Lofton Bluff
Homes for Sale in Yulee, FL
All 178 homes for sale in Yulee, FL · median $415,510 · 169 homes for sale in 32097 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
Homes listed or recently sold were built 1990–2007; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). As of November 2026, the MLS records 42 closed sales in Lofton Bluff in Yulee, FL since 2011, the most recent in November 2026. Recorded prices since 2024 ran from $120,000 to $750,000 (median $310,000), on homes of 1,144 to 3,278 sq ft. Across Yulee as a whole, 535 homes closed in the last 12 months at a median of $405,000, 57 median days on market, with 194 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,120 ($3,610 with the full homestead exemption).
Last 30 days in Lofton Bluff: 1 under contract right now, 1 closed sale (median $400,000). As of November 11, 2026, realMLS.
Lofton Bluff is defined by range, not consistency. With homes built anywhere from 1950 to 2024 and a median build year of 1992, this is not a uniform subdivision — it is a collection of vintages sitting side by side. That mix is what actually sets price here: condition, updates, and era matter more than any single benchmark, and the spread between a dated original and a renovated or newer build is wide.
With a homestead share of roughly 71 percent, most of these homes are owner-occupied rather than turned over as rentals, which tends to keep inventory measured and the pace deliberate. For a buyer, that means fewer distressed or investor flips and more homes to evaluate one at a time. For a seller, it means your comp is whatever most resembles your home's condition and age — pricing off the wrong vintage will cost you.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Lofton Bluff is a sizable Yulee community of 321 homes spanning more than seven decades of construction, with a median living area around 1,800 square feet. It reads as an established, owner-occupied pocket rather than a single-builder tract.
realMLS (Northeast Florida) sales records identify 34 homes in Lofton Bluff that have changed hands since 2002, built between 1974 and 2021 (median 1991), with a median living area of about 1,632 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in Lofton Bluff across 2024–2025 (10 in 2024, 3 in 2025), median $290,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lofton Bluff. Swipe to explore the community.
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Lofton BluffPhotos from realMLS listings in Lofton Bluff; content deemed reliable but not guaranteed.
Who Lofton Bluff is best for.
Best for
- Buyers targeting a practical, mid-sized home around 1,800 square feet in an established Yulee setting
- Buyers willing to underwrite roof, systems, and updates home-by-home in exchange for vintage optionality
- Owner-occupant buyers who prefer a measured, largely owner-held community over an investor-heavy one
Probably not for
- Buyers who want a brand-new, single-vintage subdivision with predictable, uniform pricing
- Buyers expecting fast-moving inventory and constant new listings to choose from
- Buyers unwilling to budget for updates on an older home when the newer stock is limited
The market around Lofton Bluff
Lofton Bluff is too small for its own price trend, so here is the market around it.
In ZIP 32097, 256 homes are on the market and 34% are under contract — a fast-moving corner of Yulee.
Across Nassau County, 506 homes are active and 168 pending (25% under contract).
In ZIP 32097 (Yulee), 618 homes closed in the last 12 months at a median of $454K ($197/sq ft), up 3.8% year over year, with a median 57 days on market. Right now 148 active and 61 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 32097 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Lofton Bluff specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lofton Bluff
Live MLS inventory for Lofton Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lofton Bluff listings as of 2026-11-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Lofton Bluff on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Lofton Bluff buying strategy.
If we were buying in Lofton Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lofton Bluff.
A multi-vintage community, priced by condition
The 1950-to-2024 build range is the single most important fact about Lofton Bluff. A community that has been adding and replacing housing across seven decades does not have one look or one price logic — it has several. The median year built of 1992 tells you the center of gravity is a mature home, but the presence of 2024 construction means you can find genuinely new product in the same footprint. Buyers should walk in expecting to compare apples to oranges and to underwrite each home on its own systems, roof age, and updates.
At a median living area near 1,802 square feet, the housing stock skews toward practical, mid-sized homes rather than sprawling floor plans. Combined with the high owner-occupied share, the result is a community that turns over on its own schedule. The advantage for a patient buyer is that you are usually negotiating against a homeowner's timeline, not a spreadsheet — and the reward for a seller who prepares the home properly is a cleaner comparison against the vintage that matters.
The location and the amenities are priced into every listing in Lofton Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where build years run from 1950 to 2024, the wrong comparable can misprice a home by a wide margin in either direction. We match your home — or the one you are buying — to the right vintage and condition tier rather than a blended average, so the number reflects what is actually in front of you. That discipline matters more in Lofton Bluff than in a uniform subdivision, and it is where a Nassau County broker who reads this specific market earns their keep.
Lofton Bluff in 15 seconds.
Tools for a Lofton Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lofton Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lofton Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lofton Bluff home worth?
Get a no-obligation home value based on real comparable sales in Lofton Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Lofton Bluff
Homes in Lofton Bluff that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 85232 Amanda Court · off market
- 85318 Blackmon Road · off market
Every Home for Sale in Lofton Bluff Yulee Right Now (1)
All 1 active and pending Lofton Bluff Yulee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 85177 Amanda Court · $299,900 · 4 bd / 2 ba · pending · listed Oct 29, 2026 · listed by Core Realty, Llc
Recently sold in Lofton Bluff Yulee
- 85318 Blackmon Road · sold $400,000
- 85232 Amanda Court · sold $750,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Yulee home searches
- All homes for sale in Yulee, FL
- Homes for sale in Nassau County, FL
- Gated communities in Yulee
- Homes under $300K in Yulee
- Yulee home values: what is my house worth?
- ZIP 32097 housing scorecard
Yulee guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Recent Developments in Lofton Bluff
Development, infrastructure, retail, and school activity affecting Lofton Bluff, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is about 8 miles east of Lofton Bluff.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 4 miles southeast of Lofton Bluff.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 2 miles east of Lofton Bluff.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 6 miles southeast of Lofton Bluff.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 5 miles west of Lofton Bluff.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 5 miles west of Lofton Bluff.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Lofton Bluff
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lofton Bluff will answer, and the answer is published on this page for the next buyer.
36% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
How many homes are in Lofton Bluff?
What share of Lofton Bluff is owner-occupied?
When were the homes in Lofton Bluff built?
Who is the best real estate agent for Lofton Bluff?
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Where is Lofton Bluff, and what county is it in?
How far is Lofton Bluff from downtown Jacksonville and the beach?
Should you buy in Lofton Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32097)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2011 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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