Lofton Bluff in Yulee

Lofton Bluff
Homes for Sale in Yulee, FL

All 199 homes for sale in Yulee, FL · median $419,900 · 201 homes for sale in 32097 · Nassau County homes for sale

Community in Yulee · Nassau County · ZIP 32097
242 homesBuilt 1950–2024
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Photo courtesy of WATSON REALTY CORP · via realMLS

Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 47 closed sales in Lofton Bluff in Yulee, FL since 2002, the most recent in May 2026. Recorded prices since 2024 ran from $120,000 to $750,000 (median $303,000), on homes of 1,144 to 3,278 sq ft. Across Yulee as a whole, 403 homes closed in the last 12 months at a median of $454,305, 56 median days on market, with 187 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,020 ($3,520 with the full homestead exemption).

Live · Lofton Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Nassau: 24% (186 of 766)
0 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
73%
Owner-occupied · Lofton Bluff
181 of 249 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · Lofton Bluff
incl. 2% trust or LLC-held · 2% out-of-state
242
Homes in the community
plus 7 vacant residential lots · 249 residential parcels (FL DOR 2025)
Track record · 24 years of records
13
Recorded sales · 2024-2025
median $290K · qualified sales on the county roll (FL DOR 2025)
1950–2024
Years homes were built
median 1992 · county roll (FL DOR 2025)
0.4%/yr
Turnover rate
about 1 of 242 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Lofton Bluff is defined by range, not consistency. With homes built anywhere from 1950 to 2024 and a median build year of 1992, this is not a uniform subdivision — it is a collection of vintages sitting side by side. That mix is what actually sets price here: condition, updates, and era matter more than any single benchmark, and the spread between a dated original and a renovated or newer build is wide.

With a homestead share of roughly 71 percent, most of these homes are owner-occupied rather than turned over as rentals, which tends to keep inventory measured and the pace deliberate. For a buyer, that means fewer distressed or investor flips and more homes to evaluate one at a time. For a seller, it means your comp is whatever most resembles your home's condition and age — pricing off the wrong vintage will cost you.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Lofton Bluff is a sizable Yulee community of 321 homes spanning more than seven decades of construction, with a median living area around 1,800 square feet. It reads as an established, owner-occupied pocket rather than a single-builder tract.

realMLS (Northeast Florida) sales records identify 34 homes in Lofton Bluff that have changed hands since 2002, built between 1974 and 2021 (median 1991), with a median living area of about 1,632 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 13 qualified sales in Lofton Bluff across 2024–2025 (10 in 2024, 3 in 2025), median $290,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a practical, mid-sized home around 1,800 square feet in an established Yulee setting
  • Buyers willing to underwrite roof, systems, and updates home-by-home in exchange for vintage optionality
  • Owner-occupant buyers who prefer a measured, largely owner-held community over an investor-heavy one

Probably not for

  • Buyers who want a brand-new, single-vintage subdivision with predictable, uniform pricing
  • Buyers expecting fast-moving inventory and constant new listings to choose from
  • Buyers unwilling to budget for updates on an older home when the newer stock is limited

The market around Lofton Bluff

Lofton Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32097, 273 homes are on the market and 27% are under contract — a steady corner of Yulee.

Across Nassau County, 580 homes are active and 186 pending (24% under contract).

In ZIP 32097 (Yulee), 640 homes closed in the last 12 months at a median of $454K ($196/sq ft), up 3.6% year over year, with a median 55 days on market. Right now 149 active and 63 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32097 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Lofton Bluff specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Lofton Bluff

Live MLS inventory for Lofton Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lofton Bluff listings as of 2026-10-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Yulee · Elementary
  • Yulee · Middle
  • Yulee · High

Zoned schools reflect the assignments reported on recent Lofton Bluff listings and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lofton Bluff address.

If we were buying in Lofton Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lofton Bluff.

Best Buy
Buyers who want an established Yulee community and are comfortable evaluating homes one at a time.
Biggest Risk
The era spread makes pricing condition-dependent, so a bad comp is easy to lean on.
Sweet Spot
A well-updated home near the median size that pairs the location with modern systems.
Avoid If
You want a uniform, single-builder subdivision where every home prices the same way.

A multi-vintage community, priced by condition

The 1950-to-2024 build range is the single most important fact about Lofton Bluff. A community that has been adding and replacing housing across seven decades does not have one look or one price logic — it has several. The median year built of 1992 tells you the center of gravity is a mature home, but the presence of 2024 construction means you can find genuinely new product in the same footprint. Buyers should walk in expecting to compare apples to oranges and to underwrite each home on its own systems, roof age, and updates.

