Lizzie Ridge
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Lizzie Ridge St Cloud in St Cloud, FL has 1 home for sale. As of September 2026, the MLS records 7 closed sales in Lizzie Ridge St Cloud in St Cloud, FL since 2004, the most recent in February 2025. Across St Cloud as a whole, 1,837 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 519 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Lizzie Ridge is a small, single-phase pocket of St Cloud - twelve homes total, built out over roughly an eight-year window from 1997 to 2005, with a median living area around 2,505 square feet. That size and build era, not shifting demand, is what sets value here: these are larger, established homes, and pricing conversations come down to condition, updates, and lot specifics rather than a range of product types.
With only one active listing against twelve total homes, this is a market defined by scarcity rather than momentum. A homestead share of 100% tells you the same thing from another angle - these are owner-occupied properties, not a rotating rental or investment pool, so turnover is naturally slow and each listing tends to be a standalone event rather than one of several comparable options.
The 60-Second Overview
Lizzie Ridge is a compact, established enclave in St Cloud built primarily between 1997 and 2005, with larger homes averaging around 2,505 square feet and almost no listing turnover in a given year.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lizzie Ridge is best for.
Best for
- Buyers who want a larger, established home (built 1997 - 2005) and are comfortable evaluating one property on its own merits
- Buyers prioritizing square footage and lot over a shared amenity package
- Buyers with flexible timing who can wait for the right listing to surface in a twelve-home pool
Probably not for
- Buyers who want to compare several active listings side by side before deciding
- Buyers specifically shopping for a community with clubhouse, pool, or recreational amenities
- Buyers on a tight timeline who cannot wait for inventory to turn over
The market around Lizzie Ridge
Lizzie Ridge is too small for its own price trend, so here is the market around it.
In ZIP 34771, 708 homes are on the market and 31% are under contract — a fast-moving corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
ZIP and county figures describe the wider market, not Lizzie Ridge specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LIZZIE RIDGE Market Scorecard
LIZZIE RIDGE is currently a thin data market. Limited supply, a median asking price of $200,000, and homes go under contract in about 76 days.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lizzie Ridge
Live MLS inventory for Lizzie Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lizzie Ridge listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.
The Lizzie Ridge buying strategy.
If we were buying in Lizzie Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lizzie Ridge.
Twelve Homes, One Chance at a Time
With just twelve homes in the community and a single active listing at any given moment, Lizzie Ridge does not behave like a typical subdivision market. There is no steady drip of comparable listings to benchmark against - when a home here does come up, it is often the only real data point available, which puts more weight on a careful, home-by-home evaluation rather than a broad market read.
The homes themselves share a build era (1997 - 2005) and a larger median footprint near 2,505 square feet, but twelve homes built across eight years still means a spread in original finishes, updates, and maintenance history. No community amenities are identified from current MLS listings, so whatever draws a buyer here is likely the lot, the layout, or the specific home rather than a shared clubhouse or recreational package.
The location and the amenities are priced into every listing in Lizzie Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A twelve-home community with one listing at a time rewards preparation over browsing - you need someone tracking this pocket of St Cloud closely enough to know the moment something surfaces, and to help you read a single home's condition and pricing without the cushion of five nearby comparables. That is the kind of attention a market this thin actually requires.
Lizzie Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lizzie Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lizzie Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lizzie Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lizzie Ridge home worth?
Get a no-obligation home value based on real comparable sales in Lizzie Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lizzie Ridge on the map →
Should you buy in Lizzie Ridge?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lizzie Ridge with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lizzie Ridge St Cloud fits the bigger picture — live prices, inventory, and Momentum Scores: