roof and tie-downs, so confirm a written quote per home. Source
December 2025
Insurance
Citizens board recommends 2026 rate cuts for most policyholders
Citizens Property Insurance Corporation announced on December 10, 2025 that its Board of Governors recommended 2026 rate filings including an average decrease for most personal-lines policyholders, subject to approval by the state Office of Insurance Regulation. Why it matters: Many Florida homeowners, including in higher-risk manufactured-home situations, rely on Citizens. A proposed cut helps the carrying-cost math, but the home-specific quote still governs; confirm it before you offer. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Lake Conley buying strategy.

If we were buying in Lake Conley, this is the order of operations we would run, and the one we run for our clients.

Read the association documents first. Confirm the resident-owned structure, the share or deeded-lot arrangement, the monthly fee, what it covers, and the reserve health.

Confirm the 55-plus age rule and how it is documented under the Housing for Older Persons exemption, plus any pet, rental or guest restriction.

Inspect the home as a manufactured structure, the age, foundation, tie-downs, roof and any prior storm damage, and get insurance quotes before you anchor on a number.

Confirm the flood zone on this lakefront, lakeside lot and the current flood quote for the specific home.

Weigh the nearby alternative, Holiday Lake Estates, on price, structure type and total carrying cost.

The Quick Decision

Best Buy

An updated, well-anchored manufactured home with a sound roof, a clear age-rule and association picture, and an insurance quote in hand, on a dry lot.

Biggest Risk

Buying on the low fee alone without confirming the share structure, reserve health, tie-downs, roof age, or the flood and insurance cost.

Best Lot

Position and lake exposure shape appeal; a dry, well-drained lot with a sound, well-anchored home defends value best.

Smart Timing

Inventory in a small 55-plus community is thin and turns on condition; the right well-kept home is worth waiting for, with the association and insurance picture confirmed first.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Lake Conley Homes For Sale

What your money buys in Lake Conley.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Lake Conley today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: older homes needing updates

The older manufactured homes needing roof, system or cosmetic updates, the entry door into a land-owned 55-plus community. Confirm current pricing on the live listings below.

Lowest entry

Core: updated move-in homes

The updated, move-in-ready manufactured homes with a sound roof and tie-downs on a dry lot, the core of the community. Confirm current pricing on the live listings below.

Most inventory

High: lake-oriented or fully renovated

The lake-oriented lots or fully renovated homes with newer roofs and updated systems. Condition and lake exposure separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

Entry: older homes needing updates

The older manufactured homes needing roof, system or cosmetic updates, the entry door into a land-owned 55-plus community. Confirm current pricing on the live listings below.

Core: updated move-in homes

The updated, move-in-ready manufactured homes with a sound roof and tie-downs on a dry lot, the core of the community. Confirm current pricing on the live listings below.

High: lake-oriented or fully renovated

The lake-oriented lots or fully renovated homes with newer roofs and updated systems. Condition and lake exposure separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Lake Conley, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Lake Conley is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Lake Conley holds value.

Our read on the factors that protect resale here, and the one to manage.

Reported resident-owned, low-fee structureStrong

West Pasco near Gulf and Tarpon SpringsSolid

Read the manufactured home's age and tie-downsWatch it

Confirm insurance cost and availabilityWatch it

Confirm the 55-plus age and rental rulesManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Lake Conley

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Lake Conley is about the structure and the association, not a flat price. The deal is won or lost on the resident-owned share, the home's age and tie-downs, and the insurance and flood math, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.1B · Buy Score

Resale Strength6.8/10

Renovation Risk6.4/10

Location Efficiency7.4/10

Long-Term Defensibility7.6/10

Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Lake Conley is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The home condition and lot position drive resale more than finishes
Confirm the lot, drainage and any lake exposure
Read the manufactured home's age, roof and tie-downs
Confirm flood zone and a current insurance quote
Comp the specific home, not the area average

In a community like this, the home itself and its lot position set the floor on resale, and a manufactured home can be updated but its age, roof and tie-downs are the first read. Check the lot, the drainage and any lake exposure, confirm the flood zone and a current insurance quote, and then price the condition of the home against the closest comparable sale rather than an area average.