At a median living area near 1,802 square feet, the housing stock skews toward practical, mid-sized homes rather than sprawling floor plans. Combined with the high owner-occupied share, the result is a community that turns over on its own schedule. The advantage for a patient buyer is that you are usually negotiating against a homeowner's timeline, not a spreadsheet — and the reward for a seller who prepares the home properly is a cleaner comparison against the vintage that matters.

“

The location and the amenities are priced into every listing in Lofton Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where build years run from 1950 to 2024, the wrong comparable can misprice a home by a wide margin in either direction. We match your home — or the one you are buying — to the right vintage and condition tier rather than a blended average, so the number reflects what is actually in front of you. That discipline matters more in Lofton Bluff than in a uniform subdivision, and it is where a Nassau County broker who reads this specific market earns their keep.

Lofton Bluff in 15 seconds.

Best forBuyers who want an established Yulee community and are comfortable evaluating homes one at a time.
Biggest advantageA wide vintage range means real optionality, from mature homes to recent construction.
Biggest riskThe era spread makes pricing condition-dependent, so a bad comp is easy to lean on.
Sweet spotA well-updated home near the median size that pairs the location with modern systems.
Avoid ifYou want a uniform, single-builder subdivision where every home prices the same way.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lofton Bluff sales matched to your home.

What is your Lofton Bluff home worth?

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Recently off market in Lofton Bluff

Homes in Lofton Bluff that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Housing distress & ownership in Lofton Bluff, Yulee

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Every Home for Sale in Lofton Bluff Yulee Right Now (1)

All 1 active and pending Lofton Bluff Yulee listings with a detail page, newest first, refreshed twice a day from the MLS.

Recent Developments in Lofton Bluff

Development, infrastructure, retail, and school activity affecting Lofton Bluff, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Development

    Nassau review committee considers up to 350 lots in Wildlight southern planning area

    At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.

    What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 2 miles east of Lofton Bluff.

    Source: Nassau NewsLine
  2. August 2026
    Builder Activity

    Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County

    Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.

    What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 6 miles southeast of Lofton Bluff.

    Source: Nassau NewsLine
  3. July 2026
    Builder Activity

    Wildlight subdivision advances in Yulee as the master-planned community expands

    Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

    What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 5 miles west of Lofton Bluff.

    Source: Jax Daily Record
  4. March 2026
    Development

    First Wildlight Commerce Park speculative building opens in Yulee

    The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.

    What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 5 miles west of Lofton Bluff.

    Source: Jax Daily Record

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

How much local inventory is already under contract

27% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

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Ask an agent about Lofton Bluff

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lofton Bluff will answer, and the answer is published on this page for the next buyer.

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Frequently Asked Questions

How many homes are in Lofton Bluff?
The Florida DOR 2025 assessment roll shows 242 homes plus 7 vacant residential lots in Lofton Bluff (public records).
What share of Lofton Bluff is owner-occupied?
73% of Lofton Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lofton Bluff built?
Homes in Lofton Bluff were built between 1950 and 2024, with a median year built of 1991.5 (FL DOR 2025 roll).
Who is the best real estate agent for Lofton Bluff?
The best agent for Lofton Bluff is one who actively works Yulee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lofton Bluff.
How do I find a top Yulee real estate agent who knows Lofton Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lofton Bluff and the wider Yulee area.
Can Momentum Realty connect me with an agent for Lofton Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lofton Bluff purchase or sale - no call center and no pressure.
Where is Lofton Bluff, and what county is it in?
Lofton Bluff is in Yulee, Nassau County, FL, ZIP 32097.
How far is Lofton Bluff from downtown Jacksonville and the beach?
About 19 miles from downtown Jacksonville and about 9 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers targeting a practical, mid-sized home around 1,800 square feet in an established Yulee settingExcellent fit
Buyers willing to underwrite roof, systems, and updates home-by-home in exchange for vintage optionalityExcellent fit
Owner-occupant buyers who prefer a measured, largely owner-held community over an investor-heavy oneExcellent fit
Buyers who want a brand-new, single-vintage subdivision with predictable, uniform pricingProbably not
Buyers expecting fast-moving inventory and constant new listings to choose fromProbably not
Buyers unwilling to budget for updates on an older home when the newer stock is limitedProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 20, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32097))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2002 (47 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Lofton Bluff with Momentum Realty’s local guides.

Roberts0.1 mi away · median $232K, 4 sales/12 moHarts Plat0.7 mi away · median $220K, 3 sales/12 moCAClaxton Acres0.8 mi away · median $258K, 3 sales/12 moYulee Woods0.8 mi away · median $225K, 9 sales/12 moWilson Neck Yulee Nassau0.8 mi away · median $305K, 3 sales/12 moWNWilson Neck Hills0.9 mi away · 111 homes, built 1960–21Lexington1.0 mi away

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Thinking of selling in Lofton Bluff? 1 recorded closings (window ending 2026-10-20). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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