Aerial view of Mariners Lake

Mariners Lake
Homes for Sale in Interlachen, FL

All 77 homes for sale in Interlachen, FL · median $198,000 · 99 homes for sale in 32148 · Putnam County homes for sale

Community in Interlachen · Putnam County · ZIP 32148
16 homesBuilt 1974–2002
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Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily
Live · Mariners Lake Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
60%
Owner-occupied · Mariners Lake
12 of 20 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Mariners Lake
incl. 10% trust or LLC-held · 5% out-of-state
16
Homes in the community
plus 4 vacant residential lots · 20 residential parcels (FL DOR 2025)
Track record · 22 years of records
3
Recorded sales · 2024-2025
median $170K · qualified sales on the county roll (FL DOR 2025)
Est. 1974
Community established
homes built 1974-2002, median 1991 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mariners Lake is a small market — just 46 homes — spanning a wide build history, from 1900 through 2002, with the median home dating to 1975. That spread is the story: price here is driven far more by condition, updates, and lot than by any tidy per-square-foot rule. With a median living area around 1,344 square feet, most of what trades is modest in size, so the difference between a dated original and a renovated one can be substantial.

The homestead share sits near 31%, meaning a large portion of these homes are not owner-occupied primary residences. For a seller, that thin, condition-sensitive market rewards honest pricing and a home that shows well. For a buyer, it means doing the work on age and systems up front — the 1975 median tells you to budget for roofs, HVAC, and older mechanicals rather than assume turnkey.

Nearby homes for sale

No active listings inside Mariners Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

316 MACGILL Street
$320K · 0.2 mi away
3 bd · 1 ba · 1,283 sqft
316 MACGILL Street
Listed by NICOSIA REALTY INC.
141 CHEROKEE Drive
$210K · 0.5 mi away
4 bd · 2 ba · 1,782 sqft
141 CHEROKEE Drive
Listed by TIMBER TO TIDES REALTY LLC
100 MANGELS Drive
$260K · 0.5 mi away
2 bd · 2 ba · 1,296 sqft
100 MANGELS Drive
Listed by INTERLACHEN REALTY SERVICES, INC
140 CHEROKEE Drive
$240K · 0.6 mi away
3 bd · 2 ba · 1,280 sqft
140 CHEROKEE Drive
Listed by TIMBER TO TIDES REALTY LLC
106 DOTTIE Court
$260K · 0.7 mi away
3 bd · 2 ba · 1,276 sqft
106 DOTTIE Court
Listed by NICOSIA REALTY INC.
214 MIRROR LAKE Drive
$279K · 0.7 mi away
2 bd · 1 ba · 1,476 sqft
214 MIRROR LAKE Drive
Listed by COLDWELL BANKER BEN BATES INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Mariners Lake is a compact, older community in Interlachen where individual home condition — not a neighborhood price band — dictates value. Expect a mix of vintages and sizes, and plan to evaluate each property on its own merits.

realMLS (Northeast Florida) sales records identify 5 homes in Mariners Lake that have changed hands since 2005, built between 1900 and 1998 (median 1989), with a median living area of about 1,344 sq ft and a typical 3-bedroom, 2-bath layout; 60% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Mariners Lake across 2024–2025 (1 in 2024, 2 in 2025), median $170,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers willing to budget for updates on an older home and take on some renovation
  • Those seeking a smaller footprint in a quiet, rural Interlachen setting
  • Investors or second-home buyers comfortable in a market with a lower owner-occupancy share

Probably not for

  • Buyers who want newer construction or move-in-ready finishes with no work
  • Those needing significantly more than roughly 1,344 square feet of living space
  • Buyers who rely on deep comparable-sales data and a fast, liquid resale market

The market around Mariners Lake

Mariners Lake is too small for its own price trend, so here is the market around it.

In ZIP 32148, 121 homes are on the market and 16% are under contract — a slower corner of Interlachen.

Across Putnam County, 721 homes are active and 156 pending (18% under contract).

In ZIP 32148 (Interlachen), 106 homes closed in the last 12 months at a median of $141K ($117/sq ft), up 1.6% year over year, with a median 48 days on market. See the live ZIP 32148 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Mariners Lake specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Mariners Lake, Interlachen

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Mariners Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mariners Lake.

