Lumber Creek
Homes for Sale in Yulee, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS
As of September 2026, Lumber Creek in Yulee, FL has 2 homes for sale. Over the 12 months ending 2026-09-10, 13 recorded sales closed at a median of $335,000, $177 per square foot, a median 59 days on market, sellers accepting 97% of original asking (+2% versus the prior year). Homes listed or recently sold were built 2007–2021; 15 of 16 report an HOA (median $56/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $4,450 ($3,940 with the full homestead exemption).
Lumber Creek's pricing is set by a built-out subdivision, not by new construction. Homes here were built between 2007 and 2021, with a median year built of 2018, and a median living area of 2,078 square feet. The current median price is $325,000, working out to $176.18 per square foot, and that median is flat year over year (0.0% change) as of this snapshot.
For a buyer or seller, the operating picture right now is a small, quiet listing pool: 6 active listings against 13 closings in the recent window, with 6.0 months of supply. That supply level sits at the upper edge of a balanced market, tilting slightly toward buyers on leverage. Homes are taking a median of 57 days to go under contract, and the market-heat score here is 20, a cooler posture than an actively competitive market, which argues for patience and correct pricing rather than urgency on either side of the table.
Lumber Creek right now
🟡 Balanced market. 2.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 10, 2026. Confidence: High (4 active and pending listings, 13 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($335K) is up 2.3% from the prior 12 months ($328K).Momentum Research, record-level realMLS closed sales, 12-month windows ending September 10. Confidence: Medium (13 and 14 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 10, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lumber Creek market snapshot (as of September 10, 2026): the median sale price is about $335K ($177 per sq ft over the trailing 12 months of closed sales), a median 59 days on market for closed sales, and 2.0 months of supply, a balanced market. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level realMLS closed sales (13 closings in the current window).
Lumber Creek is an established Yulee subdivision in Nassau County built out mostly between 2007 and 2021, so buyers are shopping a mature stock of homes rather than a new-construction pipeline, with 345 homes in the community.
The setting & the homes.
Aerial and on-site photos of Lumber Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Lumber CreekPhotos from realMLS listings in Lumber Creek; content deemed reliable but not guaranteed.
Who Lumber Creek is best for.
Best for
- A buyer targeting a purchase near the $325,000 median who wants an established, already-built-out home rather than new construction.
- A seller with a well-prepared, move-in-ready home who can be patient through a median 57-day time on market.
- An owner-occupant buyer comfortable with a low-turnover community where only a handful of homes are listed at any time.
Probably not for
- A buyer who needs new-construction options -- the community's homes were built between 2007 and 2021, not currently.
- A seller who needs a fast, competitive-offer sale -- 6.0 months of supply and a heat score of 20 do not support that pace.
- An investor expecting rapid turnover -- 6 active listings against 345 total homes is a slow-moving pool.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 10 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($335K) IS the median in the snapshot above, and the move from 2025 ($328K) IS the +2.3% one-year change.
Windows contain 2 to 74 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Lumber Creek Market Scorecard
Lumber Creek is currently a strong seller's market. About 2.0 months of supply, a median asking price of $442,500, and homes go under contract in about 86 days.
Typical home value in the 32097 ZIP is $390,908, about 12.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lumber Creek, Yulee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lumber Creek
Live MLS inventory for Lumber Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 115 daysTop listing
Active · 56 days
Pending · 34 daysPending · 91 daysActive and pending Lumber Creek listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Lumber Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lumber Creek
- Playground · reported on 7 of 8 listings
- Pool · reported on 7 of 8 listings
- Jogging Path · reported on 1 of 8 listings
- Park · reported on 1 of 8 listings
- Clubhouse · reported on 1 of 8 listings
- Car Wash Area · reported on 1 of 8 listings
- Management - Off Site · reported on 1 of 8 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Lumber Creek are close: the nearest groceries is about 5 minutes away.
- Publix · Groceries5 min
- Gator's Dockside Yulee · Dining5 min
- Villages of Amelia · Shopping6 min
- Panera Bread · Coffee6 min
- Melton O. Nelson Memorial Park · Parks8 min
- VITAS Healthcare · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Elementary SchoolFLDOE grade A · Public 3-5
- Yulee Middle SchoolFLDOE grade A · Public 6-8
- Yulee High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lumber Creek address.
The Lumber Creek buying strategy.
If we were buying in Lumber Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lumber Creek.
A small, settled inventory
With only 6 active listings against 345 total homes, Lumber Creek does not turn over quickly, and any single listing can move the community's numbers more than it would in a larger pool. Roughly 58% of homes here carry a homestead exemption, which points to a base of owner-occupied ownership rather than a heavy investor or short-term-rental presence -- a factor that tends to support steadier upkeep and fewer bulk-listing swings.
The 57-day median time on market, paired with a market-heat score of 20 and 6.0 months of supply, tells a consistent story: this is not a bidding-war community right now. Pricing at $325,000 median ($176.18 per square foot) has held flat year over year, so sellers should expect condition and preparation to matter more than timing, and buyers should expect room to negotiate rather than needing to stretch to compete.
The location and the amenities are priced into every listing in Lumber Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lumber Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Recent Direction +2.3% year-over-year; Liquidity & Demand 2.0 months of supply; Pricing Power 97.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with only 6 active listings and 13 recent closings does not give you much margin for a mispriced offer or an overpriced listing -- every comp counts more. Momentum tracks Lumber Creek's closings, days-on-market, and supply trend directly off the realmls feed so pricing and offer strategy are built on the current snapshot, not a stale citywide average.
Lumber Creek in 15 seconds.
HOA, CDD & Fees
- HOA reported ~$672/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lumber Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lumber Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lumber Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lumber Creek home worth?
Get a no-obligation home value based on real comparable sales in Lumber Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Yulee →
Recently off market in Lumber Creek
Homes in Lumber Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 77021 Birdseye Court · off market
- 77175 Sawmill Court · off market
- 77224 Lumber Creek Boulevard · off market
- 77318 Lumber Creek Boulevard · off market
- 77703 Lumber Creek Boulevard · off market
- 77720 Lumber Creek Boulevard · off market
- 77723 Lumber Creek Boulevard · off market
- 77727 Lumber Creek Boulevard · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Lumber Creek Yulee year by year since 2015, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Lumber Creek?
How long do homes in Lumber Creek take to sell?
Is Lumber Creek a buyer's or seller's market right now?
What schools serve Lumber Creek?
Who is the best real estate agent for Lumber Creek?
How do I find a top Yulee real estate agent who knows Lumber Creek?
Can Momentum Realty connect me with an agent for Lumber Creek?
Should you buy in Lumber Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lumber Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 10, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2015 (441 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lumber Creek fits the bigger picture — live prices, inventory, and Momentum Scores: