Underwood Estates
Homes for Sale in Yulee, FL
All 195 homes for sale in Yulee, FL · median $415,000 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-30, 3 recorded sales closed at a median of $290,000, $186 per square foot, a median 170 days on market. At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,850 ($3,340 with the full homestead exemption).
Underwood Estates sits in Yulee, on the Nassau County side of the Jacksonville metro. The FACTS snapshot here is thin on numbers, so we will not pretend to price the market for you line by line. What we can say plainly is that pricing in a small Yulee community like this tends to be driven by the individual home — its condition, lot, and updates — rather than by a tidy neighborhood average.
For a buyer, that means the right move is to underwrite each listing on its own merits and not anchor to a headline figure. For a seller, it means condition and presentation do the heavy lifting here; a well-prepared home stands apart in a market this specific. We would rather show you comparable sales in person than quote you a number we cannot stand behind.
Nearby homes for sale
No active listings inside Underwood Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Underwood Estates market snapshot (as of September 24, 2026): the median sale price is about $290K ($186 per sq ft over the trailing 12 months of closed sales), and a median 170 days on market for closed sales.
In ZIP 32177 (Yulee), 239 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.7% year over year, with a median 63 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
realMLS (Northeast Florida) sales records identify 20 homes in Underwood Estates that have changed hands since 2002, built between 1955 and 2014 (median 1985), with a median living area of about 1,634 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Underwood Estates is a small residential pocket in Yulee, Nassau County, positioned within reach of the Jacksonville metro while keeping a quieter, off-the-corridor feel.
Who Underwood Estates is best for.
Best for
- Buyers prioritizing a Yulee/Nassau County location with reach into the Jacksonville metro
- Buyers comfortable underwriting a specific home on its condition rather than a neighborhood average
- Sellers with a well-prepared home who benefit from limited local competition
Probably not for
- Buyers who want a large pool of active listings to compare at once
- Buyers seeking a fast, high-volume market with frequent turnover
- Anyone unwilling to wait for the right home to come available in a small community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 24 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($290K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Housing distress & ownership in Underwood Estates, Yulee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Underwood Estates buying strategy.
If we were buying in Underwood Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Underwood Estates.
Reading Underwood Estates honestly
Yulee's appeal is location: it gives you Nassau County addressing with access toward the wider Jacksonville metro. Underwood Estates is one of the smaller communities inside that footprint, which means fewer active listings at any given time and a market that can turn on a single sale. Thin inventory cuts both ways — less to choose from as a buyer, less direct competition as a seller.
Because the community is compact, we lean hard on current, hyper-local comparables rather than metro-wide trends. A home's specific attributes — how it has been maintained, the lot, and any recent work — will tell you more about its value than any neighborhood-level statistic. That is the honest read until the data set here is deeper.
The location and the amenities are priced into every listing in Underwood Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small Yulee community, the right pricing comes from walking the homes, not from a dashboard. We track what actually sells in and around Underwood Estates, and we will tell you when a listing is priced to its condition and when it is not. Our job is to keep you grounded in real comparables, whether you are buying or selling.
Underwood Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Underwood Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Underwood Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Underwood Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Underwood Estates home worth?
Get a no-obligation home value based on real comparable sales in Underwood Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Yulee →
Frequently Asked Questions
What is the median home price in Underwood Estates?
How long do homes in Underwood Estates take to sell?
Who is the best real estate agent for Underwood Estates?
How do I find a top Yulee real estate agent who knows Underwood Estates?
Can Momentum Realty connect me with an agent for Underwood Estates?
Where is Underwood Estates, and what county is it in?
How far is Underwood Estates from downtown Jacksonville and the beach?
Should you buy in Underwood Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 24, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2008 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Underwood Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Underwood Estates. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Underwood Estates with Momentum Realty’s local guides.