Mariners Lake
Homes for Sale in Interlachen, FL
All 76 homes for sale in Interlachen, FL · median $198,950 · 95 homes for sale in 32148 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 7 closed sales in Mariners Lake in Interlachen, FL since 2013, the most recent in August 2025. Across Interlachen as a whole, 116 homes closed in the last 12 months at a median of $140,950, 50 median days on market, with 99 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $2,380 ($1,710 with the full homestead exemption).

Mariners Lake is a small market — just 46 homes — spanning a wide build history, from 1900 through 2002, with the median home dating to 1975. That spread is the story: price here is driven far more by condition, updates, and lot than by any tidy per-square-foot rule. With a median living area around 1,344 square feet, most of what trades is modest in size, so the difference between a dated original and a renovated one can be substantial.
The homestead share sits near 31%, meaning a large portion of these homes are not owner-occupied primary residences. For a seller, that thin, condition-sensitive market rewards honest pricing and a home that shows well. For a buyer, it means doing the work on age and systems up front — the 1975 median tells you to budget for roofs, HVAC, and older mechanicals rather than assume turnkey.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Mariners Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Mariners Lake is a compact, older community in Interlachen where individual home condition — not a neighborhood price band — dictates value. Expect a mix of vintages and sizes, and plan to evaluate each property on its own merits.
realMLS (Northeast Florida) sales records identify 5 homes in Mariners Lake that have changed hands since 2005, built between 1900 and 1998 (median 1989), with a median living area of about 1,344 sq ft and a typical 3-bedroom, 2-bath layout; 60% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Mariners Lake across 2024–2025 (1 in 2024, 2 in 2025), median $170,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mariners Lake is best for.
Best for
- Buyers willing to budget for updates on an older home and take on some renovation
- Those seeking a smaller footprint in a quiet, rural Interlachen setting
- Investors or second-home buyers comfortable in a market with a lower owner-occupancy share
Probably not for
- Buyers who want newer construction or move-in-ready finishes with no work
- Those needing significantly more than roughly 1,344 square feet of living space
- Buyers who rely on deep comparable-sales data and a fast, liquid resale market
The market around Mariners Lake
Mariners Lake is too small for its own price trend, so here is the market around it.
In ZIP 32148, 116 homes are on the market and 12% are under contract — a slower corner of Interlachen.
Across Putnam County, 807 homes are active and 125 pending (13% under contract).
In ZIP 32148 (Interlachen), 83 homes closed in the last 12 months at a median of $136K ($115/sq ft), down 7.3% year over year, with a median 49 days on market. Right now 31 active and 9 pending listings put supply at about 4.5 months — a buyer's market. See the live ZIP 32148 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Mariners Lake specifically. Momentum Research analysis of MLS records.
The Mariners Lake buying strategy.
If we were buying in Mariners Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mariners Lake.
A condition-driven small market
With a build range running the full length of the 20th century and a median year built of 1975, Mariners Lake is not a place where every home looks like its neighbor. Some are early-century structures; others went up decades later. The practical effect is that two homes of similar size can sit far apart in value depending on how they've been maintained and updated.
Living space is generally on the smaller side — a median near 1,344 square feet — which makes this a market to read house by house rather than by averages. The rural Putnam County setting and the lake reference in the name shape the appeal, but the numbers point to a place where due diligence on age and systems matters more than chasing a headline figure.
The location and the amenities are priced into every listing in Mariners Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this small and this condition-sensitive is exactly where a local read pays off. We price and evaluate Mariners Lake homes on their actual bones — age, updates, systems, and lot — not on a broad average that hides more than it reveals. Whether you're selling an older home that needs the right positioning or buying one that needs a clear-eyed inspection plan, we'll tell you what the property is really worth to you.
Mariners Lake in 15 seconds.
Tools for a Mariners Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mariners Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mariners Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mariners Lake home worth?
Get a no-obligation home value based on real comparable sales in Mariners Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Mariners Lake, Interlachen
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Interlachen home searches
- All homes for sale in Interlachen, FL
- Homes for sale in Putnam County, FL
- 4-bedroom homes for sale in Interlachen
- Interlachen home values: what is my house worth?
- ZIP 32148 housing scorecard
Interlachen guides & data
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Email me new listings in Mariners Lake
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Mariners Lake
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Mariners Lake will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Mariners Lake?
What share of Mariners Lake is owner-occupied?
When were the homes in Mariners Lake built?
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How do I find a top Interlachen real estate agent who knows Mariners Lake?
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Where is Mariners Lake, and what county is it in?
How far is Mariners Lake from downtown Jacksonville and the beach?
Should you buy in Mariners Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32148)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2013 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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