Mack Bayou
Homes for Sale in Santa Rosa Beach, FL
All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 4 closed sales in Mack Bayou in Santa Rosa Beach, FL since 2019, the most recent in March 2022. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1998) |
| Typical living area | 2,376 sq ft (median) |
| Owner-occupied (homestead) share | 50% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mack Bayou key facts,” movewithmomentum.com/neighborhoods/mack-bayou, data as of September 20, 2026.
Mack Bayou sits inside Santa Rosa Beach, and what you pay here is driven far more by the individual property than by any community formula. With no median price or day-count in front of me for this snapshot, I'm reading Mack Bayou as a condition-and-location story: what a home is worth turns on its state of repair, its position relative to the water and the corridor, and what a specific buyer values on a specific lot.
For sellers, that means the burden is on presentation and honest condition disclosure rather than riding a community-wide number. For buyers, it means underwriting each listing on its own merits. Don't anchor to a neighbor's sale you heard about; the spread between two homes here can be wide, and the reasons are usually visible if you look closely.
Nearby homes for sale
No active listings inside Mack BayouHomes for Sale in Santa Rosa Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mack Bayou is a Santa Rosa Beach address in Walton County that trades on location and property condition rather than shared amenities, since none are identified from current MLS listings.
County records show 4 qualified sales in Mack Bayou across 2025–2025, median $1.73M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mack Bayou is best for.
Best for
- Buyers who prioritize a Santa Rosa Beach location and will underwrite each home on condition and lot
- Renovation-minded buyers comfortable pricing a property on its current state
- Buyers who value proximity to the water and the surrounding corridor over shared amenities
Probably not for
- Buyers who want a gated, amenity-loaded community with pools or clubhouses
- Buyers seeking a single predictable price band rather than property-by-property valuation
- Buyers who want turnkey uniformity and dislike wide variation between homes
The market around Mack Bayou
Mack Bayou is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Mack Bayou specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Mack Bayou, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Mack Bayou buying strategy.
If we were buying in Mack Bayou today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mack Bayou.
Reading Mack Bayou on the merits
There are no community amenities identified from the current MLS listings here, so evaluate Mack Bayou as a location and a collection of individual homes rather than a package deal. That's not a knock — it simply shifts the analysis to the property itself: lot, condition, layout, and proximity to the water and the surrounding Santa Rosa Beach corridor.
Because price here is condition-driven, the discipline is comparison. Two homes carrying similar addresses can justify very different numbers based on updates, siting, and how close they sit to the bayou and daily-drive routes. Walk each one with a critical eye and price it on what it is, not on what a headline figure suggests.
The location and the amenities are priced into every listing in Mack Bayou. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where value is set property by property, our job is to keep you grounded in what a specific home actually is — its condition, its lot, its location within Santa Rosa Beach — instead of a community average that may not apply. We'll tell you when a listing is priced ahead of its condition, and when it isn't.
Mack Bayou in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mack Bayou buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mack Bayou sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mack Bayou, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mack Bayou home worth?
Get a no-obligation home value based on real comparable sales in Mack Bayou, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Mack Bayou?
What share of Mack Bayou is owner-occupied?
When were the homes in Mack Bayou built?
Who is the best real estate agent for Mack Bayou?
How do I find a top Santa Rosa Beach real estate agent who knows Mack Bayou?
Can Momentum Realty connect me with an agent for Mack Bayou?
Where is Mack Bayou, and what county is it in?
Should you buy in Mack Bayou?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mack Bayou fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Mack Bayou with Momentum Realty’s local guides.