The 15-Second Verdict

Lake Conley in 15 seconds.

Best forActive 55-plus buyers who want a land-owned manufactured home with lakefront amenities in Holiday.

Strong onA reported resident-owned structure with a low monthly fee, a gated setting, and a heated pool, clubhouse and lake access.

WatchThe share structure, tie-downs, roof age and insurance and flood cost. Confirm the association documents and the home as a manufactured structure.

Sweet spotAn updated, well-anchored home on a dry lot with the association, age rule and insurance quote confirmed.

Not forBuyers who need members under the age rule, want a stick-built home, or want no association fee or shared rules.

HOA, CDD & Fees

15-Second Take

Confirm the resident-owned share or deeded-lot structure
Confirm the exact monthly fee and what it covers
Confirm reserve health and any assessment history
Confirm the 55-plus age rule documentation
Confirm the home title type before you offer

Lake Conley is reportedly a resident-owned 55-plus community organized as a condominium association, so you own the land and pay a monthly association fee rather than lot rent. Listings report a low monthly fee in the range of roughly sixty dollars; treat any figure as reported and confirm the exact amount, the share or deeded-lot structure, and what it covers in the association documents before you offer.

The fee reportedly supports the shared amenities, the gated entry, common-area upkeep and reserves; confirm the exact inclusions, the reserve health, and any special assessment history in writing. Confirm whether the home is titled as real property or remains a vehicle title.

Run Your Numbers

Tools for a Lake Conley buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPasco County millage and the homestead picture.Rent vs buyThe breakeven on owning in Lake Conley.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Lake Conley

Price it to your home, lot position and association structure, with the carrying cost shown.

If you are selling in Lake Conley, the right list price comes from recent sales matched to your home's age and condition, your lot and lake exposure, and the resident-owned structure, in a 55-plus community where condition and the association picture drive value. Clear documents on the share, fee, age rule and insurance are a real asset.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lake Conley, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Holiday Lake Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lake Conley home worth?

Get a no-obligation home value based on real comparable sales in Lake Conley matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Conley on the map →
Or get your Lake Conley home value & selling guide →

Real comps, not a Zestimate.

Lake Conley Market Scorecard

Strong seller's market

Lake Conley is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Lake Conley located?

Lake Conley is a gated 55-plus manufactured-home community on Lake Conley in Holiday, FL (ZIP 34691), Pasco County, in west Pasco near Tarpon Springs and the Gulf.

Is Lake Conley a 55-plus community?

Yes. Listings and the community describe it as an age-restricted 55-plus community, meaning at least one occupant of each home must typically be 55 or older. Confirm the exact age rule and how it is documented under the federal Housing for Older Persons exemption.

Do you own the land at Lake Conley, or is it lot rent?

Lake Conley is reported to be a resident-owned community organized as a condominium association, so you own the land and pay a monthly association fee rather than lot rent. Confirm the share or deeded-lot structure and the fee in the association documents.

What does the monthly fee at Lake Conley cover?

Listings report a low monthly association fee, reportedly around sixty dollars, that supports the shared amenities, gated entry and common-area upkeep. Treat any figure as reported and confirm the exact amount, the inclusions and the reserve health in writing.

What amenities does Lake Conley have?

The community reportedly offers a heated community pool, a clubhouse with events, shuffleboard, horseshoes, a boat ramp and a lakefront dock on Lake Conley. Confirm the current amenity list and any use rules with the listing.

What kind of homes are in Lake Conley?

Manufactured and mobile homes, varying in age and condition. Confirm the specific home's age, foundation, tie-downs, roof, and whether it is titled as real property or remains a vehicle title.

Is Lake Conley in a flood zone?

