Flood Acres
Homes for Sale in Yulee, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · via realMLS
What sets price in Flood Acres is condition and vintage, not a uniform product. With a build range running from 1930 to 2022 and a median year built of 1988, this is a mixed-age pocket where two homes on the same street can be decades apart. That spread means price is driven by what has been updated and what has not, so comps here have to be read carefully rather than taken as a single market number.
The median living area of roughly 2,220 square feet points to real, usable homes rather than starter boxes. For a seller, the takeaway is that presentation and honest condition disclosure move the needle more than chasing a headline figure. For a buyer, the same variability is the opportunity: you can find dated homes with room to add value, but you have to underwrite each one on its own merits.
The setting & the homes.
Aerial and on-site photos of Flood Acres. Swipe to explore the community.
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Flood Acres
Flood Acres
Flood Acres
Flood Acres
Flood Acres
Flood AcresPhotos from realMLS listings in Flood Acres; content deemed reliable but not guaranteed.
Who Flood Acres is best for.
Best for
- Buyers seeking an established, largely owner-occupied pocket who will shop patiently
- Value-add buyers with a renovation budget who want an older home to improve
- Buyers wanting a mid-sized home near 2,220 square feet in a small, settled setting
Probably not for
- Buyers who need new-construction uniformity and a large menu of comparable homes
- Buyers expecting deep inventory and quick, interchangeable options
- Buyers who want a single predictable price point rather than condition-driven variation
The market around Flood Acres
Flood Acres is a small community — 8 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 32097, 286 homes are on the market and 30% are under contract — a steady corner of Yulee.
Across Nassau County, 513 homes are active and 187 pending (27% under contract).
The housing mix here is 60% single family residence, 40% manufactured home.
ZIP and county figures describe the wider market, not Flood Acres specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Flood Acres
Live MLS inventory for Flood Acres. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Flood Acres listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Flood Acres buying strategy.
If we were buying in Flood Acres today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Flood Acres.
A mixed-vintage pocket, not a tract
The defining fact here is age spread. Homes date from as far back as 1930 through 2022, with the median landing at 1988. That mix means you are shopping across generations of construction, systems, and finishes, and the right home for you depends heavily on whether you want move-in condition or a project.
About 70% of homes are homesteaded, which signals a settled, owner-occupied character rather than a churn of short-term holdings. Combined with the small home count of 83 and a median footprint near 2,220 square feet, expect limited inventory and homes that need to be evaluated one at a time. This is a place where local knowledge and a careful walk-through matter more than a spreadsheet.
The location and the amenities are priced into every listing in Flood Acres. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small pocket with only 83 homes and a wide vintage range, the value is in reading each property honestly against its true comps rather than a blanket neighborhood number. We know Yulee and Nassau County, we will tell you plainly when a home's condition does not support its ask, and we will walk you through what an older or newer build actually means for your budget and timeline.
Flood Acres in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Flood Acres buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Flood Acres sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Flood Acres, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Flood Acres home worth?
Get a no-obligation home value based on real comparable sales in Flood Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Flood Acres on the map →
33% of homes for sale in ZIP 32097 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Flood Acres?
What share of Flood Acres is owner-occupied?
When were the homes in Flood Acres built?
Who is the best real estate agent for Flood Acres?
How do I find a top Yulee real estate agent who knows Flood Acres?
Can Momentum Realty connect me with an agent for Flood Acres?
Should you buy in Flood Acres?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Flood Acres with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32097)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2011 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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