Best Buy
Buyers comfortable with older homes and a rural Putnam County setting.
Biggest Risk
A small, thin market with a low homestead share can make comparables scarce and values condition-dependent.
Sweet Spot
A well-maintained or updated home in the 1,300-square-foot range that shows better than its 1975-era peers.
Avoid If
You need turnkey newer construction or a large floor plan.

A condition-driven small market

With a build range running the full length of the 20th century and a median year built of 1975, Mariners Lake is not a place where every home looks like its neighbor. Some are early-century structures; others went up decades later. The practical effect is that two homes of similar size can sit far apart in value depending on how they've been maintained and updated.

Living space is generally on the smaller side — a median near 1,344 square feet — which makes this a market to read house by house rather than by averages. The rural Putnam County setting and the lake reference in the name shape the appeal, but the numbers point to a place where due diligence on age and systems matters more than chasing a headline figure.

“

The location and the amenities are priced into every listing in Mariners Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this small and this condition-sensitive is exactly where a local read pays off. We price and evaluate Mariners Lake homes on their actual bones — age, updates, systems, and lot — not on a broad average that hides more than it reveals. Whether you're selling an older home that needs the right positioning or buying one that needs a clear-eyed inspection plan, we'll tell you what the property is really worth to you.

Mariners Lake in 15 seconds.

Best forBuyers comfortable with older homes and a rural Putnam County setting.
Biggest advantageA wide vintage spread means room to find value in the right renovated or fixer property.
Biggest riskA small, thin market with a low homestead share can make comparables scarce and values condition-dependent.
Sweet spotA well-maintained or updated home in the 1,300-square-foot range that shows better than its 1975-era peers.
Avoid ifYou need turnkey newer construction or a large floor plan.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mariners Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mariners Lake.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mariners Lake sales matched to your home.

What is your Mariners Lake home worth?

Get a no-obligation home value based on real comparable sales in Mariners Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Interlachen →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Mariners Lake?
The Florida DOR 2025 assessment roll shows 16 homes plus 4 vacant residential lots in Mariners Lake (public records).
What share of Mariners Lake is owner-occupied?
60% of Mariners Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mariners Lake built?
Homes in Mariners Lake were built between 1974 and 2002, with a median year built of 1991 (FL DOR 2025 roll).
Who is the best real estate agent for Mariners Lake?
The best agent for Mariners Lake is one who actively works Interlachen and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mariners Lake.
How do I find a top Interlachen real estate agent who knows Mariners Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mariners Lake and the wider Interlachen area.
Can Momentum Realty connect me with an agent for Mariners Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mariners Lake purchase or sale - no call center and no pressure.
Where is Mariners Lake, and what county is it in?
Mariners Lake is in Interlachen, Putnam County, FL, ZIP 32148. The community's center is about 5 miles northwest of the center of Interlachen (straight-line).
How far is Mariners Lake from downtown Jacksonville and the beach?
About 50 miles from downtown Jacksonville and about 40 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers willing to budget for updates on an older home and take on some renovationExcellent fit
Those seeking a smaller footprint in a quiet, rural Interlachen settingExcellent fit
Investors or second-home buyers comfortable in a market with a lower owner-occupancy shareExcellent fit
Buyers who want newer construction or move-in-ready finishes with no workProbably not
Those needing significantly more than roughly 1,344 square feet of living spaceProbably not
Buyers who rely on deep comparable-sales data and a fast, liquid resale marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32148))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2004 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Mariners Lake? See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Mariners Lake with Momentum Realty’s local guides.

Tanglewood0.2 mi awayWoodcrest0.3 mi away · 25 homes, built 1982–17Mariners Lake Park0.5 mi awayRockey Faye Ranchett0.5 mi away · 46 homes, built 1958–23Averys0.6 mi awayMirror Lake0.6 mi awayRocky Faye Ranch 20.7 mi away · 53 homes, built 1958–23Hubbard Lake0.8 mi away · 16 homes, built 1958–08

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Mariners Lake. These are the public schools most often assigned to other communities in ZIP 32148; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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