Lakefront and lakeside lots in west Pasco can be in flood zones, and zones are parcel-specific. Confirm the flood zone and a current flood insurance quote for the specific home before you offer.

Can I get insurance on a manufactured home at Lake Conley?

Insurance for manufactured homes depends heavily on the age, roof, tie-downs and construction. Get a written quote for the specific home early, since cost and availability vary and shape the true carrying cost.

Can I rent out a home in Lake Conley?

Manufactured-home and 55-plus communities commonly restrict rentals, and short-term or vacation rentals are typically not permitted; this is an owner-occupied community in practice. Confirm the exact rental, guest and occupancy rules in the association documents before you offer.

What does a home in Lake Conley cost?

We do not publish a price figure here. Pricing tracks the specific home's age and condition, the lot and the structure. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.

Is Lake Conley gated?

Yes, listings describe Lake Conley as a gated community with controlled access. Confirm the current access and any guest or vehicle rules with the listing and the association documents.

How close is Lake Conley to the Gulf and Tarpon Springs?

Holiday sits in west Pasco near the Anclote River, the Gulf and Tarpon Springs, generally a short drive away. Confirm your exact drive times from the specific home at your real departure time.

Is now a good time to buy in Lake Conley?

Inventory in a small 55-plus community is thin and turns on condition, so it depends on the specific home. We pull live inventory and comps so you can judge value and the full carrying cost, including the fee and insurance.

Is Lake Conley a good place to buy?

It can be, for an active 55-plus buyer who wants a land-owned manufactured home with lakefront amenities and who confirms the association, the home's condition and the insurance picture. We pull live inventory and comps so you can judge value on the actual home.

Do I need my own agent to buy in Lake Conley?

Yes. The listing agent works for the seller. Your own agent confirms the resident-owned structure, the age rule, the fee, the home as a manufactured structure, and the flood and insurance picture, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.

The Verdict

Should you buy in Lake Conley?

An honest fit check. We will tell you when it is not your community.

You are an active 55-plus buyer who wants a land-owned manufactured homeExcellent fit

You value lakefront amenities, a heated pool and a clubhouseExcellent fit

You want a gated, quiet, age-restricted settingExcellent fit

You will confirm the association, fee and reserve healthExcellent fit

You will inspect the home and get an insurance quote earlyExcellent fit

Your household needs members under the age ruleProbably not

You want a stick-built home or new constructionProbably not

You will not confirm tie-downs, roof and insurance costsProbably not

You want no association fee or shared rulesProbably not

You want to short-term or vacation rent the homeProbably not

Get the inside read on Lake Conley

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Lake Conley home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Lake Conley specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Lake Conley — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

LakeConley Homes for Sale in Holiday, FL

The 60-Second Overview

Who Lake Conley is best for.

Best for

Probably not for

How Lake Conley is performing right now

Lake Conley on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Pasco County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Lake Conley

Resident-owned structure keeps carrying cost low

Florida insurance market shows signs of stabilizing

Manufactured-home insurance and tie-downs are the cost layer

West Pasco flood mapping under FEMA update

Citizens proposes first average rate cut in over a decade

Citizens board recommends 2026 rate cuts for most policyholders

The Lake Conley buying strategy.

The full read, only if you want it.

What your money buys in Lake Conley.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Lake Conley holds value.

5 Mistakes Buyers Make in Lake Conley

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Lake Conley is different.

Which Lots & Views Hold Value Best

Lake Conley in 15 seconds.

HOA, CDD & Fees

Tools for a Lake Conley buy.

Price it to your home, lot position and association structure, with the carrying cost shown.

In Lake Conley, condition and view decide your number

What is your Lake Conley home worth?

Price History: What Homes Here Have Actually Sold For

Lake Conley Market Scorecard

Frequently Asked Questions

Should you buy in Lake Conley?

Get the inside read on Lake Conley

You are all set.

Need to sell fast in Pasco County?

You just read the data. Now see what your home is worth.

Lake
Conley Homes for Sale in Holiday, FL