What's in this guide
- Executive Summary
- Quick Facts
- Community Overview & History
- Neighborhoods & Areas
- Real Estate Market
- Who Lives Here
- Schools
- Amenities & Lifestyle
- HOA, CDD & Costs
- Commute Analysis
- Shopping & Dining
- Pros & Cons
- Neighborhood Comparisons
- Hidden Things to Know
- Momentum Expert Insight
- Frequently Asked Questions
Executive Summary
Lumber Creek is an amenity-rich single-family community in Yulee, built by LGI Homes. It pairs an affordable price with a swimming pool, walking trails, and a recreational field, a family-friendly neighborhood in the number one school district in Florida, a short drive from the Amelia Island beaches and easy access toward downtown Jacksonville.
Homes have ranged from about 1,383 to 3,403 square feet in 3, 4, and 5 bedroom layouts, with a mix of newer LGI construction and resale. LGI homes here include granite countertops, Whirlpool appliances, and 36-inch upper cabinets with crown molding.
The draw is affordable, amenity-rich, newer living with top-ranked schools. The trade-offs are an off-island location and an HOA that funds the amenities.
Quick Facts
| Category | Detail |
|---|---|
| Location | Yulee, near A1A and I-95 |
| County | Nassau County |
| ZIP code | 32097 |
| Builder | LGI Homes |
| Home size | About 1,383 to 3,403 sq ft; 3-5 bedrooms |
| Amenities | Pool, walking trails, recreational field, picnic areas |
| Schools | Nassau County (#1 in Florida 2024-2025) |
| HOA / CDD | HOA funds amenities; confirm dues and any CDD |
Community Overview & History
An LGI Homes community
Lumber Creek was built by LGI Homes as an amenity-rich, family-friendly community in Yulee, with an affordable price point and a full set of neighborhood amenities. LGI homes here come with finishes like granite countertops, Whirlpool appliances, 36-inch upper cabinets with crown molding, undermount sinks, and front-yard landscaping.
Newer construction and resale
The community offers a mix of newer LGI homes and a resale market of homes built generally from the mid-2010s onward, so buyers can choose between a newer build and an existing home depending on what is available and on budget.
Neighborhoods & Areas
Lumber Creek is a single community, so the home and the homesite define the choice.
Range of sizes
Homes from about 1,383 to 3,403 square feet, in 3, 4, and 5 bedroom layouts, cover a broad set of buyers.
Amenity access
Every home is near the pool, trails, and recreational field, central to the community's appeal.
Newer or resale
A mix of newer LGI construction and resale gives buyers options at different price points.
Real Estate Market
Lumber Creek is an affordable, value-oriented market, with the amenities and newer construction driving steady demand from families and first-time buyers. Prices vary across a band by size, age, and condition, with newer LGI homes and resale homes both in the mix. The accessible entry point is a defining feature.
For context, Momentum tracks the wider Jacksonville metro at a 97.98 percent sold-to-list ratio and 64 days on market for our agents, against a RealMLS market average closer to 96.73 percent and 72 days, year to date. In an affordable, amenity-rich community, pricing to the right comps by size and condition is what protects you on both sides.
Who Lives Here
Lumber Creek draws first-time buyers, young families, and value-focused buyers who want amenities and newer construction at an accessible price, with top-ranked Nassau schools and a short drive to the beach. It is an entry-level and family community organized around its pool, trails, and field.
Schools
Lumber Creek is in the Nassau County School District, ranked the number one district in Florida for 2024-2025 with every school A-rated, served by the Yulee-area schools. Confirm the current zoning for a specific address with the district before you buy. See the Nassau County schools guide.
Amenities & Lifestyle
Lumber Creek's appeal is its amenities and value.
Pool and recreation
A swimming pool, picnic and group party areas, walking trails, and a multipurpose recreational field anchor community life.
Newer homes
LGI construction brings modern finishes and layouts at an accessible price.
Convenient location
Near A1A and I-95, a short drive from the beach and easy access toward downtown Jacksonville.
HOA, CDD & Costs
Lumber Creek has an HOA that funds the pool, trails, and other amenities, with dues that have run in the range of a few hundred dollars semi-annually. Confirm the current HOA dues, what they include, and whether any CDD applies for a specific home, since fee structures should always be verified in writing and modeled into the all-in monthly cost.
Insurance is the other cost to confirm. The newer construction often helps with lower premiums than older homes, but confirm the roof age, the flood zone, and get quotes early on the specific home.
Commute Analysis
Lumber Creek sits in Yulee near A1A and I-95.
| Destination | Typical drive |
|---|---|
| Amelia Island beaches | A short drive |
| Historic downtown Fernandina Beach | About 15-20 minutes |
| Jacksonville International Airport (JAX) | About 20-25 minutes |
| Downtown Jacksonville | About 25-30 minutes |
The Yulee location near A1A and I-95 keeps the airport and downtown Jacksonville within reach while the beach stays a short drive. Test your specific commute, since the routes carry traffic at peak hours.
Shopping & Dining
Everyday shopping and dining are close in Yulee, with the restaurants and shops of historic downtown Fernandina and Amelia Island a short drive and downtown Jacksonville's nightlife and entertainment within reach. The location keeps daily errands convenient.
Pros and Cons
Pros
- Affordable, value-oriented Yulee community
- Amenity-rich, pool, trails, recreational field
- Newer LGI construction plus resale options
- Range of sizes, 3 to 5 bedrooms
- Top-ranked Nassau County schools
- Short drive to the beach, easy Jacksonville access
Cons
- Off-island, not walkable to the beach
- HOA dues fund the amenities
- Entry-level finishes vary by home and age
- Condition varies between newer and resale homes
- Fewer luxury features than higher-end communities
Lumber Creek vs. Comparable Communities
| Community | How it compares to Lumber Creek |
|---|---|
| Hickory Village | An established, quieter Yulee community, while Lumber Creek offers amenities and newer construction at an accessible price. |
| Cartesian Pointe | An established value community near the government center, while Lumber Creek competes on its pool, trails, and field. |
| Heron Isles | Another amenity-supported Yulee value community, comparable in price and feel. |
Hidden Things Buyers Should Know
Newer or resale
Lumber Creek has both newer LGI homes and resale homes. Decide which you want, since they price and present differently.
Confirm the HOA and amenities
Get the current dues, what they cover, and the amenity rules in writing, since the HOA funds the pool and trails.
Check finishes by home
Entry-level finishes and updates vary by home and age. A walkthrough and inspection reveal the differences.
Momentum Expert Insight
Lumber Creek is one of the better value plays in Yulee for families who want amenities. The pool, the trails, and the field at this price point are a real draw, and the LGI homes give you modern layouts without a premium.
Decide early whether you want a newer build or a resale, confirm the HOA and amenity picture, and have an agent compare it against the other Yulee value communities so you know what your dollar buys.
Selling a Home in Lumber Creek
If you are thinking about selling in Lumber Creek, the right list price comes from the recent comparable sales in this specific community, not an automated estimate. Pricing to the homesite and the current Lumber Creek inventory is what earns the strongest offer in the fewest days on market.
Across the wider Jacksonville metro, Momentum's listings have run a 97.98 percent sold-to-list ratio and 64 days on market for our agents, against a market average closer to 96.73 percent and 72 days, year to date. A Lumber Creek listing specialist will give you a true home value from real comparable sales and a pricing strategy built for the current market. Start with a no-obligation home value request below.
Get a no-obligation home value for your Lumber Creek home, based on real comparable sales in the community rather than an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
Whether you are buying, selling, or just gathering information about Lumber Creek, drop your details below. Every inquiry comes straight to us, and we will personally help you and connect you with the right agent. No obligation, no spam.
Frequently Asked Questions
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Related Reading
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